Union Multi Asset Allocation Fund Direct-Growth
Hybrid: Multi Asset Allocation - Growth (Open ended) Factsheet
NAV: ₹12.53-0.32%
07 Sept 2026
Holdings Analysis
Equity, debt and cash allocation snapshot with market cap distribution for Union Multi Asset Allocation Fund Direct-Growth.
Market Cap Distribution
Large Cap (60.6%)
Mid Cap (17.1%)
Small Cap (22.2%)
Historical Asset Allocation
| Asset | 31 Jul 2026 | 30 Jun 2026 | 31 May 2026 | 30 Apr 2026 | 31 Mar 2026 | 28 Feb 2026 |
|---|---|---|---|---|---|---|
| Equity | 69.14% | 68.31% | 66.01% | 64.24% | 57.93% | 60.52% |
| Debt | 11.09% | 9.29% | 6.71% | 6.73% | 5.16% | 6.91% |
| Others (incl. cash) | 7.57% | 8.90% | 9.94% | 14.18% | 16.95% | 12.61% |
| Commodities | 12.20% | 13.50% | 17.33% | 14.85% | 19.96% | 19.96% |
| Real Estate | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Portfolio Snapshot
No. of Securities
87
P/E Ratio
28.47
P/B Ratio
3.81
Top Holding %
11.13%
Top 5 Holdings %
30.20%
Top 10 Holdings %
42.78%
Modified Duration
1.76 yrs
Avg. Maturity
2.52 yrs
Yield to Maturity
6.40%
AUM
₹997 Cr
Expense Ratio
1.29%
Since Inception
11.99%
Max Drawdown
-0.12%
Top Portfolio Holdings by Weight
Latest portfolio holdings sorted by allocation weight. Includes instrument name, sector, number of shares, market value (₹ Cr) and percentage of net assets. Switch dates or categories using the controls below.
| Instrument | Sector | No. of Shares | Value (Rs. Cr) | Weight | Change |
|---|---|---|---|---|---|
| ICICI Bank Ltd. | Financial | 3,21,000 | 46.08 | 4.62% | 1.06%↑ |
| HDFC Bank Ltd. | Financial | 5,85,000 | 43.77 | 4.39% | 0.35%↑ |
| Bharti Airtel Ltd. | Communication | 1,44,000 | 28.4 | 2.85% | 0.54%↑ |
| Reliance Industries Ltd. | Energy | 2,03,073 | 26.56 | 2.66% | -0.03%↓ |
| State Bank of India | Financial | 2,41,000 | 24.76 | 2.48% | -0.61%↓ |
| Axis Bank Ltd. | Financial | 1,98,375 | 24.39 | 2.45% | 0.48%↑ |
| Larsen & Toubro Ltd. | Construction | 53,450 | 21.05 | 2.11% | -0.15%↓ |
| Bajaj Finance Ltd. | Financial | 1,73,000 | 19.74 | 1.98% | 0.20%↑ |
| Infosys Ltd. | Technology | 1,27,933 | 14.46 | 1.45% | 0.33%↑ |
| Kotak Mahindra Bank Ltd. | Financial | 3,55,000 | 13.86 | 1.39% | -0.03%↓ |
| Maruti Suzuki India Ltd. | Automobile | 9,150 | 13.02 | 1.31% | -0.01%↓ |
| Gabriel India Ltd. | Automobile | 85,000 | 12.26 | 1.23% | 0.15%↑ |
| FSN E-Commerce Ventures Ltd. | Services | 3,60,000 | 12 | 1.20% | 0.06%↑ |
| Eternal Ltd. | Services | 3,57,000 | 10.8 | 1.08% | 0.11%↑ |
| Karur Vysya Bank Ltd. | Financial | 3,12,000 | 10.68 | 1.07% | 0.13%↑ |
| Sona BLW Precision Forgings Ltd. | Automobile | 1,34,000 | 10.31 | 1.03% | 0.18%↑ |
| Kirloskar Oil Engines Ltd. | Capital Goods | 46,300 | 10.14 | 1.02% | -0.10%↓ |
| Tata Consumer Products Ltd. | Consumer Staples | 91,000 | 9.86 | 0.99% | -0.70%↓ |
| Krishna Institute of Medical Sciences Ltd | Healthcare | 1,21,181 | 9.75 | 0.98% | -0.03%↓ |
| Inventurus Knowledge Solutions Ltd. | Services | 52,000 | 9.61 | 0.96% | 0.07%↑ |
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Sector-wise Portfolio Allocation
Equity exposure by sector as a percentage of total net assets, tracked across recent portfolio dates. Identifies concentration risk and sector rotation trends in the fund's holdings.
