mutual funds jm multi asset allocation fund directgrowth

holdings

JM Multi Asset Allocation Fund Direct-Growth

Hybrid: Multi Asset Allocation - Growth (Open ended)

JM Multi Asset Allocation Fund Direct-GrowthNAV: 10.29 as on 06 Sep, 2026

Risk levelCategoryBenchmark

Factsheet

SEBI Riskometer: Very HighCategory: Hybrid: Multi Asset AllocationCheck Portfolio Overlap →

NAV: ₹10.29-0.27%

07 Sept 2026

Holdings Analysis

Equity, debt and cash allocation snapshot with market cap distribution for JM Multi Asset Allocation Fund Direct-Growth.

Asset Allocation

As on 31 Jul 2026

Equity

53.73%

Debt

25.73%

Commodities

13.46%

Others

5.20%

Real estate

1.87%

Market Cap Distribution

Large Cap (45.0%)

Mid Cap (25.5%)

Small Cap (29.5%)

Portfolio Snapshot

No. of Securities

P/E Ratio

24.04

P/B Ratio

3.80

Top Holding %

7.56%

Top 5 Holdings %

24.73%

Top 10 Holdings %

41.65%

Modified Duration

1.69 yrs

Avg. Maturity

2.17 yrs

Yield to Maturity

6.43%

AUM

₹146 Cr

Expense Ratio

1.30%

Since Inception

2.87%

Max Drawdown

-0.03%

Top Portfolio Holdings by Weight

Latest portfolio holdings sorted by allocation weight. Includes instrument name, sector, number of shares, market value (₹ Cr) and percentage of net assets. Switch dates or categories using the controls below.

Instrument	Sector	No. of Shares	Value (Rs. Cr)	Weight
Manipal Health Enterprises Ltd.	Healthcare	84,750	5	3.43%
Ujjivan Small Finance Bank Ltd.	Financial	5,83,086	4.18	2.87%
Bajaj Finance Ltd.	Financial	32,065	3.66	2.51%
HDFC Bank Ltd.	Financial	45,000	3.37	2.31%
Coforge Ltd.	Technology	19,432	3.34	2.29%
Larsen & Toubro Ltd.	Construction	8,414	3.31	2.27%
IDFC First Bank Ltd.	Financial	3,82,213	3.24	2.22%
Amber Enterprises India Ltd.	Consumer Discretionary	4,181	3.11	2.13%
Diamond Power Infrastructure Ltd.	Capital Goods	88,105	2.85	1.96%
One97 Communications Ltd.	Services	20,650	2.77	1.90%
Eicher Motors Ltd.	Automobile	3,522	2.76	1.89%
Adani Ports and Special Economic Zone Ltd.	Services	15,610	2.65	1.82%
Premier Energies Ltd.	Energy	25,638	2.62	1.80%
Titan Company Ltd.	Consumer Discretionary	5,340	2.6	1.79%
Eternal Ltd.	Services	84,934	2.57	1.76%
Shriram Finance Ltd	Financial	24,210	2.53	1.74%
Onesource Specialty Pharma Ltd.	Healthcare	14,600	2.36	1.62%
Honasa Consumer Ltd.	Consumer Staples	51,213	2.3	1.58%
Ceat Ltd.	Automobile	6,594	2.26	1.55%
Samvardhana Motherson International Ltd.	Automobile	1,44,100	2.17	1.49%

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Sector-wise Portfolio Allocation

Equity exposure by sector as a percentage of total net assets, tracked across recent portfolio dates. Identifies concentration risk and sector rotation trends in the fund's holdings.

Sector	31 Jul 2026
Financial	14.50%
Services	8.04%
Automobile	6.11%
Healthcare	5.80%
Consumer Discretionary	3.92%
Capital Goods	3.86%
Chemicals	2.79%
Technology	2.29%
Construction	2.27%
Energy	1.80%
Consumer Staples	1.58%
Metals & Mining	0.77%

Debt Holdings — Credit Quality Profile

Allocation of debt instruments by credit rating (AAA, AA, A, and below investment grade) as a percentage of net assets, compared against the category average. Higher AAA allocation indicates lower credit risk.

Rating	Fund	Category
Cash & Call Money	10.27%	6.40%
SOV	10.22%	7.23%
AA+	3.44%	1.62%
AAA	3.39%	6.41%
A1+	3.34%	1.57%
A	-	0.00%
A+	-	0.10%
AA	-	0.80%
AA-	-	0.23%
Cash	-	1.67%
Others	-	0.06%
Term Deposits	-	0.16%

Equity Insights

A detailed look at the equity holdings of this scheme — aggregated scores on value, momentum, quality parameters along with diversification and performance analysis.

Style Analysis

Value score

Score not available.

Price Momentum score

Score not available.

Quality score

Score not available.

QVM score

Score not available.

Red Flags

Earnings manipulation risk (Beneish M-score)

Following stocks have high risk of potential earnings manipulation (Beneish M-score > -1.78):

Name	Value
Ceat Ltd.	-1.39
Tata Motors Passenger Vehicles Ltd.	-1.66
Navin Fluorine International Ltd.	-1.38
JSW Energy Ltd.	-1.33

Declining revenues

Following companies have seen their sales decline for 2 consecutive quarters (measured on yoy basis): Tata Motors Passenger Vehicles Ltd.

Negative cash flow from operations

Following companies have not generated positive operating cash flow for 2 consecutive financial years: Bajaj Finance Ltd., Onesource Specialty Pharma Ltd., Shriram Finance Ltd.

High leverage

Following companies have debt to equity of greater than 2:

Name	Value
JSW Energy Ltd.	2.5
Interglobe Aviation Ltd.	11.15

Debt Insights

A detailed look at the debt holdings of this scheme — Is the scheme yielding enough? Includes credit quality, instrument breakdown and SEBI risk classification.

