mutual funds tata balanced advantage fund directgrowth

holdings

Tata Balanced Advantage Fund Direct-Growth

Hybrid: Dynamic Asset Allocation - Growth (Open ended)

Tata Balanced Advantage Fund Direct-GrowthNAV: 23.45 as on 06 Sep, 2026

Risk levelCategoryBenchmark

Factsheet

SEBI Riskometer: Very HighCategory: Hybrid: Dynamic Asset AllocationBenchmark: CRISIL Hybrid 50+50 Moderate IndexCheck Portfolio Overlap →

NAV: ₹23.45-0.31%

07 Sept 2026

Holdings Analysis

Equity, debt and cash allocation snapshot with market cap distribution for Tata Balanced Advantage Fund Direct-Growth.

Asset Allocation

As on 31 Jul 2026

Equity

60.81%

Debt

27.27%

Others

8.19%

Real estate

3.73%

Market Cap Distribution

Large Cap (72.4%)

Mid Cap (15.6%)

Small Cap (12.0%)

Historical Asset Allocation

Asset	31 Jul 2026	30 Jun 2026	31 May 2026	30 Apr 2026	31 Mar 2026	28 Feb 2026
Equity	60.81%	59.58%	58.62%	58.58%	56.92%	53.89%
Debt	27.27%	27.46%	28.14%	28.18%	29.74%	27.54%
Others (incl. cash)	8.19%	9.35%	9.71%	9.86%	9.88%	15.13%
Commodities	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Real Estate	3.73%	3.62%	3.54%	3.39%	3.47%	3.44%

Portfolio Snapshot

No. of Securities

122

P/E Ratio

25.64

P/B Ratio

3.31

Top Holding %

8.17%

Top 5 Holdings %

21.46%

Top 10 Holdings %

31.48%

Modified Duration

3.93 yrs

Avg. Maturity

7.45 yrs

Yield to Maturity

7.63%

AUM

₹8,780 Cr

Expense Ratio

0.69%

Since Inception

11.85%

Max Drawdown

-0.20%

Sharpe Ratio

0.46

Top Portfolio Holdings by Weight

Latest portfolio holdings sorted by allocation weight. Includes instrument name, sector, number of shares, market value (₹ Cr) and percentage of net assets. Switch dates or categories using the controls below.

Instrument	Sector	No. of Shares	Value (Rs. Cr)	Weight	Change
Reliance Industries Ltd.	Energy	31,46,730	411.53	4.69%	0.08%↑
Bharti Airtel Ltd.	Communication	14,10,336	278.12	3.17%	0.21%↑
HDFC Bank Ltd.	Financial	34,64,378	259.19	2.95%	-0.61%↓
ICICI Bank Ltd.	Financial	15,20,450	218.25	2.49%	-0.37%↓
Larsen & Toubro Ltd.	Construction	5,00,842	197.28	2.25%	-0.19%↓
Apollo Hospitals Enterprise Ltd.	Healthcare	1,96,200	175.74	2.00%	0.07%↑
Godrej Properties Ltd.	Construction	7,70,770	162.3	1.85%	0.22%↑
Shriram Finance Ltd	Financial	15,20,898	159.19	1.81%	0.02%↑
Mahindra & Mahindra Ltd.	Automobile	4,39,075	149.22	1.70%	0.17%↑
Bajaj Finserv Ltd.	Financial	7,31,184	148.36	1.69%	0.22%↑
Hindustan Unilever Ltd.	Consumer Staples	6,79,140	142.71	1.63%	-0.14%↓
State Bank of India	Financial	13,02,150	133.78	1.52%	0.01%↑
Cummins India Ltd.	Capital Goods	2,41,100	133.06	1.52%	-0.18%↓
The Federal Bank Ltd.	Financial	36,84,587	132.22	1.51%	0.04%↑
Bajaj Finance Ltd.	Financial	11,10,540	126.73	1.44%	0.18%↑
Tata Capital Ltd.	Financial	32,27,254	117.92	1.34%	0.00%↑
Adani Ports and Special Economic Zone Ltd.	Services	6,90,400	117.13	1.33%	-0.08%↓
Dr. Lal Pathlabs Ltd.	Healthcare	6,10,750	116.36	1.33%	0.19%↑
Sun Pharmaceutical Industries Ltd.	Healthcare	5,71,400	113.74	1.30%	0.10%↑
Shree Cement Ltd.	Materials	42,893	111.76	1.27%	0.04%↑

1 / 3

Sector-wise Portfolio Allocation

Equity exposure by sector as a percentage of total net assets, tracked across recent portfolio dates. Identifies concentration risk and sector rotation trends in the fund's holdings.

