	C 2012 Mar 31	2013 Mar 31	C 2014 Mar 31	2015 Mar 31	2016 Mar 31	C 2017 Mar 31	C 2018 Mar 31	2019 Mar 31	2020 Mar 31	2021 Mar 31	R 2022 Mar 31	2023 Mar 31	2024 Mar 31	2025 Mar 31	2026 Mar 31

Period length: Source:	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR
Total Revenue	988	1,517	1,969	2,224	2,350	2,239	2,290	2,457	2,513	2,319	1,540	1,939	3,109	4,095	6,684
Cost of Operating Revenue	620	929	1,177	1,233	1,192	1,131	1,117	1,122	1,294	1,100	509	595	950	1,515	2,767
Total Operating Expenses	892	1,358	1,734	1,951	1,946	2,014	1,703	1,788	1,990	1,658	1,113	1,398	1,758	2,792	4,861
Operating Profit	97	159	235	273	403	225	588	669	524	661	427	540	1,351	1,303	1,824
Operating Margin	9.8	10.5	11.9	12.3	17.2	10.1	25.7	27.2	20.8	28.5	27.7	27.9	43.5	31.8	27.3
Financing Income/(Expense) - Net	0	3	-	-	-	-	-	-	-	-	-	-	-	-	-
Profit before Taxes	104	212	198	223	306	47	291	442	82	-749	391	751	2,134	-135	724
Income Taxes	26	68	38	36	92	34	54	138	55	-190	92	181	483	-37	182
Profit after Tax	74	138	152	181	211	20	237	304	27	-559	375	684	1,683	-98	542
PAT Margin	7.5	9.1	7.7	8.1	9.0	0.9	10.3	12.4	1.1	-24.1	24.4	35.3	54.1	-2.4	8.1
EPS - Basic - ex Extraordinary Items	3.60	6.56	7.32	8.88	8.89	0.86	10.00	11.33	1.00	-20.74	4.15	7.43	21.48	-1.27	6.84
EPS - Diluted - ex Extraordinary Items	3.56	6.55	7.31	8.84	8.86	0.86	9.97	11.31	1.00	-20.74	4.10	7.37	21.23	-1.27	6.82
EBIT	97	159	235	273	403	225	588	669	524	661	427	540	1,351	1,303	1,824
EBITDA	126	198	268	309	443	274	637	720	599	717	481	602	1,411	1,369	1,918
EBITDA Margin	12.8	13.1	13.6	13.9	18.9	12.2	27.8	29.3	23.8	30.9	31.3	31.0	45.4	33.4	28.7

Balance Sheet

Abridged

Understanding Balance Sheet

Poonawalla Fincorp Ltd. balance sheet covering assets, liabilities, equity and borrowings across annual and quarterly periods.

Consolidated

Standalone

Annual

Interim

	R 2012 Mar 31	2013 Mar 31	2014 Mar 31	2015 Mar 31	R 2016 Mar 31	R 2017 Mar 31	R 2018 Mar 31	2019 Mar 31	2020 Mar 31	2021 Mar 31	2022 Mar 31	2023 Mar 31	2024 Mar 31	R 2025 Mar 31	2026 Mar 31

Source:	AR	AR	AR	AR	AR	AR	AR	AR	AR	AR	AR	AR	AR	AR	AR
Property Plant & Equipment - Net	173	171	181	183	188	185	164	162	211	162	181	193	177	227	394
Total Assets	8,154	13,114	13,178	14,882	15,525	14,969	14,894	16,789	15,240	13,212	16,443	23,221	24,087	34,945	60,272
Long Term Debt	2,125	3,869	3,219	3,569	3,313	4,311	3,663	4,881	6,076	4,868	5,268	5,162	7,094	10,822	28,427
Total Liabilities	6,891	11,494	11,491	13,055	13,318	13,215	12,922	14,045	12,492	11,018	10,384	16,347	15,920	26,770	49,923
Total Shareholders' Equity	1,244	1,594	1,654	1,787	2,164	1,754	1,972	2,744	2,748	2,194	6,056	6,861	8,167	8,175	10,348
Minority Interest	19	26	33	40	42	-	-	-	-	-	2	12	-	-	-
Total Equity	1,263	1,620	1,687	1,827	2,206	1,754	1,972	2,744	2,748	2,194	6,058	6,873	8,167	8,175	10,348
Total Liabilities & Equity	8,154	13,114	13,178	14,882	15,525	14,969	14,894	16,789	15,240	13,212	16,443	23,221	24,087	34,945	60,272
Total Current Assets	3,653	5,292	5,100	5,095	5,236	-	-	-	-	-	-	-	-	-	-
Total Current Liabilities	4,727	7,487	8,087	9,247	9,656	-	-	-	-	-	-	-	-	-	-

Cash Flow

Abridged

Understanding Cash Flow Statement

Poonawalla Fincorp Ltd. cash flow statement covering operating, investing and financing activities across annual and quarterly periods.

