Sundaram Balanced Advantage Fund Direct-Growth
Hybrid: Dynamic Asset Allocation - Growth (Open ended) Factsheet
SEBI Riskometer: HighCategory: Hybrid: Dynamic Asset AllocationBenchmark: NIFTY 50 Hybrid Composite Debt 50:50 Index
NAV: ₹41.28-1.30%
08 Jul 2026
Holdings Analysis
Equity, debt and cash allocation snapshot with market cap distribution for Sundaram Balanced Advantage Fund Direct-Growth.
Market Cap Distribution
Large Cap (72.0%)
Mid Cap (16.8%)
Small Cap (11.2%)
Historical Asset Allocation
| Asset | 31 May 2026 | 30 Apr 2026 | 31 Mar 2026 | 28 Feb 2026 | 31 Jan 2026 | 31 Dec 2025 |
|---|---|---|---|---|---|---|
| Equity | 59.84% | 64.66% | 58.09% | 58.06% | 56.21% | 55.65% |
| Debt | 20.72% | 20.82% | 23.03% | 21.89% | 21.50% | 22.68% |
| Others (incl. cash) | 16.85% | 11.94% | 16.17% | 17.43% | 19.68% | 18.28% |
| Commodities | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Real Estate | 2.60% | 2.58% | 2.70% | 2.61% | 2.60% | 3.38% |
Portfolio Snapshot
No. of Securities
88
P/E Ratio
29.62
P/B Ratio
4.00
Top Holding %
16.85%
Top 5 Holdings %
38.73%
Top 10 Holdings %
52.63%
Modified Duration
3.59 yrs
Avg. Maturity
5.62 yrs
Yield to Maturity
7.04%
AUM
₹1,642 Cr
Expense Ratio
1.13%
Since Inception
11.06%
Max Drawdown
-0.14%
Sharpe Ratio
0.42
Top Portfolio Holdings by Weight
Latest portfolio holdings sorted by allocation weight. Includes instrument name, sector, number of shares, market value (₹ Cr) and percentage of net assets. Switch dates or categories using the controls below.
| Instrument | Sector | No. of Shares | Value (Rs. Cr) | Weight | Change |
|---|---|---|---|---|---|
| ICICI Bank Ltd. | Financial | 8,80,405 | 110.61 | 6.74% | 0.65%↑ |
| HDFC Bank Ltd. | Financial | 12,54,129 | 93.38 | 5.69% | -0.17%↓ |
| Reliance Industries Ltd. | Energy | 6,82,652 | 90.19 | 5.49% | 0.48%↑ |
| Bharti Airtel Ltd. | Communication | 3,56,077 | 65.13 | 3.97% | 0.28%↑ |
| Kotak Mahindra Bank Ltd. | Financial | 14,02,161 | 53.87 | 3.28% | -0.16%↓ |
| Larsen & Toubro Ltd. | Construction | 1,29,544 | 52.81 | 3.22% | -0.21%↓ |
| Mahindra & Mahindra Ltd. | Automobile | 1,09,751 | 33.43 | 2.04% | -0.28%↓ |
| Multi Commodity Exchange Of India Ltd. | Services | 1,05,200 | 31.08 | 1.89% | 0.23%↑ |
| Bajaj Finance Ltd. | Financial | 3,24,227 | 29.45 | 1.79% | -0.22%↓ |
| Tata Steel Ltd. | Metals & Mining | 12,35,660 | 25.7 | 1.57% | 0.25%↑ |
| PB Fintech Ltd. | Services | 1,33,240 | 22.68 | 1.38% | -0.07%↓ |
| Eternal Ltd. | Services | 8,92,400 | 22.36 | 1.36% | 0.03%↑ |
| Cholamandalam Investment and Finance Company Ltd. | Financial | 1,44,355 | 22.2 | 1.35% | -0.11%↓ |
| Coforge Ltd. | Technology | 1,55,860 | 22.16 | 1.35% | 0.23%↑ |
| Bharat Electronics Ltd. | Capital Goods | 5,28,206 | 21.7 | 1.32% | -0.09%↓ |
| Cummins India Ltd. | Capital Goods | 36,856 | 21.68 | 1.32% | 0.06%↑ |
| Fractal Analytics Ltd. | Technology | 2,15,150 | 21.57 | 1.31% | 0.10%↑ |
| Tata Power Company Ltd. | Energy | 4,80,112 | 20.2 | 1.23% | -0.15%↓ |
| Muthoot Finance Ltd. | Financial | 57,185 | 19.12 | 1.16% | - |
| HCL Technologies Ltd. | Technology | 1,55,202 | 18.37 | 1.12% | -0.28%↓ |
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Sector-wise Portfolio Allocation
Equity exposure by sector as a percentage of total net assets, tracked across recent portfolio dates. Identifies concentration risk and sector rotation trends in the fund's holdings.
