LIC MF Liquid Fund Direct-Growth
Debt: Liquid - Growth (Open ended) Factsheet
SEBI Riskometer: Low to ModerateCategory: Debt: LiquidBenchmark: CRISIL Liquid Debt A-I IndexCheck Portfolio Overlap →
NAV: ₹5,154.07+0.01%
07 Sept 2026
Rolling Returns Analysis
Rolling annualized returns of LIC MF Liquid Fund Direct-Growth across 1Y, 3Y and 5Y windows — average, best, worst returns and percentage of positive return periods.
| Metric | 1 Yr Rolling Returns | 3 Yr Rolling Returns | 5 Yr Rolling Returns | 7 Yr Rolling Returns |
|---|---|---|---|---|
| Analysis period | 03 Oct, 2013 - 07 Sep, 2026 | 02 Jun, 2015 - 07 Sep, 2026 | 27 Jan, 2017 - 07 Sep, 2026 | 06 Jul, 2018 - 07 Sep, 2026 |
| Average returns | 4.90% | 4.74% | 4.56% | 4.41% |
| Standard deviation | 1.55% | 1.38% | 1.15% | 0.94% |
| Best returns | 8.19% 1 year ending on 25 May, 2014 | 7.44% 3 years ending on 18 Jan, 2016 | 6.93% 5 years ending on 29 Jan, 2017 | 6.37% 7 years ending on 06 Jul, 2018 |
| Worst returns | 2.24% 1 year ending on 09 Mar, 2021 | 2.38% 3 years ending on 17 Jun, 2022 | 3.00% 5 years ending on 19 Dec, 2022 | 3.52% 7 years ending on 25 Jan, 2024 |
| Period with positive return | 100.00% | 100.00% | 100.00% | 100.00% |
| Period with return > 5% | 42.28% | 31.84% | 30.07% | 26.97% |
| Period with return > 10% | 0.00% | 0.00% | 0.00% | 0.00% |
| Period with return > 15% | 0.00% | 0.00% | 0.00% | 0.00% |
| Beat % Category | 44.42% | 42.71% | 50.44% | 54.00% |
| Beat % Benchmark | 28.01% | 3.06% | 2.38% | 0.07% |
Trailing Returns
Point-to-point returns of LIC MF Liquid Fund Direct-Growth vs category average for YTD, 1M, 6M, 1Y, 3Y, 5Y and 10Y periods — with category rank and total funds count.
-5%
0%
5%
10%
4.6%
4.5%
-8.1%
YTD
0.5%
0.6%
-3.2%
1 M
3.5%
3.4%
-1.9%
6 M
6.5%
6.4%
-5.0%
1 Y
7.0%
6.9%
7.7%
3 Y
6.3%
6.3%
7.8%
5 Y
6.1%
6.0%
11.7%
10 Y
Fund
Debt: Liquid
CRISIL Liquid Debt A-I Index
| Name | YTD | 1 M | 6 M | 1 Y | 3 Y | 5 Y | 10 Y | Since Inception |
|---|---|---|---|---|---|---|---|---|
| Fund | 4.58% | 0.55% | 3.47% | 6.51% | 6.96% | 6.32% | 6.14% | 6.83% |
| Debt: Liquid | 4.49% | 0.55% | 3.40% | 6.40% | 6.88% | 6.27% | 5.99% | - |
| CRISIL Liquid Debt A-I Index | -8.14% | -3.18% | -1.95% | -4.99% | 7.68% | 7.77% | 11.65% | - |
| Rank in category | 20 | 34 | 21 | 19 | 22 | 22 | 11 | - |
| Funds in category | 42 | 42 | 42 | 39 | 36 | 35 | 30 | - |
Period Returns
Calendar-year, quarterly and monthly return history of LIC MF Liquid Fund Direct-Growth. Toggle between bar chart and table view to analyse periodic performance trends.
Historical Performance
Track NAV movement and cumulative returns of LIC MF Liquid Fund Direct-Growth across 1M, 6M, 1Y, 3Y, 5Y and since-inception periods. Compare SIP and lumpsum growth over time.
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Frequently Asked Questions
What are the 1-year returns of LIC MF Liquid Fund Direct-Growth?
LIC MF Liquid Fund Direct-Growth has delivered a 1-year return of 6.51% as of 6 Sep 2026. During the same period, its benchmark CRISIL Liquid Debt A-I Index returned -4.99%. The fund has outperformed its benchmark over this period.
What are the 3-year returns of LIC MF Liquid Fund Direct-Growth?
LIC MF Liquid Fund Direct-Growth has delivered a 3-year CAGR of 6.96% as of 6 Sep 2026. Its benchmark CRISIL Liquid Debt A-I Index returned 7.68% CAGR over the same period. CAGR (Compounded Annual Growth Rate) is the right way to evaluate multi-year mutual fund performance as it smooths out year-to-year volatility.
What are the 5-year returns of LIC MF Liquid Fund Direct-Growth?
LIC MF Liquid Fund Direct-Growth has delivered a 5-year CAGR of 6.32% as of 6 Sep 2026. Its benchmark CRISIL Liquid Debt A-I Index returned 7.77% CAGR over the same period. A 5-year track record is considered a more reliable indicator of fund quality than shorter-term performance, as it captures at least one full market cycle.
What are the returns of LIC MF Liquid Fund Direct-Growth since inception?
Since its launch on 31 Dec 2012, LIC MF Liquid Fund Direct-Growth has delivered a CAGR of 6.83%. Since-inception returns reflect the fund's full history and give the most complete picture of long-term performance.
How has LIC MF Liquid Fund Direct-Growth performed vs its category over the long term?
Over the long term, LIC MF Liquid Fund Direct-Growth has ranked 22 out of 36 funds in the Debt: Liquid category on a 3-year basis, and 22 out of 35 funds on a 5-year basis. Category rank is one of several factors to consider alongside risk metrics and rolling return consistency when evaluating a fund.
What is the Sharpe ratio of LIC MF Liquid Fund Direct-Growth?
The Sharpe ratio of LIC MF Liquid Fund Direct-Growth is 5.10 (as of 6 Sep 2026). The Sharpe ratio measures how much return the fund generates per unit of risk (volatility) taken. A Sharpe ratio above 1.0 is generally considered good — the higher the ratio, the better the risk-adjusted return.
What is the alpha of LIC MF Liquid Fund Direct-Growth?
The alpha of LIC MF Liquid Fund Direct-Growth is shown in the Alpha, Beta & Sharpe section above.
What is the beta of LIC MF Liquid Fund Direct-Growth?
The beta of LIC MF Liquid Fund Direct-Growth is shown in the Alpha, Beta & Sharpe section above.
What are the rolling returns of LIC MF Liquid Fund Direct-Growth?
The average 1-year and 3-year rolling returns of LIC MF Liquid Fund Direct-Growth is 4.90% and 4.74% respectively. Rolling returns show the fund's annualized return across every possible 1-year and 3-year investment window, making them a far more reliable measure of consistency than point-to-point returns, which depend heavily on the start and end date chosen.