mutual funds icici prudential regular savings fund

holdings

ICICI Prudential Regular Savings Fund Direct-Growth

Hybrid: Conservative Hybrid - Growth (Open ended)

ICICI Prudential Regular Savings Fund Direct-GrowthNAV: 87.47 as on 07 Jul, 2026

Risk levelCategoryBenchmark

Factsheet

SEBI Riskometer: HighCategory: Hybrid: Conservative HybridBenchmark: NIFTY 50 Hybrid Composite Debt 15:85 Conservative Index

NAV: ₹87.47-0.67%

08 Jul 2026

Holdings Analysis

Equity, debt and cash allocation snapshot with market cap distribution for ICICI Prudential Regular Savings Fund Direct-Growth.

Asset Allocation

As on 31 May 2026

Debt

76.05%

Equity

22.91%

Real estate

1.10%

Market Cap Distribution

Large Cap (60.2%)

Mid Cap (10.3%)

Small Cap (29.5%)

Historical Asset Allocation

Asset	31 May 2026	30 Apr 2026	31 Mar 2026	28 Feb 2026	31 Jan 2026	31 Dec 2025
Equity	22.91%	22.66%	22.04%	21.94%	22.49%	22.72%
Debt	76.05%	70.79%	74.11%	70.65%	71.04%	68.72%
Others (incl. cash)	-0.05%	5.45%	2.67%	6.24%	5.23%	7.16%
Commodities	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Real Estate	1.10%	1.11%	1.19%	1.17%	1.25%	1.39%

Portfolio Snapshot

No. of Securities

139

P/E Ratio

23.89

P/B Ratio

3.72

Top Holding %

4.10%

Top 5 Holdings %

16.50%

Top 10 Holdings %

26.90%

Modified Duration

2.72 yrs

Avg. Maturity

5.11 yrs

Yield to Maturity

8.56%

AUM

₹3,302 Cr

Expense Ratio

1.03%

Since Inception

10.37%

Max Drawdown

-0.09%

Sharpe Ratio

1.05

Top Portfolio Holdings by Weight

Latest portfolio holdings sorted by allocation weight. Includes instrument name, sector, number of shares, market value (₹ Cr) and percentage of net assets. Switch dates or categories using the controls below.

Instrument	Sector	No. of Shares	Value (Rs. Cr)	Weight	Change
ICICI Bank Ltd.	Financial	3,72,298	46.78	1.42%	-0.01%↓
HDFC Bank Ltd.	Financial	5,98,808	44.58	1.35%	0.30%↑
Axis Bank Ltd.	Financial	2,75,959	35.5	1.08%	0.01%↑
SBI Life Insurance Company Ltd.	Insurance	1,75,635	32.14	0.97%	0.00%↑
Bharti Airtel Ltd.	Communication	1,68,072	30.74	0.93%	-0.03%↓
Britannia Industries Ltd.	Consumer Staples	55,334	28.8	0.87%	-0.09%↓
ICICI Lombard General Insurance Company Ltd.	Insurance	1,54,267	27.65	0.84%	0.01%↑
Hindustan Unilever Ltd.	Consumer Staples	1,26,104	27.16	0.82%	-0.04%↓
NTPC Ltd.	Energy	6,92,701	26.8	0.81%	-0.03%↓
HDFC Life Insurance Co Ltd.	Insurance	4,33,796	25.8	0.78%	0.01%↑
Reliance Industries Ltd.	Energy	1,93,161	25.52	0.77%	-0.07%↓
Infosys Ltd.	Technology	2,00,980	23.33	0.71%	-0.02%↓
Sun Pharmaceutical Industries Ltd.	Healthcare	1,23,531	22.23	0.67%	-0.01%↓
Mahindra & Mahindra Ltd.	Automobile	72,809	22.17	0.67%	-0.01%↓
OnEMI Technology Solutions Ltd.	Financial	7,60,206	20.71	0.63%	0.23%↑
Maruti Suzuki India Ltd.	Automobile	14,293	18.76	0.57%	-0.01%↓
Aditya Birla Lifestyle Brands Ltd.	Services	14,57,030	14.6	0.44%	-0.01%↓
Godrej Consumer Products Ltd.	Consumer Staples	1,29,361	13.32	0.40%	-
UPL Ltd.	Chemicals	2,06,141	13.29	0.40%	-
PVR Inox Ltd.	Services	1,37,411	13.23	0.40%	-0.05%↓

1 / 4

Sector-wise Portfolio Allocation

Equity exposure by sector as a percentage of total net assets, tracked across recent portfolio dates. Identifies concentration risk and sector rotation trends in the fund's holdings.

