	C 2012 Mar 31	2013 Mar 31	C 2014 Mar 31	2015 Mar 31	C 2016 Mar 31	2017 Mar 31	R 2018 Mar 31	C 2019 Mar 31	C 2020 Mar 31	2021 Mar 31	2022 Mar 31	2023 Mar 31	R 2024 Mar 31	2025 Mar 31	2026 Mar 31

Period length: Source:	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR
Total Revenue	6,179	7,015	8,408	9,137	10,329	10,871	13,373	15,467	16,499	17,342	19,163	30,164	34,532	41,262	47,536
Cost of Operating Revenue	2,606	3,077	4,202	4,675	5,058	5,186	6,366	7,511	8,237	9,022	9,702	12,881	14,749	18,395	21,454
Total Operating Expenses	4,222	4,853	6,442	7,489	8,543	8,935	7,940	9,331	10,252	10,928	11,740	17,761	20,310	24,959	28,885
Operating Profit	1,957	2,162	1,966	1,647	1,786	1,937	5,433	6,136	6,247	6,413	7,424	12,402	14,222	16,303	18,652
Operating Margin	31.7	30.8	23.4	18.0	17.3	17.8	40.6	39.7	37.9	37.0	38.7	41.1	41.2	39.5	39.2
Financing Income/(Expense) - Net	-	-	-	-	-	-	-	-	-34	-30	-32	-50	-53	-59	-67
Profit before Taxes	1,958	2,163	1,970	1,650	1,789	1,938	3,896	3,778	3,439	3,278	3,549	8,214	9,684	12,503	13,300
Income Taxes	649	699	613	621	606	672	1,349	1,214	916	791	841	2,202	2,493	3,080	3,296
Profit after Tax	1,309	1,463	1,358	1,028	1,184	1,266	2,549	2,576	2,512	2,499	2,721	6,011	7,366	9,554	10,024
PAT Margin	21.2	20.9	16.2	11.3	11.5	11.6	19.1	16.7	15.2	14.4	14.2	19.9	21.3	23.2	21.1
EPS - Basic - ex Extraordinary Items	11.28	12.57	11.66	8.83	10.17	10.87	21.89	22.12	21.76	20.29	20.44	32.11	38.19	50.07	53.29
EPS - Diluted - ex Extraordinary Items	11.27	12.57	11.66	8.83	10.17	10.87	21.89	22.12	21.76	20.29	20.44	31.97	38.25	50.12	53.25
EBIT	1,957	2,162	1,966	1,647	1,786	1,937	5,433	6,136	6,247	6,413	7,424	12,402	14,222	16,303	18,652
EBITDA	1,980	2,184	1,999	1,691	1,824	1,971	5,469	6,179	6,388	6,551	7,559	13,003	14,791	16,949	19,351
EBITDA Margin	32.0	31.1	23.8	18.5	17.7	18.1	40.9	39.9	38.7	37.8	39.4	43.1	42.8	41.1	40.7

Balance Sheet

Abridged

Understanding Balance Sheet

Shriram Finance Ltd. balance sheet covering assets, liabilities, equity and borrowings across annual and quarterly periods.

Consolidated

Standalone

Annual

Interim

	2012 Mar 31	R 2013 Mar 31	C 2014 Mar 31	2015 Mar 31	2016 Mar 31	R 2017 Mar 31	R 2018 Mar 31	2019 Mar 31	2020 Mar 31	R 2021 Mar 31	2022 Mar 31	R 2023 Mar 31	2024 Mar 31	R 2025 Mar 31	2026 Mar 31

