Mangal Credit and Fincorp Ltd.

NSE: MANCREDIT

BSE: 505850

Sector: Financial Services

Industry Group: Finance

Industry: Non Banking Financial Company (NBFC)

223.01+5.0 (+2.27%)

24 Aug, 12:00 AM

Income Statement

Abridged

Understanding Income Statement

Mangal Credit and Fincorp Ltd. income statement covering revenue, operating profit, EBITDA, PAT and EPS across annual and quarterly periods.

Consolidated

Standalone

Annual

Interim

	2012 Mar 31	2013 Mar 31	2014 Mar 31	2015 Mar 31	2016 Mar 31	2017 Mar 31	2018 Mar 31	R 2019 Mar 31	2020 Mar 31	2021 Mar 31	C 2022 Mar 31	C 2023 Mar 31	2024 Mar 31	2025 Mar 31	2026 Mar 31	TTM Jun 30
	2012 Mar 31	2013 Mar 31	2014 Mar 31	2015 Mar 31	2016 Mar 31	2017 Mar 31	2018 Mar 31	R 2019 Mar 31	2020 Mar 31	2021 Mar 31	C 2022 Mar 31	C 2023 Mar 31	2024 Mar 31	2025 Mar 31	2026 Mar 31	TTM Jun 30
Period length: Source:	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M PRESS	12M IR
Total Revenue	2.77	3.72	214.59	237.78	143.41	79.22	110.21	-	-	11.30	14.62	21.26	32.68	48.76	69.90	77.59
Cost of Operating Revenue	0.79	1.06	189.26	201.93	110.27	50.66	79.98	-	-	-	-	-	-	-	-	-
Gross Profit	1.98	2.66	25.33	35.85	33.14	28.55	30.24	-	-	-	-	-	-	-	-	-
Gross Margin	71.4	71.4	11.8	15.1	23.1	36.0	27.4	-	-	-	-	-	-	-	-	-
Total Operating Expenses	1.24	1.94	201.93	218.44	132.71	69.53	96.42	1.75	2.09	2.43	3.39	5.42	7.85	10.95	15.57	16.83
Operating Profit	1.53	1.79	12.66	19.34	10.70	9.69	13.80	-1.75	-2.09	8.88	11.23	15.84	24.83	37.81	54.33	60.76
Operating Margin	55.2	47.9	5.9	8.1	7.5	12.2	12.5	-	-	78.5	76.8	74.5	76.0	77.5	77.7	78.3
Financing Income/(Expense) - Net	-0.32	-1.41	-11.94	-18.74	-13.13	-6.67	-7.89	-0.06	-0.20	-0.55	-1.73	-4.58	-9.50	-18.39	-31.92	-34.96
Profit before Taxes	1.26	1.17	4.04	4.00	3.35	7.38	12.05	7.97	13.56	8.18	8.68	10.78	14.32	18.21	20.85	24.44
Income Taxes	0.27	0.23	1.01	1.32	1.44	2.73	2.64	1.96	2.80	2.47	2.60	2.86	3.78	5.14	5.55	6.45
Profit after Tax	0.99	0.93	3.02	1.97	1.41	4.02	8.40	6.01	10.76	5.71	6.08	7.91	10.55	13.07	15.31	18.00
PAT Margin	35.6	25.1	1.4	0.8	1.0	5.1	7.6	-	-	50.5	41.6	37.2	32.3	26.8	21.9	23.2
EPS - Basic - ex Extraordinary Items	2.33	2.21	3.67	2.32	1.53	2.53	4.68	3.11	5.57	2.96	3.15	4.10	5.45	6.68	7.46	8.59
EPS - Diluted - ex Extraordinary Items	2.33	2.21	3.67	2.32	1.46	1.94	4.68	3.11	5.57	2.96	3.15	4.10	5.45	6.58	7.25	8.54
EBIT	1.53	1.79	12.66	19.34	10.70	9.69	13.80	-1.75	-2.09	8.88	11.23	15.84	24.83	37.81	54.33	60.76
EBITDA	1.54	1.88	14.40	25.03	17.86	18.96	19.43	-1.58	-1.95	9.12	11.63	16.37	25.54	39.04	56.01	62.62
EBITDA Margin	55.5	50.6	6.7	10.5	12.5	23.9	17.6	-	-	80.7	79.6	77.0	78.2	80.1	80.1	80.7

Balance Sheet

Abridged

Understanding Balance Sheet

Mangal Credit and Fincorp Ltd. balance sheet covering assets, liabilities, equity and borrowings across annual and quarterly periods.

