LIC MF Liquid Fund Direct-Growth
Debt: Liquid - Growth (Open ended)
SEBI Riskometer: Low to ModerateCategory: Debt: LiquidBenchmark: CRISIL Liquid Debt A-I IndexCheck Portfolio Overlap →
NAV: ₹5,186.97+0.01%
23 Oct 2026
Holdings Analysis
Equity, debt and cash allocation snapshot with market cap distribution for LIC MF Liquid Fund Direct-Growth.
Historical Asset Allocation
| Asset | 30 Sep 2026 | 31 Aug 2026 | 31 Jul 2026 | 30 Jun 2026 | 31 May 2026 | 30 Apr 2026 |
|---|---|---|---|---|---|---|
| Equity | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Debt | 105.54% | 91.85% | 99.04% | 113.39% | 102.38% | 95.18% |
| Others (incl. cash) | -5.54% | 8.15% | 0.96% | -13.39% | -2.38% | 4.82% |
| Commodities | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Real Estate | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Portfolio Snapshot
No. of Securities
69
Top Holding %
4.45%
Top 5 Holdings %
19.12%
Top 10 Holdings %
34.14%
Modified Duration
0.15 yrs
Avg. Maturity
0.15 yrs
Yield to Maturity
6.68%
AUM
₹12,872 Cr
Expense Ratio
0.13%
Since Inception
6.82%
Max Drawdown
-0.00%
Sharpe Ratio
5.10
Top Portfolio Holdings by Weight
Latest portfolio holdings sorted by allocation weight. Includes instrument name, sector, number of shares, market value (₹ Cr) and percentage of net assets. Switch dates or categories using the controls below.
| Instrument | Sector | No. of Shares | Value (Rs. Cr) | Weight | Change |
|---|---|---|---|---|---|
| Reserve Bank of India | Financial | 5,75,00,000 | 572.74 | 4.45% | -0.51%↓ |
| Motilal Oswal Financial Services Ltd. | Financial | 10,000 | 497.59 | 3.87% | - |
| Grasim Industries Ltd. | Materials | 10,000 | 495.93 | 3.85% | - |
| Power Finance Corporation Ltd. | Financial | 10,000 | 495.88 | 3.85% | 2.72%↑ |
| Small Industries Devp. Bank of India Ltd. | Financial | 8,000 | 398.57 | 3.10% | 0.83%↑ |
| Reserve Bank of India | Financial | 4,00,00,000 | 397.58 | 3.09% | 0.82%↑ |
| Reliance Retail Ventures Ltd. | Services | 8,000 | 397.09 | 3.08% | - |
| Reserve Bank of India | Financial | 4,00,00,000 | 396.69 | 3.08% | - |
| HDFC Bank Ltd. | Financial | 8,000 | 394.94 | 3.07% | - |
| Titan Company Ltd. | Consumer Discretionary | 7,000 | 347.63 | 2.70% | - |
| Hindustan Petroleum Corporation Ltd. | Energy | 6,000 | 296.8 | 2.31% | - |
| Bank of India | Financial | 6,000 | 296.31 | 2.30% | - |
| REC Ltd. | Financial | 5,000 | 249.15 | 1.94% | 0.52%↑ |
| Reserve Bank of India | Financial | 2,50,00,000 | 248.74 | 1.93% | - |
| Reliance Retail Ventures Ltd. | Services | 5,000 | 248.14 | 1.93% | - |
| Motilal Oswal Financial Services Ltd. | Financial | 5,000 | 247.86 | 1.93% | 0.52%↑ |
| REC Ltd. | Financial | 5,000 | 247.77 | 1.92% | 0.52%↑ |
| Godrej Finance Ltd. | Financial | 5,000 | 247.66 | 1.92% | 0.52%↑ |
| Titan Company Ltd. | Consumer Discretionary | 5,000 | 247.57 | 1.92% | 0.52%↑ |
| National Bank For Agriculture & Rural Development | Financial | 5,000 | 247.31 | 1.92% | - |
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Debt Holdings — Credit Quality Profile
Allocation of debt instruments by credit rating (AAA, AA, A, and below investment grade) as a percentage of net assets, compared against the category average. Higher AAA allocation indicates lower credit risk.
| Rating | Fund | Category |
|---|---|---|
| A1+ | 88.56% | 70.46% |
| SOV | 15.79% | 16.86% |
| AAA | 0.92% | 2.30% |
| Others | 0.27% | 2.46% |
| AA | - | 0.11% |
| AA+ | - | 0.23% |
| Bill Rediscounting | - | 0.01% |
| Cash | - | 0.00% |
| Term Deposits | - | 0.34% |
| Cash & Call Money | -5.54% | 5.70% |
Debt Insights
A detailed look at the debt holdings of this scheme — Is the scheme yielding enough? Includes credit quality, instrument breakdown and SEBI risk classification.