Consolidated

Standalone

Annual

Interim

	R 2012 Mar 31	2013 Mar 31	2014 Mar 31	C 2015 Mar 31	2016 Mar 31	2017 Mar 31	R 2018 Mar 31	2019 Mar 31	2020 Mar 31	2021 Mar 31	2022 Mar 31	2023 Mar 31	2024 Mar 31	2025 Mar 31	2026 Mar 31

Period length: Source:	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR
Operating CF bef Changes in Working Cap	-2,169	-2,893	-502	-305	733	2,949	540	704	646	740	586	857	798	1,492	1,832
Working Capital - Increase/(Decrease)	-	-	-	-	-	-	-151	-1,627	346	901	-3,641	-6,102	-8,367	-12,078	-23,644
Net CF from Operating Activities	-2,169	-2,893	-502	-305	733	2,949	390	-922	991	1,641	-3,055	-5,245	-7,569	-10,586	-21,812
Capital Expenditures - Net	-	-	-	-	-	-	29	46	50	11	39	69	-8	28	101
Net CF from Investing Activities	-20	-535	-180	-36	-254	-186	-36	-98	-281	81	143	-110	2,969	-482	-1,340
Dividends Paid - Cash - Total	-	-	-	-	-	-	23	26	26	-	-	31	307	-	-
Stock - Issuance/(Retirement) - Net	-	-	-	-	-	-	0	490	100	0	3,466	4	30	80	1,540
Debt - LT & ST - Issuance/(Retirement) - Total	-	-	-	-	-	-	-365	1,025	-1,150	-1,570	-557	5,783	4,620	10,758	21,873
Net Cash Flow from Financing Activities	2,023	3,977	218	171	-498	-2,844	-387	1,490	-1,076	-1,571	2,909	5,757	4,343	10,837	23,413
Free Cash Flow to Equity	-	-	-	-	-	-	-4	57	-208	60	-3,651	470	-2,941	144	-40
Free Operating CF net dividend	-2,169	-2,893	-502	-305	733	2,949	313	-1,003	906	1,619	-3,118	-5,357	-7,894	-10,629	-21,919
Free Operating CF	-2,169	-2,893	-502	-305	733	2,949	336	-977	932	1,619	-3,118	-5,326	-7,587	-10,629	-21,919

Business Segment Analysis

FY End:

Mar 26

Poonawalla Fincorp Ltd. business segment breakdown covering revenue, operating income and assets across key divisions for the selected financial year.

Capex

Financing (100.0%)₹ 107.02 Cr

Revenue / Sales

Financing (100.0%)₹ 6,684.39 Cr

Assets

Financing (100.0%)₹ 60,271.56 Cr

Operating Income

Financing (100.0%)₹ 1,823.72 Cr

Regional Segment Analysis

FY End:

Mar 26

Poonawalla Fincorp Ltd. geographic revenue split showing domestic and international market performance across revenue and income for the selected financial year.

Revenue / Sales

India (100.0%)₹ 6,684.39 Cr

Assets

India (100.0%)₹ 60,271.56 Cr

Historical Segment Analysis

Track how Poonawalla Fincorp Ltd. segment contributions have evolved over multiple financial years to see which divisions are growing, shrinking or gaining strategic importance.

Capex

Sales

Assets

Operating Income

Business

Regional

Business

	2012 Mar 31	2013 Mar 31	2014 Mar 31	2015 Mar 31	2016 Mar 31	2017 Mar 31	2018 Mar 31	2022 Mar 31	2023 Mar 31	2024 Mar 31	2025 Mar 31	2026 Mar 31

Financing	-	-	-	-	-	-	-	63	81	18	43	107
Finance and Mortgages	22	28	25	76	58	63	52	-	-	-	-	-
General Insurance	0	1	1	1	1	3	4	-	-	-	-	-
Others	0	0	0	0	0	0	0	-	-	-	-	-

Frequently Asked Questions

What is the revenue of Poonawalla Fincorp Ltd.?

The latest trailing twelve month revenue of Poonawalla Fincorp Ltd. is ₹ 6,684.39 Cr, reflecting a 1-year growth of 63.22% and a 3-year CAGR of 51.08%. Annual and quarterly revenue trends are available in the Income Statement section.

What is the net profit of Poonawalla Fincorp Ltd.?

The latest trailing twelve month net profit (PAT) of Poonawalla Fincorp Ltd. is ₹ 541.81 Cr, with a 3-year earnings CAGR of -2.55%. Detailed profit history across annual and quarterly periods is in the Income Statement section.

What is the EBITDA of Poonawalla Fincorp Ltd.?

The trailing twelve month EBITDA of Poonawalla Fincorp Ltd. is approximately ₹ 1,822.27 Cr (based on an operating margin of 27.26%). EBITDA reflects core operating profitability before interest, taxes, depreciation and amortisation.

What is the EPS of Poonawalla Fincorp Ltd.?

The trailing twelve month Earnings Per Share (EPS) of Poonawalla Fincorp Ltd. is 6.82. EPS trends across annual and quarterly periods are visible in the Income Statement section.

What is the debt level of Poonawalla Fincorp Ltd.?

The debt-to-equity ratio of Poonawalla Fincorp Ltd. stands at 4.68. The full breakdown of total borrowings is in the Balance Sheet section.

What is the book value per share of Poonawalla Fincorp Ltd.?

The estimated book value per share of Poonawalla Fincorp Ltd. is 118.17 (derived from a P/B ratio of 3.88 and market price of ₹ 457.95), reflecting the net asset value attributable to each share. See the Balance Sheet section for a full breakdown.

What is the cash flow from operations of Poonawalla Fincorp Ltd.?

The trailing twelve month operating cash flow of Poonawalla Fincorp Ltd. is ₹ -21,811.50 Cr. Annual and quarterly cash flow data is available in the Cash Flow section of the Statements tab.

Does Poonawalla Fincorp Ltd. report consolidated or standalone financials?

Poonawalla Fincorp Ltd. reports consolidated financials. You can toggle between consolidated and standalone views using the switch at the top of each statement section.