Bandhan Balanced Advantage Fund Direct-Growth
Hybrid: Dynamic Asset Allocation - Growth (Open ended) Factsheet
SEBI Riskometer: Very HighCategory: Hybrid: Dynamic Asset AllocationBenchmark: NIFTY 50 Hybrid Composite Debt 50:50 IndexCheck Portfolio Overlap →
NAV: ₹29.76-0.19%
07 Sept 2026
Holdings Analysis
Equity, debt and cash allocation snapshot with market cap distribution for Bandhan Balanced Advantage Fund Direct-Growth.
Market Cap Distribution
Large Cap (70.1%)
Mid Cap (18.2%)
Small Cap (11.7%)
Historical Asset Allocation
| Asset | 31 Jul 2026 | 30 Jun 2026 | 31 May 2026 | 30 Apr 2026 | 31 Mar 2026 | 28 Feb 2026 |
|---|---|---|---|---|---|---|
| Equity | 54.92% | 55.09% | 55.47% | 54.66% | 58.12% | 48.60% |
| Debt | 29.55% | 33.13% | 30.32% | 31.41% | 23.57% | 20.93% |
| Others (incl. cash) | 15.53% | 11.77% | 14.21% | 13.93% | 18.31% | 30.47% |
| Commodities | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Real Estate | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Portfolio Snapshot
No. of Securities
135
P/E Ratio
25.66
P/B Ratio
3.26
Top Holding %
15.53%
Top 5 Holdings %
31.76%
Top 10 Holdings %
45.78%
Modified Duration
2.66 yrs
Avg. Maturity
5.47 yrs
Yield to Maturity
6.96%
AUM
₹2,260 Cr
Expense Ratio
1.06%
Since Inception
9.58%
Max Drawdown
-0.26%
Sharpe Ratio
0.59
Top Portfolio Holdings by Weight
Latest portfolio holdings sorted by allocation weight. Includes instrument name, sector, number of shares, market value (₹ Cr) and percentage of net assets. Switch dates or categories using the controls below.
| Instrument | Sector | No. of Shares | Value (Rs. Cr) | Weight | Change |
|---|---|---|---|---|---|
| Reliance Industries Ltd. | Energy | 6,96,081 | 91.03 | 4.03% | -0.03%↓ |
| ICICI Bank Ltd. | Financial | 6,34,122 | 91.02 | 4.03% | 0.07%↑ |
| Bajaj Finance Ltd. | Financial | 7,74,205 | 88.35 | 3.91% | 0.42%↑ |
| Bharti Airtel Ltd. | Communication | 3,90,026 | 76.91 | 3.40% | 0.14%↑ |
| HDFC Bank Ltd. | Financial | 10,11,952 | 75.71 | 3.35% | -0.29%↓ |
| Larsen & Toubro Ltd. | Construction | 1,16,453 | 45.87 | 2.03% | -0.13%↓ |
| Axis Bank Ltd. | Financial | 3,38,745 | 41.65 | 1.84% | -0.23%↓ |
| Kotak Mahindra Bank Ltd. | Financial | 9,89,555 | 38.62 | 1.71% | -0.03%↓ |
| State Bank of India | Financial | 3,51,176 | 36.08 | 1.60% | -0.04%↓ |
| One97 Communications Ltd. | Services | 2,66,997 | 35.86 | 1.59% | 0.22%↑ |
| Ultratech Cement Ltd. | Materials | 26,681 | 31.76 | 1.40% | 0.00%↑ |
| Titan Company Ltd. | Consumer Discretionary | 56,326 | 27.46 | 1.21% | 0.09%↑ |
| Infosys Ltd. | Technology | 2,37,253 | 26.81 | 1.19% | 0.11%↑ |
| Interglobe Aviation Ltd. | Services | 50,342 | 26.03 | 1.15% | -0.07%↓ |
| Mahindra & Mahindra Ltd. | Automobile | 72,329 | 24.58 | 1.09% | 0.03%↑ |
| Varun Beverages Ltd. | Consumer Staples | 5,41,996 | 23.97 | 1.06% | -0.17%↓ |
| Radico Khaitan Ltd. | Consumer Staples | 53,537 | 23.24 | 1.03% | 0.07%↑ |
| Tata Power Company Ltd. | Energy | 5,74,532 | 21.87 | 0.97% | 0.20%↑ |
| JSW Steel Ltd. | Metals & Mining | 1,45,800 | 18.52 | 0.82% | 0.02%↑ |
| Indusind Bank Ltd. | Financial | 1,76,912 | 17.91 | 0.79% | 0.06%↑ |
1 / 6
Sector-wise Portfolio Allocation
Equity exposure by sector as a percentage of total net assets, tracked across recent portfolio dates. Identifies concentration risk and sector rotation trends in the fund's holdings.