| Sector | 31 May 2026 | 30 Apr 2026 | 31 Mar 2026 | 28 Feb 2026 | 31 Jan 2026 | 31 Dec 2025 |
|---|---|---|---|---|---|---|
| Financial | 17.46% | 20.01% | 17.80% | 19.71% | 18.72% | 19.14% |
| Energy | 6.25% | 7.05% | 6.08% | 5.85% | 5.46% | 5.18% |
| Automobile | 4.81% | 5.43% | 5.15% | 5.19% | 5.09% | 5.07% |
| Capital Goods | 4.66% | 3.87% | 3.64% | 3.77% | 3.61% | 3.05% |
| Services | 4.61% | 5.26% | 4.14% | 4.31% | 5.14% | 5.00% |
| Technology | 4.39% | 5.28% | 5.50% | 4.85% | 3.67% | 3.24% |
| Construction | 3.62% | 3.84% | 3.27% | 3.50% | 3.25% | 2.97% |
| Communication | 2.91% | 3.37% | 3.13% | 2.88% | 3.00% | 3.03% |
| Metals & Mining | 2.55% | 2.17% | 1.11% | - | - | - |
| Healthcare | 2.54% | 2.13% | 1.75% | 1.74% | 1.63% | 1.67% |
| Consumer Staples | 2.44% | 2.20% | 2.32% | 2.43% | 2.61% | 3.06% |
| Materials | 1.52% | 1.64% | 1.48% | 1.57% | 1.55% | 1.48% |
| Consumer Discretionary | 1.04% | 1.17% | 0.95% | 1.04% | 0.74% | 0.75% |
| Chemicals | 1.03% | 1.24% | 1.14% | 1.22% | 1.73% | 1.77% |
| Insurance | - | - | - | - | - | 0.30% |
Debt Holdings — Credit Quality Profile
Allocation of debt instruments by credit rating (AAA, AA, A, and below investment grade) as a percentage of net assets, compared against the category average. Higher AAA allocation indicates lower credit risk.
| Rating | Fund | Category |
|---|---|---|
| Cash | 13.46% | 7.28% |
| SOV | 12.34% | 8.71% |
| AAA | 7.84% | 8.77% |
| Cash & Call Money | 3.39% | 5.85% |
| Unrated | 0.53% | 0.01% |
| A | - | 0.03% |
| A+ | - | 0.19% |
| A- | - | 0.26% |
| A1+ | - | 2.77% |
| AA | - | 1.27% |
| AA+ | - | 1.50% |
| AA- | - | 0.18% |
| BBB+ | - | 0.22% |
| Others | - | 0.46% |
| Term Deposits | - | 0.04% |
Equity Insights
A detailed look at the equity holdings of this scheme — aggregated scores on value, momentum, quality parameters along with diversification and performance analysis.
Style Analysis
Value score
48.7 / 100
Weighted average Value score is 48.7. This indicates that portfolio is relatively reasonably valued using composite of value measures.
Price Momentum score
58.0 / 100
Weighted average Price Momentum score is 58.0. This indicates that portfolio has average momentum using composite of momentum measures.
Quality score
69.7 / 100
Weighted average Quality score is 69.7. This indicates that portfolio has average quality using composite of quality measures.
QVM score
67.2 / 100
Weighted average QVM score is 67.2. This indicates that portfolio has average QVM score and hence a neutral stance is warranted.
Red Flags
Debt Insights
A detailed look at the debt holdings of this scheme — Is the scheme yielding enough? Includes credit quality, instrument breakdown and SEBI risk classification.