| Sector | 31 Jul 2026 | 30 Jun 2026 | 31 May 2026 | 30 Apr 2026 | 31 Mar 2026 | 28 Feb 2026 |
|---|---|---|---|---|---|---|
| Financial | 21.44% | 20.94% | 21.54% | 22.00% | 18.07% | 19.97% |
| Services | 7.03% | 7.26% | 3.73% | 3.59% | 2.19% | 2.82% |
| Healthcare | 6.38% | 4.30% | 3.28% | 2.06% | 2.56% | 2.10% |
| Automobile | 6.16% | 5.15% | 4.97% | 6.82% | 7.30% | 7.60% |
| Energy | 4.96% | 4.79% | 5.20% | 4.83% | 5.85% | 4.48% |
| Capital Goods | 4.48% | 7.62% | 8.16% | 8.06% | 6.15% | 6.23% |
| Construction | 4.41% | 4.39% | 3.88% | 2.75% | 2.59% | 2.51% |
| Technology | 2.88% | 2.33% | 2.86% | 2.79% | 3.11% | 3.04% |
| Communication | 2.85% | 2.31% | 2.41% | 2.38% | 2.45% | 2.38% |
| Consumer Discretionary | 2.03% | 1.60% | 1.64% | 1.96% | 1.24% | 1.93% |
| Consumer Staples | 2.02% | 3.01% | 3.32% | 2.23% | 2.08% | 2.39% |
| Chemicals | 1.81% | 1.82% | 2.56% | 2.45% | 2.29% | 2.26% |
| Materials | 1.07% | 1.06% | 1.12% | 1.06% | 0.86% | 0.94% |
| Textiles | 0.57% | 0.62% | 0.50% | 0.51% | 0.45% | 0.46% |
| Metals & Mining | 0.24% | 0.23% | 0.80% | 0.75% | 0.74% | 0.76% |
| Insurance | - | - | 0.02% | - | - | - |
Debt Holdings — Credit Quality Profile
Allocation of debt instruments by credit rating (AAA, AA, A, and below investment grade) as a percentage of net assets, compared against the category average. Higher AAA allocation indicates lower credit risk.
| Rating | Fund | Category |
|---|---|---|
| Cash & Call Money | 7.21% | 6.40% |
| AAA | 5.97% | 6.41% |
| A1+ | 4.34% | 1.57% |
| SOV | 0.78% | 7.23% |
| A | - | 0.00% |
| A+ | - | 0.10% |
| AA | - | 0.80% |
| AA+ | - | 1.62% |
| AA- | - | 0.23% |
| Cash | - | 1.67% |
| Others | - | 0.06% |
| Term Deposits | - | 0.16% |
Equity Insights
A detailed look at the equity holdings of this scheme — aggregated scores on value, momentum, quality parameters along with diversification and performance analysis.
Style Analysis
Value score
51.2 / 100
Weighted average Value score is 51.2. This indicates that portfolio is relatively reasonably valued using composite of value measures.
Price Momentum score
53.1 / 100
Weighted average Price Momentum score is 53.1. This indicates that portfolio has average momentum using composite of momentum measures.
Quality score
71.7 / 100
Weighted average Quality score is 71.7. This indicates that portfolio has average quality using composite of quality measures.
QVM score
65.2 / 100
Weighted average QVM score is 65.2. This indicates that portfolio has average QVM score and hence a neutral stance is warranted.
Red Flags
Debt Insights
A detailed look at the debt holdings of this scheme — Is the scheme yielding enough? Includes credit quality, instrument breakdown and SEBI risk classification.
