CSBBANK

CSB Bank Ltd.

NSE: CSBBANK

BSE: 542867

Sector: Financial Services

Industry Group: Banks

Industry: Private Sector Bank

347.15+7.8 (+2.30%)

26 Aug, 12:59 PM

Overview

Analysis Statements Technicals Forecast Peers Resources News

Stock Scores

Quality Score

10.9 / 100

Value Score

97.0 / 100

Price Momentum Score

25.4 / 100

QVM Score

34.7 / 100

Key Metrics

Market Cap

5745.94

P/E (TTM)

8.65

P/B

1.17

P/S (TTM)

1.21

EV/EBITDA

9.18

CAPE (5Y)

10.19

ROE (TTM)

13.48

ROCE (TTM)

7.67

ROA (TTM)

1.20

Avg 3Y ROE

14.66

Earnings 3Y CAGR

5.56

Sales 3Y CAGR

18.97

Sales 5Y CAGR

15.87

Debt/Equity

1.46

Consensus TP

380.00

Strong Buy %

33.33

Promoter Holding

40.00

Pledged %

0.00

Stock Analysis

Fundamental analysis overview of CSB Bank Ltd. covering key investment insights, growth drivers, risk factors, and potential red flags.

Views

Red Flags

Positive

Stock is cheap and PB is at a discount to industry median

PB of 1.17 indicates that the stock is cheap on a standalone basis. Discount to industry median P/B is decent at -13.33%

What is P/B Ratio?

Median: 1.35

Value 1.17

0.863.56

Moderate revenue growth and above median growth of industry

The company delivered moderate revenue growth of 17.4% for 12-month ended 30 Jun 2026 and the growth was 9.47 percentage points higher than median growth of industry

What is Sales growth (1Y)?

Median: 7.93

Value 17.4

-5.5721.45

Low Gross NPA, not much change from last year

The company has low Gross NPA of 1.66% as on 30 Jun 2026 and Gross NPA decreased marginally by 0.18 in the last 1 year

What is Gross NPA (%)?

Negative

Weak price momentum

Price Momentum score of 25.4 indicates that the stock has weak price momentum. Research has shown that stocks with lower momentum continue to underperform in the near term

What is Price Momentum score?

25.4 / 100

Analysts have been downgrading forward EPS estimates

Analyst EPS estimate (consensus) for forward EPS has decreased by -13.51% in the last 3 months, indicating weak earnings momentum

What is Earnings upgrade (3M)?

Moderate EPS growth but lower than median growth of industry

The company delivered moderate EPS growth of 10.92% for 12-month ended 30 Jun 2026 but the growth was 3.06 percentage points lower than median growth of industry

What is EPS growth (1Y)?

Low dividend yield

The company has a low dividend yield of 0.0%

What is Dividend yield?

Neutral

Moderate and stable Net Interest Margin (NIM)

The company reported moderate Net Interest Margin (NIM) of 3.36% for 12-month ended 30 Jun 2026 and Net Interest Margin (NIM) declined marginally by -25 bps from 1 year ago

What is Net interest margin?

Moderate and stable ROE

The company reported moderate ROE of 13.48% for 12-month ended 30 Jun 2026 and ROE declined marginally by -82 bps from 1 year ago

What is ROE (FY)?

Financial Snapshot

See detailed analysis

Multi-year trends for CSB Bank Ltd. covering revenue, net profit, ROE, and EBITDA for a quick view of financial health over time.

Net Revenue FY

Profit After Tax FY

ROE FY

ROA FY

CSB Bank Ltd. Shareholding Pattern

Quarterly breakdown of CSB Bank Ltd. ownership including promoter, FII, DII, mutual fund, and public holdings as disclosed to NSE/BSE.