Source:	IR	AR	AR	AR	AR	AR	AR	AR	AR	AR	AR	AR	AR	AR	AR
Property Plant & Equipment - Net	50	69	153	153	151	132	118	143	478	433	413	751	941	1,026	1,109
Total Assets	37,038	47,274	52,332	62,154	68,013	81,750	97,360	1,05,419	1,14,266	1,29,910	1,42,268	2,10,573	2,48,266	2,93,998	3,21,375
Deposits - Total	-	-	-	-	-	9,036	8,598	10,341	11,960	16,232	21,949	36,140	44,444	56,086	69,480
Long Term Debt	15,160	20,043	23,962	32,856	30,269	36,039	45,148	46,038	58,544	57,413	60,742	76,208	98,882	1,28,382	1,21,914
Total Liabilities	31,005	39,936	43,822	52,888	57,838	70,306	83,670	89,456	96,123	1,08,193	1,16,174	1,66,773	1,98,589	2,37,528	2,55,456
Total Shareholders' Equity	6,033	7,338	8,510	9,266	10,175	11,443	13,690	15,963	18,142	21,717	26,094	43,513	48,947	56,470	65,919
Minority Interest	-	-	-	-	-	-	-	-	-	-	-	287	730	-	-
Total Equity	6,033	7,338	8,510	9,266	10,175	11,443	13,690	15,963	18,142	21,717	26,094	43,800	49,677	56,470	65,919
Total Liabilities & Equity	37,038	47,274	52,332	62,154	68,013	81,750	97,360	1,05,419	1,14,266	1,29,910	1,42,268	2,10,573	2,48,266	2,93,998	3,21,375
Total Current Assets	19,861	25,192	27,657	28,343	23,303	-	-	-	-	-	-	-	-	-	-
Total Current Liabilities	12,630	17,430	17,587	17,189	23,563	-	-	-	-	-	-	-	-	-	-

Cash Flow

Abridged

Understanding Cash Flow Statement

Shriram Finance Ltd. cash flow statement covering operating, investing and financing activities across annual and quarterly periods.

Consolidated

Standalone

Annual

Interim

	2012 Mar 31	C 2013 Mar 31	C 2014 Mar 31	2015 Mar 31	2016 Mar 31	C 2017 Mar 31	R 2018 Mar 31	R 2019 Mar 31	C 2020 Mar 31	2021 Mar 31	2022 Mar 31	2023 Mar 31	R 2024 Mar 31	2025 Mar 31	2026 Mar 31

Period length: Source:	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR
Operating CF bef Changes in Working Cap	2,047	2,297	2,595	2,732	3,352	3,748	4,519	4,848	4,749	8,405	7,515	9,435	12,268	15,908	17,593
Working Capital - Increase/(Decrease)	-3,735	-10,655	-6,649	-12,343	-8,859	-6,425	-17,661	-10,383	-7,213	-12,643	-16,374	-27,061	-39,859	-57,900	-30,875
Net CF from Operating Activities	-1,687	-8,359	-4,055	-9,611	-5,507	-2,677	-13,142	-5,535	-2,464	-4,239	-8,859	-17,625	-27,592	-41,992	-13,281
Capital Expenditures - Net	28	42	112	45	36	17	66	76	55	25	34	193	243	251	194
Net CF from Investing Activities	-28	-42	-112	-45	-36	-1	91	-76	-55	-25	-34	-193	-238	3,678	-242
Dividends Paid - Cash - Total	147	159	159	182	227	227	250	247	272	153	852	563	1,875	1,859	1,465
Stock - Issuance/(Retirement) - Net	0	0	0	-	-	-	-	-	-	1,473	2,479	15	26	6	5
Debt - LT & ST - Issuance/(Retirement) - Total	3,955	9,258	5,220	8,064	3,095	3,290	13,690	4,093	4,072	6,109	1,467	6,056	18,179	34,141	1,999
Net Cash Flow from Financing Activities	3,766	9,060	5,010	7,836	2,822	3,017	13,014	5,550	4,579	12,226	8,505	11,820	24,416	43,265	8,587
Free Cash Flow to Equity	2,240	857	1,053	-1,591	-2,448	595	482	-1,518	1,553	1,846	-7,426	-11,762	-9,656	-8,102	-11,476
Free Operating CF net dividend	-1,863	-8,561	-4,331	-9,838	-5,771	-2,922	-13,458	-5,860	-2,794	-4,417	-9,747	-18,385	-29,712	-44,106	-14,943
Free Operating CF	-1,716	-8,402	-4,172	-9,656	-5,544	-2,695	-13,208	-5,613	-2,521	-4,265	-8,895	-17,822	-27,837	-42,247	-13,478

Business Segment Analysis

FY End:

Mar 26

Shriram Finance Ltd. business segment breakdown covering revenue, operating income and assets across key divisions for the selected financial year.