Sector	31 May 2026	30 Apr 2026	31 Mar 2026	28 Feb 2026	31 Jan 2026	31 Dec 2025
Financial	4.85%	4.33%	3.78%	4.00%	3.96%	4.20%
Insurance	2.89%	2.57%	2.54%	2.75%	2.60%	2.68%
Automobile	2.30%	2.25%	1.90%	1.62%	1.91%	1.76%
Consumer Staples	2.10%	1.83%	1.73%	1.84%	1.95%	1.62%
Energy	1.98%	2.16%	2.62%	2.78%	2.95%	3.19%
Services	1.80%	1.93%	2.14%	1.62%	1.52%	1.63%
Technology	1.76%	1.72%	1.74%	1.71%	2.15%	2.15%
Healthcare	1.18%	1.75%	1.64%	1.72%	1.87%	1.96%
Chemicals	0.97%	1.23%	1.19%	1.23%	0.80%	0.61%
Communication	0.93%	0.96%	0.93%	0.95%	0.99%	1.05%
Construction	0.67%	0.67%	0.59%	0.54%	0.49%	0.54%
Materials	0.53%	0.27%	0.23%	0.27%	0.26%	0.29%
Metals & Mining	0.44%	0.44%	0.39%	0.40%	0.37%	0.38%
Consumer Discretionary	0.43%	0.46%	0.43%	0.31%	0.45%	0.44%
Textiles	0.07%	0.07%	0.07%	0.07%	0.08%	0.08%
Capital Goods	-	-	0.11%	0.11%	0.13%	0.15%

Debt Holdings — Credit Quality Profile

Allocation of debt instruments by credit rating (AAA, AA, A, and below investment grade) as a percentage of net assets, compared against the category average. Higher AAA allocation indicates lower credit risk.

Rating	Fund	Category
AA	23.15%	3.97%
SOV	16.02%	30.54%
AAA	9.25%	17.59%
AA+	6.97%	3.56%
AA-	6.93%	0.58%
A+	5.19%	0.97%
A1+	4.31%	2.36%
Cash	3.33%	0.69%
A	0.90%	0.15%
Others	0.30%	0.24%
A-	-	0.11%
B+	-	3.11%
B-	-	2.82%
Cash & Call Money	-0.35%	9.61%

Equity Insights

A detailed look at the equity holdings of this scheme — aggregated scores on value, momentum, quality parameters along with diversification and performance analysis.

Style Analysis

Value score

49.1 / 100

Weighted average Value score is 49.1. This indicates that portfolio is relatively reasonably valued using composite of value measures.

Price Momentum score

52.2 / 100

Weighted average Price Momentum score is 52.2. This indicates that portfolio has average momentum using composite of momentum measures.

Quality score

70.0 / 100

Weighted average Quality score is 70.0. This indicates that portfolio has average quality using composite of quality measures.

QVM score

64.8 / 100

Weighted average QVM score is 64.8. This indicates that portfolio has average QVM score and hence a neutral stance is warranted.

Red Flags

Declining revenues

Following companies have seen their sales decline for 2 consecutive quarters (measured on yoy basis): Bajaj Electricals Ltd., KNR Constructions Ltd., PNC Infratech Ltd., Tata Motors Passenger Vehicles Ltd.

High leverage

Following companies have debt to equity of greater than 2:

Name	Value
Westlife Foodworld Ltd	2.92
Aditya Birla Lifestyle Brands Ltd.	2.14

Debt Insights

A detailed look at the debt holdings of this scheme — Is the scheme yielding enough? Includes credit quality, instrument breakdown and SEBI risk classification.