Sector	31 Jul 2026	30 Jun 2026	31 May 2026	30 Apr 2026	31 Mar 2026	28 Feb 2026
Financial	17.00%	17.05%	15.87%	15.87%	15.63%	16.49%
Energy	7.55%	7.52%	7.12%	7.18%	7.78%	6.44%
Services	7.09%	5.93%	5.77%	6.21%	5.51%	4.89%
Healthcare	4.94%	5.15%	5.33%	4.75%	4.80%	4.35%
Construction	4.65%	4.57%	4.37%	4.85%	4.25%	4.40%
Communication	2.82%	2.56%	2.55%	2.41%	2.38%	2.05%
Insurance	2.80%	2.85%	2.80%	2.60%	2.58%	2.48%
Capital Goods	2.66%	2.80%	2.86%	2.75%	2.36%	2.03%
Consumer Staples	2.54%	2.89%	3.00%	2.94%	2.42%	2.19%
Automobile	2.30%	2.26%	2.25%	2.26%	2.15%	2.18%
Materials	2.27%	2.19%	2.27%	2.31%	2.53%	2.40%
Technology	2.24%	1.95%	2.18%	2.17%	2.35%	2.13%
Metals & Mining	1.95%	1.86%	2.23%	2.22%	2.12%	1.74%
Chemicals	-	-	-	0.04%	0.04%	0.04%
Consumer Discretionary	-	-	-	-	0.01%	0.00%

Debt Holdings — Credit Quality Profile

Allocation of debt instruments by credit rating (AAA, AA, A, and below investment grade) as a percentage of net assets, compared against the category average. Higher AAA allocation indicates lower credit risk.

Rating	Fund	Category
SOV	16.22%	7.62%
AAA	7.50%	8.59%
Cash	5.46%	5.15%
Cash & Call Money	2.72%	7.54%
AA+	1.83%	1.62%
AA	1.67%	0.92%
A+	0.06%	0.10%
Others	0.00%	0.32%
A	-	0.02%
A-	-	0.12%
A1+	-	1.97%
AA-	-	0.16%
BBB+	-	0.08%
Term Deposits	-	0.02%
Unrated	-	0.01%

Equity Insights

A detailed look at the equity holdings of this scheme — aggregated scores on value, momentum, quality parameters along with diversification and performance analysis.

Style Analysis

Value score

50.4 / 100

Weighted average Value score is 50.4. This indicates that portfolio is relatively reasonably valued using composite of value measures.

Price Momentum score

51.4 / 100

Weighted average Price Momentum score is 51.4. This indicates that portfolio has average momentum using composite of momentum measures.

Quality score

66.7 / 100

Weighted average Quality score is 66.7. This indicates that portfolio has average quality using composite of quality measures.

QVM score

61.8 / 100

Weighted average QVM score is 61.8. This indicates that portfolio has average QVM score and hence a neutral stance is warranted.

Red Flags

Earnings manipulation risk (Beneish M-score)

Following stocks have high risk of potential earnings manipulation (Beneish M-score > -1.78):

Name	Value
Adani Enterprises Ltd.	-1.63
Hindustan Unilever Ltd.	-1.56
Adani Energy Solutions Ltd.	-1.57
Varun Beverages Ltd.	-1.69
Max Healthcare Institute Ltd.	-1.68

Declining revenues

Following companies have seen their sales decline for 2 consecutive quarters (measured on yoy basis): ITC Ltd.

High leverage

Following companies have debt to equity of greater than 2:

Name	Value
Grasim Industries Ltd.	2.2

Debt Insights

A detailed look at the debt holdings of this scheme — Is the scheme yielding enough? Includes credit quality, instrument breakdown and SEBI risk classification.

