GODIGIT

Go Digit General Insurance Ltd.

NSE: GODIGIT

BSE: 544179

Sector: Financial Services

Industry Group: Insurance

Industry: General Insurance

312.50-0.7 (-0.24%)

3 Jul, 9:59 AM

Overview

Analysis Statements Technicals Forecast Peers Resources News

Stock Scores

Quality Score

88.4 / 100

Value Score

37.5 / 100

Price Momentum Score

52.8 / 100

QVM Score

66.6 / 100

Key Metrics

Market Cap

28963.20

P/E (TTM)

53.21

P/B

6.18

P/S (TTM)

2.89

EV/EBITDA

40.68

CAPE (5Y)

162.41

ROE (TTM)

11.71

ROCE (TTM)

14.31

ROA (TTM)

2.33

Avg 3Y ROE

9.20

Earnings 3Y CAGR

147.55

Sales 3Y CAGR

19.35

Sales 5Y CAGR

34.75

Debt/Equity

0.07

Consensus TP

366.50

Strong Buy %

30.00

Promoter Holding

73.01

Pledged %

0.00

Stock Analysis

Fundamental analysis overview of Go Digit General Insurance Ltd. covering key investment insights, growth drivers, risk factors, and potential red flags.

Views

Red Flags

Positive

Strong EPS growth and above median growth of industry

The company delivered strong EPS growth of 27.24% for 12-month ended 31 Mar 2026 and the growth was 8.65 percentage points higher than median growth of industry

What is EPS growth (1Y)?

Low Debt to Equity, not much change from last year

The company has low Debt to Equity of 0.07 as on 31 Mar 2026 and Debt to Equity increased marginally by 0.07 in the last 1 year

What is Debt to Equity?

Negative

Expensive and at a premium to industry median P/B

PB of 6.18 indicates that the stock is expensive on a standalone basis and is at a 40.45% premium to industry median P/B

What is P/B Ratio?

Median: 4.4

Value 6.18

0.86.18

Analysts have been downgrading forward EPS estimates

Analyst EPS estimate (consensus) for forward EPS has decreased by -4.02% in the last 3 months, indicating weak earnings momentum

What is Earnings upgrade (3M)?

Low revenue growth and lower than median growth of industry

The company delivered moderate revenue growth of 6.77% for 12-month ended 31 Mar 2026 and the growth was 6.82 percentage points lower than median growth of industry

What is Sales growth (1Y)?

Median: 13.59

Value 6.77

6.7724.64

Low dividend yield

The company has a low dividend yield of 0.0%

What is Dividend yield?

Neutral

Moderate and stable ROE

The company reported moderate ROE of 11.71% for 12-month ended 31 Mar 2026 and ROE improved marginally by 115 bps from 1 year ago

What is ROE (FY)?

Low operating margin but improving trend

The company reported low operating margin of 7.15% for 12-month ended 31 Mar 2026 but operating margin improved by 175 bps from 1 year ago

What is Operating profit margin?

Financial Snapshot

See detailed analysis

Multi-year trends for Go Digit General Insurance Ltd. covering revenue, net profit, ROE, and EBITDA for a quick view of financial health over time.

Net Revenue FY

Profit After Tax FY

ROE FY

ROA FY

Go Digit General Insurance Ltd. Shareholding Pattern

Quarterly breakdown of Go Digit General Insurance Ltd. ownership including promoter, FII, DII, mutual fund, and public holdings as disclosed to NSE/BSE.

	Dec 2017	Aug 2018	Jul 2019	Jul 2020	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026
Total Promoter	100.00	100.00	100.00	89.32	73.58	73.28	73.18	73.12	73.10	73.09	73.03	73.01
Indian Promoter	100.00	100.00	100.00	89.32	73.58	73.28	73.18	73.12	73.10	73.09	73.03	73.01
Foreign Promoter	0.00	0.00	0.00	0.00	-	-	-	-	-	-	-	-
Institutions	0.00	0.00	0.00	0.00	21.32	21.10	21.65	23.12	22.67	22.60	22.60	22.64
Mutual Funds / UTI	0.00	0.00	0.00	0.00	4.53	6.81	6.87	6.75	6.57	7.00	8.02	8.28
FI/Bank/Insurance	0.00	0.00	0.00	0.00	0.29	0.16	0.14	0.14	0.15	0.15	0.15	0.14
Govt	0.00	0.00	0.00	0.00	-	-	-	-	-	-	-	-
FII	0.00	0.00	0.00	0.00	5.10	5.51	6.47	7.86	8.28	8.48	8.26	8.01
Other Institutions	0.00	0.00	0.00	0.00	11.40	8.60	8.17	8.37	7.66	6.97	6.17	6.20
Non-Institution	0.00	0.00	0.00	10.68	5.10	5.63	5.17	3.76	4.23	4.31	4.38	4.35
Bodies Corporate	0.00	0.00	0.00	0.00	0.07	0.11	0.09	0.10	0.18	0.25	0.17	0.21
Others (incl. Retail) No. of shareholders	0.00 0	0.00 0	0.00 0	10.68 0	5.03 66,855	5.52 63,187	5.08 65,992	3.66 70,998	4.05 65,766	4.06 65,395	4.21 60,849	4.14 58,753

