MANCREDIT

Mangal Credit and Fincorp Ltd.

NSE: MANCREDIT

BSE: 505850

Sector: Financial Services

Industry Group: Finance

Industry: Non Banking Financial Company (NBFC)

223.01+5.0 (+2.27%)

24 Aug, 12:00 AM

Overview

Analysis Statements Technicals Forecast Peers Resources News

Stock Scores

Quality Score

27.1 / 100

Value Score

51.6 / 100

Price Momentum Score

75.3 / 100

QVM Score

48.3 / 100

Key Metrics

Market Cap

470.86

P/E (TTM)

26.16

P/B

2.73

P/S (TTM)

6.07

EV/EBITDA

11.98

CAPE (5Y)

39.07

ROE (TTM)

9.77

ROCE (TTM)

12.85

ROA (TTM)

3.53

Avg 3Y ROE

9.44

Earnings 3Y CAGR

23.24

Sales 3Y CAGR

46.31

Sales 5Y CAGR

45.32

Debt/Equity

1.92

Consensus TP

Strong Buy %

Promoter Holding

55.25

Pledged %

0.00

Stock Analysis

Fundamental analysis overview of Mangal Credit and Fincorp Ltd. covering key investment insights, growth drivers, risk factors, and potential red flags.

Views

Red Flags

Positive

Strong price momentum

Price Momentum score of 75.3 indicates that the stock has strong price momentum. Research has shown that stocks with higher momentum continue to outperform in the near term

What is Price Momentum score?

75.3 / 100

High and improving operating margin

The company reported strong operating margin of 78.31% for 12-month ended 30 Jun 2026 and operating margin improved by 315 bps from 1 year ago

What is Operating profit margin?

Strong revenue growth and above median growth of industry

The company delivered strong revenue growth of 48.7% for 12-month ended 30 Jun 2026 and the growth was 37.79 percentage points higher than median growth of industry

What is Sales growth (1Y)?

Median: 10.91

Value 48.7

-2151.9255312.3

Strong EPS growth and above median growth of industry

The company delivered strong EPS growth of 38.65% for 12-month ended 30 Jun 2026 and the growth was 37.85 percentage points higher than median growth of industry

What is EPS growth (1Y)?

Consistently pays dividend

The company has not missed dividend payments once in the last 9 financial years

What is Dividend streak?

Negative

Low but stable ROE

The company reported low ROE of 9.77% for 12-month ended 30 Jun 2026 and ROE improved marginally by 1 bps from 1 year ago

What is ROE (FY)?

Reasonable Debt to Equity, but increasing

The company has reasonable Debt to Equity of 1.92 as on 30 Jun 2026 but Debt to Equity increased by 0.5 in the last 1 year

What is Debt to Equity?

Low dividend yield

The company has a low dividend yield of 0.34%

What is Dividend yield?

Neutral

Reasonably valued but PB is at a premium to industry median P/B

PB of 2.73 indicates that the stock is reasonably valued on a standalone basis but is at a 145.95% premium to industry median P/B

What is P/B Ratio?

Median: 1.11

Value 2.73

056.4

Financial Snapshot

See detailed analysis

Multi-year trends for Mangal Credit and Fincorp Ltd. covering revenue, net profit, ROE, and EBITDA for a quick view of financial health over time.

Net Revenue FY

Profit After Tax FY

ROE FY

ROA FY

Mangal Credit and Fincorp Ltd. Shareholding Pattern

Quarterly breakdown of Mangal Credit and Fincorp Ltd. ownership including promoter, FII, DII, mutual fund, and public holdings as disclosed to NSE/BSE.