SEBI PRC matrix

Credit risk

	Interest risk
	Low	Moderate	High
Low
Moderate
High

Instruments

Full name	Description	Coupon rate	Maturity	Rating raw	Weight
GOI	GOI Securities	7.34%	22/04/2064	SOV	2.10%
GOI	GOI Securities	6.54%	17/01/2032	SOV	1.82%
GOI	GOI Securities	7.09%	05/08/2054	SOV	1.64%
Tata Communications Ltd.	Non Convertible Debenture	6.77%	07/08/2028	CRISIL-AAA	1.12%
GOI	GOI Securities	6.68%	07/07/2040	SOV	1.11%
Andhra Pradesh State	State Development Loan	6.82%	04/06/2036	SOV	1.09%
GOI	GOI Securities	7.10%	08/04/2034	SOV	0.93%
GOI	GOI Securities	5.74%	15/11/2026	SOV	0.91%
GOI	GOI Securities	7.32%	13/11/2030	SOV	0.88%
Adani Power Ltd.	Debenture	8.20%	25/01/2029	CRISIL-AA	0.85%
JSW Kalinga Steel Ltd.	Debenture	0.00%	0	CRISIL-AA	0.59%
Gujarat State	State Development Loan	8.14%	20/03/2029	SOV	0.59%
Andhra Pradesh State	State Development Loan	7.70%	06/12/2029	SOV	0.58%
Mahindra Rural Housing Finance Ltd.	Debenture	7.42%	23/02/2028	CRISIL-AAA	0.58%
Maharashtra State	State Development Loan	7.32%	31/05/2032	SOV	0.57%
Poonawalla Fincorp Ltd.	Non Convertible Debenture	7.68%	20/03/2028	CRISIL-AAA	0.57%
GOI	GOI Securities	6.92%	18/11/2039	SOV	0.57%
Himachal Pradesh State	State Development Loan	6.36%	29/07/2028	SOV	0.57%
Muthoot Finance Ltd.	Non Convertible Debenture	0.00%	04/09/2029	CRISIL-AA+	0.57%
Karnataka State	State Development Loan	6.58%	03/06/2030	SOV	0.56%
Brookfield India Real Estate Trust REIT	Debenture	0.00%	20/12/2030	ICRA-AAA	0.56%
Power Finance Corporation Ltd.	Debenture	6.59%	15/10/2030	CRISIL-AAA	0.56%
Tamilnadu State	State Development Loan	7.11%	31/07/2029	SOV	0.52%
Godrej Properties Ltd.	Debenture	8.40%	25/01/2028	ICRA-AA+	0.46%
India Universal Trust AL1	Securitised Debt	8.20%	20/09/2030	IND-AAA(SO)	0.45%
GOI	GOI Securities	7.18%	14/08/2033	SOV	0.41%
Sansar Trust	Securitised Debt	0.00%	25/10/2028	CRISIL-AAA(SO)	0.35%
Power Finance Corporation Ltd.	Bonds	7.45%	0	CRISIL-AAA	0.29%
Poonawalla Fincorp Ltd.	Debenture	8.25%	11/05/2028	CRISIL-AAA	0.29%
Power Finance Corporation Ltd.	Bonds	7.44%	15/01/2030	CRISIL-AAA	0.29%
National Bank For Agriculture & Rural Development	Bonds	7.10%	29/03/2029	CRISIL-AAA	0.28%
Muthoot Finance Ltd.	Non Convertible Debenture	7.88%	22/11/2028	CRISIL-AA+	0.28%
Tamilnadu State	State Development Loan	6.53%	06/01/2031	SOV	0.28%
National Bank For Agriculture & Rural Development	Debenture	6.66%	12/10/2028	CRISIL-AAA	0.28%
Poonawalla Fincorp Ltd.	Non Convertible Debenture	7.58%	08/09/2028	CRISIL-AAA	0.28%
GOI	GOI Securities	6.94%	11/05/2036	SOV	0.28%
Poonawalla Fincorp Ltd.	Debenture	7.60%	28/05/2027	CRISIL-AAA	0.28%
Bharti Telecom Ltd.	Non Convertible Debenture	7.85%	20/03/2029	CRISIL-AAA	0.28%
GIC Housing Finance Ltd.	Debenture	7.59%	10/06/2027	CRISIL-AA+	0.28%
Tata Projects Ltd.	Debenture	8.30%	07/01/2028	CRISIL-AA	0.23%
Liquid Gold Series 7	Securitised Debt	0.00%	0	CRISIL-AAA(SO)	0.21%
GOI	GOI Securities	6.48%	06/10/2035	SOV	0.17%
Torrent Pharmaceuticals Ltd.	Debenture	7.45%	19/01/2028	ICRA-AA+	0.17%
Sansar Trust	Securitised Debt	0.00%	25/06/2030	CRISIL-AAA(SO)	0.17%
Gujarat State	State Development Loan	6.90%	31/03/2030	SOV	0.17%
Maharashtra State	State Development Loan	7.60%	15/04/2030	SOV	0.17%
India Universal Trust AL1	Securitised Debt	0.00%	0	CRISIL-AAA(SO)	0.07%
GOI	GOI Securities	6.97%	06/09/2026	SOV	0.06%
NHPC Ltd.	Debenture	7.13%	11/02/2028	ICRA-AAA	0.06%
Tamilnadu State	State Development Loan	6.95%	07/07/2031	SOV	0.06%
GOI	GOI Securities	7.38%	20/06/2027	SOV	0.06%
Haryana State	State Development Loan	7.86%	27/12/2027	SOV	0.06%
GMR Airports Ltd.	Bonds	0.00%	13/02/2027	CRISIL-A+	0.06%
Export-Import Bank Of India	Bonds	7.14%	13/12/2029	CRISIL-AAA	0.03%
Indian Railway Finance Corporation Ltd.	Bonds	0.00%	01/12/2035	CRISIL-AAA	0.01%
GOI	GOI Securities	5.77%	03/08/2030	SOV	0.00%
Karnataka State	State Development Loan	7.73%	03/01/2035	SOV	0.00%
Uttar Pradesh State	State Development Loan	7.70%	22/11/2035	SOV	0.00%
India Universal Trust AL1	Securitised Debt	0.00%	0	CRISIL-AAA(SO)	0.00%

