mutual funds kotak debt hybrid fund directgrowth

holdings

Kotak Debt Hybrid Fund Direct-Growth

Hybrid: Conservative Hybrid - Growth (Open ended)

Kotak Debt Hybrid Fund Direct-GrowthNAV: 69.61 as on 07 Jul, 2026

Risk levelCategoryBenchmark

Factsheet

SEBI Riskometer: Moderately HighCategory: Hybrid: Conservative HybridBenchmark: CRISIL Hybrid 85+15 Conservative Index

NAV: ₹69.61-0.65%

08 Jul 2026

Holdings Analysis

Equity, debt and cash allocation snapshot with market cap distribution for Kotak Debt Hybrid Fund Direct-Growth.

Asset Allocation

As on 30 Jun 2026

Debt

72.83%

Equity

22.69%

Others

3.71%

Real estate

0.77%

Market Cap Distribution

Large Cap (66.4%)

Mid Cap (25.5%)

Small Cap (8.1%)

Historical Asset Allocation

Asset	30 Jun 2026	31 May 2026	30 Apr 2026	31 Mar 2026	28 Feb 2026	31 Jan 2026
Equity	22.69%	21.84%	21.93%	20.68%	22.30%	22.59%
Debt	72.83%	62.14%	56.02%	64.25%	70.14%	62.32%
Others (incl. cash)	3.71%	15.25%	21.12%	13.87%	6.56%	14.13%
Commodities	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Real Estate	0.77%	0.77%	0.93%	1.20%	1.00%	0.96%

Portfolio Snapshot

No. of Securities

132

P/E Ratio

20.05

P/B Ratio

3.01

Top Holding %

6.88%

Top 5 Holdings %

24.49%

Top 10 Holdings %

36.43%

Modified Duration

3.57 yrs

Avg. Maturity

7.31 yrs

Yield to Maturity

7.61%

AUM

₹2,882 Cr

Expense Ratio

0.61%

Since Inception

10.42%

Max Drawdown

-0.12%

Sharpe Ratio

0.66

Top Portfolio Holdings by Weight

Latest portfolio holdings sorted by allocation weight. Includes instrument name, sector, number of shares, market value (₹ Cr) and percentage of net assets. Switch dates or categories using the controls below.

Instrument	Sector	No. of Shares	Value (Rs. Cr)	Weight	Change
ICICI Bank Ltd.	Financial	3,00,000	41.26	1.43%	0.40%↑
HDFC Bank Ltd.	Financial	4,68,000	37.34	1.30%	0.08%↑
State Bank of India	Financial	3,54,000	36.35	1.26%	0.07%↑
NTPC Ltd.	Energy	9,21,700	32.87	1.14%	-0.11%↓
Maruti Suzuki India Ltd.	Automobile	23,070	32.56	1.13%	0.07%↑
Bharti Airtel Ltd.	Communication	1,64,334	30.43	1.06%	0.01%↑
Axis Bank Ltd.	Financial	2,12,462	28.59	0.99%	0.04%↑
Reliance Industries Ltd.	Energy	1,96,400	25.41	0.88%	-0.03%↓
Hero Motocorp Ltd.	Automobile	48,500	23.25	0.81%	-0.02%↓
Bank Of Baroda	Financial	7,50,000	20.43	0.71%	-0.23%↓
JB Chemicals & Pharmaceuticals Ltd.	Healthcare	76,281	17.51	0.61%	0.03%↑
Tech Mahindra Ltd.	Technology	1,24,000	17.42	0.60%	-0.04%↓
United Spirits Ltd.	Consumer Staples	1,29,000	17.42	0.60%	0.03%↑
Max Healthcare Institute Ltd.	Healthcare	1,52,500	17.22	0.60%	0.09%↑
Billionbrains Garage Ventures Ltd.	Financial	7,80,000	15.76	0.55%	0.05%↑
Britannia Industries Ltd.	Consumer Staples	30,400	15.65	0.54%	-0.01%↓
Radico Khaitan Ltd.	Consumer Staples	37,525	14.81	0.51%	0.05%↑
Indus Towers Ltd.	Communication	3,50,000	13.71	0.48%	-0.06%↓
Bank of Maharashtra	Financial	15,15,000	13.85	0.48%	0.06%↑
Interglobe Aviation Ltd.	Services	25,000	13.42	0.47%	0.09%↑

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Sector-wise Portfolio Allocation

Equity exposure by sector as a percentage of total net assets, tracked across recent portfolio dates. Identifies concentration risk and sector rotation trends in the fund's holdings.