	Mar 2020	Jun 2020	Sep 2020	Dec 2020	Mar 2021	Jun 2021	Sep 2021	Dec 2021	Mar 2022	Jun 2022	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
Total Promoter	58.24	58.83	59.12	60.63	61.02	61.38	61.86	61.98	62.36	63.01	63.41	63.53	55.36	55.43	55.46	50.65	51.61	51.71	51.71	51.71	51.71	51.71	55.25	55.25	55.25	55.25
Indian Promoter	58.24	58.83	59.12	60.63	61.02	61.38	61.86	61.98	62.36	63.01	63.41	63.53	55.36	55.43	55.46	50.65	51.61	51.71	51.71	51.71	51.71	51.71	55.25	55.25	55.25	55.25
Foreign Promoter	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Institutions	0.01	0.01	0.01	0.22	0.27	0.27	0.27	0.65	0.65	0.65	0.65	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.10	0.01	0.16	0.02	0.16	0.10	0.13
Mutual Funds / UTI	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
FI/Bank/Insurance	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01
Govt	-	-	-	0.21	0.26	0.26	0.26	0.64	0.64	0.64	0.64	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
FII	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.08	0.00	0.15	0.01	0.05	0.00	0.12
Other Institutions	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.10	0.09	0.00
Non-Institution	41.76	41.16	40.87	39.16	38.71	38.35	37.88	37.37	36.99	36.34	35.94	36.46	44.63	44.56	44.53	49.34	48.38	48.29	48.28	48.20	48.29	48.14	44.73	44.59	44.65	44.62
Bodies Corporate	1.68	2.80	2.64	2.59	2.57	1.83	2.07	3.10	1.78	1.06	1.03	0.41	8.97	9.47	9.92	15.39	15.38	16.11	16.75	16.60	16.90	17.39	17.55	17.69	17.84	18.49
Others (incl. Retail) No. of shareholders	40.08 4,553	38.36 4,480	38.23 4,297	36.57 4,392	36.14 4,431	36.52 5,072	35.81 4,675	34.27 4,418	35.21 4,619	35.28 4,442	34.91 4,398	36.05 4,324	35.66 4,265	35.09 4,262	34.61 4,369	33.95 4,235	33.00 4,417	32.18 4,467	31.53 4,632	31.60 3,448	31.39 3,431	30.75 3,381	27.18 3,360	26.90 3,286	26.81 3,185	26.13 3,286

Bulk, Block and Insider Trades

Recent bulk deals, block deals, and insider trading activity in Mangal Credit and Fincorp Ltd. shares as reported to NSE and BSE.

Name	Month	Transaction	Holding % pre transaction	Average price	Qty.	Transaction value
Hardik Jain Promoter	August-2025	Conversion of security (Acquisition) 19th Aug 2025	4.23 %	₹ 110.00	15.50 lac	₹ 17.05 cr
Meghraj Jain Promoter & Director	May-2022	Market Purchase (Acquisition) 11th May 2022	23.74 %	₹ 121.37	12.07 k	₹ 14.65 lac
Meghraj Jain Promoter & Director	May-2022	Market Purchase (Acquisition) 11th May 2022	23.81 %	₹ 117.87	16.30 k	₹ 19.21 lac
Meghraj Jain Promoter & Director	May-2022	Market Purchase (Acquisition) 11th May 2022	23.73 %	₹ 124.50	2.45 k	₹ 3.06 lac
Meghraj Jain Promoter & Director	March-2022	Market Purchase (Acquisition) 31st Mar 2022	23.62 %	₹ 97.80	6.50 k	₹ 6.36 lac
Meghraj Jain Promoter & Director	March-2022	Market Purchase (Acquisition) 31st Mar 2022	23.65 %	₹ 98.51	14.50 k	₹ 14.28 lac
Meghraj Jain Promoter & Director	March-2022	Market Purchase (Acquisition) 4th Mar 2022	23.59 %	₹ 98.14	5.25 k	₹ 5.15 lac
Meghraj Jain Promoter & Director	March-2022	Market Purchase (Acquisition) 3rd Mar 2022	23.55 %	₹ 97.87	8.00 k	₹ 7.83 lac
Meghraj Jain Promoter & Director	February-2022	Market Purchase (Acquisition) 25th Feb 2022	23.49 %	₹ 98.17	6.19 k	₹ 6.07 lac
Meghraj Jain Promoter & Director	February-2022	Market Purchase (Acquisition) 25th Feb 2022	23.53 %	₹ 99.88	4.30 k	₹ 4.29 lac

…

Corporate Actions

History of Mangal Credit and Fincorp Ltd. dividends, bonus issues, stock splits, rights issues, and other corporate events.