Frequently Asked Questions

What are the top holdings of Tata Balanced Advantage Fund Direct-Growth?

The top holdings of Tata Balanced Advantage Fund Direct-Growth as of 31 Jul 2026 are Others (8.17%), Reliance Industries Ltd. (4.69%), Bharti Airtel Ltd. (3.17%), HDFC Bank Ltd. (2.95%), ICICI Bank Ltd. (2.49%). These top 5 stocks together account for 21.46% of the total portfolio. You can view the complete holdings breakdown above.

How many stocks does Tata Balanced Advantage Fund Direct-Growth hold in its portfolio?

Tata Balanced Advantage Fund Direct-Growth holds 122 stocks in its portfolio as of 31 Jul 2026. The fund's portfolio size reflects the fund manager's investment approach, a more concentrated portfolio indicates higher conviction bets, while a larger number of holdings suggests a more diversified strategy.

What is the sector allocation of Tata Balanced Advantage Fund Direct-Growth?

As of 31 Jul 2026, Tata Balanced Advantage Fund Direct-Growth's top sector allocations are Financial (17.00%), Energy (7.55%), Services (7.09%). You can find detailed sector allocation above.

What is the equity and debt allocation of Tata Balanced Advantage Fund Direct-Growth?

As of 31 Jul 2026, Tata Balanced Advantage Fund Direct-Growth has 60.81% allocated to equity, and 27.27% to debt. You can also check the historical trends above.

What is the market cap allocation of Tata Balanced Advantage Fund Direct-Growth?

As of 31 Jul 2026, Tata Balanced Advantage Fund Direct-Growth's market cap allocation is 72.41% in large caps, 15.57% in mid caps, and 12.01% in small caps.

What is the PE ratio of Tata Balanced Advantage Fund Direct-Growth's portfolio?

The portfolio PE ratio of Tata Balanced Advantage Fund Direct-Growth is 25.64 as of 31 Jul 2026. The portfolio PE ratio tells you how expensive or cheap the fund's holdings are relative to their earnings.

What is the credit quality of Tata Balanced Advantage Fund Direct-Growth?

As of 31 Jul 2026, Tata Balanced Advantage Fund Direct-Growth's debt portfolio has 7.50% in AAA-rated instruments, 1.67% in AA-rated, and 16.22% in sovereign securities. Higher allocation to AAA and sovereign instruments indicates lower credit risk in the non-equity portion of the portfolio.

When is the latest portfolio disclosure for Tata Balanced Advantage Fund Direct-Growth?