SEBI PRC matrix

Credit risk

	Interest risk
	Low	Moderate	High
Low
Moderate
High

Instruments

Full name	Description	Coupon rate	Maturity	Rating raw	Weight
GOI	GOI Securities	6.90%	15/04/2065	SOV	4.10%
GOI	GOI Securities	6.48%	06/10/2035	SOV	3.35%
Others	Interest Rate Swap	0.00%	0	-	3.03%
National Bank For Agriculture & Rural Development	Bonds/NCDs	7.83%	30/12/2026	CRISIL AAA	3.02%
Adani Enterprises Ltd.	Non Convertible Debenture	8.70%	24/03/2028	ICRA AA-	3.00%
Manappuram Finance Ltd.	Non Convertible Debenture	0.00%	15/12/2027	CRISIL AA	2.99%
Godrej Properties Ltd.	Debenture	8.40%	25/01/2028	ICRA AA+	2.27%
Yes Bank Ltd.	Bonds	8.00%	30/09/2026	CRISIL AA-	1.96%
GOI	GOI Securities	4.45%	30/10/2034	SOV	1.67%
Eris Lifesciences Ltd.	Debenture	8.73%	07/12/2026	FITCH AA	1.52%
INDOSTAR-12.25%-23-5-16-A-PVT	Non Convertible Debenture	0.00%	24/12/2026	CARE AA-	1.52%
Vedanta Ltd.	Debenture	9.31%	03/12/2027	CRISIL AA	1.52%
National Bank For Agriculture & Rural Development	Debenture	7.62%	31/01/2028	CRISIL AAA	1.51%
360 ONE Wealth Ltd.	Debenture	0.00%	25/07/2028	ICRA AA	1.51%
360 ONE Wealth Ltd.	Non Convertible Debenture	9.50%	19/06/2026	ICRA AA	1.51%
Eris Lifesciences Ltd.	Debenture	8.73%	07/06/2027	FITCH AA	1.51%
Motilal Oswal Financial Services Ltd.	Non Convertible Debenture	8.15%	12/12/2028	CRISIL AA	1.50%
Narayana Hrudayalaya Ltd.	Non Convertible Debenture	8.25%	19/03/2029	ICRA AA	1.50%
360 ONE Wealth Ltd.	Non Convertible Debenture	8.80%	22/06/2028	ICRA AA	1.50%
Adani Power Ltd.	Debenture	0.00%	27/01/2028	CRISIL AA	1.50%
Siddhivinayak Securitisation Trust	Securitised Debt	0.00%	0	CRISIL AAA(SO)	1.50%
Bank Of Baroda	Certificate of Deposit	0.00%	25/01/2027	FITCH A1+	1.44%
Canara Bank	Certificate of Deposit	0.00%	26/02/2027	CRISIL A1+	1.43%
Keystone Realtors Ltd	Debenture	9.50%	29/09/2028	ICRA A+	1.27%
Vedanta Ltd.	Debenture	9.40%	20/02/2027	ICRA AA+	0.91%
Prism Johnson Ltd.	Non Convertible Debenture	8.50%	05/07/2028	FITCH A+	0.91%
Ashiana Housing Ltd.	Non Convertible Debenture	9.95%	11/05/2029	CARE A	0.90%
Prism Johnson Ltd.	Non Convertible Debenture	8.60%	05/07/2029	FITCH A+	0.90%
Muthoot Finance Ltd.	Debenture	0.00%	26/07/2029	CRISIL AA+	0.79%
Godrej Industries Ltd.	Debenture	8.42%	27/12/2027	CRISIL AA+	0.76%
JM Financial Credit Solutions Ltd.	Debenture	9.30%	15/02/2027	ICRA AA	0.76%
Aadhar Housing Finance Ltd	Non Convertible Debenture	8.50%	17/08/2026	ICRA AA	0.76%
Muthoot Finance Ltd.	Non Convertible Debenture	8.45%	26/06/2029	CRISIL AA+	0.75%
Shivshakti Securitisation Trust	Securitised Debt	0.00%	0	CRISIL AAA(SO)	0.75%
Hiranandani Financial Services Pvt. Ltd.	Non Convertible Debenture	0.00%	08/05/2029	CARE A+	0.75%
Manappuram Finance Ltd.	Non Convertible Debenture	8.60%	27/03/2028	CRISIL AA	0.75%
Tata Projects Ltd.	Non Convertible Debenture	8.60%	07/02/2031	FITCH AA	0.75%