SEBI PRC matrix
Credit risk
| Interest risk | |||
|---|---|---|---|
| Low | Moderate | High | |
| Low | |||
| Moderate | |||
| High | |||
Instruments
| Full name | Description | Coupon rate | Maturity | Rating raw | Weight |
|---|---|---|---|---|---|
| Reserve Bank of India | Treasury Bills | 0.00% | 91-D 29/10/2026 | SOV | 4.45% |
| Motilal Oswal Financial Services Ltd. | Commercial Paper | 0.00% | 26/10/2026 | FITCH A1+ | 3.87% |
| Power Finance Corporation Ltd. | Commercial Paper | 0.00% | 91-D 18/11/2026 | CRISIL A1+ | 3.85% |
| Grasim Industries Ltd. | Commercial Paper | 0.00% | 17/11/2026 | CRISIL A1+ | 3.85% |
| Small Industries Devp. Bank of India Ltd. | Certificate of Deposit | 0.00% | 23/10/2026 | CRISIL A1+ | 3.10% |
| Reserve Bank of India | Treasury Bills | 0.00% | 91-D 12/11/2026 | SOV | 3.09% |
| Reserve Bank of India | Treasury Bills | 0.00% | 182-D 27/11/2026 | SOV | 3.08% |
| Reliance Retail Ventures Ltd. | Commercial Paper | 0.00% | 12/11/2026 | CRISIL A1+ | 3.08% |
| HDFC Bank Ltd. | Certificate of Deposit | 0.00% | 14/12/2026 | CRISIL A1+ | 3.07% |
| Titan Company Ltd. | Commercial Paper | 0.00% | 09/11/2026 | ICRA A1+ | 2.70% |
| Hindustan Petroleum Corporation Ltd. | Commercial Paper | 0.00% | 02/12/2026 | CRISIL A1+ | 2.31% |
| Bank of India | Certificate of Deposit | 0.00% | 11/12/2026 | CRISIL A1+ | 2.30% |
| REC Ltd. | Commercial Paper | 0.00% | 91-D 22/10/2026 | CRISIL A1+ | 1.94% |
| Motilal Oswal Financial Services Ltd. | Commercial Paper | 0.00% | 91-D 13/11/2026 | CRISIL A1+ | 1.93% |
| Reserve Bank of India | Treasury Bills | 0.00% | 91-D 05/11/2026 | SOV | 1.93% |
| Reliance Retail Ventures Ltd. | Commercial Paper | 0.00% | 13/11/2026 | CRISIL A1+ | 1.93% |
| REC Ltd. | Commercial Paper | 0.00% | 90-D 23/11/2026 | CRISIL A1+ | 1.92% |
| Punjab & Sind Bank | Certificate of Deposit | 0.00% | 17/12/2026 | ICRA A1+ | 1.92% |
| Titan Company Ltd. | Commercial Paper | 0.00% | 90-D 26/11/2026 | ICRA A1+ | 1.92% |
| Reserve Bank of India | Treasury Bills | 0.00% | 24/12/2026 | SOV | 1.92% |
| Godrej Finance Ltd. | Commercial Paper | 0.00% | 91-D 18/11/2026 | CRISIL A1+ | 1.92% |
| Hindustan Petroleum Corporation Ltd. | Commercial Paper | 0.00% | 03/12/2026 | CRISIL A1+ | 1.92% |
| National Bank For Agriculture & Rural Development | Commercial Paper | 0.00% | 02/12/2026 | CRISIL A1+ | 1.92% |
| HDFC Bank Ltd. | Commercial Paper | 0.00% | 04/12/2026 | CRISIL A1+ | 1.92% |
| Export-Import Bank Of India | Commercial Paper | 0.00% | 04/12/2026 | CRISIL A1+ | 1.92% |
| Small Industries Devp. Bank of India Ltd. | Commercial Paper | 0.00% | 17/12/2026 | CRISIL A1+ | 1.92% |
| PNB Housing Finance Ltd. | Commercial Paper | 0.00% | 08/12/2026 | CRISIL A1+ | 1.92% |
| Export-Import Bank Of India | Commercial Paper | 0.00% | 143-D 11/12/2026 | CRISIL A1+ | 1.92% |
| ICICI Securities Ltd. | Commercial Paper | 0.00% | 22/12/2026 | CRISIL A1+ | 1.91% |
