WhiteOak Capital Banking & Financial Services Fund Direct-Growth
Equity: Sectoral-Banking & Financial Services - Growth (Open ended)
SEBI Riskometer: Very HighCategory: Equity: Sectoral-Banking & Financial ServicesBenchmark: NIFTY Financial Services Total Return IndexCheck Portfolio Overlap →
NAV: ₹12.66-0.35%
22 Oct 2026
Holdings Analysis
Equity, debt and cash allocation snapshot with market cap distribution for WhiteOak Capital Banking & Financial Services Fund Direct-Growth.
Market Cap Distribution
Large Cap (57.7%)
Mid Cap (14.1%)
Small Cap (28.2%)
Historical Asset Allocation
| Asset | 30 Sep 2026 | 31 Aug 2026 | 31 Jul 2026 | 30 Jun 2026 | 31 May 2026 | 30 Apr 2026 |
|---|---|---|---|---|---|---|
| Equity | 92.83% | 99.00% | 99.35% | 90.87% | 99.35% | 99.46% |
| Debt | 7.37% | 7.60% | 10.36% | 9.06% | 8.89% | 6.09% |
| Others (incl. cash) | -0.20% | -6.60% | -9.70% | 0.07% | -8.23% | -5.54% |
| Commodities | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Real Estate | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Portfolio Snapshot
No. of Securities
58
P/E Ratio
18.22
P/B Ratio
2.28
Top Holding %
11.77%
Top 5 Holdings %
34.95%
Top 10 Holdings %
49.24%
AUM
₹665 Cr
Expense Ratio
1.05%
Since Inception
9.11%
Max Drawdown
-0.16%
Top Portfolio Holdings by Weight
Latest portfolio holdings sorted by allocation weight. Includes instrument name, sector, number of shares, market value (₹ Cr) and percentage of net assets. Switch dates or categories using the controls below.
| Instrument | Sector | No. of Shares | Value (Rs. Cr) | Weight | Change |
|---|---|---|---|---|---|
| ICICI Bank Ltd. | Financial | 5,92,129 | 78.26 | 11.77% | -1.17%↓ |
| HDFC Bank Ltd. | Financial | 7,47,535 | 52.98 | 7.97% | 0.00%↑ |
| Kotak Mahindra Bank Ltd. | Financial | 10,25,539 | 42.77 | 6.43% | -0.03%↓ |
| Axis Bank Ltd. | Financial | 2,58,687 | 31.72 | 4.77% | -0.28%↓ |
| State Bank of India | Financial | 2,39,734 | 23 | 3.46% | -0.36%↓ |
| Bajaj Finance Ltd. | Financial | 2,06,366 | 19.8 | 2.98% | -0.30%↓ |
| Bajaj Finserv Ltd. | Financial | 1,04,441 | 18.08 | 2.72% | -0.45%↓ |
| Five-Star Business Finance Ltd. | Financial | 3,34,871 | 17.31 | 2.60% | -0.09%↓ |
| PNB Housing Finance Ltd. | Financial | 1,50,229 | 16.83 | 2.53% | -0.06%↓ |
| IIFL Finance Ltd. | Financial | 2,65,042 | 15.92 | 2.39% | -0.18%↓ |
| Multi Commodity Exchange Of India Ltd. | Services | 46,610 | 15.38 | 2.31% | -0.07%↓ |
| Ujjivan Small Finance Bank Ltd. | Financial | 20,21,108 | 13.64 | 2.05% | -0.05%↓ |
| Shriram Finance Ltd | Financial | 1,26,222 | 12.4 | 1.87% | 0.02%↑ |
| Cholamandalam Investment and Finance Company Ltd. | Financial | 72,520 | 11.75 | 1.77% | -0.10%↓ |
| Max Financial Services Ltd. | Financial | 76,138 | 10.46 | 1.57% | -0.48%↓ |
| Canara HSBC Life Insurance Company Ltd. | Insurance | 6,77,222 | 10.06 | 1.51% | -0.08%↓ |
| National Stock Exchange | Financial | 56,024 | 9.88 | 1.49% | - |
| Cholamandalam Financial Holdings Ltd. | Financial | 69,249 | 9.6 | 1.44% | 0.15%↑ |
| Aditya Birla Capital Ltd. | Financial | 2,43,430 | 9.26 | 1.39% | -0.36%↓ |
| Aye Finance Ltd. | Financial | 5,61,232 | 8.75 | 1.32% | -0.20%↓ |
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Sector-wise Portfolio Allocation
Equity exposure by sector as a percentage of total net assets, tracked across recent portfolio dates. Identifies concentration risk and sector rotation trends in the fund's holdings.