SPR Auto Technologies Ltd.	Debenture	7.35%	23/02/2028	FITCH AA+	0.75%
Kogta Financial India Ltd.	Non Convertible Debenture	9.45%	24/03/2028	CARE A+	0.75%
Aavas Financiers Ltd.	Non Convertible Debenture	8.46%	15/01/2030	CARE AA	0.75%
Vedanta Ltd.	Debenture	8.95%	16/03/2029	CRISIL AA	0.75%
LIC Housing Finance Ltd.	Non Convertible Debenture	7.58%	23/03/2035	CRISIL AAA	0.75%
Mahindra Rural Housing Finance Ltd.	Debenture	0.00%	26/09/2028	CRISIL AAA	0.74%
Maharashtra State	State Development Loan	7.24%	10/09/2034	SOV	0.74%
Uttar Pradesh State	State Development Loan	7.24%	12/11/2036	SOV	0.73%
Bank Of Baroda	Certificate of Deposit	0.00%	03/02/2027	FITCH A1+	0.72%
GOI	GOI Securities	7.24%	18/08/2055	SOV	0.72%
Punjab National Bank	Certificate of Deposit	0.00%	04/02/2027	CRISIL A1+	0.72%
GOI	GOI Securities	6.68%	07/07/2040	SOV	0.71%
JM Financial Products Ltd.	Debenture	8.92%	16/11/2026	CRISIL AA	0.71%
Telangana State	State Development Loan	7.76%	11/02/2039	SOV	0.66%
Oberoi Realty Ltd.	Non Convertible Debenture	0.00%	22/10/2027	CARE AA+	0.63%
Aavas Financiers Ltd.	Non Convertible Debenture	0.00%	26/11/2026	CARE AA	0.60%
Telangana State	State Development Loan	7.34%	26/11/2038	SOV	0.60%
Aptus Value Housing Finance India Ltd.	Non Convertible Debenture	8.75%	30/12/2029	CARE AA	0.60%
Rajasthan State	State Development Loan	7.24%	26/11/2036	SOV	0.57%
Rajasthan State	State Development Loan	7.29%	19/11/2037	SOV	0.50%
Avanse Financial Services Ltd.	Non Convertible Debenture	9.40%	22/10/2027	CRISIL AA-	0.45%
India Universal Trust AL1	Securitised Debt	0.00%	0	CRISIL AAA(SO)	0.45%
Bamboo Hotel And Global Centre (Delhi) Pvt Ltd. Class A	Debenture	10.81%	31/01/2028	ICRA A+(CE)	0.45%
Maharashtra State	State Development Loan	7.25%	12/11/2037	SOV	0.36%
India Universal Trust AL1	Securitised Debt	8.09%	21/11/2027	CRISIL AAA(SO)	0.31%
Maharashtra State	State Development Loan	7.12%	05/02/2038	SOV	0.29%
Maharashtra State	State Development Loan	7.14%	05/02/2039	SOV	0.29%
Odisha State	State Development Loan	7.43%	17/09/2040	SOV	0.23%
Karnataka State	State Development Loan	7.13%	20/08/2034	SOV	0.19%
Haryana State	State Development Loan	7.78%	11/02/2040	SOV	0.18%
Sheela Foam Ltd.	Debenture	8.45%	06/10/2026	FITCH AA	0.15%
Kogta Financial India Ltd.	Non Convertible Debenture	9.75%	27/03/2027	CARE A+	0.15%
National Bank For Agriculture & Rural Development	Bonds	7.44%	24/02/2028	CRISIL AAA	0.15%
Mankind Pharma Ltd.	Debenture	7.99%	16/10/2026	CRISIL AA+	0.12%
West Bengal State	State Development Loan	7.29%	12/03/2038	SOV	0.08%
India Universal Trust AL1	Securitised Debt	0.00%	0	CRISIL AAA(SO)	0.06%
Uttar Pradesh State	State Development Loan	7.36%	03/12/2036	SOV	0.03%

Frequently Asked Questions

What are the top holdings of ICICI Prudential Regular Savings Fund Direct-Growth?

