mutual funds pgim india equity savings fund directgrowth

holdings

PGIM India Equity Savings Fund Direct-Growth

Hybrid: Equity Savings - Growth (Open ended)

PGIM India Equity Savings Fund Direct-GrowthNAV: 58.13 as on 16 Jul, 2026

Risk levelCategoryBenchmark

Factsheet

SEBI Riskometer: ModerateCategory: Hybrid: Equity SavingsBenchmark: NIFTY Equity Savings Total Return Index

NAV: ₹58.13+0.02%

16 Jul 2026

Holdings Analysis

Equity, debt and cash allocation snapshot with market cap distribution for PGIM India Equity Savings Fund Direct-Growth.

Asset Allocation

As on 30 Jun 2026

Others

46.48%

Equity

20.44%

Debt

20.04%

Real estate

13.04%

Market Cap Distribution

Large Cap (89.7%)

Mid Cap (9.7%)

Small Cap (0.6%)

Historical Asset Allocation

Asset	30 Jun 2026	31 May 2026	30 Apr 2026	31 Mar 2026	28 Feb 2026	31 Jan 2026
Equity	20.44%	20.40%	20.47%	19.07%	19.70%	19.82%
Debt	20.04%	20.33%	20.02%	23.45%	22.08%	22.49%
Others (incl. cash)	46.48%	47.52%	48.79%	47.51%	48.35%	51.11%
Commodities	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Real Estate	13.04%	11.75%	10.72%	9.97%	9.87%	6.58%

Portfolio Snapshot

No. of Securities

P/E Ratio

21.97

P/B Ratio

2.93

Top Holding %

46.48%

Top 5 Holdings %

77.12%

Top 10 Holdings %

103.76%

Modified Duration

4.28 yrs

Avg. Maturity

5.57 yrs

Yield to Maturity

7.13%

AUM

₹60 Cr

Expense Ratio

1.11%

Since Inception

8.66%

Max Drawdown

-0.16%

Sharpe Ratio

0.28

Top Portfolio Holdings by Weight

Latest portfolio holdings sorted by allocation weight. Includes instrument name, sector, number of shares, market value (₹ Cr) and percentage of net assets. Switch dates or categories using the controls below.

Instrument	Sector	No. of Shares	Value (Rs. Cr)	Weight	Change
HDFC Bank Ltd.	Financial	61,376	4.9	8.13%	0.48%↑
Tata Steel Ltd.	Metals & Mining	2,40,029	4.51	7.50%	-0.88%↓
Reliance Industries Ltd.	Energy	30,280	3.92	6.51%	-0.21%↓
Adani Ports and Special Economic Zone Ltd.	Services	19,950	3.61	6.00%	-0.04%↓
Bajaj Finance Ltd.	Financial	32,556	3.27	5.43%	0.47%↑
Titan Company Ltd.	Consumer Discretionary	7,097	3.13	5.19%	0.34%↑
NMDC Ltd.	Metals & Mining	3,24,000	2.76	4.58%	-0.21%↓
Kotak Mahindra Bank Ltd.	Financial	43,333	1.7	2.82%	0.03%↑
Ambuja Cements Ltd.	Materials	39,600	1.67	2.77%	-0.15%↓
Axis Bank Ltd.	Financial	11,207	1.51	2.50%	0.08%↑
ICICI Bank Ltd.	Financial	7,918	1.09	1.81%	0.14%↑
Bharti Airtel Ltd.	Communication	3,274	0.61	1.01%	0.00%
Larsen & Toubro Ltd.	Construction	1,351	0.56	0.93%	0.01%↑
State Bank of India	Financial	5,062	0.52	0.86%	0.04%↑
Hindustan Unilever Ltd.	Consumer Staples	1,800	0.38	0.63%	-
Infosys Ltd.	Technology	3,380	0.34	0.56%	-0.10%↓
Mahindra & Mahindra Ltd.	Automobile	950	0.29	0.48%	-0.01%↓
Max Healthcare Institute Ltd.	Healthcare	2,422	0.27	0.45%	0.06%↑
JB Chemicals & Pharmaceuticals Ltd.	Healthcare	982	0.23	0.37%	0.01%↑
Tata Consultancy Services Ltd.	Technology	1,080	0.22	0.36%	-0.05%↓

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Sector-wise Portfolio Allocation

Equity exposure by sector as a percentage of total net assets, tracked across recent portfolio dates. Identifies concentration risk and sector rotation trends in the fund's holdings.