Sector	30 Jun 2026	31 May 2026	30 Apr 2026	31 Mar 2026	28 Feb 2026	31 Jan 2026
Financial	8.15%	7.63%	6.79%	6.37%	6.98%	6.64%
Automobile	2.62%	2.58%	2.84%	2.72%	3.07%	2.95%
Healthcare	2.42%	1.93%	1.87%	1.79%	1.85%	1.88%
Energy	2.02%	2.16%	2.24%	2.11%	2.44%	2.64%
Consumer Staples	1.87%	1.80%	1.54%	1.39%	1.42%	1.43%
Communication	1.54%	1.59%	1.84%	1.47%	1.47%	1.51%
Technology	1.26%	1.37%	1.66%	1.61%	1.56%	2.31%
Services	1.03%	0.95%	1.00%	0.90%	1.02%	0.96%
Materials	0.85%	0.81%	1.14%	1.06%	1.14%	1.13%
Metals & Mining	0.44%	0.49%	0.50%	0.46%	0.48%	0.30%
Consumer Discretionary	0.31%	0.10%	0.10%	0.09%	0.10%	0.09%
Insurance	0.18%	0.17%	0.16%	0.15%	0.17%	0.16%
Construction	-	0.12%	0.12%	0.11%	0.12%	0.13%
Capital Goods	-	-	-	0.25%	0.27%	0.26%
Chemicals	-	-	-	0.09%	0.10%	0.10%

Debt Holdings — Credit Quality Profile

Allocation of debt instruments by credit rating (AAA, AA, A, and below investment grade) as a percentage of net assets, compared against the category average. Higher AAA allocation indicates lower credit risk.

Rating	Fund	Category
SOV	31.47%	30.38%
AAA	19.93%	17.67%
AA	11.28%	3.97%
A1+	8.94%	2.36%
Cash & Call Money	3.71%	9.83%
AA+	0.88%	3.47%
Others	0.32%	0.24%
A+	0.01%	0.97%
A	-	0.15%
A-	-	0.11%
AA-	-	0.58%
B+	-	3.11%
B-	-	2.82%
Cash	-	0.69%

Equity Insights

A detailed look at the equity holdings of this scheme — aggregated scores on value, momentum, quality parameters along with diversification and performance analysis.

Style Analysis

Value score

55.5 / 100

Weighted average Value score is 55.5. This indicates that portfolio is relatively reasonably valued using composite of value measures.

Price Momentum score

58.0 / 100

Weighted average Price Momentum score is 58.0. This indicates that portfolio has average momentum using composite of momentum measures.

Quality score

74.6 / 100

Weighted average Quality score is 74.6. This indicates that portfolio has average quality using composite of quality measures.

QVM score

72.8 / 100

Weighted average QVM score is 72.8. This indicates that portfolio has average QVM score and hence a neutral stance is warranted.

Red Flags

Declining revenues

Following companies have seen their sales decline for 2 consecutive quarters (measured on yoy basis): Pokarna Ltd.

Negative cash flow from operations

Following companies have not generated positive operating cash flow for 2 consecutive financial years: Ashok Leyland Ltd., Dee Development Engineers Ltd, Life Insurance Corporation of India, Bank Of Maharashtra, Power Finance Corporation Ltd., Poonawalla Fincorp Ltd., Swiggy Ltd.

High leverage

Following companies have debt to equity of greater than 2:

Name	Value
Ashok Leyland Ltd.	4.49
Interglobe Aviation Ltd.	11.15

Debt Insights

A detailed look at the debt holdings of this scheme — Is the scheme yielding enough? Includes credit quality, instrument breakdown and SEBI risk classification.

