PMCFIN

The stock has been placed in Additional Surveillance Measure (ASM) list STASM - I.

PMC Fincorp Ltd.

BSE: 534060

Sector: Financial Services

Industry Group: Finance

Industry: Non Banking Financial Company (NBFC)

1.75-0.0 (-2.23%)

8 Oct, 12:59 PM

Overview

Analysis Statements Technicals Forecast Peers Resources News

Stock Scores

Quality Score

45.9 / 100

Value Score

54.9 / 100

Price Momentum Score

41.0 / 100

QVM Score

40.5 / 100

Key Metrics

Market Cap

127.46

P/E (TTM)

19.96

P/B

0.69

P/S (TTM)

8.90

EV/EBITDA

11.09

CAPE (5Y)

19.74

ROE (TTM)

3.47

ROCE (TTM)

6.07

ROA (TTM)

3.00

Avg 3Y ROE

7.98

Earnings 3Y CAGR

Sales 3Y CAGR

Sales 5Y CAGR

14.64

Debt/Equity

0.00

Consensus TP

Strong Buy %

Promoter Holding

20.89

Pledged %

0.00

Stock Analysis

Fundamental analysis overview of PMC Fincorp Ltd. covering key investment insights, growth drivers, risk factors, and potential red flags.

Views

Red Flags

Positive

Stock is cheap and PB is at a discount to industry median

PB of 0.69 indicates that the stock is cheap on a standalone basis. Discount to industry median P/B is decent at -37.27%

What is P/B Ratio?

Median: 1.1

Value 0.69

053.42

Low and declining Debt to Equity

The company has low Debt to Equity of 0.0 as on 30 Jun 2026 and Debt to Equity decreased by 0.27 in the last 1 year

What is Debt to Equity?

Negative

Low and declining ROE

The company reported low ROE of 3.47% for 12-month ended 30 Jun 2026 and ROE declined by -663 bps from 1 year ago

What is ROE (FY)?

Low revenue growth and lower than median growth of industry

The company delivered moderate revenue growth of -28.39% for 12-month ended 30 Jun 2026 and the growth was 40.52 percentage points lower than median growth of industry

What is Sales growth (1Y)?

Median: 12.13

Value -28.39

-2151.9255312.3

Low EPS growth and lower than median growth of industry

The company delivered moderate EPS growth of -59.84% for 12-month ended 30 Jun 2026 and the growth was 60.75 percentage points lower than median growth of industry

What is EPS growth (1Y)?

Low dividend yield

The company has a low dividend yield of 0.56%

What is Dividend yield?

Neutral

High operating margin but declining trend

The company reported strong operating margin of 78.02% for 12-month ended 30 Jun 2026 but operating margin declined by -1452 bps from 1 year ago

What is Operating profit margin?

Financial Snapshot

See detailed analysis

Multi-year trends for PMC Fincorp Ltd. covering revenue, net profit, ROE, and EBITDA for a quick view of financial health over time.

Net Revenue FY

Profit After Tax FY

ROE FY

ROA FY

PMC Fincorp Ltd. Shareholding Pattern

Quarterly breakdown of PMC Fincorp Ltd. ownership including promoter, FII, DII, mutual fund, and public holdings as disclosed to NSE/BSE.

	Mar 2020	Jun 2020	Sep 2020	Dec 2020	Mar 2021	Jun 2021	Sep 2021	Dec 2021	Mar 2022	Jun 2022	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
Total Promoter	20.29	20.29	20.29	20.29	20.29	20.29	20.29	20.29	20.29	19.34	19.34	19.34	19.34	19.34	19.34	19.74	20.03	20.03	20.13	20.13	20.13	20.13	20.89	20.89	20.89	20.89
Indian Promoter	20.29	20.29	20.29	20.29	20.29	20.29	20.29	20.29	20.29	19.34	19.34	19.34	19.34	19.34	19.34	19.74	20.03	20.03	20.13	20.13	20.13	20.13	20.89	20.89	20.89	20.89
Foreign Promoter	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Institutions	-	-	-	-	-	-	-	-	-	-	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Mutual Funds / UTI	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
FI/Bank/Insurance	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Govt	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
FII	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Other Institutions	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Non-Institution	79.71	79.71	79.71	79.71	79.71	79.72	79.71	79.71	79.71	80.66	80.66	80.66	80.66	80.66	80.66	80.26	79.97	79.97	79.87	79.87	79.87	79.87	79.11	79.11	79.11	79.11
Bodies Corporate	0.85	0.86	0.84	0.89	0.91	0.88	0.89	0.76	1.08	0.74	0.70	0.70	0.70	0.70	0.70	1.20	1.46	1.75	2.25	8.74	7.82	7.81	6.29	6.17	6.77	6.63
Others (incl. Retail) No. of shareholders	78.86 19,668	78.85 19,461	78.87 20,070	78.82 22,790	78.80 35,320	78.84 54,276	78.82 67,001	78.95 1,05,356	78.63 1,35,455	79.92 1,33,918	79.96 1,31,434	79.96 1,28,719	79.96 1,25,225	79.96 1,25,806	79.96 1,25,559	79.06 1,27,416	78.51 1,29,799	78.22 1,36,661	77.62 1,43,979	71.13 1,77,556	72.05 1,82,028	72.06 1,81,129	72.82 1,81,030	72.94 1,80,330	72.34 1,76,383	72.48 1,72,540

Bulk, Block and Insider Trades

Recent bulk deals, block deals, and insider trading activity in PMC Fincorp Ltd. shares as reported to NSE and BSE.