	Mar 2020	Jun 2020	Sep 2020	Dec 2020	Mar 2021	Jun 2021	Sep 2021	Dec 2021	Mar 2022	Jun 2022	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
Total Promoter	49.73	49.73	49.73	49.74	49.72	49.72	49.72	49.72	49.72	49.73	49.72	49.72	49.72	49.72	49.72	49.72	49.72	40.00	40.00	40.00	40.00	40.00	40.00	40.00	40.00	40.00
Indian Promoter	-	-	-	0.01	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Foreign Promoter	49.73	49.73	49.73	49.73	49.72	49.72	49.72	49.72	49.72	49.73	49.72	49.72	49.72	49.72	49.72	49.72	49.72	40.00	40.00	40.00	40.00	40.00	40.00	40.00	40.00	40.00
Institutions	11.34	10.70	11.10	13.17	14.58	16.64	17.33	17.95	17.39	16.28	15.65	17.29	17.34	18.09	18.99	20.68	20.87	31.13	30.29	29.80	29.90	29.94	30.28	29.74	28.00	27.63
Mutual Funds / UTI	6.48	5.45	6.15	7.00	7.70	8.83	9.09	9.23	8.41	7.26	6.94	9.60	9.19	10.57	13.00	14.43	14.24	17.03	16.10	15.69	15.93	13.29	13.82	13.08	12.34	12.57
FI/Bank/Insurance	0.11	0.13	0.02	0.01	0.48	0.69	0.64	0.54	1.32	1.65	1.43	1.01	1.11	1.11	1.11	1.11	1.16	1.03	0.80	0.51	0.00	0.00	0.08	0.08	0.00	0.00
Govt	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
FII	2.87	3.24	3.25	5.12	5.30	5.47	5.66	5.72	5.02	5.06	5.16	5.37	5.73	5.89	4.65	4.62	4.93	12.42	12.71	12.80	13.07	15.37	14.23	14.16	12.84	12.63
Other Institutions	1.89	1.89	1.69	1.03	1.09	1.65	1.93	2.47	2.63	2.32	2.12	1.31	1.31	0.51	0.24	0.53	0.54	0.65	0.69	0.80	0.90	1.28	2.14	2.42	2.82	2.44
Non-Institution	38.92	39.56	39.16	37.09	35.70	33.64	32.94	32.33	32.89	34.00	34.62	32.98	32.93	32.19	31.28	29.59	29.40	28.86	29.71	30.20	30.10	30.06	29.73	30.27	32.00	32.36
Bodies Corporate	5.66	6.37	6.45	5.31	5.52	2.98	2.50	2.30	2.34	5.35	5.13	2.85	2.69	2.59	2.66	2.36	2.02	1.73	1.87	1.90	2.02	2.28	1.98	2.15	2.60	2.15
Others (incl. Retail) No. of shareholders	33.26 51,714	33.19 50,772	32.71 47,021	31.78 49,399	30.18 47,238	30.66 46,871	30.44 49,416	30.03 49,786	30.55 53,925	28.65 57,264	29.49 56,470	30.13 56,382	30.24 56,338	29.60 56,680	28.62 55,073	27.23 62,212	27.38 62,784	27.13 66,313	27.84 75,913	28.30 77,979	28.08 77,552	27.78 64,434	27.75 64,150	28.12 62,445	29.40 64,715	30.21 67,048

Holdings and Presence

Indices and prominent investors with a stake in this stock.

Index Presence

#	Index	Weight	Rank
1	Nifty Microcap 250	0.36%	103 / 250
2	Nifty Total Market	0.02%	571 / 749

Prominent Investor Holdings

Vallabh Roopchand Bhanshali

Bulk, Block and Insider Trades

Recent bulk deals, block deals, and insider trading activity in CSB Bank Ltd. shares as reported to NSE and BSE.

Name	Month	Transaction	Holding % pre transaction	Average price	Qty.	Transaction value
Ragesh M Employee	May-2021	Market Sale (Disposal) 25th May 2021	0.00 %	₹ 322.75	3.55 k	₹ 11.47 lac
MADHAVAN MENON Promoter Group	January-2021	Market Purchase (Acquisition) 21st Jan 2021	0.00 %	₹ 227.04	3.50 k	₹ 7.95 lac

No corporate action data available.

