	2016 Mar 31	2017 Mar 31	2018 Mar 31	2019 Mar 31	2020 Mar 31	2021 Mar 31	2022 Mar 31	2023 Mar 31	2024 Mar 31	2025 Mar 31	2026 Mar 31

Period length: Source:	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M PRESS
Net Interest & Dividend Income	324	314	385	440	592	941	1,153	1,334	1,476	1,476	1,720
Non-Interest Revenue	21	210	19	26	69	174	110	123	220	715	-
Total Revenue	345	524	404	466	661	1,116	1,263	1,457	1,696	2,191	1,720
Total Operating Expenses	494	522	503	662	525	721	646	724	942	1,389	869
Operating Profit	-149	2	-99	-197	136	395	618	733	754	802	851
Operating Margin	-43.3	0.3	-24.5	-42.2	20.6	35.4	48.9	50.3	44.5	36.6	49.5
Profit before Taxes	-150	2	-97	-197	134	293	614	734	761	800	851
Income Taxes	-	-	-	-	121	74	156	186	195	206	218
Profit after Tax	-150	2	-97	-197	13	218	458	547	567	594	633
PAT Margin	-43.4	0.3	-24.1	-42.4	1.9	19.6	36.3	37.6	33.4	27.1	36.8
EPS - Basic - ex Extraordinary Items	-8.63	0.09	-5.62	-11.38	0.88	12.59	26.43	31.55	32.67	34.23	36.50
EPS - Diluted - ex Extraordinary Items	-8.63	0.09	-5.62	-11.38	0.88	12.59	26.43	31.55	32.67	34.23	36.50
EBIT	-149	2	-99	-197	136	395	618	733	754	802	851
EBITDA	-136	17	-83	-180	160	435	656	777	810	879	958
EBITDA Margin	-39.3	3.2	-20.7	-38.7	24.2	39.0	51.9	53.3	47.7	40.1	55.7

Balance Sheet

Abridged

Understanding Balance Sheet

CSB Bank Ltd. balance sheet covering assets, liabilities, equity and borrowings across annual and quarterly periods.

Consolidated

Standalone

Annual

Interim

	2016 Mar 31	2017 Mar 31	2018 Mar 31	2019 Mar 31	2020 Mar 31	2021 Mar 31	2022 Mar 31	2023 Mar 31	2024 Mar 31	2025 Mar 31	2026 Mar 31

Source:	AR	AR	AR	AR	AR	AR	AR	AR	AR	AR	PRESS
Cash & ST Balance with Banks	726	833	724	749	659	1,309	1,049	1,537	3,155	3,292	4,097
Lending & LT Balance with Banks	85	418	525	252	302	424	582	306	16	373	-
Property Plant & Equipment - Net	215	215	216	218	228	269	288	319	406	629	710
Total Assets	15,652	16,223	15,870	16,911	18,864	23,337	25,356	29,162	36,056	47,836	57,727
Deposits - Total	14,438	14,912	14,691	15,124	15,791	19,140	20,188	24,506	29,719	36,861	44,246
Long Term Debt	42	42	42	-	631	1,126	-	165	652	2,057	7,154
Total Liabilities	14,759	15,224	14,981	15,479	16,904	21,157	22,705	25,959	32,252	43,339	52,832
Total Shareholders' Equity	893	999	889	1,432	1,961	2,180	2,651	3,204	3,804	4,498	4,894
Total Equity	893	999	889	1,432	1,961	2,180	2,651	3,204	3,804	4,498	4,894
Total Liabilities & Equity	15,652	16,223	15,870	16,911	18,864	23,337	25,356	29,162	36,056	47,836	57,727

Cash Flow

Abridged

Understanding Cash Flow Statement

CSB Bank Ltd. cash flow statement covering operating, investing and financing activities across annual and quarterly periods.

Consolidated

Standalone

Annual

Interim

	2016 Mar 31	2017 Mar 31	2018 Mar 31	2019 Mar 31	C 2020 Mar 31	2021 Mar 31	2022 Mar 31	2023 Mar 31	2024 Mar 31	2025 Mar 31	2026 Mar 31