SEBI PRC matrix

Credit risk

	Interest risk
	Low	Moderate	High
Low
Moderate
High

Instruments

Full name	Description	Coupon rate	Maturity	Rating raw	Weight
GOI	GOI Securities	7.24%	18/08/2055	SOV	6.88%
GOI	GOI Securities	6.90%	15/04/2065	SOV	6.69%
JTPM Metal Traders Ltd.	Debenture	0.00%	30/04/2030	CRISIL AA	3.72%
National Bank For Agriculture & Rural Development	Bonds	7.44%	17/07/2029	CRISIL AAA	3.49%
LIC Housing Finance Ltd.	Non Convertible Debenture	0.08%	0	CRISIL AAA	2.61%
Siddhivinayak Securitisation Trust	Securitised Debt	0.00%	0	CRISIL AAA(SO)	2.57%
Shivshakti Securitisation Trust	Securitised Debt	0.00%	0	CRISIL AAA(SO)	2.55%
Tamilnadu State	State Development Loan	7.69%	03/06/2033	SOV	2.12%
Karnataka State	State Development Loan	7.58%	11/03/2040	SOV	2.09%
National Housing Bank	Bonds	6.80%	02/04/2032	CARE AAA	2.05%
Tamilnadu State	State Development Loan	7.80%	03/06/2041	SOV	1.77%
360 ONE Wealth Ltd.	Debenture	0.00%	25/07/2028	ICRA AA	1.74%
Karnataka State	State Development Loan	7.19%	11/08/2032	SOV	1.74%
Axis Bank Ltd.	Certificate of Deposit	0.00%	07/12/2026	CRISIL A1+	1.69%
Bank Of Baroda	Certificate of Deposit	0.00%	04/12/2026	FITCH A1+	1.69%
Punjab National Bank	Certificate of Deposit	0.00%	05/02/2027	CRISIL A1+	1.67%
National Bank For Agriculture & Rural Development	Certificate of Deposit	0.00%	22/01/2027	CRISIL A1+	1.67%
Andhra Pradesh State Beverages Corporation Ltd.	Bonds	9.15%	30/11/2027	FITCH AA(CE)	1.66%
Adani Power Ltd.	Debenture	8.20%	25/01/2029	CRISIL AA	1.22%
Bihar State	State Development Loan	7.45%	10/09/2034	SOV	1.21%
Telangana State Industrial Infrastructure Corporation Ltd.	Debenture	9.35%	31/12/2027	FITCH AA(CE)	1.15%
Tamilnadu State	State Development Loan	7.54%	11/02/2036	SOV	1.05%
Uttar Pradesh State	State Development Loan	7.62%	04/03/2041	SOV	1.04%
Muthoot Finance Ltd.	Debenture	0.00%	26/07/2029	CRISIL AA+	0.88%
REC Ltd.	Debenture	7.47%	28/02/2034	CRISIL AAA	0.88%
REC Ltd.	Debenture	7.51%	31/07/2026	ICRA AAA	0.87%
Tamilnadu State	State Development Loan	7.31%	11/02/2033	SOV	0.87%
Bharti Telecom Ltd.	Debenture	7.75%	29/02/2028	CRISIL AAA	0.86%
Hero FinCorp Ltd.	Commercial Paper	0.00%	91-D 11/08/2026	CRISIL A1+	0.86%
National Bank For Agriculture & Rural Development	Bonds	6.85%	19/01/2029	ICRA AAA	0.86%
HDFC Bank Ltd.	Certificate of Deposit	0.00%	14/12/2026	CARE A1+	0.84%
Andhra Pradesh State Beverages Corporation Ltd.	Bonds	9.15%	30/11/2028	FITCH AA(CE)	0.79%
Maharashtra State	State Development Loan	0.00%	20/03/2037	SOV	0.69%
Andhra Pradesh State Beverages Corporation Ltd.	Bonds	9.15%	30/11/2029	FITCH AA(CE)	0.61%
GOI	GOI Securities	0.00%	25/11/2035	SOV	0.56%
Power Finance Corporation Ltd.	Debenture	7.64%	22/02/2033	ICRA AAA	0.53%
Karnataka State	State Development Loan	7.56%	11/02/2036	SOV	0.51%
GOI	GOI Securities	0.00%	15/04/2038	SOV	0.46%
Andhra Pradesh State Beverages Corporation Ltd.	Bonds	9.15%	18/12/2026	FITCH AA(CE)	0.39%