Dividend₹ 0.75/share
Record date: 14th Sep 2026Ex-date: 11th Sep 2026
Announced on: 28th May 2026
Dividend₹ 0.75/share
Record date: 17th Sep 2025Ex-date: 17th Sep 2025
Announced on: 15th May 2025
Dividend₹ 0.60/share
Ex-date: 17th Sep 2024
Announced on: 7th May 2024
Dividend₹ 0.50/share
Record date: 13th Sep 2023Ex-date: 13th Sep 2023
Announced on: 24th May 2023
Dividend₹ 0.50/share
Record date: 21st Sep 2022Ex-date: 20th Sep 2022
Announced on: 2nd May 2022

Company Profile

Overview of Mangal Credit and Fincorp Ltd. covering business description, industry classification, key management, financial ratios, and listed exchange details.

Mangal Credit & Fincorp Limited (MCFL) is an India-based non-banking financial company (NBFC). The Company is engaged in the business of providing various types of loans to different types of customers. It is engaged in the business segment of financing. The Company provides loans, credit facilities...

Key personnel

Mr. Chirag Narendra Parmar

Company Secretary, Compliance Officer

Mr. Meghraj Sohanlal JainD

Executive Chairman of the Board, Managing Director

Mr. Nilesh JainD

Chief Financial Officer, Executive Director

Mr. Hardik Meghraj JainD

Executive Director

Mr. Sujan SinhaD

Non-Executive Non-Independent Director

Mr. Ramanathan AnnamalaiD

Non-Executive Independent Director

Mr. Subramanyam GaneshD

Non-Executive Independent Director

Ms. Vineeta Piyush PatelD

Non-Executive Independent Director

View all

Incorporated on

29 Dec 1961

Last Annual

31 Mar 2026

Last Interim

30 Jun 2026

No. of Employees

IPO date

13 Jul 1993

Free Float

40,37,546

Website

https://www.mangalfincorp.com/

Phone no.

+912242461300

Address

1701-1702 A Wing, Lotus Corporate Park, Ram Mandir Road, Off Western Highway, Goregaon (East), MUMBAI, 400063, India

Frequently Asked Questions

What is the current share price of Mangal Credit and Fincorp Ltd.?

The current share price of Mangal Credit and Fincorp Ltd. is ₹ 223.01 as of 24 Aug 2026.

What is the market capitalisation of Mangal Credit and Fincorp Ltd.?

The market capitalisation of Mangal Credit and Fincorp Ltd. stands at ₹ 470.86 Cr.

What is the PE ratio of Mangal Credit and Fincorp Ltd.?

The Price-to-Earnings (PE) ratio of Mangal Credit and Fincorp Ltd. is 26.16 as of the latest trailing twelve months data.

What is the ROE and ROCE of Mangal Credit and Fincorp Ltd.?

Mangal Credit and Fincorp Ltd. has a Return on Equity (ROE) of 9.77% and a Return on Capital Employed (ROCE) of 12.85% as per the latest financial reports.

What is the 52-week high and low of Mangal Credit and Fincorp Ltd.?

The 52-week high of Mangal Credit and Fincorp Ltd. is - and the 52-week low is -.

What is the dividend yield of Mangal Credit and Fincorp Ltd.?

The dividend yield of Mangal Credit and Fincorp Ltd. is 0.34% based on the current market price.

What is the FII and DII holding in Mangal Credit and Fincorp Ltd.?

Foreign Institutional Investors (FII) hold 0.12%, Domestic Institutional Investors (DII) hold 0.01% and retail/public investors hold 26.13% of Mangal Credit and Fincorp Ltd. shares.

What sector does Mangal Credit and Fincorp Ltd. belong to?

Mangal Credit and Fincorp Ltd. operates in the Financial Services sector.

What is the beta of Mangal Credit and Fincorp Ltd.?

The beta of Mangal Credit and Fincorp Ltd. is 0.33, indicating its price volatility relative to the broader market. Over the past 1 year, Mangal Credit and Fincorp Ltd. has delivered an absolute return of 22.34%.

What is the RSI of Mangal Credit and Fincorp Ltd.?

The 14-day Relative Strength Index (RSI) of Mangal Credit and Fincorp Ltd. is 44.46, placing it in the neutral zone. An RSI above 70 is considered overbought and below 30 is considered oversold.

Mangal Credit and Fincorp Ltd.

Stock Scores

Key Metrics

Share Price

Stock Analysis

Financial Snapshot

Mangal Credit and Fincorp Ltd. Shareholding Pattern

Bulk, Block and Insider Trades

Corporate Actions

Company Profile

Frequently Asked Questions

Stock Analysis

Corporate Actions

Company Profile