The top holdings of ICICI Prudential Regular Savings Fund Direct-Growth sorted by portfolio weight are listed in the Top Portfolio Holdings section of the Holdings tab.

How many stocks does ICICI Prudential Regular Savings Fund Direct-Growth hold in its portfolio?

ICICI Prudential Regular Savings Fund Direct-Growth holds 139 securities in its portfolio. The top 5 holdings account for 16.50% of the portfolio and the top 10 for 26.90% — a well-diversified portfolio that minimises stock-specific risk.

What is the sector allocation of ICICI Prudential Regular Savings Fund Direct-Growth?

The sector allocation of ICICI Prudential Regular Savings Fund Direct-Growth is in the Sector Allocation section, showing each industry's weight in the portfolio.

What is the equity and debt allocation of ICICI Prudential Regular Savings Fund Direct-Growth?

As of 31 May 2026, ICICI Prudential Regular Savings Fund Direct-Growth has 22.91% in equity, 76.05% in debt and -0.05% in cash/others. This asset mix determines the fund's overall risk-return profile. The debt portfolio has a yield to maturity (YTM) of 8.56%.

What is the market cap allocation of ICICI Prudential Regular Savings Fund Direct-Growth?

ICICI Prudential Regular Savings Fund Direct-Growth's equity portfolio — Large Cap: 60.19%, Mid Cap: 10.31%, Small Cap: 29.50%. Market cap allocation determines the fund's risk profile — large cap offers stability while mid and small cap offer higher growth potential with higher volatility.

Is ICICI Prudential Regular Savings Fund Direct-Growth a concentrated or diversified fund?

ICICI Prudential Regular Savings Fund Direct-Growth holds 139 securities, with the top 10 accounting for 26.90% of the portfolio and the top 5 for 16.50%. With 139 holdings, this is a well-diversified fund — stock-specific risk is limited.

What is the credit quality of ICICI Prudential Regular Savings Fund Direct-Growth?

The debt holdings of ICICI Prudential Regular Savings Fund Direct-Growth are rated as follows — AA: 23.15%, SOV: 16.02%, AAA: 9.25%, AA+: 6.97%, and others. Higher allocation to AAA and sovereign instruments means lower credit risk. The full rating profile compared to the category average is in the Credit Rating section.

How often does ICICI Prudential Regular Savings Fund Direct-Growth change its portfolio?

The portfolio currently holds 139 securities with the top 10 accounting for 26.90% as of 31 May 2026. Portfolio turnover reflects how actively the fund manager trades. A high turnover increases transaction costs while a low turnover reflects a buy-and-hold approach. Historical asset allocation snapshots across multiple dates are in the Holdings Analysis section.

What is the PE ratio of ICICI Prudential Regular Savings Fund Direct-Growth's portfolio?

The weighted average PE ratio of ICICI Prudential Regular Savings Fund Direct-Growth's portfolio is 23.89 and the PB ratio is 3.72. The debt portfolio has a modified duration of 2.72 years and an average maturity of 5.11 years. These metrics reflect the overall valuation and interest rate sensitivity of the portfolio.

When is the latest portfolio disclosure for ICICI Prudential Regular Savings Fund Direct-Growth?

The latest portfolio disclosure for ICICI Prudential Regular Savings Fund Direct-Growth is as of 31 May 2026. Mutual funds and ETFs in India are required to disclose their full portfolio monthly, within 10 business days of month-end. You can switch between historical disclosure dates using the date selector in the Top Portfolio Holdings section.