REC Ltd.	Debenture	7.77%	30/09/2026	CRISIL AAA	0.35%
Bank Of Baroda	Certificate of Deposit	0.00%	29/07/2026	FITCH A1+	0.35%
Bihar State	State Development Loan	7.52%	10/09/2036	SOV	0.35%
Tamilnadu State	State Development Loan	7.17%	27/02/2033	SOV	0.34%
GOI	GOI Securities	0.00%	06/05/2038	SOV	0.32%
GOI	GOI Securities	7.30%	19/06/2053	SOV	0.32%
GOI	GOI Securities	0.00%	15/04/2045	SOV	0.26%
National Bank For Agriculture & Rural Development	Non Convertible Debenture	8.22%	25/02/2028	CRISIL AAA	0.25%
REC Ltd.	Bonds	0.00%	03/11/2034	CRISIL AAA	0.25%
National Bank For Agriculture & Rural Development	Debenture	7.62%	31/01/2028	CRISIL AAA	0.24%
GOI	GOI Securities	0.00%	25/05/2043	SOV	0.21%
Power Finance Corporation Ltd.	Floating Rate Debenture	0.00%	22/01/2031	CRISIL AAA	0.21%
REC Ltd.	Debenture	8.01%	24/03/2028	CRISIL AAA	0.21%
Madhya Pradesh State	State Development Loan	7.65%	01/11/2027	SOV	0.18%
GOI	GOI Securities	0.00%	22/04/2036	SOV	0.18%
Tamilnadu State	State Development Loan	8.15%	09/05/2028	SOV	0.18%
HDB Financial Services Ltd.	Debenture	8.34%	05/07/2027	CRISIL AAA	0.17%
LIC Housing Finance Ltd.	Debenture	7.93%	14/07/2027	CRISIL AAA	0.17%
GOI	GOI Securities	7.17%	17/04/2030	SOV	0.17%
Bihar State	State Development Loan	6.88%	09/07/2035	SOV	0.17%
Andhra Pradesh State	State Development Loan	6.57%	01/07/2030	SOV	0.17%
Maharashtra State	State Development Loan	7.45%	20/03/2038	SOV	0.17%
Sundaram Finance Ltd.	Commercial Paper	0.00%	350-D 12/02/2027	CRISIL A1+	0.17%
Power Finance Corporation Ltd.	Bonds/NCDs	8.85%	25/05/2029	CRISIL AAA	0.16%
Indian Railway Finance Corporation Ltd.	Non Convertible Debenture	7.48%	13/08/2029	CRISIL AAA	0.15%
Indian Railway Finance Corporation Ltd.	Bonds	7.83%	21/03/2027	CRISIL AAA	0.12%
GOI	GOI Securities	0.00%	25/05/2036	SOV	0.10%
GOI	GOI Securities	0.00%	25/05/2038	SOV	0.09%
GOI	GOI Securities	0.00%	25/05/2037	SOV	0.09%
GOI	GOI Securities	0.00%	25/11/2038	SOV	0.08%
GOI	GOI Securities	0.00%	25/05/2041	SOV	0.07%
GOI	GOI Securities	0.00%	25/11/2040	SOV	0.07%
GOI	GOI Securities	0.00%	25/05/2040	SOV	0.07%
GOI	GOI Securities	7.09%	25/11/2074	SOV	0.07%
Power Finance Corporation Ltd.	Debenture	7.59%	17/01/2028	CRISIL AAA	0.07%
Power Grid Corporation Of India Ltd.	Debenture	7.30%	19/06/2027	CRISIL AAA	0.07%
Tamilnadu State	State Development Loan	8.05%	18/04/2028	SOV	0.07%
Power Finance Corporation Ltd.	Debenture	7.85%	03/04/2028	CRISIL AAA	0.06%
Power Grid Corporation Of India Ltd.	Debenture	7.20%	09/08/2027	CRISIL AAA	0.06%
Power Grid Corporation Of India Ltd.	Debenture	8.40%	27/05/2028	CRISIL AAA	0.06%
REC Ltd.	Debenture	8.09%	21/03/2028	CRISIL AAA	0.06%
GOI	GOI Securities	7.26%	06/02/2033	SOV	0.04%
GOI	GOI Securities	7.34%	22/04/2064	SOV	0.02%
Uttar Pradesh Power Corporation Ltd	Debenture	9.95%	31/03/2027	CRISIL A+(CE)	0.01%
Uttar Pradesh State	State Development Loan	7.91%	27/10/2037	SOV	0.00%
GOI	GOI Securities	6.67%	17/12/2050	SOV	0.00%

