Based on 1-year returns, the top performing Long Term funds are Franklin India Long Term Fund Direct-Growth with 4.91% return, Bandhan Long Term Fund Direct-Growth with 4.07% return, and Aditya Birla Sun Life Long Term Fund Direct-Growth with 3.67% return. The category average 1-year return is 3.03%.
Best Long Term Mutual Funds 2026
Total Schemes
11
No. of schemes
Total AUM
₹ 0.11Lakh Cr
As on latest
Category Return (5Y)
5.63 %
CAGR
Benchmark Data
NA
This category currently has no benchmark assigned.
Category Returns (%)
| Period | 1M | 6M | 1Y | 3Y CAGR | 5Y CAGR | 10Y CAGR | YTD |
|---|---|---|---|---|---|---|---|
Long Term | -0.91 % | 1.91 % | 3.03 % | 6.14 % | 5.63 % | 7.15 % | 1.91 % |
Benchmark Not Available No benchmark assigned | - | - | - | - | - | - | - |
| Fund Name | AUM (₹ Cr) | 1Y Return | 3Y CAGR | 5Y CAGR | Expense Ratio |
|---|---|---|---|---|---|
Nippon India Nivesh Lakshya Long Term Fund Direct-GrowthNAV: ₹18.70 | 6,111.82 Cr | 2.85% | 6.30% | 5.88% | 0.33% |
HDFC Long Term Fund Direct-GrowthNAV: ₹12.53 | 2,695.35 Cr | 2.52% | 5.93% | - | 0.28% |
SBI Long Term Fund Direct-GrowthNAV: ₹12.74 | 1,304.78 Cr | 2.68% | 6.12% | - | 0.32% |
ICICI Prudential Long Term Fund Direct-GrowthNAV: ₹101.28 | 832.11 Cr | 3.23% | 6.66% | 5.53% | 0.43% |
Axis Long Term Fund Direct-GrowthNAV: ₹1,261.54 | 167.68 Cr | 2.69% | 5.85% | - | 0.33% |
Aditya Birla Sun Life Long Term Fund Direct-GrowthNAV: ₹13.42 | 98.85 Cr | 3.67% | 6.67% | - | 0.43% |
UTI Long Term Fund Direct-GrowthNAV: ₹12.28 | 69.56 Cr | 2.17% | 5.50% | - | 0.09% |
Kotak Long Term Fund Direct-GrowthNAV: ₹11.23 | 57.83 Cr | 2.64% | - | - | 0.32% |
Bandhan Long Term Fund Direct-GrowthNAV: ₹11.43 | 53.58 Cr | 4.07% | - | - | 0.28% |
Franklin India Long Term Fund Direct-GrowthNAV: ₹10.90 | 47.65 Cr | 4.91% | - | - | 0.35% |
Mirae Asset Long Term Fund Direct-GrowthNAV: ₹10.51 | 21.90 Cr | 2.46% | - | - | 0.20% |
Long Term vs Other Categories
5Y CAGR Return Comparison
Key Insights
Long Term delivered 5.63% CAGR over the last 5 years.
It ranks #18 out of 18 categories based on 5Y performance.
Below the category average return of 6.49%.
17 categories outperform it, while 0 categories have lower returns.
Top performer: Credit Risk (10.54%).
Lowest performer: Long Term (5.63%).
Let's have a closer look
Now let us jump and check about these top 15 mutual fund schemes.
Nippon India Nivesh Lakshya Long Term Fund Direct-Growth
Fund Performance: Nippon India Nivesh Lakshya Long Term Fund Direct-Growth has given 6.30% annualized returns in the past three years and 5.88% in the last 5 years. The Nippon India Nivesh Lakshya Long Term Fund Direct-Growth comes under the Debt category of Nippon India Mutual Fund.
Minimum Investment Amount: The minimum amount required to invest in Nippon India Nivesh Lakshya Long Term Fund Direct-Growth via lump sum is ₹ 5,000.00 and via SIP is ₹ 100.00.
Min Investment Amt
₹ 5,000.00
AUM
₹ 6,111.82Cr
1Y Returns
2.85%
Expense Ratio
0.33%
HDFC Long Term Fund Direct-Growth
Fund Performance: HDFC Long Term Fund Direct-Growth has given 5.93% annualized returns in the past three years. The HDFC Long Term Fund Direct-Growth comes under the Debt category of HDFC Mutual Fund.
Minimum Investment Amount: The minimum amount required to invest in HDFC Long Term Fund Direct-Growth via lump sum is ₹ 100.00 and via SIP is ₹ 100.00.
Min Investment Amt
₹ 100.00
AUM
₹ 2,695.35Cr
1Y Returns
2.52%
Expense Ratio
0.28%
SBI Long Term Fund Direct-Growth
Fund Performance: SBI Long Term Fund Direct-Growth has given 6.12% annualized returns in the past three years. The SBI Long Term Fund Direct-Growth comes under the Debt category of SBI Mutual Fund.