Consolidated

Standalone

Annual

Interim

We don't have enough data to show Annual Consolidated Balance Sheet data for Mangal Credit and Fincorp Ltd.

Cash Flow

Abridged

Understanding Cash Flow Statement

Mangal Credit and Fincorp Ltd. cash flow statement covering operating, investing and financing activities across annual and quarterly periods.

Consolidated

Standalone

Annual

Interim

We don't have enough data to show Annual Consolidated Cash Flow data for Mangal Credit and Fincorp Ltd.

Business Segment Analysis

FY End:

Mar 25

Mangal Credit and Fincorp Ltd. business segment breakdown covering revenue, operating income and assets across key divisions for the selected financial year.

Capex

Non Banking Financial Activities (100.0%)₹ 0.81 Cr

Revenue / Sales

Non Banking Financial Activities (100.0%)₹ 48.76 Cr

Assets

Non Banking Financial Activities (100.0%)₹ 349.40 Cr

Operating Income

Non Banking Financial Activities (100.0%)₹ 37.81 Cr

Regional Segment Analysis

FY End:

Mar 25

Mangal Credit and Fincorp Ltd. geographic revenue split showing domestic and international market performance across revenue and income for the selected financial year.

Revenue / Sales

India (100.0%)₹ 48.76 Cr

Assets

India (100.0%)₹ 349.40 Cr

Historical Segment Analysis

Track how Mangal Credit and Fincorp Ltd. segment contributions have evolved over multiple financial years to see which divisions are growing, shrinking or gaining strategic importance.

Capex

Sales

Assets

Operating Income

Business

Regional

Business

	2020 Mar 31	2021 Mar 31	2022 Mar 31	2023 Mar 31	2024 Mar 31	2025 Mar 31
	2020 Mar 31	2021 Mar 31	2022 Mar 31	2023 Mar 31	2024 Mar 31	2025 Mar 31
Non Banking Financial Activities	11	0	0	0	0	1

Frequently Asked Questions

What is the revenue of Mangal Credit and Fincorp Ltd.?

The latest trailing twelve month revenue of Mangal Credit and Fincorp Ltd. is ₹ 77.59 Cr, reflecting a 1-year growth of 48.70% and a 3-year CAGR of 46.31%. Annual and quarterly revenue trends are available in the Income Statement section.

What is the net profit of Mangal Credit and Fincorp Ltd.?

The latest trailing twelve month net profit (PAT) of Mangal Credit and Fincorp Ltd. is ₹ 18.00 Cr, with a 3-year earnings CAGR of 23.24%. Detailed profit history across annual and quarterly periods is in the Income Statement section.

What is the EBITDA of Mangal Credit and Fincorp Ltd.?

The trailing twelve month EBITDA of Mangal Credit and Fincorp Ltd. is approximately ₹ 60.76 Cr (based on an operating margin of 78.31%). EBITDA reflects core operating profitability before interest, taxes, depreciation and amortisation.

What is the EPS of Mangal Credit and Fincorp Ltd.?

The trailing twelve month Earnings Per Share (EPS) of Mangal Credit and Fincorp Ltd. is 8.54. EPS trends across annual and quarterly periods are visible in the Income Statement section.

What is the debt level of Mangal Credit and Fincorp Ltd.?

The debt-to-equity ratio of Mangal Credit and Fincorp Ltd. stands at 1.92. The interest coverage ratio is 1.74x, reflecting the company's ability to service debt from operating earnings. The full breakdown of total borrowings is in the Balance Sheet section.

What is the book value per share of Mangal Credit and Fincorp Ltd.?

The estimated book value per share of Mangal Credit and Fincorp Ltd. is 81.79 (derived from a P/B ratio of 2.73 and market price of ₹ 223.01), reflecting the net asset value attributable to each share. See the Balance Sheet section for a full breakdown.

What is the cash flow from operations of Mangal Credit and Fincorp Ltd.?

The trailing twelve month operating cash flow of Mangal Credit and Fincorp Ltd. is ₹ -112.10 Cr. Annual and quarterly cash flow data is available in the Cash Flow section of the Statements tab.

Does Mangal Credit and Fincorp Ltd. report consolidated or standalone financials?

Mangal Credit and Fincorp Ltd. reports consolidated financials. You can toggle between consolidated and standalone views using the switch at the top of each statement section.