Frequently Asked Questions

What are the top holdings of Kotak Debt Hybrid Fund Direct-Growth?

The top holdings of Kotak Debt Hybrid Fund Direct-Growth sorted by portfolio weight are listed in the Top Portfolio Holdings section of the Holdings tab.

How many stocks does Kotak Debt Hybrid Fund Direct-Growth hold in its portfolio?

Kotak Debt Hybrid Fund Direct-Growth holds 132 securities in its portfolio. The top 5 holdings account for 24.49% of the portfolio and the top 10 for 36.43% — a well-diversified portfolio that minimises stock-specific risk.

What is the sector allocation of Kotak Debt Hybrid Fund Direct-Growth?

The sector allocation of Kotak Debt Hybrid Fund Direct-Growth is in the Sector Allocation section, showing each industry's weight in the portfolio.

What is the equity and debt allocation of Kotak Debt Hybrid Fund Direct-Growth?

As of 30 Jun 2026, Kotak Debt Hybrid Fund Direct-Growth has 22.69% in equity, 72.83% in debt and 3.71% in cash/others. This asset mix determines the fund's overall risk-return profile. The debt portfolio has a yield to maturity (YTM) of 7.61%.

What is the market cap allocation of Kotak Debt Hybrid Fund Direct-Growth?

Kotak Debt Hybrid Fund Direct-Growth's equity portfolio — Large Cap: 66.37%, Mid Cap: 25.52%, Small Cap: 8.11%. Market cap allocation determines the fund's risk profile — large cap offers stability while mid and small cap offer higher growth potential with higher volatility.

Is Kotak Debt Hybrid Fund Direct-Growth a concentrated or diversified fund?

Kotak Debt Hybrid Fund Direct-Growth holds 132 securities, with the top 10 accounting for 36.43% of the portfolio and the top 5 for 24.49%. With 132 holdings, this is a well-diversified fund — stock-specific risk is limited.

What is the credit quality of Kotak Debt Hybrid Fund Direct-Growth?

The debt holdings of Kotak Debt Hybrid Fund Direct-Growth are rated as follows — SOV: 31.47%, AAA: 19.93%, AA: 11.28%, A1+: 8.94%, and others. Higher allocation to AAA and sovereign instruments means lower credit risk. The full rating profile compared to the category average is in the Credit Rating section.

How often does Kotak Debt Hybrid Fund Direct-Growth change its portfolio?

The portfolio currently holds 132 securities with the top 10 accounting for 36.43% as of 30 Jun 2026. Portfolio turnover reflects how actively the fund manager trades. A high turnover increases transaction costs while a low turnover reflects a buy-and-hold approach. Historical asset allocation snapshots across multiple dates are in the Holdings Analysis section.

What is the PE ratio of Kotak Debt Hybrid Fund Direct-Growth's portfolio?

The weighted average PE ratio of Kotak Debt Hybrid Fund Direct-Growth's portfolio is 20.05 and the PB ratio is 3.01. The debt portfolio has a modified duration of 3.57 years and an average maturity of 7.31 years. These metrics reflect the overall valuation and interest rate sensitivity of the portfolio.

When is the latest portfolio disclosure for Kotak Debt Hybrid Fund Direct-Growth?

The latest portfolio disclosure for Kotak Debt Hybrid Fund Direct-Growth is as of 30 Jun 2026. Mutual funds and ETFs in India are required to disclose their full portfolio monthly, within 10 business days of month-end. You can switch between historical disclosure dates using the date selector in the Top Portfolio Holdings section.