Sector	30 Jun 2026	31 May 2026	30 Apr 2026	31 Mar 2026	28 Feb 2026	31 Jan 2026
Financial	7.09%	6.75%	6.68%	6.22%	6.74%	6.63%
Energy	2.21%	2.29%	2.33%	2.18%	2.01%	1.64%
Healthcare	1.65%	1.55%	1.52%	1.46%	1.44%	1.54%
Automobile	1.58%	1.57%	1.65%	1.58%	1.79%	1.92%
Technology	1.21%	1.41%	1.41%	1.48%	1.48%	1.61%
Consumer Staples	1.20%	1.22%	1.42%	1.19%	1.28%	1.13%
Communication	1.01%	1.01%	0.89%	0.84%	0.84%	0.87%
Construction	0.93%	0.92%	0.90%	0.79%	0.86%	0.73%
Metals & Mining	0.64%	0.80%	0.53%	0.46%	0.34%	-
Capital Goods	0.64%	0.64%	0.67%	0.59%	0.62%	0.66%
Materials	0.44%	0.46%	0.47%	0.45%	0.49%	0.56%
Services	0.43%	0.39%	0.41%	0.38%	0.29%	0.54%
Consumer Discretionary	0.41%	0.36%	0.51%	0.46%	0.47%	0.43%
Insurance	0.40%	0.42%	0.49%	0.47%	0.52%	0.76%
Chemicals	0.39%	0.39%	0.39%	0.34%	0.34%	0.64%

Debt Holdings — Credit Quality Profile

Allocation of debt instruments by credit rating (AAA, AA, A, and below investment grade) as a percentage of net assets, compared against the category average. Higher AAA allocation indicates lower credit risk.

Rating	Fund	Category
Cash & Call Money	49.39%	13.21%
SOV	13.63%	8.65%
AAA	3.50%	5.11%
A+	-	0.16%
A1+	-	3.57%
AA	-	0.66%
AA+	-	1.03%
AA-	-	0.12%
Cash	-	28.30%
D	-	10.07%
Others	-	0.41%
Term Deposits	-	0.15%

Equity Insights

A detailed look at the equity holdings of this scheme — aggregated scores on value, momentum, quality parameters along with diversification and performance analysis.

Style Analysis

Value score

Score not available.

Price Momentum score

Score not available.

Quality score

Score not available.

QVM score

Score not available.

Red Flags

Earnings manipulation risk (Beneish M-score)

Following stocks have high risk of potential earnings manipulation (Beneish M-score > -1.78):

Name	Value
Varun Beverages Ltd.	-1.69

High leverage

Following companies have debt to equity of greater than 2:

Name	Value
TVS Motor Company Ltd.	3.43
Interglobe Aviation Ltd.	11.15

Debt Insights

A detailed look at the debt holdings of this scheme — Is the scheme yielding enough? Includes credit quality, instrument breakdown and SEBI risk classification.

SEBI PRC matrix

Credit risk

	Interest risk
	Low	Moderate	High
Low
Moderate
High

Instruments

Full name	Description	Coupon rate	Maturity	Rating raw	Weight
GOI	GOI Securities	7.10%	08/04/2034	SOV	8.50%
GOI	GOI Securities	7.18%	14/08/2033	SOV	5.13%
Export-Import Bank Of India	Bonds	8.87%	30/10/2029	CRISIL AAA	3.50%
Others	CBLO	0.00%	0	-	2.91%

Frequently Asked Questions

What are the top holdings of PGIM India Equity Savings Fund Direct-Growth?

The top holdings of PGIM India Equity Savings Fund Direct-Growth as of 30 Jun 2026 are Others (46.48%), GOI (8.50%), HDFC Bank Ltd. (8.13%), Tata Steel Ltd. (7.50%), Reliance Industries Ltd. (6.51%). These top 5 stocks together account for 77.12% of the total portfolio. You can view the complete holdings breakdown above.

How many stocks does PGIM India Equity Savings Fund Direct-Growth hold in its portfolio?

PGIM India Equity Savings Fund Direct-Growth holds 64 stocks in its portfolio as of 30 Jun 2026. The fund's portfolio size reflects the fund manager's investment approach, a more concentrated portfolio indicates higher conviction bets, while a larger number of holdings suggests a more diversified strategy.

What is the sector allocation of PGIM India Equity Savings Fund Direct-Growth?

As of 30 Jun 2026, PGIM India Equity Savings Fund Direct-Growth's top sector allocations are Financial (7.09%), Energy (2.21%), Healthcare (1.65%). You can find detailed sector allocation above.

What is the equity and debt allocation of PGIM India Equity Savings Fund Direct-Growth?

As of 30 Jun 2026, PGIM India Equity Savings Fund Direct-Growth has 20.44% allocated to equity, and 20.04% to debt. You can also check the historical trends above.

What is the market cap allocation of PGIM India Equity Savings Fund Direct-Growth?

As of 30 Jun 2026, PGIM India Equity Savings Fund Direct-Growth's market cap allocation is 89.74% in large caps, 9.70% in mid caps, and 0.56% in small caps.

What is the PE ratio of PGIM India Equity Savings Fund Direct-Growth's portfolio?