| Sector | 31 Jul 2026 | 30 Jun 2026 | 31 May 2026 | 30 Apr 2026 | 31 Mar 2026 | 28 Feb 2026 |
|---|---|---|---|---|---|---|
| Financial | 16.43% | 16.88% | 16.26% | 15.76% | 16.18% | 16.07% |
| Energy | 6.17% | 5.66% | 6.44% | 6.00% | 5.90% | 3.32% |
| Services | 5.23% | 4.58% | 4.19% | 4.56% | 5.07% | 4.89% |
| Healthcare | 4.89% | 5.02% | 5.53% | 5.56% | 5.61% | 4.52% |
| Technology | 3.79% | 3.49% | 3.53% | 3.41% | 4.35% | 3.91% |
| Consumer Staples | 3.40% | 3.54% | 3.51% | 3.36% | 3.36% | 1.88% |
| Construction | 2.72% | 2.86% | 2.92% | 2.97% | 2.97% | 2.46% |
| Communication | 2.38% | 2.29% | 2.38% | 2.42% | 2.54% | 2.26% |
| Materials | 1.79% | 1.73% | 1.72% | 1.66% | 1.82% | 1.69% |
| Capital Goods | 1.65% | 1.69% | 1.55% | 1.54% | 2.12% | 1.66% |
| Automobile | 1.44% | 2.02% | 1.64% | 1.61% | 1.98% | 1.75% |
| Chemicals | 1.32% | 1.54% | 1.62% | 1.68% | 1.69% | 1.02% |
| Insurance | 1.22% | 0.94% | 1.00% | 0.85% | 0.95% | 0.62% |
| Metals & Mining | 0.96% | 1.33% | 2.01% | 2.03% | 2.14% | 1.61% |
| Textiles | 0.80% | 0.86% | 0.52% | 0.54% | 0.84% | 0.66% |
| Consumer Discretionary | 0.73% | 0.68% | 0.64% | 0.71% | 0.60% | 0.28% |
Debt Holdings — Credit Quality Profile
Allocation of debt instruments by credit rating (AAA, AA, A, and below investment grade) as a percentage of net assets, compared against the category average. Higher AAA allocation indicates lower credit risk.
| Rating | Fund | Category |
|---|---|---|
| A1+ | 16.96% | 1.97% |
| Cash | 12.00% | 5.15% |
| SOV | 7.06% | 7.62% |
| AAA | 4.43% | 8.59% |
| Cash & Call Money | 3.53% | 7.54% |
| AA+ | 0.66% | 1.62% |
| AA | 0.44% | 0.92% |
| Others | 0.00% | 0.32% |
| A | - | 0.02% |
| A+ | - | 0.10% |
| A- | - | 0.12% |
| AA- | - | 0.16% |
| BBB+ | - | 0.08% |
| Term Deposits | - | 0.02% |
| Unrated | - | 0.01% |
Equity Insights
A detailed look at the equity holdings of this scheme — aggregated scores on value, momentum, quality parameters along with diversification and performance analysis.
Style Analysis
Value score
49.1 / 100
Weighted average Value score is 49.1. This indicates that portfolio is relatively reasonably valued using composite of value measures.
Price Momentum score
57.2 / 100
Weighted average Price Momentum score is 57.2. This indicates that portfolio has average momentum using composite of momentum measures.
Quality score
69.1 / 100
Weighted average Quality score is 69.1. This indicates that portfolio has average quality using composite of quality measures.
QVM score
64.4 / 100
Weighted average QVM score is 64.4. This indicates that portfolio has average QVM score and hence a neutral stance is warranted.
Red Flags
Debt Insights
A detailed look at the debt holdings of this scheme — Is the scheme yielding enough? Includes credit quality, instrument breakdown and SEBI risk classification.
SEBI PRC matrix
Credit risk
| Interest risk | |||
|---|---|---|---|
| Low | Moderate | High | |
| Low | |||
| Moderate | |||
| High | |||
Instruments
| Full name | Description | Coupon rate | Maturity | Rating raw | Weight |
|---|---|---|---|---|---|
| Axis Bank Ltd. | Certificate of Deposit | 0.00% | 26/02/2027 | CRISIL A1+ | 4.26% |
| GOI | GOI Securities | 6.90% | 15/04/2065 | SOV | 2.63% |
| GOI | GOI Securities | 6.68% | 07/07/2040 | SOV | 2.43% |
| Bajaj Housing Finance Ltd. | Non Convertible Debenture | 7.53% | 28/09/2029 | CRISIL AAA | 2.21% |
| Bank Of Baroda | Certificate of Deposit | 0.00% | 04/12/2026 | CARE A1+ | 2.16% |
| Small Industries Devp. Bank of India Ltd. | Commercial Paper | 0.00% | 26/02/2027 | CRISIL A1+ | 2.13% |
| Sundaram Finance Ltd. | Commercial Paper | 0.00% | 306-D 15/02/2027 | CRISIL A1+ | 2.13% |
| GOI | GOI Securities | 7.06% | 27/07/2041 | SOV | 1.33% |
| Power Finance Corporation Ltd. | Bonds | 7.45% | 0 | CRISIL AAA | 1.11% |
| HDFC Bank Ltd. | Certificate of Deposit | 0.00% | 14/12/2026 | CRISIL A1+ | 1.08% |
| Axis Bank Ltd. | Certificate of Deposit | 0.00% | 13/01/2027 | CRISIL A1+ | 1.07% |
| Small Industries Devp. Bank of India Ltd. | Certificate of Deposit | 0.00% | 18/02/2027 | CRISIL A1+ | 1.06% |
