statements

PMC Fincorp Ltd.

BSE: 534060

Sector: Financial Services

Industry Group: Finance

Industry: Non Banking Financial Company (NBFC)

1.64-0.1 (-2.96%)

23 Oct, 12:00 AM

Overview Analysis Statements

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Income Statement

Abridged

Understanding Income Statement

PMC Fincorp Ltd. income statement covering revenue, operating profit, EBITDA, PAT and EPS across annual and quarterly periods.

Consolidated

Standalone

Annual

Interim

	C 2012 Mar 31	C 2013 Mar 31	2014 Mar 31	2015 Mar 31	2016 Mar 31	2017 Mar 31	2018 Mar 31	2019 Mar 31	2020 Mar 31	2021 Mar 31	2022 Mar 31	C 2023 Mar 31	2024 Mar 31	2025 Mar 31	2026 Mar 31	TTM Jun 30
	C 2012 Mar 31	C 2013 Mar 31	2014 Mar 31	2015 Mar 31	2016 Mar 31	2017 Mar 31	2018 Mar 31	2019 Mar 31	2020 Mar 31	2021 Mar 31	2022 Mar 31	C 2023 Mar 31	2024 Mar 31	2025 Mar 31	2026 Mar 31	TTM Jun 30
Period length: Source:	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M IR
Total Revenue	8.45	7.42	9.92	28.66	14.39	7.36	5.70	8.50	9.77	5.43	7.38	-1.19	15.35	21.04	13.76	14.05
Cost of Operating Revenue	5.01	2.32	3.98	19.51	9.05	1.11	0.83	4.28	0.37	-	-	0.23	0.07	-0.22	-0.20	-
Total Operating Expenses	5.64	3.20	5.10	20.74	10.64	2.74	2.21	5.42	6.22	2.35	4.12	3.63	1.32	1.29	1.59	2.46
Operating Profit	2.81	4.21	4.83	7.93	3.75	4.62	3.49	3.08	3.56	3.08	3.26	-4.82	14.03	19.75	12.17	11.59
Operating Margin	33.2	56.8	48.6	27.7	26.1	62.7	61.2	36.3	36.4	56.7	44.2	405.4	91.4	93.9	88.4	82.5
Financing Income/(Expense) - Net	-1.73	-2.19	-2.94	-3.06	-2.29	-3.53	-2.07	-0.88	-0.86	-0.65	-0.71	-1.57	-1.55	-1.32	-3.37	-2.47
Profit before Taxes	1.08	2.03	1.89	4.86	1.46	1.09	1.42	2.21	1.92	2.43	2.55	-6.36	12.59	18.43	8.80	9.12
Income Taxes	0.26	0.59	0.61	1.59	0.57	0.37	0.41	0.61	0.48	0.61	0.74	0.00	1.24	4.08	2.64	2.73
Profit after Tax	0.82	1.44	1.28	3.27	0.90	0.72	1.01	1.59	1.44	1.83	1.81	-6.36	11.35	14.35	6.15	6.38
PAT Margin	9.7	19.4	12.9	11.4	6.2	9.8	17.8	18.7	14.7	33.6	24.6	535.5	73.9	68.2	44.7	45.5
EPS - Basic - ex Extraordinary Items	0.02	0.03	0.02	0.06	0.02	0.01	0.02	0.03	0.03	0.03	0.03	-0.11	0.19	0.20	0.09	0.09
EPS - Diluted - ex Extraordinary Items	0.02	0.03	0.02	0.06	0.02	0.01	0.02	0.03	0.03	0.03	0.03	-0.11	0.19	0.20	0.09	0.08
EBIT	2.81	4.21	4.83	7.93	3.75	4.62	3.49	3.08	3.56	3.08	3.26	-4.82	14.03	19.75	12.17	11.59
EBITDA	2.84	4.24	4.85	7.95	3.88	4.69	3.54	3.12	3.58	3.10	3.28	-4.77	14.13	19.82	12.23	11.65
EBITDA Margin	33.6	57.1	48.9	27.7	27.0	63.8	62.1	36.7	36.6	57.1	44.4	401.4	92.1	94.2	88.9	82.9

Balance Sheet

Abridged

Understanding Balance Sheet

PMC Fincorp Ltd. balance sheet covering assets, liabilities, equity and borrowings across annual and quarterly periods.