Capex

Financing (100.0%)₹ 196.24 Cr

Revenue / Sales

Financing (100.0%)₹ 47,536.41 Cr

Assets

Financing (100.0%)₹ 3,21,374.52 Cr

Operating Income

Financing (100.0%)₹ 18,651.91 Cr

Regional Segment Analysis

FY End:

Mar 26

Shriram Finance Ltd. geographic revenue split showing domestic and international market performance across revenue and income for the selected financial year.

Revenue / Sales

India (100.0%)₹ 47,536.41 Cr

Assets

India (100.0%)₹ 3,21,374.52 Cr

Historical Segment Analysis

Track how Shriram Finance Ltd. segment contributions have evolved over multiple financial years to see which divisions are growing, shrinking or gaining strategic importance.

Capex

Sales

Assets

Operating Income

Business

Regional

Business

	2010 Mar 31	2011 Mar 31	2012 Mar 31	2013 Mar 31	2014 Mar 31	2015 Mar 31	2016 Mar 31	2017 Mar 31	2018 Mar 31	2019 Mar 31	2020 Mar 31	2021 Mar 31	2022 Mar 31	2023 Mar 31	2024 Mar 31	2025 Mar 31	2026 Mar 31

Financing	-	-	-	-	-	-	-	-	-	78	58	26	36	197	246	255	196
Facilitation Service Division	0	6	9	1	45	1	1	0	0	-	-	-	-	-	-	-	-
Finance activities	6	5	16	42	72	44	36	17	73	-	-	-	-	-	-	-	-
Trading activities	0	0	5	0	-	-	-	-	-	-	-	-	-	-	-	-	-
Unallocated items	0	1	1	0	-	-	-	-	-	-	-	-	-	-	-	-	-

Frequently Asked Questions

What is the revenue of Shriram Finance Ltd.?

The latest trailing twelve month revenue of Shriram Finance Ltd. is ₹ 47,536.40 Cr, reflecting a 1-year growth of 15.21% and a 3-year CAGR of 16.37%. Annual and quarterly revenue trends are available in the Income Statement section.

What is the net profit of Shriram Finance Ltd.?

The latest trailing twelve month net profit (PAT) of Shriram Finance Ltd. is ₹ 10,024.20 Cr, with a 3-year earnings CAGR of 18.55%. Detailed profit history across annual and quarterly periods is in the Income Statement section.

What is the EBITDA of Shriram Finance Ltd.?

The trailing twelve month EBITDA of Shriram Finance Ltd. is approximately ₹ 18,579.41 Cr (based on an operating margin of 39.08%). EBITDA reflects core operating profitability before interest, taxes, depreciation and amortisation.

What is the EPS of Shriram Finance Ltd.?

The trailing twelve month Earnings Per Share (EPS) of Shriram Finance Ltd. is 53.25. EPS trends across annual and quarterly periods are visible in the Income Statement section.

What is the debt level of Shriram Finance Ltd.?

The debt-to-equity ratio of Shriram Finance Ltd. stands at 2.75. The full breakdown of total borrowings is in the Balance Sheet section.

What is the book value per share of Shriram Finance Ltd.?

The estimated book value per share of Shriram Finance Ltd. is 280.29 (derived from a P/B ratio of 3.81 and market price of ₹ 1,067.20), reflecting the net asset value attributable to each share. See the Balance Sheet section for a full breakdown.

What is the cash flow from operations of Shriram Finance Ltd.?

The trailing twelve month operating cash flow of Shriram Finance Ltd. is ₹ -13,281.40 Cr. Annual and quarterly cash flow data is available in the Cash Flow section of the Statements tab.

Does Shriram Finance Ltd. report consolidated or standalone financials?

Shriram Finance Ltd. reports consolidated financials. You can toggle between consolidated and standalone views using the switch at the top of each statement section.