| Small Industries Devp. Bank of India Ltd. | Commercial Paper | 0.00% | 91-D 28/10/2026 | CRISIL A1+ | 1.55% |
| HDFC Securities Ltd. | Commercial Paper | 0.00% | 91-D 22/10/2026 | CRISIL A1+ | 1.55% |
| Angel One Ltd. | Commercial Paper | 0.00% | 91-D 28/10/2026 | CRISIL A1+ | 1.54% |
| HDFC Securities Ltd. | Commercial Paper | 0.00% | 91-D 13/11/2026 | CRISIL A1+ | 1.54% |
| Canara Bank | Certificate of Deposit | 0.00% | 25/11/2026 | CRISIL A1+ | 1.54% |
| ICICI Securities Ltd. | Commercial Paper | 0.00% | 01/12/2026 | CRISIL A1+ | 1.54% |
| IGH Holdings Pvt. Ltd. | Commercial Paper | 0.00% | 09/12/2026 | CRISIL A1+ | 1.53% |
| Bank of India | Certificate of Deposit | 0.00% | 15/12/2026 | CRISIL A1+ | 1.53% |
| HDFC Bank Ltd. | Certificate of Deposit | 0.00% | 17/12/2026 | CRISIL A1+ | 1.53% |
| Canara Bank | Certificate of Deposit | 0.00% | 17/11/2026 | CRISIL A1+ | 1.16% |
| HDFC Securities Ltd. | Commercial Paper | 0.00% | 15/12/2026 | CRISIL A1+ | 1.15% |
| Godrej Properties Ltd. | Commercial Paper | 0.00% | 25/11/2026 | ICRA A1+ | 1.15% |
| Central Bank of India | Certificate of Deposit | 0.00% | 23/11/2026 | CRISIL A1+ | 1.15% |
| Central Bank of India | Certificate of Deposit | 0.00% | 09/12/2026 | CRISIL A1+ | 1.15% |
| Sikka Ports and Terminals Ltd. | Commercial Paper | 0.00% | 87-D 16/10/2026 | CRISIL A1+ | 0.97% |
| Reserve Bank of India | Treasury Bills | 0.00% | 91-D | SOV | 0.78% |
| Axis Bank Ltd. | Certificate of Deposit | 0.00% | 16/10/2026 | CRISIL A1+ | 0.78% |
| Bank of India | Certificate of Deposit | 0.00% | 03/12/2026 | CRISIL A1+ | 0.77% |
| Bajaj Finance Ltd. | Commercial Paper | 0.00% | 91-D 19/11/2026 | CRISIL A1+ | 0.77% |
| Godrej Housing Finance Ltd. | Commercial Paper | 0.00% | 91-D 13/11/2026 | CRISIL A1+ | 0.77% |
| Small Industries Devp. Bank of India Ltd. | Certificate of Deposit | 0.00% | 06/11/2026 | CRISIL A1+ | 0.77% |
| HDFC Securities Ltd. | Commercial Paper | 0.00% | 91-D 20/11/2026 | CRISIL A1+ | 0.77% |
| Birla Group Holdings Pvt. Ltd. | Commercial Paper | 0.00% | 91-D 20/11/2026 | CRISIL A1+ | 0.77% |
| Aditya Birla Capital Ltd. | Commercial Paper | 0.00% | 91-D 17/11/2026 | CRISIL A1+ | 0.77% |
| Aditya Birla Housing Finance Ltd. | Commercial Paper | 0.00% | 91-D 27/10/2026 | ICRA A1+ | 0.77% |
| Tata Capital Ltd. | Commercial Paper | 0.00% | 91-D 23/11/2026 | CRISIL A1+ | 0.77% |
| HDFC Securities Ltd. | Commercial Paper | 0.00% | 90-D 23/11/2026 | CRISIL A1+ | 0.77% |
| Bajaj Financial Securities Ltd. | Commercial Paper | 0.00% | 91-D 17/11/2026 | CRISIL A1+ | 0.77% |
| Mindspace Business Parks REIT | Debenture | 8.03% | 10/12/2026 | CRISIL AAA | 0.58% |
| Reserve Bank of India | Treasury Bills | 0.00% | 182-D 05/11/2026 | SOV | 0.46% |
| Small Industries Devp. Bank of India Ltd. | Certificate of Deposit | 0.00% | 10/11/2026 | CRISIL A1+ | 0.39% |
