PGIM India Retirement Fund Direct-Growth
Equity: Multi Cap - Growth (Open ended) Factsheet
NAV: ₹12.67-0.24%
16 Jul 2026
Holdings Analysis
Equity, debt and cash allocation snapshot with market cap distribution for PGIM India Retirement Fund Direct-Growth.
Market Cap Distribution
Large Cap (37.8%)
Mid Cap (31.3%)
Small Cap (30.9%)
Historical Asset Allocation
| Asset | 30 Jun 2026 | 31 May 2026 | 30 Apr 2026 | 31 Mar 2026 | 28 Feb 2026 | 31 Jan 2026 |
|---|---|---|---|---|---|---|
| Equity | 92.40% | 93.36% | 94.44% | 94.72% | 95.56% | 95.07% |
| Debt | 7.44% | 5.93% | 5.53% | 5.22% | 4.48% | 4.74% |
| Others (incl. cash) | 0.16% | 0.71% | 0.03% | 0.06% | -0.04% | 0.19% |
| Commodities | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Real Estate | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Portfolio Snapshot
No. of Securities
89
P/E Ratio
37.01
P/B Ratio
5.15
Top Holding %
7.30%
Top 5 Holdings %
22.79%
Top 10 Holdings %
32.50%
AUM
₹103 Cr
Expense Ratio
1.04%
Since Inception
11.08%
Max Drawdown
-0.17%
Top Portfolio Holdings by Weight
Latest portfolio holdings sorted by allocation weight. Includes instrument name, sector, number of shares, market value (₹ Cr) and percentage of net assets. Switch dates or categories using the controls below.
| Instrument | Sector | No. of Shares | Value (Rs. Cr) | Weight | Change |
|---|---|---|---|---|---|
| ICICI Bank Ltd. | Financial | 38,904 | 5.35 | 5.18% | 0.22%↑ |
| HDFC Bank Ltd. | Financial | 55,156 | 4.4 | 4.26% | 0.60%↑ |
| Reliance Industries Ltd. | Energy | 27,761 | 3.59 | 3.48% | -0.24%↓ |
| Solar Industries India Ltd. | Chemicals | 1,420 | 2.65 | 2.57% | -0.06%↓ |
| Tata Consultancy Services Ltd. | Technology | 10,619 | 2.16 | 2.09% | -0.34%↓ |
| Multi Commodity Exchange Of India Ltd. | Services | 7,411 | 2.1 | 2.04% | -0.18%↓ |
| Bharti Airtel Ltd. | Communication | 10,473 | 1.94 | 1.88% | -0.06%↓ |
| Bajaj Finance Ltd. | Financial | 19,220 | 1.93 | 1.87% | 0.10%↑ |
| Navin Fluorine International Ltd. | Chemicals | 2,459 | 1.89 | 1.83% | 0.05%↑ |
| JB Chemicals & Pharmaceuticals Ltd. | Healthcare | 7,940 | 1.82 | 1.77% | 0.02%↑ |
| Krishna Institute of Medical Sciences Ltd | Healthcare | 20,224 | 1.65 | 1.60% | 0.04%↑ |
| Varun Beverages Ltd. | Consumer Staples | 32,403 | 1.64 | 1.59% | -0.15%↓ |
| Sai Life Sciences Ltd. | Healthcare | 13,155 | 1.62 | 1.57% | 0.02%↑ |
| Eternal Ltd. | Services | 57,984 | 1.53 | 1.49% | 0.02%↑ |
| Mankind Pharma Ltd. | Healthcare | 5,930 | 1.51 | 1.46% | 0.03%↑ |
| DOMS Industries Ltd. | Consumer Staples | 6,516 | 1.5 | 1.46% | 0.69%↑ |
| Max Healthcare Institute Ltd. | Healthcare | 13,050 | 1.47 | 1.43% | 0.15%↑ |
| Carborundum Universal Ltd. | Metals & Mining | 11,444 | 1.35 | 1.31% | 0.12%↑ |
| Coromandel International Ltd. | Chemicals | 6,517 | 1.31 | 1.27% | 0.11%↑ |
| Computer Age Management Services Ltd. | Services | 16,311 | 1.3 | 1.26% | -0.05%↓ |
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Sector-wise Portfolio Allocation
Equity exposure by sector as a percentage of total net assets, tracked across recent portfolio dates. Identifies concentration risk and sector rotation trends in the fund's holdings.
