	C 2012 Mar 31	2013 Mar 31	2014 Mar 31	2015 Mar 31	2016 Mar 31	2017 Mar 31	R 2018 Mar 31	2019 Mar 31	2020 Mar 31	2021 Mar 31	2022 Mar 31	2023 Mar 31	2024 Mar 31	2025 Mar 31	2026 Mar 31

Period length: Source:	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M PRESS
Total Revenue	4,537	5,359	4,932	4,326	4,921	5,912	6,713	7,594	9,684	11,531	12,181	11,898	15,062	20,214	31,209
Cost of Operating Revenue	2,370	2,819	2,626	2,112	2,286	2,369	2,127	2,535	3,171	4,098	4,255	4,207	5,428	7,349	11,000
Total Operating Expenses	3,218	3,876	3,754	3,308	3,614	3,980	3,568	4,272	5,249	6,159	6,421	6,763	8,539	11,301	15,932
Operating Profit	1,319	1,483	1,178	1,018	1,307	1,933	3,145	3,322	4,435	5,372	5,760	5,134	6,523	8,913	15,277
Operating Margin	29.1	27.7	23.9	23.5	26.6	32.7	46.8	43.7	45.8	46.6	47.3	43.2	43.3	44.1	48.9
Financing Income/(Expense) - Net	-	-	16	10	15	23	-	-	-2	-2	-1	-2	-2	-63	-
Profit before Taxes	1,331	1,511	1,194	1,029	1,327	1,959	2,942	3,260	4,260	5,131	5,410	4,923	5,997	7,266	14,305
Income Taxes	439	507	413	357	509	751	1,098	1,157	1,092	1,313	1,379	1,253	1,529	1,914	3,698
Profit after Tax	892	1,004	780	671	815	1,200	1,830	2,078	3,138	3,804	4,017	3,612	4,324	5,333	10,590
PAT Margin	19.7	18.7	15.8	15.5	16.6	20.3	27.3	27.4	32.4	33.0	33.0	30.4	28.7	26.4	33.9
EPS - Basic - ex Extraordinary Items	24.29	27.02	20.99	16.98	20.46	30.06	45.79	51.92	78.30	94.84	100.10	89.99	107.72	132.84	263.79
EPS - Diluted - ex Extraordinary Items	24.29	27.02	20.99	16.81	20.22	29.95	4.56	5.18	782.00	94.76	100.05	89.98	107.71	132.83	263.79
EBIT	1,319	1,483	1,178	1,018	1,307	1,933	3,145	3,322	4,435	5,372	5,760	5,134	6,523	8,913	15,277
EBITDA	1,352	1,529	1,225	1,103	1,366	1,985	3,197	3,374	4,494	5,439	5,830	5,213	6,615	9,029	15,414
EBITDA Margin	29.8	28.5	24.8	25.5	27.8	33.6	47.6	44.4	46.4	47.2	47.9	43.8	43.9	44.7	49.4

Balance Sheet

Abridged

Understanding Balance Sheet

Muthoot Finance Ltd. balance sheet covering assets, liabilities, equity and borrowings across annual and quarterly periods.

Consolidated

Standalone

Annual

Interim

	C 2012 Mar 31	2013 Mar 31	2014 Mar 31	2015 Mar 31	R 2016 Mar 31	R 2017 Mar 31	R 2018 Mar 31	2019 Mar 31	2020 Mar 31	2021 Mar 31	2022 Mar 31	2023 Mar 31	2024 Mar 31	2025 Mar 31	2026 Mar 31

