Franklin India Multi Asset Allocation Fund Direct-Growth
Hybrid: Multi Asset Allocation - Growth (Open ended) Factsheet
NAV: ₹11.2-0.34%
07 Sept 2026
Holdings Analysis
Equity, debt and cash allocation snapshot with market cap distribution for Franklin India Multi Asset Allocation Fund Direct-Growth.
Market Cap Distribution
Large Cap (73.2%)
Mid Cap (9.2%)
Small Cap (17.6%)
Historical Asset Allocation
| Asset | 31 Jul 2026 | 30 Jun 2026 | 31 May 2026 | 30 Apr 2026 | 31 Mar 2026 | 28 Feb 2026 |
|---|---|---|---|---|---|---|
| Equity | 69.91% | 68.88% | 66.39% | 64.11% | 64.08% | 64.86% |
| Debt | 13.41% | 13.23% | 14.98% | 15.31% | 16.83% | 13.93% |
| Others (incl. cash) | 1.06% | 2.20% | 1.00% | 3.53% | 1.32% | 4.64% |
| Commodities | 14.75% | 14.82% | 16.76% | 16.14% | 16.83% | 15.66% |
| Real Estate | 0.87% | 0.86% | 0.88% | 0.91% | 0.94% | 0.91% |
Portfolio Snapshot
No. of Securities
65
P/E Ratio
24.86
P/B Ratio
3.47
Top Holding %
12.39%
Top 5 Holdings %
25.81%
Top 10 Holdings %
37.60%
Modified Duration
0.73 yrs
Avg. Maturity
0.98 yrs
Yield to Maturity
7.25%
AUM
₹2,890 Cr
Expense Ratio
0.41%
Since Inception
10.83%
Max Drawdown
-0.12%
Top Portfolio Holdings by Weight
Latest portfolio holdings sorted by allocation weight. Includes instrument name, sector, number of shares, market value (₹ Cr) and percentage of net assets. Switch dates or categories using the controls below.
| Instrument | Sector | No. of Shares | Value (Rs. Cr) | Weight | Change |
|---|---|---|---|---|---|
| HDFC Bank Ltd. | Financial | 15,64,859 | 117.07 | 4.05% | -0.37%↓ |
| State Bank of India | Financial | 9,59,282 | 98.56 | 3.41% | -0.08%↓ |
| ICICI Bank Ltd. | Financial | 6,06,061 | 86.99 | 3.01% | 0.06%↑ |
| Reliance Industries Ltd. | Energy | 6,51,115 | 85.15 | 2.95% | -0.03%↓ |
| Axis Bank Ltd. | Financial | 5,97,623 | 73.48 | 2.54% | -0.30%↓ |
| Larsen & Toubro Ltd. | Construction | 1,65,175 | 65.06 | 2.25% | -0.17%↓ |
| Bharti Airtel Ltd. | Communication | 3,24,103 | 63.91 | 2.21% | 0.09%↑ |
| Mahindra & Mahindra Ltd. | Automobile | 1,85,448 | 63.02 | 2.18% | 0.24%↑ |
| Ultratech Cement Ltd. | Materials | 52,703 | 62.73 | 2.17% | 0.07%↑ |
| Eternal Ltd. | Services | 20,53,900 | 62.12 | 2.15% | 0.23%↑ |
| HCL Technologies Ltd. | Technology | 4,38,001 | 58.99 | 2.04% | 0.38%↑ |
| Hindustan Aeronautics Ltd. | Capital Goods | 1,24,371 | 57.79 | 2.00% | 0.51%↑ |
| Apollo Hospitals Enterprise Ltd. | Healthcare | 59,440 | 53.24 | 1.84% | 0.02%↑ |
| Marico Ltd. | Consumer Staples | 6,08,166 | 52.95 | 1.83% | 0.03%↑ |
| Titan Company Ltd. | Consumer Discretionary | 1,07,768 | 52.54 | 1.82% | 0.14%↑ |
| Cipla Ltd. | Healthcare | 3,44,710 | 50.78 | 1.76% | 0.23%↑ |
| Trent Ltd. | Services | 1,53,919 | 46.27 | 1.60% | -0.19%↓ |
| Ashok Leyland Ltd. | Automobile | 27,42,307 | 45.57 | 1.58% | 0.05%↑ |
| Britannia Industries Ltd. | Consumer Staples | 82,369 | 44.62 | 1.54% | 0.04%↑ |
| Interglobe Aviation Ltd. | Services | 85,355 | 44.14 | 1.53% | -0.09%↓ |
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Sector-wise Portfolio Allocation
Equity exposure by sector as a percentage of total net assets, tracked across recent portfolio dates. Identifies concentration risk and sector rotation trends in the fund's holdings.