| National Bank For Agriculture & Rural Development | Certificate of Deposit | 0.00% | 26/02/2027 | CRISIL A1+ | 1.06% |
| Punjab National Bank | Certificate of Deposit | 0.00% | 28/01/2027 | CRISIL A1+ | 0.94% |
| HDFC Bank Ltd. | Certificate of Deposit | 0.00% | 09/03/2027 | CRISIL A1+ | 0.85% |
| National Bank For Agriculture & Rural Development | Bonds | 7.44% | 24/02/2028 | CRISIL AAA | 0.44% |
| HDFC Bank Ltd. | Non Convertible Debenture | 7.90% | 24/08/2026 | CRISIL AAA | 0.44% |
| GOI | GOI Securities | 6.79% | 26/12/2029 | SOV | 0.44% |
| GOI | GOI Securities | 7.26% | 06/02/2033 | SOV | 0.23% |
| Godrej Industries Ltd. | Non Convertible Debenture | 8.40% | 27/08/2027 | CRISIL AA+ | 0.22% |
| Aadhar Housing Finance Ltd | Debenture | 7.76% | 30/11/2028 | ICRA AA | 0.22% |
| Kotak Mahindra Prime Ltd. | Commercial Paper | 0.00% | 349-D 24/11/2026 | CRISIL A1+ | 0.22% |
| Tata Housing Devp. Co. Ltd | Debenture | 7.51% | 08/12/2028 | CARE AA | 0.22% |
| Godrej Properties Ltd. | Debenture | 8.40% | 25/01/2028 | ICRA AA+ | 0.22% |
| Muthoot Finance Ltd. | Non Convertible Debenture | 8.97% | 18/01/2027 | CRISIL AA+ | 0.22% |
| Small Industries Devp. Bank of India Ltd. | Bonds/NCDs | 7.42% | 12/03/2029 | CRISIL AAA | 0.22% |
| REC Ltd. | Debenture | 8.01% | 24/03/2028 | CRISIL AAA | 0.01% |
| Others | Margin Money | 0.00% | 0 | - | 0.00% |
Frequently Asked Questions
What are the top holdings of Bandhan Balanced Advantage Fund Direct-Growth?
The top holdings of Bandhan Balanced Advantage Fund Direct-Growth as of 31 Jul 2026 are Others (15.53%), Axis Bank Ltd. (4.26%), Reliance Industries Ltd. (4.03%), ICICI Bank Ltd. (4.03%), Bajaj Finance Ltd. (3.91%). These top 5 stocks together account for 31.76% of the total portfolio. You can view the complete holdings breakdown above.
How many stocks does Bandhan Balanced Advantage Fund Direct-Growth hold in its portfolio?
Bandhan Balanced Advantage Fund Direct-Growth holds 135 stocks in its portfolio as of 31 Jul 2026. The fund's portfolio size reflects the fund manager's investment approach, a more concentrated portfolio indicates higher conviction bets, while a larger number of holdings suggests a more diversified strategy.
What is the sector allocation of Bandhan Balanced Advantage Fund Direct-Growth?
As of 31 Jul 2026, Bandhan Balanced Advantage Fund Direct-Growth's top sector allocations are Financial (16.43%), Energy (6.17%), Services (5.23%). You can find detailed sector allocation above.
What is the equity and debt allocation of Bandhan Balanced Advantage Fund Direct-Growth?
As of 31 Jul 2026, Bandhan Balanced Advantage Fund Direct-Growth has 54.92% allocated to equity, and 29.55% to debt. You can also check the historical trends above.
What is the market cap allocation of Bandhan Balanced Advantage Fund Direct-Growth?
As of 31 Jul 2026, Bandhan Balanced Advantage Fund Direct-Growth's market cap allocation is 70.06% in large caps, 18.24% in mid caps, and 11.69% in small caps.
What is the PE ratio of Bandhan Balanced Advantage Fund Direct-Growth's portfolio?
The portfolio PE ratio of Bandhan Balanced Advantage Fund Direct-Growth is 25.66 as of 31 Jul 2026. The portfolio PE ratio tells you how expensive or cheap the fund's holdings are relative to their earnings.
What is the credit quality of Bandhan Balanced Advantage Fund Direct-Growth?
As of 31 Jul 2026, Bandhan Balanced Advantage Fund Direct-Growth's debt portfolio has 4.43% in AAA-rated instruments, 0.44% in AA-rated, and 7.06% in sovereign securities. Higher allocation to AAA and sovereign instruments indicates lower credit risk in the non-equity portion of the portfolio.
When is the latest portfolio disclosure for Bandhan Balanced Advantage Fund Direct-Growth?
The latest portfolio disclosure for Bandhan Balanced Advantage Fund Direct-Growth is as of 31 Jul 2026. SEBI requires all mutual funds to disclose their complete portfolio holdings on a monthly basis, typically within 10 days of the end of each month.