Source:	AR	AR	AR	AR	AR	AR	AR	AR	AR	AR	AR	AR	AR	AR	PRESS
Property Plant & Equipment - Net	266	298	320	265	237	223	210	228	288	313	349	409	525	647	685
Total Assets	23,372	29,416	25,594	26,996	27,395	31,588	33,672	41,735	54,882	68,641	76,316	80,149	96,469	1,32,860	1,95,754
Long Term Debt	6,242	7,953	6,905	6,766	5,427	22,044	23,625	29,866	40,696	50,156	54,345	55,472	30,996	53,860	1,51,026
Total Liabilities	20,446	25,681	21,329	21,883	21,735	24,995	25,742	31,661	42,880	52,882	57,179	57,996	70,715	1,02,866	1,55,980
Total Shareholders' Equity	2,926	3,736	4,265	5,084	5,622	6,521	7,857	9,931	11,829	15,575	18,786	21,666	25,107	29,367	39,130
Minority Interest	-	-	-	29	38	72	73	142	172	185	352	487	647	627	644
Total Equity	2,926	3,736	4,265	5,113	5,660	6,593	7,930	10,074	12,001	15,760	19,138	22,153	25,754	29,993	39,774
Total Liabilities & Equity	23,372	29,416	25,594	26,996	27,395	31,588	33,672	41,735	54,882	68,641	76,316	80,149	96,469	1,32,860	1,95,754
Total Current Assets	22,986	28,982	25,139	26,486	26,839	-	-	-	-	-	-	-	-	-	-
Total Current Liabilities	13,936	17,164	13,525	13,908	15,180	-	-	-	-	-	-	-	-	-	-

Cash Flow

Abridged

Understanding Cash Flow Statement

Muthoot Finance Ltd. cash flow statement covering operating, investing and financing activities across annual and quarterly periods.

Consolidated

Standalone

Annual

Interim

	2012 Mar 31	2013 Mar 31	2014 Mar 31	2015 Mar 31	R 2016 Mar 31	R 2017 Mar 31	C 2018 Mar 31	2019 Mar 31	R 2020 Mar 31	2021 Mar 31	2022 Mar 31	2023 Mar 31	2024 Mar 31	2025 Mar 31	2026 Mar 31

Period length: Source:	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M PRESS
Operating CF bef Changes in Working Cap	1,345	1,536	1,214	1,079	1,496	1,255	1,578	1,814	3,602	4,508	4,714	3,649	4,639	7,929	12,792
Working Capital - Increase/(Decrease)	-10,039	-5,464	4,521	-1,548	-1,373	-3,421	-2,997	-6,621	-8,525	-12,212	-6,134	-6,180	-18,043	-34,025	-59,653
Net CF from Operating Activities	-8,695	-3,927	5,734	-469	123	-2,166	-1,419	-4,807	-4,923	-7,704	-1,421	-2,531	-13,405	-26,096	-46,861
Capital Expenditures - Net	113	80	71	24	28	54	35	77	92	90	95	140	221	216	151
Net CF from Investing Activities	-203	-59	-11	-23	-60	-204	-138	-182	-431	-70	246	-92	-304	-1,805	1,926
Dividends Paid - Cash - Total	-	173	412	232	383	-	772	-	1,306	1	803	803	884	965	1,044
Stock - Issuance/(Retirement) - Net	901	-	-	420	3	31	3	3	2	1	1	1	0	0	0
Debt - LT & ST - Issuance/(Retirement) - Total	7,457	4,968	-4,695	66	-721	2,996	1,564	6,273	10,498	9,697	3,977	978	12,861	30,909	50,185
Net Cash Flow from Financing Activities	8,329	4,795	-5,107	249	-1,102	3,027	824	6,351	9,193	9,712	3,445	395	11,958	30,041	49,320
Free Cash Flow to Equity	-1,350	960	968	-427	-626	777	110	1,390	5,484	1,903	2,461	-1,692	-764	4,598	3,174
Free Operating CF net dividend	-8,807	-4,180	5,251	-735	-291	-2,221	-2,227	-4,884	-6,320	-7,796	-2,321	-3,475	-14,512	-27,277	-48,058
Free Operating CF	-8,807	-4,008	5,663	-502	93	-2,221	-1,455	-4,884	-5,015	-7,796	-1,518	-2,672	-13,627	-26,313	-47,014

Business Segment Analysis

FY End:

Mar 25

Muthoot Finance Ltd. business segment breakdown covering revenue, operating income and assets across key divisions for the selected financial year.