| National Bank For Agriculture & Rural Development | Certificate of Deposit | 0.00% | 10/11/2026 | CRISIL A1+ | 0.39% |
| Small Industries Devp. Bank of India Ltd. | Certificate of Deposit | 0.00% | 13/10/2026 | CRISIL A1+ | 0.39% |
| Axis Bank Ltd. | Certificate of Deposit | 0.00% | 27/11/2026 | CRISIL A1+ | 0.38% |
| Indian Railway Finance Corporation Ltd. | Debenture | 7.68% | 24/11/2026 | CRISIL AAA | 0.33% |
| HDFC Bank Ltd. | Certificate of Deposit | 0.00% | 11/11/2026 | CRISIL A1+ | 0.19% |
| GOI | GOI Securities | 7.33% | 30/10/2026 | SOV | 0.08% |
| Bajaj Housing Finance Ltd. | Commercial Paper | 0.00% | 91-D 26/11/2026 | CRISIL A1+ | 0.04% |
Frequently Asked Questions
What are the top holdings of LIC MF Liquid Fund Direct-Growth?
The top holdings of LIC MF Liquid Fund Direct-Growth as of 30 Sep 2026 are Reserve Bank of India (4.45%), Motilal Oswal Financial Services Ltd. (3.87%), Grasim Industries Ltd. (3.85%), Power Finance Corporation Ltd. (3.85%), Small Industries Devp. Bank of India Ltd. (3.10%). These top 5 stocks together account for 19.12% of the total portfolio. You can view the complete holdings breakdown above.
How many stocks does LIC MF Liquid Fund Direct-Growth hold in its portfolio?
LIC MF Liquid Fund Direct-Growth holds 69 stocks in its portfolio as of 30 Sep 2026. The fund's portfolio size reflects the fund manager's investment approach, a more concentrated portfolio indicates higher conviction bets, while a larger number of holdings suggests a more diversified strategy.
What is the sector allocation of LIC MF Liquid Fund Direct-Growth?
The sector allocation of LIC MF Liquid Fund Direct-Growth is shown in the Sector Allocation section above.
What is the equity and debt allocation of LIC MF Liquid Fund Direct-Growth?
As of 30 Sep 2026, LIC MF Liquid Fund Direct-Growth has 0.00% allocated to equity, and 105.54% to debt. You can also check the historical trends above.
What is the market cap allocation of LIC MF Liquid Fund Direct-Growth?
The market cap allocation of LIC MF Liquid Fund Direct-Growth is shown in the Holdings Analysis section above.
What is the PE ratio of LIC MF Liquid Fund Direct-Growth's portfolio?
The portfolio PE ratio of LIC MF Liquid Fund Direct-Growth is shown in the Holdings Analysis section above.
What is the credit quality of LIC MF Liquid Fund Direct-Growth?
As of 30 Sep 2026, LIC MF Liquid Fund Direct-Growth's debt portfolio has 0.92% in AAA-rated instruments, - in AA-rated, and 15.79% in sovereign securities. Higher allocation to AAA and sovereign instruments indicates lower credit risk in the non-equity portion of the portfolio.
When is the latest portfolio disclosure for LIC MF Liquid Fund Direct-Growth?
The latest portfolio disclosure for LIC MF Liquid Fund Direct-Growth is as of 30 Sep 2026. SEBI requires all mutual funds to disclose their complete portfolio holdings on a monthly basis, typically within 10 days of the end of each month.