| Sector | 31 Jul 2026 | 30 Jun 2026 | 31 May 2026 | 30 Apr 2026 | 31 Mar 2026 | 28 Feb 2026 |
|---|---|---|---|---|---|---|
| Financial | 15.95% | 16.22% | 14.54% | 13.59% | 13.46% | 14.97% |
| Capital Goods | 8.15% | 6.74% | 6.18% | 4.49% | 3.94% | 4.11% |
| Energy | 8.01% | 8.34% | 8.75% | 9.03% | 9.02% | 8.60% |
| Services | 7.17% | 7.12% | 5.62% | 6.39% | 6.12% | 6.43% |
| Healthcare | 6.09% | 6.11% | 6.07% | 5.16% | 5.28% | 5.08% |
| Automobile | 4.63% | 4.43% | 4.38% | 4.55% | 4.67% | 5.25% |
| Consumer Staples | 4.45% | 4.40% | 4.44% | 4.61% | 4.73% | 4.77% |
| Technology | 3.37% | 2.86% | 3.26% | 3.35% | 3.86% | 3.24% |
| Construction | 2.70% | 2.88% | 2.80% | 2.82% | 2.63% | 3.01% |
| Metals & Mining | 2.56% | 2.60% | 2.99% | 2.93% | 3.10% | 1.68% |
| Materials | 2.38% | 2.56% | 2.66% | 2.21% | 2.22% | 2.45% |
| Consumer Discretionary | 2.25% | 2.14% | 2.04% | 2.18% | 2.09% | 2.42% |
| Communication | 2.20% | 2.12% | 2.11% | 2.21% | 2.26% | 2.11% |
| Chemicals | - | 0.35% | 0.54% | 0.60% | 0.68% | 0.73% |
Debt Holdings — Credit Quality Profile
Allocation of debt instruments by credit rating (AAA, AA, A, and below investment grade) as a percentage of net assets, compared against the category average. Higher AAA allocation indicates lower credit risk.
| Rating | Fund | Category |
|---|---|---|
| AAA | 11.03% | 6.41% |
| SOV | 1.28% | 7.23% |
| A1+ | 1.00% | 1.57% |
| Cash & Call Money | 0.81% | 6.40% |
| Others | 0.10% | 0.06% |
| A | - | 0.00% |
| A+ | - | 0.10% |
| AA | - | 0.80% |
| AA+ | - | 1.62% |
| AA- | - | 0.23% |
| Cash | - | 1.67% |
| Term Deposits | - | 0.16% |
Equity Insights
A detailed look at the equity holdings of this scheme — aggregated scores on value, momentum, quality parameters along with diversification and performance analysis.
Style Analysis
Value score
49.1 / 100
Weighted average Value score is 49.1. This indicates that portfolio is relatively reasonably valued using composite of value measures.
Price Momentum score
52.7 / 100
Weighted average Price Momentum score is 52.7. This indicates that portfolio has average momentum using composite of momentum measures.
Quality score
73.6 / 100
Weighted average Quality score is 73.6. This indicates that portfolio has average quality using composite of quality measures.
QVM score
65.2 / 100
Weighted average QVM score is 65.2. This indicates that portfolio has average QVM score and hence a neutral stance is warranted.
Red Flags
Debt Insights
A detailed look at the debt holdings of this scheme — Is the scheme yielding enough? Includes credit quality, instrument breakdown and SEBI risk classification.