Minimum Investment Amount: The minimum amount required to invest in SBI Long Term Fund Direct-Growth via lump sum is ₹ 5,000.00 and via SIP is ₹ 500.00.
Min Investment Amt
₹ 5,000.00
AUM
₹ 1,304.78Cr
1Y Returns
2.68%
Expense Ratio
0.32%
ICICI Prudential Long Term Fund Direct-Growth
Fund Performance: ICICI Prudential Long Term Fund Direct-Growth has given 6.66% annualized returns in the past three years and 5.53% in the last 5 years. The ICICI Prudential Long Term Fund Direct-Growth comes under the Debt category of ICICI Prudential Mutual Fund.
Minimum Investment Amount: The minimum amount required to invest in ICICI Prudential Long Term Fund Direct-Growth via lump sum is ₹ 5,000.00 and via SIP is ₹ 1,000.00.
Min Investment Amt
₹ 5,000.00
AUM
₹ 832.11Cr
1Y Returns
3.23%
Expense Ratio
0.43%
Axis Long Term Fund Direct-Growth
Fund Performance: Axis Long Term Fund Direct-Growth has given 5.85% annualized returns in the past three years. The Axis Long Term Fund Direct-Growth comes under the Debt category of Axis Mutual Fund.
Minimum Investment Amount: The minimum amount required to invest in Axis Long Term Fund Direct-Growth via lump sum is ₹ 5,000.00 and via SIP is ₹ 1,000.00.
Min Investment Amt
₹ 5,000.00
AUM
₹ 167.68Cr
1Y Returns
2.69%
Expense Ratio
0.33%
Aditya Birla Sun Life Long Term Fund Direct-Growth
Fund Performance: Aditya Birla Sun Life Long Term Fund Direct-Growth has given 6.67% annualized returns in the past three years. The Aditya Birla Sun Life Long Term Fund Direct-Growth comes under the Debt category of Aditya Birla Sun Life Mutual Fund.
Minimum Investment Amount: The minimum amount required to invest in Aditya Birla Sun Life Long Term Fund Direct-Growth via lump sum is ₹ 100.00 and via SIP is ₹ 500.00.
Min Investment Amt
₹ 100.00
AUM
₹ 98.85Cr
1Y Returns
3.67%
Expense Ratio
0.43%
UTI Long Term Fund Direct-Growth
Fund Performance: UTI Long Term Fund Direct-Growth has given 5.50% annualized returns in the past three years. The UTI Long Term Fund Direct-Growth comes under the Debt category of UTI Mutual Fund.
Minimum Investment Amount: The minimum amount required to invest in UTI Long Term Fund Direct-Growth via lump sum is ₹ 5,000.00 and via SIP is ₹ 500.00.
Min Investment Amt
₹ 5,000.00
AUM
₹ 69.56Cr
1Y Returns
2.17%
Expense Ratio
0.09%
Kotak Long Term Fund Direct-Growth
Fund Performance: The Kotak Long Term Fund Direct-Growth comes under the Debt category of Kotak Mahindra Mutual Fund.
Minimum Investment Amount: The minimum amount required to invest in Kotak Long Term Fund Direct-Growth via lump sum is ₹ 100.00 and via SIP is ₹ 100.00.
Min Investment Amt
₹ 100.00
AUM
₹ 57.83Cr
1Y Returns
2.64%
Expense Ratio
0.32%
Bandhan Long Term Fund Direct-Growth
Fund Performance: The Bandhan Long Term Fund Direct-Growth comes under the Debt category of Bandhan Mutual Fund.
Minimum Investment Amount: The minimum amount required to invest in Bandhan Long Term Fund Direct-Growth via lump sum is ₹ 1,000.00 and via SIP is ₹ 100.00.
Min Investment Amt
₹ 1,000.00
AUM
₹ 53.58Cr
1Y Returns
4.07%
Expense Ratio
0.28%
Franklin India Long Term Fund Direct-Growth
Fund Performance: The Franklin India Long Term Fund Direct-Growth comes under the Debt category of Franklin Templeton Mutual Fund.
Minimum Investment Amount: The minimum amount required to invest in Franklin India Long Term Fund Direct-Growth via lump sum is ₹ 5,000.00 and via SIP is ₹ 500.00.
Min Investment Amt
₹ 5,000.00
AUM
₹ 47.65Cr
1Y Returns
4.91%
Expense Ratio
0.35%
Mirae Asset Long Term Fund Direct-Growth
Fund Performance: The Mirae Asset Long Term Fund Direct-Growth comes under the Debt category of Mirae Asset Mutual Fund.
Minimum Investment Amount: The minimum amount required to invest in Mirae Asset Long Term Fund Direct-Growth via lump sum is ₹ 5,000.00 and via SIP is ₹ 99.00.
Min Investment Amt
₹ 5,000.00
AUM
₹ 21.90Cr
1Y Returns
2.46%
Expense Ratio
0.20%
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