| Sector | 30 Jun 2026 | 31 May 2026 | 30 Apr 2026 | 31 Mar 2026 | 28 Feb 2026 | 31 Jan 2026 |
|---|---|---|---|---|---|---|
| Financial | 14.88% | 13.98% | 14.45% | 14.69% | 15.77% | 16.14% |
| Healthcare | 13.25% | 13.77% | 13.22% | 13.46% | 13.08% | 11.86% |
| Services | 10.18% | 10.92% | 11.81% | 11.94% | 11.67% | 12.66% |
| Chemicals | 8.06% | 8.16% | 7.68% | 7.62% | 7.57% | 7.81% |
| Consumer Staples | 6.71% | 6.32% | 6.54% | 6.38% | 6.40% | 6.77% |
| Automobile | 6.57% | 6.67% | 6.51% | 6.43% | 6.91% | 6.43% |
| Energy | 6.25% | 6.12% | 6.66% | 6.57% | 6.51% | 5.45% |
| Capital Goods | 5.18% | 5.21% | 5.09% | 4.81% | 4.85% | 4.41% |
| Technology | 4.59% | 4.03% | 4.26% | 4.10% | 3.96% | 4.84% |
| Materials | 3.12% | 4.31% | 4.30% | 4.64% | 4.65% | 4.44% |
| Communication | 3.02% | 3.15% | 3.27% | 3.54% | 3.40% | 3.51% |
| Construction | 2.69% | 2.72% | 2.59% | 2.37% | 2.58% | 2.61% |
| Consumer Discretionary | 2.59% | 2.66% | 2.76% | 2.85% | 2.90% | 2.83% |
| Metals & Mining | 1.92% | 1.80% | 1.82% | 1.72% | 1.67% | 1.75% |
| Insurance | 1.79% | 1.94% | 1.93% | 2.11% | 2.15% | 2.11% |
| Textiles | 0.66% | 0.56% | 0.56% | 0.55% | 0.54% | 0.53% |
Equity Insights
A detailed look at the equity holdings of this scheme — aggregated scores on value, momentum, quality parameters along with diversification and performance analysis.
Style Analysis
Value score
32.8 / 100
Weighted average Value score is 32.8. This indicates that portfolio is relatively reasonably valued using composite of value measures.
Price Momentum score
62.9 / 100
Weighted average Price Momentum score is 62.9. This indicates that portfolio has average momentum using composite of momentum measures.
Quality score
78.3 / 100
Weighted average Quality score is 78.3. This indicates that portfolio has high quality using composite of quality measures.
QVM score
63.7 / 100
Weighted average QVM score is 63.7. This indicates that portfolio has average QVM score and hence a neutral stance is warranted.
Red Flags
Frequently Asked Questions
What are the top holdings of PGIM India Retirement Fund Direct-Growth?
The top holdings of PGIM India Retirement Fund Direct-Growth as of 30 Jun 2026 are Others (7.30%), ICICI Bank Ltd. (5.18%), HDFC Bank Ltd. (4.26%), Reliance Industries Ltd. (3.48%), Solar Industries India Ltd. (2.57%). These top 5 stocks together account for 22.79% of the total portfolio. You can view the complete holdings breakdown above.
How many stocks does PGIM India Retirement Fund Direct-Growth hold in its portfolio?
PGIM India Retirement Fund Direct-Growth holds 89 stocks in its portfolio as of 30 Jun 2026. The fund's portfolio size reflects the fund manager's investment approach, a more concentrated portfolio indicates higher conviction bets, while a larger number of holdings suggests a more diversified strategy.
What is the sector allocation of PGIM India Retirement Fund Direct-Growth?
As of 30 Jun 2026, PGIM India Retirement Fund Direct-Growth's top sector allocations are Financial (14.88%), Healthcare (13.25%), Services (10.18%). You can find detailed sector allocation above.
What is the equity and debt allocation of PGIM India Retirement Fund Direct-Growth?
As of 30 Jun 2026, PGIM India Retirement Fund Direct-Growth has 92.40% allocated to equity, and 7.44% to debt. You can also check the historical trends above.
What is the market cap allocation of PGIM India Retirement Fund Direct-Growth?
As of 30 Jun 2026, PGIM India Retirement Fund Direct-Growth's market cap allocation is 37.79% in large caps, 31.30% in mid caps, and 30.91% in small caps.
What is the PE ratio of PGIM India Retirement Fund Direct-Growth's portfolio?
The portfolio PE ratio of PGIM India Retirement Fund Direct-Growth is 37.01 as of 30 Jun 2026. The portfolio PE ratio tells you how expensive or cheap the fund's holdings are relative to their earnings.
What is the credit quality of PGIM India Retirement Fund Direct-Growth?
A credit rating breakdown is not available for PGIM India Retirement Fund Direct-Growth — its non-equity allocation was 7.44% as of the latest disclosure. This is common when a fund's non-equity holdings are mostly cash or short-term money market instruments, which aren't assigned a credit rating the way bonds are.
When is the latest portfolio disclosure for PGIM India Retirement Fund Direct-Growth?
The latest portfolio disclosure for PGIM India Retirement Fund Direct-Growth is as of 30 Jun 2026. SEBI requires all mutual funds to disclose their complete portfolio holdings on a monthly basis, typically within 10 days of the end of each month.