The portfolio PE ratio of PGIM India Equity Savings Fund Direct-Growth is 21.97 as of 30 Jun 2026. The portfolio PE ratio tells you how expensive or cheap the fund's holdings are relative to their earnings.

What is the credit quality of PGIM India Equity Savings Fund Direct-Growth?

As of 30 Jun 2026, PGIM India Equity Savings Fund Direct-Growth's debt portfolio has 3.50% in AAA-rated instruments, - in AA-rated, and 13.63% in sovereign securities. Higher allocation to AAA and sovereign instruments indicates lower credit risk in the non-equity portion of the portfolio.

When is the latest portfolio disclosure for PGIM India Equity Savings Fund Direct-Growth?

The latest portfolio disclosure for PGIM India Equity Savings Fund Direct-Growth is as of 30 Jun 2026. SEBI requires all mutual funds to disclose their complete portfolio holdings on a monthly basis, typically within 10 days of the end of each month.

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Asset

30 Jun 2026

31 May 2026

30 Apr 2026

31 Mar 2026

28 Feb 2026

31 Jan 2026

Equity

20.44%

20.40%

20.47%

19.07%

19.70%

19.82%

Debt

20.04%

20.33%

20.02%

23.45%

22.08%

22.49%

Others (incl. cash)

46.48%

47.52%

48.79%

47.51%

48.35%

51.11%

Commodities

0.00%

Real Estate

13.04%

11.75%

10.72%

9.97%

9.87%

6.58%

Instrument

Sector

No. of Shares

Value (Rs. Cr)

Weight

Change

HDFC Bank Ltd.

Financial

61,376

4.9

8.13%

0.48%↑

Tata Steel Ltd.

Metals & Mining

2,40,029

4.51

7.50%

-0.88%↓

Reliance Industries Ltd.

Energy

30,280

3.92

6.51%

-0.21%↓

Adani Ports and Special Economic Zone Ltd.

Services

19,950

3.61

6.00%

-0.04%↓

Bajaj Finance Ltd.

Financial

32,556

3.27

5.43%

0.47%↑

Titan Company Ltd.

Consumer Discretionary

7,097

3.13

5.19%

0.34%↑

NMDC Ltd.

Metals & Mining

3,24,000

2.76

4.58%

-0.21%↓

Kotak Mahindra Bank Ltd.

Financial

43,333

1.7

2.82%

0.03%↑

Ambuja Cements Ltd.

Materials

39,600

1.67

2.77%

-0.15%↓

Axis Bank Ltd.

Financial

11,207

1.51

2.50%

0.08%↑

ICICI Bank Ltd.

Financial

7,918

1.09

1.81%

0.14%↑

Bharti Airtel Ltd.

Communication

3,274

0.61

1.01%

0.00%

Larsen & Toubro Ltd.

Construction

1,351

0.56

0.93%

0.01%↑

State Bank of India

Financial

5,062

0.52

0.86%

0.04%↑

Hindustan Unilever Ltd.

Consumer Staples

1,800

0.38

0.63%

Infosys Ltd.

Technology

3,380

0.34

0.56%

-0.10%↓

Mahindra & Mahindra Ltd.

Automobile

950

0.29

0.48%

-0.01%↓

Max Healthcare Institute Ltd.

Healthcare

2,422

0.27

0.45%

0.06%↑

JB Chemicals & Pharmaceuticals Ltd.

Healthcare

982

0.23

0.37%

0.01%↑

Tata Consultancy Services Ltd.

Technology

1,080

0.22

0.36%

-0.05%↓

Sector

30 Jun 2026

31 May 2026

30 Apr 2026

31 Mar 2026

28 Feb 2026

31 Jan 2026

Financial

7.09%

6.75%

6.68%

6.22%

6.74%

6.63%

Energy

2.21%

2.29%

2.33%

2.18%

2.01%

1.64%

Healthcare

1.65%

1.55%

1.52%

1.46%

1.44%

1.54%

Automobile

1.58%

1.57%

1.65%

1.58%

1.79%

1.92%

Technology

1.21%

1.41%

1.48%

1.61%

Consumer Staples

1.20%

1.22%

1.42%

1.19%

1.28%

1.13%

Communication

1.01%

0.89%

0.84%

0.87%

Construction

0.93%

0.92%

0.90%

0.79%

0.86%

0.73%

Metals & Mining

0.64%

0.80%

0.53%

0.46%

0.34%

Capital Goods

0.64%

0.67%

0.59%

0.62%

0.66%

Materials

0.44%

0.46%

0.47%

0.45%

0.49%

0.56%

Services

0.43%

0.39%

0.41%

0.38%

0.29%

0.54%

Consumer Discretionary

0.41%

0.36%

0.51%

0.46%

0.47%

0.43%

Insurance

0.40%

0.42%

0.49%

0.47%

0.52%

0.76%

Chemicals

0.39%

0.34%

0.64%

Rating

Fund