Loading…

Asset

31 May 2026

30 Apr 2026

31 Mar 2026

28 Feb 2026

31 Jan 2026

31 Dec 2025

Equity

22.91%

22.66%

22.04%

21.94%

22.49%

22.72%

Debt

76.05%

70.79%

74.11%

70.65%

71.04%

68.72%

Others (incl. cash)

-0.05%

5.45%

2.67%

6.24%

5.23%

7.16%

Commodities

0.00%

Real Estate

1.10%

1.11%

1.19%

1.17%

1.25%

1.39%

Instrument

Sector

No. of Shares

Value (Rs. Cr)

Weight

Change

ICICI Bank Ltd.

Financial

3,72,298

46.78

1.42%

-0.01%↓

HDFC Bank Ltd.

Financial

5,98,808

44.58

1.35%

0.30%↑

Axis Bank Ltd.

Financial

2,75,959

35.5

1.08%

0.01%↑

SBI Life Insurance Company Ltd.

Insurance

1,75,635

32.14

0.97%

0.00%↑

Bharti Airtel Ltd.

Communication

1,68,072

30.74

0.93%

-0.03%↓

Britannia Industries Ltd.

Consumer Staples

55,334

28.8

0.87%

-0.09%↓

ICICI Lombard General Insurance Company Ltd.

Insurance

1,54,267

27.65

0.84%

0.01%↑

Hindustan Unilever Ltd.

Consumer Staples

1,26,104

27.16

0.82%

-0.04%↓

NTPC Ltd.

Energy

6,92,701

26.8

0.81%

-0.03%↓

HDFC Life Insurance Co Ltd.

Insurance

4,33,796

25.8

0.78%

0.01%↑

Reliance Industries Ltd.

Energy

1,93,161

25.52

0.77%

-0.07%↓

Infosys Ltd.

Technology

2,00,980

23.33

0.71%

-0.02%↓

Sun Pharmaceutical Industries Ltd.

Healthcare

1,23,531

22.23

0.67%

-0.01%↓

Mahindra & Mahindra Ltd.

Automobile

72,809

22.17

0.67%

-0.01%↓

OnEMI Technology Solutions Ltd.

Financial

7,60,206

20.71

0.63%

0.23%↑

Maruti Suzuki India Ltd.

Automobile

14,293

18.76

0.57%

-0.01%↓

Aditya Birla Lifestyle Brands Ltd.

Services

14,57,030

14.6

0.44%

-0.01%↓

Godrej Consumer Products Ltd.

Consumer Staples

1,29,361

13.32

0.40%

UPL Ltd.

Chemicals

2,06,141

13.29

0.40%

PVR Inox Ltd.

Services

1,37,411

13.23

0.40%

-0.05%↓

Sector

31 May 2026

30 Apr 2026

31 Mar 2026

28 Feb 2026

31 Jan 2026

31 Dec 2025

Financial

4.85%

4.33%

3.78%

4.00%

3.96%

4.20%

Insurance

2.89%

2.57%

2.54%

2.75%

2.60%

2.68%

Automobile

2.30%

2.25%

1.90%

1.62%

1.91%

1.76%

Consumer Staples

2.10%

1.83%

1.73%

1.84%

1.95%

1.62%

Energy

1.98%

2.16%

2.62%

2.78%

2.95%

3.19%

Services

1.80%

1.93%

2.14%

1.62%

1.52%

1.63%

Technology

1.76%

1.72%

1.74%

1.71%

2.15%

Healthcare

1.18%

1.75%

1.64%

1.72%

1.87%

1.96%

Chemicals

0.97%

1.23%

1.19%

1.23%

0.80%

0.61%

Communication

0.93%

0.96%

0.93%

0.95%

0.99%

1.05%

Construction

0.67%

0.59%

0.54%

0.49%

0.54%

Materials

0.53%

0.27%

0.23%

0.27%

0.26%

0.29%

Metals & Mining

0.44%

0.39%

0.40%

0.37%

0.38%

Consumer Discretionary

0.43%

0.46%

0.43%

0.31%

0.45%

0.44%

Textiles

0.07%

0.08%

Capital Goods

0.11%

0.13%

0.15%

Rating

Fund