HDFC Gold ETF vs Kotak Gold ETF

Kotak Gold ETF has delivered the higher 3-year CAGR (35.30% vs 35.23%). Kotak Gold ETF is the cheaper of the two with an expense ratio of 0.52% against 0.59%. HDFC Gold ETF manages the larger corpus at ₹22.29k Cr. There is no single "better" ETF — the right choice depends on your holding period, risk appetite and what you already own. Use the returns, risk and portfolio overlap tables above to judge which fits your portfolio, and remember that past returns do not guarantee future performance.

Over 1 year, Kotak Gold ETF returned 47.23% against 47.15% for HDFC Gold ETF; and over 3 years, Kotak Gold ETF leads with a 35.30% CAGR versus 35.23%. Returns beyond one year are CAGR (annualised). Short-period returns are heavily influenced by market cycles, so compare over at least three to five years before drawing conclusions.

Kotak Gold ETF has the lower expense ratio at 0.52%, compared with 0.59% for HDFC Gold ETF — a difference of 0.07% a year. The expense ratio is deducted from NAV daily, so a lower ratio directly improves your net return, though it should not be the only reason to pick an ETF.

Both HDFC Gold ETF and Kotak Gold ETF carry a "High" rating on the SEBI Riskometer. Within the same riskometer band, differences still show up in maximum drawdown, volatility and market-cap mix — all of which are compared in the tables above.

Yes — both are Commodities: Gold ETFs, which means they follow similar mandates and are benchmarked against comparable indices. That makes a direct comparison of returns, expense ratio and risk meaningful.

HDFC Gold ETF has a NAV of ₹127.74 and an AUM of ₹22.29k Cr, and was launched on 12 Aug 2010. Kotak Gold ETF has a NAV of ₹124.80 and an AUM of ₹13.57k Cr, launched on 26 Jul 2007. NAV on its own says nothing about how expensive or cheap a fund is — only the return on it matters.