The latest portfolio disclosure for Tata Balanced Advantage Fund Direct-Growth is as of 31 Jul 2026. SEBI requires all mutual funds to disclose their complete portfolio holdings on a monthly basis, typically within 10 days of the end of each month.

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Asset

31 Jul 2026

30 Jun 2026

31 May 2026

30 Apr 2026

31 Mar 2026

28 Feb 2026

Equity

60.81%

59.58%

58.62%

58.58%

56.92%

53.89%

Debt

27.27%

27.46%

28.14%

28.18%

29.74%

27.54%

Others (incl. cash)

8.19%

9.35%

9.71%

9.86%

9.88%

15.13%

Commodities

0.00%

Real Estate

3.73%

3.62%

3.54%

3.39%

3.47%

3.44%

Instrument

Sector

No. of Shares

Value (Rs. Cr)

Weight

Change

Reliance Industries Ltd.

Energy

31,46,730

411.53

4.69%

0.08%↑

Bharti Airtel Ltd.

Communication

14,10,336

278.12

3.17%

0.21%↑

HDFC Bank Ltd.

Financial

34,64,378

259.19

2.95%

-0.61%↓

ICICI Bank Ltd.

Financial

15,20,450

218.25

2.49%

-0.37%↓

Larsen & Toubro Ltd.

Construction

5,00,842

197.28

2.25%

-0.19%↓

Apollo Hospitals Enterprise Ltd.

Healthcare

1,96,200

175.74

2.00%

0.07%↑

Godrej Properties Ltd.

Construction

7,70,770

162.3

1.85%

0.22%↑

Shriram Finance Ltd

Financial

15,20,898

159.19

1.81%

0.02%↑

Mahindra & Mahindra Ltd.

Automobile

4,39,075

149.22

1.70%

0.17%↑

Bajaj Finserv Ltd.

Financial

7,31,184

148.36

1.69%

0.22%↑

Hindustan Unilever Ltd.

Consumer Staples

6,79,140

142.71

1.63%

-0.14%↓

State Bank of India

Financial

13,02,150

133.78

1.52%

0.01%↑

Cummins India Ltd.

Capital Goods

2,41,100

133.06

1.52%

-0.18%↓

The Federal Bank Ltd.

Financial

36,84,587

132.22

1.51%

0.04%↑

Bajaj Finance Ltd.

Financial

11,10,540

126.73

1.44%

0.18%↑

Tata Capital Ltd.

Financial

32,27,254

117.92

1.34%

0.00%↑

Adani Ports and Special Economic Zone Ltd.

Services

6,90,400

117.13

1.33%

-0.08%↓

Dr. Lal Pathlabs Ltd.

Healthcare

6,10,750

116.36

1.33%

0.19%↑

Sun Pharmaceutical Industries Ltd.

Healthcare

5,71,400

113.74

1.30%

0.10%↑

Shree Cement Ltd.

Materials

42,893

111.76

1.27%

0.04%↑

Sector

31 Jul 2026

30 Jun 2026

31 May 2026

30 Apr 2026

31 Mar 2026

28 Feb 2026

Financial

17.00%

17.05%

15.87%

15.63%

16.49%

Energy

7.55%

7.52%

7.12%

7.18%

7.78%

6.44%

Services

7.09%

5.93%

5.77%

6.21%

5.51%

4.89%

Healthcare

4.94%

5.15%

5.33%

4.75%

4.80%

4.35%

Construction

4.65%

4.57%

4.37%

4.85%

4.25%

4.40%

Communication

2.82%

2.56%

2.55%

2.41%

2.38%

2.05%

Insurance

2.80%

2.85%

2.80%

2.60%

2.58%

2.48%

Capital Goods

2.66%

2.80%

2.86%

2.75%

2.36%

2.03%

Consumer Staples

2.54%

2.89%

3.00%

2.94%

2.42%

2.19%

Automobile

2.30%

2.26%

2.25%

2.26%

2.15%

2.18%

Materials

2.27%

2.19%

2.27%

2.31%

2.53%

2.40%

Technology

2.24%

1.95%

2.18%

2.17%

2.35%

2.13%

Metals & Mining

1.95%

1.86%

2.23%

2.22%

2.12%

1.74%

Chemicals

0.04%

Consumer Discretionary

0.01%

0.00%

Rating

Fund