Company Profile

Overview of CSB Bank Ltd. covering business description, industry classification, key management, financial ratios, and listed exchange details.

CSB Bank Limited (the Bank) is an India-based company that operates as a private sector bank. The Bank operates through four segments: Treasury, Corporate and Wholesale Banking, Retail Banking, and Other Banking Operations. It offers various products and services, including personal banking, premier...

Key personnel

Mr. Satish Gundewar

Chief Financial Officer

Mr. Chinmay Adhikari

Chief Human Resources Officer

Mr. Sijo Varghese

Company Secretary, Compliance Officer

Mr. Biswamohan MahapatraD

Non-Executive Independent Part-time Chairman of the Board

Shri. Pralay MondalD

Chief Executive Officer, Managing Director, Executive Director

Mr. B.K. DivakaraD

Whole-Time Director

Mr. Sumit MaheshwariD

Non-Executive Non-Independent Director

Ms. Sheetal Rupesh SanchetiD

Non-Executive Non-Independent Director

View all

Incorporated on

26 Nov 1920

Last Annual

31 Mar 2026

Last Interim

30 Jun 2026

No. of Employees

8,187

IPO date

04 Dec 2019

Free Float

7,55,06,925

Website

https://www.csb.co.in/

Phone no.

+914226612300

Address

CSB Bhavan, P.O Box No. 502,, St. Marys College Road,Thrissur, THRICHUR, 680020, India

Frequently Asked Questions

What is the current share price of CSB Bank Ltd.?

The current share price of CSB Bank Ltd. is ₹ 347.15 as of 26 Aug 2026.

What is the market capitalisation of CSB Bank Ltd.?

The market capitalisation of CSB Bank Ltd. stands at ₹ 5,745.94 Cr.

What is the PE ratio of CSB Bank Ltd.?

The Price-to-Earnings (PE) ratio of CSB Bank Ltd. is 8.65 as of the latest trailing twelve months data.

What is the ROE and ROCE of CSB Bank Ltd.?

CSB Bank Ltd. has a Return on Equity (ROE) of 13.48% and a Return on Capital Employed (ROCE) of 7.67% as per the latest financial reports.

What is the 52-week high and low of CSB Bank Ltd.?

The 52-week high of CSB Bank Ltd. is - and the 52-week low is -.

What is the dividend yield of CSB Bank Ltd.?

The dividend yield of CSB Bank Ltd. is 0.00% based on the current market price.

What is the FII and DII holding in CSB Bank Ltd.?

Foreign Institutional Investors (FII) hold 12.63%, Domestic Institutional Investors (DII) hold 12.57% and retail/public investors hold 30.21% of CSB Bank Ltd. shares.

What sector does CSB Bank Ltd. belong to?

CSB Bank Ltd. operates in the Financial Services sector. 33.33% of analysts have a Buy or Strong Buy rating on CSB Bank Ltd. with a consensus target price of ₹ 380.00, implying 11.98% upside from current levels.

What is the beta of CSB Bank Ltd.?

The beta of CSB Bank Ltd. is 1.25, indicating its price volatility relative to the broader market. Over the past 1 year, CSB Bank Ltd. has delivered an absolute return of -10.90%.

What is the RSI of CSB Bank Ltd.?

The 14-day Relative Strength Index (RSI) of CSB Bank Ltd. is 56.44, placing it in the neutral zone. An RSI above 70 is considered overbought and below 30 is considered oversold.

CSB Bank Ltd.

Stock Scores

Key Metrics

Share Price

Stock Analysis

Financial Snapshot

CSB Bank Ltd. Shareholding Pattern

Holdings and Presence

Bulk, Block and Insider Trades

Company Profile

Frequently Asked Questions

Stock Analysis

Holdings and Presence

Company Profile