Consolidated

Standalone

Annual

Interim

	2012 Mar 31	C 2013 Mar 31	2014 Mar 31	2015 Mar 31	C 2016 Mar 31	2017 Mar 31	C 2018 Mar 31	C 2019 Mar 31	2020 Mar 31	2021 Mar 31	2022 Mar 31	2023 Mar 31	2024 Mar 31	2025 Mar 31	2026 Mar 31
	2012 Mar 31	C 2013 Mar 31	2014 Mar 31	2015 Mar 31	C 2016 Mar 31	2017 Mar 31	C 2018 Mar 31	C 2019 Mar 31	2020 Mar 31	2021 Mar 31	2022 Mar 31	2023 Mar 31	2024 Mar 31	2025 Mar 31	2026 Mar 31
Source:	AR	AR	AR	AR	AR	AR	AR	AR	AR	AR	AR	AR	AR	AR	AR
Property Plant & Equipment - Net	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Total Assets	75	97	97	100	120	115	89	88	82	80	117	134	136	220	190
Long Term Debt	-	-	-	-	-	-	21	18	10	6	25	27	15	-	-
Total Liabilities	49	70	69	44	63	56	23	20	12	9	26	31	21	51	4
Total Shareholders' Equity	26	27	28	56	57	59	66	68	70	72	91	103	115	169	186
Total Equity	26	27	28	56	57	59	66	68	70	72	91	103	115	169	186
Total Liabilities & Equity	75	97	97	100	120	115	89	88	82	80	117	134	136	220	190
Total Current Assets	66	94	95	95	109	101	-	-	-	-	-	-	-	-	-
Total Current Liabilities	49	70	69	44	63	56	-	-	-	-	-	-	-	-	-

Cash Flow

Abridged

Understanding Cash Flow Statement

PMC Fincorp Ltd. cash flow statement covering operating, investing and financing activities across annual and quarterly periods.

Consolidated

Standalone

Annual

Interim

	2012 Mar 31	2013 Mar 31	2014 Mar 31	2015 Mar 31	2016 Mar 31	2017 Mar 31	2018 Mar 31	2019 Mar 31	2020 Mar 31	2021 Mar 31	2022 Mar 31	2023 Mar 31	2024 Mar 31	2025 Mar 31	2026 Mar 31
	2012 Mar 31	2013 Mar 31	2014 Mar 31	2015 Mar 31	2016 Mar 31	2017 Mar 31	2018 Mar 31	2019 Mar 31	2020 Mar 31	2021 Mar 31	2022 Mar 31	2023 Mar 31	2024 Mar 31	2025 Mar 31	2026 Mar 31
Period length: Source:	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR
Operating CF bef Changes in Working Cap	0.07	0.68	1.30	3.31	1.02	0.80	1.07	1.63	-1.64	0.46	1.89	2.63	8.60	10.33	8.47
Working Capital - Increase/(Decrease)	-7.85	-29.02	-1.32	2.89	-11.50	6.83	19.03	1.30	3.51	-3.03	-33.47	-6.78	1.43	-38.30	-15.21
Net CF from Operating Activities	-7.78	-28.33	-0.01	6.20	-10.48	7.63	20.10	2.93	1.87	-2.57	-31.59	-4.16	10.03	-27.97	-6.74
Capital Expenditures - Net	0.00	0.02	0.02	0.16	0.08	0.02	0.01	-	0.00	0.00	0.02	0.32	-	0.05	0.01
Net CF from Investing Activities	-4.80	6.61	-0.30	-1.86	-6.75	-3.93	3.20	-	2.14	6.34	0.32	-21.20	-0.68	-1.58	3.57
Dividends Paid - Cash - Total	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0.71
Stock - Issuance/(Retirement) - Net	-	-	-	25.00	-	1.97	5.91	-	-	-	17.32	18.56	-	17.80	5.90
Debt - LT & ST - Issuance/(Retirement) - Total	12.80	20.51	0.50	-29.27	17.92	-6.30	-29.49	-2.90	-4.00	-3.92	18.40	2.87	-8.92	27.68	-46.23
Net Cash Flow from Financing Activities	12.80	20.51	0.50	-4.27	17.92	-4.33	-23.59	-2.90	-4.00	-3.92	35.72	21.43	-8.92	75.81	-41.05
Free Cash Flow to Equity	5.01	-7.84	0.47	-23.23	7.37	1.31	-9.40	0.03	-2.13	-6.50	-13.21	-1.61	1.12	-0.33	-52.98
Free Operating CF net dividend	-7.78	-28.35	-0.03	6.04	-10.60	7.61	20.09	2.93	1.86	-2.57	-31.61	-4.48	10.03	-28.02	-7.46
Free Operating CF	-7.78	-28.35	-0.03	6.04	-10.60	7.61	20.09	2.93	1.86	-2.57	-31.61	-4.48	10.03	-28.02	-6.75