SEBI PRC matrix
Credit risk
| Interest risk | |||
|---|---|---|---|
| Low | Moderate | High | |
| Low | |||
| Moderate | |||
| High | |||
Instruments
| Full name | Description | Coupon rate | Maturity | Rating raw | Weight |
|---|---|---|---|---|---|
| Power Finance Corporation Ltd. | Debenture | 7.30% | 16/10/2034 | CRISIL AAA | 2.50% |
| National Bank For Agriculture & Rural Development | Bonds | 7.10% | 29/03/2029 | CRISIL AAA | 2.49% |
| Canara Bank | Certificate of Deposit | 0.00% | 11/03/2027 | CRISIL A1+ | 2.41% |
| Axis Bank Ltd. | Certificate of Deposit | 0.00% | 05/03/2027 | CRISIL A1+ | 1.93% |
| Power Finance Corporation Ltd. | Bonds | 7.22% | 15/10/2039 | CRISIL AAA | 0.98% |
| Reserve Bank of India | Treasury Bills | 0.00% | 91-D 03/09/2026 | SOV | 0.50% |
| Reserve Bank of India | Treasury Bills | 0.00% | 91-D 01/10/2026 | SOV | 0.28% |
Frequently Asked Questions
What are the top holdings of Union Multi Asset Allocation Fund Direct-Growth?
The top holdings of Union Multi Asset Allocation Fund Direct-Growth as of 31 Jul 2026 are Union Gold ETF-Growth (11.13%), Others (7.21%), ICICI Bank Ltd. (4.62%), HDFC Bank Ltd. (4.39%), Bharti Airtel Ltd. (2.85%). These top 5 stocks together account for 30.20% of the total portfolio. You can view the complete holdings breakdown above.
How many stocks does Union Multi Asset Allocation Fund Direct-Growth hold in its portfolio?
Union Multi Asset Allocation Fund Direct-Growth holds 87 stocks in its portfolio as of 31 Jul 2026. The fund's portfolio size reflects the fund manager's investment approach, a more concentrated portfolio indicates higher conviction bets, while a larger number of holdings suggests a more diversified strategy.
What is the sector allocation of Union Multi Asset Allocation Fund Direct-Growth?
As of 31 Jul 2026, Union Multi Asset Allocation Fund Direct-Growth's top sector allocations are Financial (21.44%), Services (7.03%), Healthcare (6.38%). You can find detailed sector allocation above.
What is the equity and debt allocation of Union Multi Asset Allocation Fund Direct-Growth?
As of 31 Jul 2026, Union Multi Asset Allocation Fund Direct-Growth has 69.14% allocated to equity, and 11.09% to debt. You can also check the historical trends above.
What is the market cap allocation of Union Multi Asset Allocation Fund Direct-Growth?
As of 31 Jul 2026, Union Multi Asset Allocation Fund Direct-Growth's market cap allocation is 60.62% in large caps, 17.14% in mid caps, and 22.24% in small caps.
What is the PE ratio of Union Multi Asset Allocation Fund Direct-Growth's portfolio?
The portfolio PE ratio of Union Multi Asset Allocation Fund Direct-Growth is 28.47 as of 31 Jul 2026. The portfolio PE ratio tells you how expensive or cheap the fund's holdings are relative to their earnings.
What is the credit quality of Union Multi Asset Allocation Fund Direct-Growth?
As of 31 Jul 2026, Union Multi Asset Allocation Fund Direct-Growth's debt portfolio has 5.97% in AAA-rated instruments, - in AA-rated, and 0.78% in sovereign securities. Higher allocation to AAA and sovereign instruments indicates lower credit risk in the non-equity portion of the portfolio.
When is the latest portfolio disclosure for Union Multi Asset Allocation Fund Direct-Growth?
The latest portfolio disclosure for Union Multi Asset Allocation Fund Direct-Growth is as of 31 Jul 2026. SEBI requires all mutual funds to disclose their complete portfolio holdings on a monthly basis, typically within 10 days of the end of each month.