SEBI PRC matrix
Credit risk
| Interest risk | |||
|---|---|---|---|
| Low | Moderate | High | |
| Low | |||
| Moderate | |||
| High | |||
Instruments
| Full name | Description | Coupon rate | Maturity | Rating raw | Weight |
|---|---|---|---|---|---|
| Poonawalla Fincorp Ltd. | Debenture | 7.55% | 25/03/2027 | CRISIL AAA | 1.95% |
| Bharti Telecom Ltd. | Debenture | 7.35% | 15/10/2027 | CRISIL AAA | 1.82% |
| LIC Housing Finance Ltd. | Non Convertible Debenture | 7.73% | 18/03/2027 | CRISIL AAA | 1.78% |
| Embassy Office Parks REIT | Debenture | 7.35% | 05/04/2027 | CRISIL AAA | 1.74% |
| Bajaj Finance Ltd. | Debenture | 8.10% | 08/01/2027 | CRISIL AAA | 1.27% |
| LIC Housing Finance Ltd. | Bonds/NCDs | 6.65% | 15/02/2027 | CRISIL AAA | 0.89% |
| RJ Corp Ltd. | Debenture | 7.25% | 08/12/2028 | CRISIL AAA | 0.89% |
| LIC Housing Finance Ltd. | Debenture | 7.93% | 14/07/2027 | CARE AAA | 0.70% |
| Reserve Bank of India | Treasury Bills | 0.00% | 91-D 09/2026 | SOV | 0.69% |
| Reserve Bank of India | Treasury Bills | 0.00% | 182-D 08/10/2026 | SOV | 0.51% |
| National Bank For Agriculture & Rural Development | Certificate of Deposit | 0.00% | 17/03/2027 | CRISIL A1+ | 0.50% |
| Mahindra & Mahindra Financial Services Ltd. | Commercial Paper | 0.00% | 365-D 18/02/2027 | IND A1+ | 0.33% |
| HDFC Bank Ltd. | Certificate of Deposit | 0.00% | 15/02/2027 | CARE A1+ | 0.17% |
| Others | Margin Money | 0.00% | 0 | - | 0.10% |
| GOI | GOI Securities | 6.90% | 15/04/2065 | SOV | 0.08% |
Frequently Asked Questions
What are the top holdings of Franklin India Multi Asset Allocation Fund Direct-Growth?
The top holdings of Franklin India Multi Asset Allocation Fund Direct-Growth as of 31 Jul 2026 are Nippon India ETF Gold BeES (12.39%), HDFC Bank Ltd. (4.05%), State Bank of India (3.41%), ICICI Bank Ltd. (3.01%), Reliance Industries Ltd. (2.95%). These top 5 stocks together account for 25.81% of the total portfolio. You can view the complete holdings breakdown above.
How many stocks does Franklin India Multi Asset Allocation Fund Direct-Growth hold in its portfolio?
Franklin India Multi Asset Allocation Fund Direct-Growth holds 65 stocks in its portfolio as of 31 Jul 2026. The fund's portfolio size reflects the fund manager's investment approach, a more concentrated portfolio indicates higher conviction bets, while a larger number of holdings suggests a more diversified strategy.
What is the sector allocation of Franklin India Multi Asset Allocation Fund Direct-Growth?
As of 31 Jul 2026, Franklin India Multi Asset Allocation Fund Direct-Growth's top sector allocations are Financial (15.95%), Capital Goods (8.15%), Energy (8.01%). You can find detailed sector allocation above.
What is the equity and debt allocation of Franklin India Multi Asset Allocation Fund Direct-Growth?
As of 31 Jul 2026, Franklin India Multi Asset Allocation Fund Direct-Growth has 69.91% allocated to equity, and 13.41% to debt. You can also check the historical trends above.
What is the market cap allocation of Franklin India Multi Asset Allocation Fund Direct-Growth?
As of 31 Jul 2026, Franklin India Multi Asset Allocation Fund Direct-Growth's market cap allocation is 73.19% in large caps, 9.20% in mid caps, and 17.61% in small caps.
What is the PE ratio of Franklin India Multi Asset Allocation Fund Direct-Growth's portfolio?
The portfolio PE ratio of Franklin India Multi Asset Allocation Fund Direct-Growth is 24.86 as of 31 Jul 2026. The portfolio PE ratio tells you how expensive or cheap the fund's holdings are relative to their earnings.
What is the credit quality of Franklin India Multi Asset Allocation Fund Direct-Growth?
As of 31 Jul 2026, Franklin India Multi Asset Allocation Fund Direct-Growth's debt portfolio has 11.03% in AAA-rated instruments, - in AA-rated, and 1.28% in sovereign securities. Higher allocation to AAA and sovereign instruments indicates lower credit risk in the non-equity portion of the portfolio.
When is the latest portfolio disclosure for Franklin India Multi Asset Allocation Fund Direct-Growth?
The latest portfolio disclosure for Franklin India Multi Asset Allocation Fund Direct-Growth is as of 31 Jul 2026. SEBI requires all mutual funds to disclose their complete portfolio holdings on a monthly basis, typically within 10 days of the end of each month.