Capex

Finance (100.0%)₹ 217.00 Cr

Revenue / Sales

Finance (100.0%)₹ 20,214.17 Cr

Assets

Finance (100.0%)₹ 1,32,859.59 Cr

Operating Income

Finance (100.0%)₹ 8,913.06 Cr

Regional Segment Analysis

FY End:

Mar 18

Muthoot Finance Ltd. geographic revenue split showing domestic and international market performance across revenue and income for the selected financial year.

Revenue / Sales

Within India (98.5%)₹ 6,539.51 CrOutside India (1.5%)₹ 101.44 Cr

Assets

Within India (98.5%)₹ 33,791.61 CrOutside India (1.5%)₹ 513.52 Cr

Historical Segment Analysis

Track how Muthoot Finance Ltd. segment contributions have evolved over multiple financial years to see which divisions are growing, shrinking or gaining strategic importance.

Capex

Sales

Assets

Operating Income

Business

Regional

Business

	2010 Mar 31	2011 Mar 31	2012 Mar 31	2013 Mar 31	2014 Mar 31	2015 Mar 31	2016 Mar 31	2017 Mar 31	2018 Mar 31	2019 Mar 31	2020 Mar 31	2021 Mar 31	2022 Mar 31	2023 Mar 31	2024 Mar 31	2025 Mar 31

Finance	-	-	-	-	-	-	-	-	-	77	93	91	97	141	222	217
Financing	29	77	111	72	71	30	28	55	48	-	-	-	-	-	-	-
FM Radio	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Power Generation	0	0	0	0	0	0	0	0	0	-	-	-	-	-	-	-
Insurance Broking	-	-	-	-	-	-	-	0	0	-	-	-	-	-	-	-

Frequently Asked Questions

What is the revenue of Muthoot Finance Ltd.?

The latest trailing twelve month revenue of Muthoot Finance Ltd. is ₹ 31,209.20 Cr, reflecting a 1-year growth of 54.39% and a 3-year CAGR of 37.91%. Annual and quarterly revenue trends are available in the Income Statement section.

What is the net profit of Muthoot Finance Ltd.?

The latest trailing twelve month net profit (PAT) of Muthoot Finance Ltd. is ₹ 10,590.30 Cr, with a 3-year earnings CAGR of 43.12%. Detailed profit history across annual and quarterly periods is in the Income Statement section.

What is the EBITDA of Muthoot Finance Ltd.?

The trailing twelve month EBITDA of Muthoot Finance Ltd. is approximately ₹ 15,276.81 Cr (based on an operating margin of 48.95%). EBITDA reflects core operating profitability before interest, taxes, depreciation and amortisation.

What is the EPS of Muthoot Finance Ltd.?

The trailing twelve month Earnings Per Share (EPS) of Muthoot Finance Ltd. is 263.79. EPS trends across annual and quarterly periods are visible in the Income Statement section.

What is the debt level of Muthoot Finance Ltd.?

The debt-to-equity ratio of Muthoot Finance Ltd. stands at 3.86. The full breakdown of total borrowings is in the Balance Sheet section.

What is the book value per share of Muthoot Finance Ltd.?

The estimated book value per share of Muthoot Finance Ltd. is 974.68 (derived from a P/B ratio of 3.13 and market price of ₹ 3,054.90), reflecting the net asset value attributable to each share. See the Balance Sheet section for a full breakdown.

What is the cash flow from operations of Muthoot Finance Ltd.?

The trailing twelve month operating cash flow of Muthoot Finance Ltd. is ₹ -46,861.00 Cr. Annual and quarterly cash flow data is available in the Cash Flow section of the Statements tab.

Does Muthoot Finance Ltd. report consolidated or standalone financials?

Muthoot Finance Ltd. reports consolidated financials. You can toggle between consolidated and standalone views using the switch at the top of each statement section.