| Sector | 30 Sep 2026 | 31 Aug 2026 | 31 Jul 2026 | 30 Jun 2026 | 31 May 2026 | 30 Apr 2026 |
|---|---|---|---|---|---|---|
| Financial | 82.12% | 87.09% | 88.14% | 81.12% | 88.70% | 88.77% |
| Services | 6.60% | 7.67% | 7.11% | 6.47% | 7.08% | 7.09% |
| Insurance | 4.11% | 4.23% | 4.10% | 3.28% | 3.57% | 3.60% |
Equity Insights
A detailed look at the equity holdings of this scheme — aggregated scores on value, momentum, quality parameters along with diversification and performance analysis.
Style Analysis
Value score
66.6 / 100
Weighted average Value score is 66.6. This indicates that portfolio is relatively reasonably valued using composite of value measures.
Price Momentum score
57.7 / 100
Weighted average Price Momentum score is 57.7. This indicates that portfolio has average momentum using composite of momentum measures.
Quality score
57.0 / 100
Weighted average Quality score is 57.0. This indicates that portfolio has average quality using composite of quality measures.
QVM score
67.3 / 100
Weighted average QVM score is 67.3. This indicates that portfolio has average QVM score and hence a neutral stance is warranted.
Red Flags
Frequently Asked Questions
What are the top holdings of WhiteOak Capital Banking & Financial Services Fund Direct-Growth?
The top holdings of WhiteOak Capital Banking & Financial Services Fund Direct-Growth as of 30 Sep 2026 are ICICI Bank Ltd. (11.77%), HDFC Bank Ltd. (7.97%), Kotak Mahindra Bank Ltd. (6.43%), Axis Bank Ltd. (4.77%), Others (4.02%). These top 5 stocks together account for 34.95% of the total portfolio. You can view the complete holdings breakdown above.
How many stocks does WhiteOak Capital Banking & Financial Services Fund Direct-Growth hold in its portfolio?
WhiteOak Capital Banking & Financial Services Fund Direct-Growth holds 58 stocks in its portfolio as of 30 Sep 2026. The fund's portfolio size reflects the fund manager's investment approach, a more concentrated portfolio indicates higher conviction bets, while a larger number of holdings suggests a more diversified strategy.
What is the sector allocation of WhiteOak Capital Banking & Financial Services Fund Direct-Growth?
As of 30 Sep 2026, WhiteOak Capital Banking & Financial Services Fund Direct-Growth's top sector allocations are Financial (82.12%), Services (6.60%), Insurance (4.11%). You can find detailed sector allocation above.
What is the equity and debt allocation of WhiteOak Capital Banking & Financial Services Fund Direct-Growth?
As of 30 Sep 2026, WhiteOak Capital Banking & Financial Services Fund Direct-Growth has 92.83% allocated to equity, and 7.37% to debt. You can also check the historical trends above.
What is the market cap allocation of WhiteOak Capital Banking & Financial Services Fund Direct-Growth?
As of 30 Sep 2026, WhiteOak Capital Banking & Financial Services Fund Direct-Growth's market cap allocation is 57.71% in large caps, 14.08% in mid caps, and 28.21% in small caps.
What is the PE ratio of WhiteOak Capital Banking & Financial Services Fund Direct-Growth's portfolio?
The portfolio PE ratio of WhiteOak Capital Banking & Financial Services Fund Direct-Growth is 18.22 as of 30 Sep 2026. The portfolio PE ratio tells you how expensive or cheap the fund's holdings are relative to their earnings.
What is the credit quality of WhiteOak Capital Banking & Financial Services Fund Direct-Growth?
A credit rating breakdown is not available for WhiteOak Capital Banking & Financial Services Fund Direct-Growth — its non-equity allocation was 7.37% as of the latest disclosure. This is common when a fund's non-equity holdings are mostly cash or short-term money market instruments, which aren't assigned a credit rating the way bonds are.
When is the latest portfolio disclosure for WhiteOak Capital Banking & Financial Services Fund Direct-Growth?
The latest portfolio disclosure for WhiteOak Capital Banking & Financial Services Fund Direct-Growth is as of 30 Sep 2026. SEBI requires all mutual funds to disclose their complete portfolio holdings on a monthly basis, typically within 10 days of the end of each month.