SEBI PRC matrix
Credit risk
| Interest risk | |||
|---|---|---|---|
| Low | Moderate | High | |
| Low | |||
| Moderate | |||
| High | |||
Instruments
| Full name | Description | Coupon rate | Maturity | Rating raw | Weight |
|---|---|---|---|---|---|
| GOI | GOI Securities | 6.48% | 06/10/2035 | SOV | 3.47% |
| GOI | GOI Securities | 7.32% | 13/11/2030 | SOV | 1.87% |
| GOI | GOI Securities | 7.38% | 20/06/2027 | SOV | 1.85% |
| REC Ltd. | Debenture | 7.58% | 31/05/2029 | ICRA AAA | 1.52% |
| National Bank For Agriculture & Rural Development | Bonds | 7.10% | 29/03/2029 | CRISIL AAA | 1.49% |
| GOI | GOI Securities | 7.10% | 08/04/2034 | SOV | 1.22% |
| GOI | GOI Securities | 7.23% | 15/04/2039 | SOV | 1.22% |
| GOI | GOI Securities | 6.94% | 11/05/2036 | SOV | 1.21% |
| National Bank For Agriculture & Rural Development | Debenture | 7.58% | 31/07/2026 | CRISIL AAA | 0.91% |
| National Bank For Agriculture & Rural Development | Debenture | 7.62% | 31/01/2028 | ICRA AAA | 0.91% |
| National Bank For Agriculture & Rural Development | Debenture | 6.66% | 12/10/2028 | ICRA AAA | 0.89% |
| GOI | GOI Securities | 7.34% | 22/04/2064 | SOV | 0.88% |
| GOI | GOI Securities | 7.17% | 17/04/2030 | SOV | 0.62% |
| Indian Railway Finance Corporation Ltd. | Debenture | 7.74% | 15/04/2038 | ICRA AAA | 0.61% |
| REC Ltd. | Debenture | 7.51% | 31/07/2026 | ICRA AAA | 0.61% |
| PNB Housing Finance Ltd. | Debenture | 7.28% | 05/06/2028 | IND AAA | 0.60% |
| Cholamandalam Investment and Finance Company Ltd. | Debenture | 7.50% | 30/09/2026 | Unrated | 0.53% |
| LIC Housing Finance Ltd. | Debenture | 6.17% | 03/09/2026 | CRISIL AAA | 0.30% |
Frequently Asked Questions
What are the top holdings of Sundaram Balanced Advantage Fund Direct-Growth?
The top holdings of Sundaram Balanced Advantage Fund Direct-Growth sorted by portfolio weight are listed in the Top Portfolio Holdings section of the Holdings tab.
How many stocks does Sundaram Balanced Advantage Fund Direct-Growth hold in its portfolio?
Sundaram Balanced Advantage Fund Direct-Growth holds 88 securities in its portfolio. The top 5 holdings account for 38.73% of the portfolio and the top 10 for 52.63% — a well-diversified portfolio that minimises stock-specific risk.
What is the sector allocation of Sundaram Balanced Advantage Fund Direct-Growth?
The sector allocation of Sundaram Balanced Advantage Fund Direct-Growth is in the Sector Allocation section, showing each industry's weight in the portfolio.
What is the equity and debt allocation of Sundaram Balanced Advantage Fund Direct-Growth?
As of 31 May 2026, Sundaram Balanced Advantage Fund Direct-Growth has 59.84% in equity, 20.72% in debt and 16.85% in cash/others. This asset mix determines the fund's overall risk-return profile. The debt portfolio has a yield to maturity (YTM) of 7.04%.
What is the market cap allocation of Sundaram Balanced Advantage Fund Direct-Growth?
Sundaram Balanced Advantage Fund Direct-Growth's equity portfolio — Large Cap: 72.00%, Mid Cap: 16.75%, Small Cap: 11.24%. Market cap allocation determines the fund's risk profile — large cap offers stability while mid and small cap offer higher growth potential with higher volatility.
Is Sundaram Balanced Advantage Fund Direct-Growth a concentrated or diversified fund?
Sundaram Balanced Advantage Fund Direct-Growth holds 88 securities, with the top 10 accounting for 52.63% of the portfolio and the top 5 for 38.73%. With 88 holdings, this is a well-diversified fund — stock-specific risk is limited.
What is the credit quality of Sundaram Balanced Advantage Fund Direct-Growth?
The debt holdings of Sundaram Balanced Advantage Fund Direct-Growth are rated as follows — Cash: 13.46%, SOV: 12.34%, AAA: 7.84%, Cash & Call Money: 3.39%, and others. Higher allocation to AAA and sovereign instruments means lower credit risk. The full rating profile compared to the category average is in the Credit Rating section.
How often does Sundaram Balanced Advantage Fund Direct-Growth change its portfolio?
The portfolio currently holds 88 securities with the top 10 accounting for 52.63% as of 31 May 2026. Portfolio turnover reflects how actively the fund manager trades. A high turnover increases transaction costs while a low turnover reflects a buy-and-hold approach. Historical asset allocation snapshots across multiple dates are in the Holdings Analysis section.
What is the PE ratio of Sundaram Balanced Advantage Fund Direct-Growth's portfolio?
The weighted average PE ratio of Sundaram Balanced Advantage Fund Direct-Growth's portfolio is 29.62 and the PB ratio is 4.00. The debt portfolio has a modified duration of 3.59 years and an average maturity of 5.62 years. These metrics reflect the overall valuation and interest rate sensitivity of the portfolio.
When is the latest portfolio disclosure for Sundaram Balanced Advantage Fund Direct-Growth?
The latest portfolio disclosure for Sundaram Balanced Advantage Fund Direct-Growth is as of 31 May 2026. Mutual funds and ETFs in India are required to disclose their full portfolio monthly, within 10 business days of month-end. You can switch between historical disclosure dates using the date selector in the Top Portfolio Holdings section.