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Asset

30 Jun 2026

31 May 2026

30 Apr 2026

31 Mar 2026

28 Feb 2026

31 Jan 2026

Equity

22.69%

21.84%

21.93%

20.68%

22.30%

22.59%

Debt

72.83%

62.14%

56.02%

64.25%

70.14%

62.32%

Others (incl. cash)

3.71%

15.25%

21.12%

13.87%

6.56%

14.13%

Commodities

0.00%

Real Estate

0.77%

0.93%

1.20%

1.00%

0.96%

Instrument

Sector

No. of Shares

Value (Rs. Cr)

Weight

Change

ICICI Bank Ltd.

Financial

3,00,000

41.26

1.43%

0.40%↑

HDFC Bank Ltd.

Financial

4,68,000

37.34

1.30%

0.08%↑

State Bank of India

Financial

3,54,000

36.35

1.26%

0.07%↑

NTPC Ltd.

Energy

9,21,700

32.87

1.14%

-0.11%↓

Maruti Suzuki India Ltd.

Automobile

23,070

32.56

1.13%

0.07%↑

Bharti Airtel Ltd.

Communication

1,64,334

30.43

1.06%

0.01%↑

Axis Bank Ltd.

Financial

2,12,462

28.59

0.99%

0.04%↑

Reliance Industries Ltd.

Energy

1,96,400

25.41

0.88%

-0.03%↓

Hero Motocorp Ltd.

Automobile

48,500

23.25

0.81%

-0.02%↓

Bank Of Baroda

Financial

7,50,000

20.43

0.71%

-0.23%↓

JB Chemicals & Pharmaceuticals Ltd.

Healthcare

76,281

17.51

0.61%

0.03%↑

Tech Mahindra Ltd.

Technology

1,24,000

17.42

0.60%

-0.04%↓

United Spirits Ltd.

Consumer Staples

1,29,000

17.42

0.60%

0.03%↑

Max Healthcare Institute Ltd.

Healthcare

1,52,500

17.22

0.60%

0.09%↑

Billionbrains Garage Ventures Ltd.

Financial

7,80,000

15.76

0.55%

0.05%↑

Britannia Industries Ltd.

Consumer Staples

30,400

15.65

0.54%

-0.01%↓

Radico Khaitan Ltd.

Consumer Staples

37,525

14.81

0.51%

0.05%↑

Indus Towers Ltd.

Communication

3,50,000

13.71

0.48%

-0.06%↓

Bank of Maharashtra

Financial

15,15,000

13.85

0.48%

0.06%↑

Interglobe Aviation Ltd.

Services

25,000

13.42

0.47%

0.09%↑

Sector

30 Jun 2026

31 May 2026

30 Apr 2026

31 Mar 2026

28 Feb 2026

31 Jan 2026

Financial

8.15%

7.63%

6.79%

6.37%

6.98%

6.64%

Automobile

2.62%

2.58%

2.84%

2.72%

3.07%

2.95%

Healthcare

2.42%

1.93%

1.87%

1.79%

1.85%

1.88%

Energy

2.02%

2.16%

2.24%

2.11%

2.44%

2.64%

Consumer Staples

1.87%

1.80%

1.54%

1.39%

1.42%

1.43%

Communication

1.54%

1.59%

1.84%

1.47%

1.51%

Technology

1.26%

1.37%

1.66%

1.61%

1.56%

2.31%

Services

1.03%

0.95%

1.00%

0.90%

1.02%

0.96%

Materials

0.85%

0.81%

1.14%

1.06%

1.14%

1.13%

Metals & Mining

0.44%

0.49%

0.50%

0.46%

0.48%

0.30%

Consumer Discretionary

0.31%

0.10%

0.09%

0.10%

0.09%

Insurance

0.18%

0.17%

0.16%

0.15%

0.17%

0.16%

Construction

0.12%

0.11%

0.12%

0.13%

Capital Goods

0.25%

0.27%

0.26%

Chemicals

0.09%

0.10%

Rating

Fund