Business Segment Analysis

FY End:

Mar 26

PMC Fincorp Ltd. business segment breakdown covering revenue, operating income and assets across key divisions for the selected financial year.

Capex

Financial Activities/Services (100.0%)₹ 0.01 Cr

Revenue / Sales

Financial Activities/Services (100.0%)₹ 13.76 Cr

Assets

Financial Activities/Services (100.0%)₹ 189.92 Cr

Operating Income

Financial Activities/Services (100.0%)₹ 12.17 Cr

Regional Segment Analysis

PMC Fincorp Ltd. geographic revenue split showing domestic and international market performance across revenue and income for the selected financial year.

We don't have enough data to show regional segment analysis for PMC Fincorp Ltd.

Historical Segment Analysis

Track how PMC Fincorp Ltd. segment contributions have evolved over multiple financial years to see which divisions are growing, shrinking or gaining strategic importance.

Capex

Sales

Assets

Operating Income

Business

Regional

Business

	2024 Mar 31	2025 Mar 31	2026 Mar 31
	2024 Mar 31	2025 Mar 31	2026 Mar 31
Financial Activities/Services	0	0	0

Frequently Asked Questions

What is the revenue of PMC Fincorp Ltd.?

The latest trailing twelve month revenue of PMC Fincorp Ltd. is ₹ 14.31 Cr, reflecting a 1-year growth of -28.39%. Annual and quarterly revenue trends are available in the Income Statement section.

What is the net profit of PMC Fincorp Ltd.?

The latest trailing twelve month net profit (PAT) of PMC Fincorp Ltd. is ₹ 6.38 Cr. Detailed profit history across annual and quarterly periods is in the Income Statement section.

What is the EBITDA of PMC Fincorp Ltd.?

The trailing twelve month EBITDA of PMC Fincorp Ltd. is approximately ₹ 11.17 Cr (based on an operating margin of 78.02%). EBITDA reflects core operating profitability before interest, taxes, depreciation and amortisation.

What is the EPS of PMC Fincorp Ltd.?

The trailing twelve month Earnings Per Share (EPS) of PMC Fincorp Ltd. is 0.08. EPS trends across annual and quarterly periods are visible in the Income Statement section.

What is the debt level of PMC Fincorp Ltd.?

The debt-to-equity ratio of PMC Fincorp Ltd. stands at 0.00. The interest coverage ratio is 5.45x, reflecting the company's ability to service debt from operating earnings. The full breakdown of total borrowings is in the Balance Sheet section.

What is the book value per share of PMC Fincorp Ltd.?

The estimated book value per share of PMC Fincorp Ltd. is 2.61 (derived from a P/B ratio of 0.63 and market price of ₹ 1.64), reflecting the net asset value attributable to each share. See the Balance Sheet section for a full breakdown.

What is the cash flow from operations of PMC Fincorp Ltd.?

The trailing twelve month operating cash flow of PMC Fincorp Ltd. is ₹ -6.74 Cr. Annual and quarterly cash flow data is available in the Cash Flow section of the Statements tab.

Does PMC Fincorp Ltd. report consolidated or standalone financials?

PMC Fincorp Ltd. reports consolidated financials. You can toggle between consolidated and standalone views using the switch at the top of each statement section.