Period length: Source:	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M PRESS
Operating CF bef Changes in Working Cap	7	163	90	22	280	661	653	675	680	852	1,005
Working Capital - Increase/(Decrease)	-174	227	-68	-920	-1,389	713	-1,511	1,536	1,103	-6,107	-1,319
Net CF from Operating Activities	-167	390	22	-898	-1,109	1,374	-858	2,211	1,783	-5,256	-314
Capital Expenditures - Net	13	17	18	22	44	56	56	75	116	299	188
Net CF from Investing Activities	-13	-17	-18	-22	-235	-1,231	136	-724	-1,439	1,904	-790
Dividends Paid - Cash - Total	-	-	-	-	-	-	-	-	-	-	-
Stock - Issuance/(Retirement) - Net	111	111	-	721	516	0	-	-	-	-	-
Debt - LT & ST - Issuance/(Retirement) - Total	-4	-	-	-42	794	632	581	-1,224	974	3,789	1,608
Net Cash Flow from Financing Activities	107	111	-	679	1,310	632	581	-1,224	974	3,789	1,608
Free Cash Flow to Equity	-183	373	4	-962	-359	1,949	-333	912	2,642	-1,766	1,107
Free Operating CF net dividend	-180	373	-1	-921	-1,153	1,317	-914	2,136	1,665	-5,556	-505
Free Operating CF	-180	373	-1	-921	-1,153	1,317	-914	2,136	1,665	-5,556	-505

Business Segment Analysis

FY End:

Mar 25

CSB Bank Ltd. business segment breakdown covering revenue, operating income and assets across key divisions for the selected financial year.

Revenue / Sales

Retail Banking (55.2%)₹ 2,522.69 CrCorporate/ Wholesale Banking (24.5%)₹ 1,121.64 CrTreasury (16.7%)₹ 763.80 CrOther Banking Business (3.5%)₹ 161.07 Cr

Assets

Retail Banking (47.1%)₹ 22,528.27 CrTreasury (28.7%)₹ 13,751.35 CrCorporate/ Wholesale Banking (23.9%)₹ 11,443.47 CrUnallocated assets (0.1%)₹ 66.93 CrOther Banking Business (0.1%)₹ 46.25 Cr

Operating Income

Retail Banking (63.7%)₹ 510.75 CrCorporate/ Wholesale Banking (16.3%)₹ 131.02 CrTreasury (12.5%)₹ 100.30 CrOther Banking Business (7.5%)₹ 59.88 Cr

Regional Segment Analysis

FY End:

Mar 25

CSB Bank Ltd. geographic revenue split showing domestic and international market performance across revenue and income for the selected financial year.

Revenue / Sales

India (100.0%)₹ 2,190.72 Cr

Assets

India (100.0%)₹ 47,836.27 Cr

Historical Segment Analysis

Track how CSB Bank Ltd. segment contributions have evolved over multiple financial years to see which divisions are growing, shrinking or gaining strategic importance.

Sales

Assets

Operating Income

Business

Regional

Business

We don't have enough data to show the Capex for CSB Bank Ltd..

Frequently Asked Questions

What is the revenue of CSB Bank Ltd.?

The latest trailing twelve month revenue of CSB Bank Ltd. is ₹ 2,896.92 Cr, reflecting a 1-year growth of 18.20% and a 3-year CAGR of 20.33%. Annual and quarterly revenue trends are available in the Income Statement section.

What is the net profit of CSB Bank Ltd.?

The latest trailing twelve month net profit (PAT) of CSB Bank Ltd. is ₹ 633.18 Cr, with a 3-year earnings CAGR of 4.98%. Detailed profit history across annual and quarterly periods is in the Income Statement section.

What is the EBITDA of CSB Bank Ltd.?

The trailing twelve month EBITDA of CSB Bank Ltd. is approximately ₹ 851.16 Cr (based on an operating margin of 29.38%). EBITDA reflects core operating profitability before interest, taxes, depreciation and amortisation.

What is the EPS of CSB Bank Ltd.?

The trailing twelve month Earnings Per Share (EPS) of CSB Bank Ltd. is 36.50. EPS trends across annual and quarterly periods are visible in the Income Statement section.

What is the debt level of CSB Bank Ltd.?

The debt-to-equity ratio of CSB Bank Ltd. stands at 1.46. The full breakdown of total borrowings is in the Balance Sheet section.

What is the book value per share of CSB Bank Ltd.?

The estimated book value per share of CSB Bank Ltd. is 290.70 (derived from a P/B ratio of 1.21 and market price of ₹ 352.75), reflecting the net asset value attributable to each share. See the Balance Sheet section for a full breakdown.

What is the cash flow from operations of CSB Bank Ltd.?

The trailing twelve month operating cash flow of CSB Bank Ltd. is ₹ -313.65 Cr. Annual and quarterly cash flow data is available in the Cash Flow section of the Statements tab.

Does CSB Bank Ltd. report consolidated or standalone financials?

CSB Bank Ltd. reports consolidated financials. You can toggle between consolidated and standalone views using the switch at the top of each statement section.