Name	Month	Transaction	Holding % pre transaction	Average price	Qty.	Transaction value
Prabhat Management Services Private Limited Promoter Group	March-2022	Preferential Offer (Acquisition) 17th Mar 2022	0.00 %	₹ 9.90	1.50 cr	₹ 14.85 cr
Prabhat Modi Promoter & Director	March-2022	Preferential Offer (Acquisition) 17th Mar 2022	0.00 %	₹ 9.90	50.00 lac	₹ 4.95 cr

Corporate Actions

History of PMC Fincorp Ltd. dividends, bonus issues, stock splits, rights issues, and other corporate events.

Dividend₹ 0.01/share
Record date: 29th Aug 2025Ex-date: 29th Aug 2025
Announced on: 29th May 2025
Rights Issue(1 new shares @ ₹2.75 for 3 existing shares)
Ex-date: 25th Oct 2024Announced on: 7th Sep 2024
Bonus1 new shares for 1 existing shares
Ex-date: 31st Aug 2015Announced on: 9th Jul 2015
Stock Split1 : 5
Ex-date: 22nd Oct 2014Announced on: 22nd May 2014
Nominal value change from INR 5 to INR 1.
Bonus8 new shares for 10 existing shares
Ex-date: 13th Mar 2014Announced on: 6th Mar 2014

Company Profile

Overview of PMC Fincorp Ltd. covering business description, industry classification, key management, financial ratios, and listed exchange details.

PMC Fincorp Limited is an India-based non-banking financial company. The Company is primarily engaged in financing and investment related activities. The Company is in the business of providing loans and investments. The Company provides working capital solutions to all kinds of businesses ranging f...

Key personnel

Mr. Chandresh Kumar Sharma

Chief Financial Officer

Mr. Kailash

Compliance Officer, Company Secretary

Mr. Kailash

Company Secretary, Compliance Officer

Shri. Raj Kumar ModiD

Managing Director, Executive Director

Mr. Prabhat ModiD

Whole-Time Director

Rekha ModiD

Non-Executive Director

Mr. Mahavir GargD

Non-Executive Independent Director

Mr. Yogesh Kumar GargD

Additional Non-Executive Independent Director

View all

Incorporated on

04 Feb 1985

Last Annual

31 Mar 2026

Last Interim

30 Jun 2026

No. of Employees

IPO date

08 Mar 2012

Free Float

49,27,12,460

Website

https://pmcfincorp.com/

Phone no.

Address

B-10, V I P Colony, Civil Lines,, Rampur, RAMPUR, 244901, India

Frequently Asked Questions

What is the current share price of PMC Fincorp Ltd.?

The current share price of PMC Fincorp Ltd. is ₹ 1.75 as of 8 Oct 2026.

What is the market capitalisation of PMC Fincorp Ltd.?

The market capitalisation of PMC Fincorp Ltd. stands at ₹ 127.46 Cr.

What is the PE ratio of PMC Fincorp Ltd.?

The Price-to-Earnings (PE) ratio of PMC Fincorp Ltd. is 19.96 as of the latest trailing twelve months data.

What is the ROE and ROCE of PMC Fincorp Ltd.?

PMC Fincorp Ltd. has a Return on Equity (ROE) of 3.47% and a Return on Capital Employed (ROCE) of 6.07% as per the latest financial reports.

What is the 52-week high and low of PMC Fincorp Ltd.?

The 52-week high of PMC Fincorp Ltd. is - and the 52-week low is -.

What is the dividend yield of PMC Fincorp Ltd.?

The dividend yield of PMC Fincorp Ltd. is 0.56% based on the current market price.

What is the FII and DII holding in PMC Fincorp Ltd.?

Foreign Institutional Investors (FII) hold 0.00%, Domestic Institutional Investors (DII) hold 0.00% and retail/public investors hold 72.48% of PMC Fincorp Ltd. shares.

What sector does PMC Fincorp Ltd. belong to?

PMC Fincorp Ltd. operates in the Financial Services sector.

What is the beta of PMC Fincorp Ltd.?

The beta of PMC Fincorp Ltd. is 0.68, indicating its price volatility relative to the broader market. Over the past 1 year, PMC Fincorp Ltd. has delivered an absolute return of -11.39%.

What is the RSI of PMC Fincorp Ltd.?

The 14-day Relative Strength Index (RSI) of PMC Fincorp Ltd. is 51.42, placing it in the neutral zone. An RSI above 70 is considered overbought and below 30 is considered oversold.

PMC Fincorp Ltd.

Stock Scores

Key Metrics

Share Price

Stock Analysis

Financial Snapshot

PMC Fincorp Ltd. Shareholding Pattern

Bulk, Block and Insider Trades

Corporate Actions

Company Profile

Frequently Asked Questions

Stock Analysis

Company Profile

Corporate Actions