SEBI PRC matrix

Credit risk

	Interest risk
	Low	Moderate	High
Low
Moderate
High

Instruments

Full name	Description	Coupon rate	Maturity	Rating raw	Weight
Others	CBLO	0.00%	0	-	5.34%
GOI	GOI Securities	6.94%	11/05/2036	SOV	3.46%
Piramal Finance Pvt. Ltd.	Bonds/NCDs	8.75%	29/10/2027	ICRA AA+	3.44%
GOI	GOI Securities	6.36%	16/02/2031	SOV	3.42%
National Bank For Agriculture & Rural Development	Bonds	6.85%	19/01/2029	ICRA AAA	3.39%
Reserve Bank of India	Treasury Bills	0.00%	182-D	SOV	3.35%
Axis Bank Ltd.	Certificate of Deposit	0.00%	16/12/2026	CRISIL A1+	3.34%

Frequently Asked Questions

What are the top holdings of JM Multi Asset Allocation Fund Direct-Growth?

The top holdings of JM Multi Asset Allocation Fund Direct-Growth as of 31 Jul 2026 are Tata Gold ETF - Growth (7.56%), Others (5.34%), Others (4.93%), GOI (3.46%), Piramal Finance Pvt. Ltd. (3.44%). These top 5 stocks together account for 24.73% of the total portfolio. You can view the complete holdings breakdown above.

How many stocks does JM Multi Asset Allocation Fund Direct-Growth hold in its portfolio?

JM Multi Asset Allocation Fund Direct-Growth holds 45 stocks in its portfolio as of 31 Jul 2026. The fund's portfolio size reflects the fund manager's investment approach, a more concentrated portfolio indicates higher conviction bets, while a larger number of holdings suggests a more diversified strategy.

What is the sector allocation of JM Multi Asset Allocation Fund Direct-Growth?

As of 31 Jul 2026, JM Multi Asset Allocation Fund Direct-Growth's top sector allocations are Financial (14.50%), Services (8.04%), Automobile (6.11%). You can find detailed sector allocation above.

What is the equity and debt allocation of JM Multi Asset Allocation Fund Direct-Growth?

As of 31 Jul 2026, JM Multi Asset Allocation Fund Direct-Growth has 53.73% allocated to equity, and 25.73% to debt. You can also check the historical trends above.

What is the market cap allocation of JM Multi Asset Allocation Fund Direct-Growth?

As of 31 Jul 2026, JM Multi Asset Allocation Fund Direct-Growth's market cap allocation is 44.96% in large caps, 25.53% in mid caps, and 29.51% in small caps.

What is the PE ratio of JM Multi Asset Allocation Fund Direct-Growth's portfolio?

The portfolio PE ratio of JM Multi Asset Allocation Fund Direct-Growth is 24.04 as of 31 Jul 2026. The portfolio PE ratio tells you how expensive or cheap the fund's holdings are relative to their earnings.

What is the credit quality of JM Multi Asset Allocation Fund Direct-Growth?

As of 31 Jul 2026, JM Multi Asset Allocation Fund Direct-Growth's debt portfolio has 3.39% in AAA-rated instruments, 3.44% in AA-rated, and 10.22% in sovereign securities. Higher allocation to AAA and sovereign instruments indicates lower credit risk in the non-equity portion of the portfolio.

When is the latest portfolio disclosure for JM Multi Asset Allocation Fund Direct-Growth?

The latest portfolio disclosure for JM Multi Asset Allocation Fund Direct-Growth is as of 31 Jul 2026. SEBI requires all mutual funds to disclose their complete portfolio holdings on a monthly basis, typically within 10 days of the end of each month.

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Instrument

Sector

No. of Shares

Value (Rs. Cr)

Weight

Manipal Health Enterprises Ltd.

Healthcare

84,750

3.43%

Ujjivan Small Finance Bank Ltd.

Financial

5,83,086

4.18

2.87%

Bajaj Finance Ltd.

Financial

32,065

3.66

2.51%

HDFC Bank Ltd.

Financial

45,000

3.37

2.31%

Coforge Ltd.

Technology

19,432

3.34

2.29%

Larsen & Toubro Ltd.

Construction

8,414

3.31

2.27%

IDFC First Bank Ltd.

Financial

3,82,213

3.24

2.22%

Amber Enterprises India Ltd.

Consumer Discretionary

4,181

3.11

2.13%

Diamond Power Infrastructure Ltd.

Capital Goods

88,105

2.85

1.96%

One97 Communications Ltd.

Services

20,650

2.77

1.90%

Eicher Motors Ltd.

Automobile

3,522

2.76

1.89%

Adani Ports and Special Economic Zone Ltd.

Services

15,610

2.65

1.82%

Premier Energies Ltd.

Energy

25,638

2.62

1.80%

Titan Company Ltd.

Consumer Discretionary

5,340

2.6

1.79%

Eternal Ltd.

Services

84,934

2.57

1.76%

Shriram Finance Ltd

Financial

24,210

2.53

1.74%

Onesource Specialty Pharma Ltd.

Healthcare

14,600

2.36

1.62%

Honasa Consumer Ltd.

Consumer Staples

51,213

2.3

1.58%

Ceat Ltd.

Automobile

6,594

2.26

1.55%

Samvardhana Motherson International Ltd.

Automobile

1,44,100

2.17

1.49%

Sector

31 Jul 2026

Financial

14.50%

Services

8.04%

Automobile

6.11%

Healthcare

5.80%

Consumer Discretionary

3.92%

Capital Goods

3.86%

Chemicals

2.79%

Technology

2.29%

Construction

2.27%

Energy

1.80%

Consumer Staples

1.58%

Metals & Mining

0.77%

Rating

Fund