Holdings and Presence

Indices and prominent investors with a stake in this stock.

Index Presence

#	Index	Weight	Rank
1	Nifty Smallcap 250	0.36%	107 / 249
2	Nifty 500	0.04%	324 / 499
3	Nifty Total Market	0.04%	364 / 749

Bulk, Block and Insider Trades

Recent bulk deals, block deals, and insider trading activity in Go Digit General Insurance Ltd. shares as reported to NSE and BSE.

Name	Month	Transaction	Holding % pre transaction	Average price	Qty.	Transaction value
Sadiq Pasha Designated Person	August-2024	Market Sale (Disposal) 1st Aug 2024	0.00 %	₹ 361.00	3.25 k	₹ 11.73 lac
Deepak Srivastava Designated Person	August-2024	Market Sale (Disposal) 1st Aug 2024	0.01 %	₹ 366.25	4.00 k	₹ 14.65 lac
Ankur Sharma Designated Person	August-2024	Market Purchase (Disposal) 1st Aug 2024	0.00 %	₹ 360.25	11.00 k	₹ 39.63 lac
Kunal Kishore Jha Designated Person	July-2024	Market Sale (Disposal) 1st Jul 2024	0.01 %	₹ 334.44	20.00 k	₹ 66.89 lac
Mayur Kanubhai Mewada Designated Person	June-2024	Market Sale (Disposal) 27th Jun 2024	0.00 %	₹ 337.30	1.58 k	₹ 5.35 lac
Sameer Bakshi Designated Person	June-2024	Market Sale (Disposal) 27th Jun 2024	0.02 %	₹ 331.81	4.50 k	₹ 14.93 lac
Mudit Singhal Designated Person	June-2024	Market Sale (Disposal) 27th Jun 2024	0.02 %	₹ 334.00	20.00 k	₹ 66.80 lac
Mayur Kanubhai Mewada Designated Person	June-2024	Market Sale (Disposal) 27th Jun 2024	0.00 %	₹ 338.00	1.00 k	₹ 3.38 lac
Ankur Sharma Designated Person	June-2024	Market Sale (Disposal) 27th Jun 2024	0.01 %	₹ 339.96	5.00 k	₹ 17.00 lac
Mudit Singhal Designated Person	June-2024	Market Sale (Disposal) 24th Jun 2024	0.02 %	₹ 319.10	10.00 k	₹ 31.91 lac

No corporate action data available.

Company Profile

Overview of Go Digit General Insurance Ltd. covering business description, industry classification, key management, financial ratios, and listed exchange details.

Go Digit General Insurance Limited is an India-based general insurance company. The Company is engaged in property and casualty insurance and reinsurance and the associated investment management. The Company’s segments include Fire; Marine; Health Including Personal Accident, Health Retail, Health G...

Key personnel

Mr. Ravi Prakash Khetan

Chief Financial Officer

Mr. Easwara Narayanan Muthuswamy

Chief Operating Officer

Ms. Amrit Arora

Chief Human Resources Officer

Mr. Rajeev Singh

Chief Technology Officer, Chief Risk Officer

Mr. Parimal Heda

Chief Investment Officer

Mr. Vivek Chaturvedi

Chief Marketing Officer and Head of Direct Sales, Health and Travel Business

Mr. Tejas Saraf

Compliance Officer, Company Secretary

Ms. Rasika Kuber

Chief Compliance Officer

View all

Incorporated on

07 Dec 2016

Last Annual

31 Mar 2026

Last Interim

31 Mar 2026

No. of Employees

IPO date

23 May 2024

Free Float

22,35,46,796

Website

https://www.godigit.com/

Phone no.

+912067495400

Address

Koramangala Industrial Layout, 5th Block, 4th B Cross Road, Atlantis, 95, BANGALORE, 560095, India

Frequently Asked Questions

What is the current share price of Go Digit General Insurance Ltd.?

The current share price of Go Digit General Insurance Ltd. is ₹ 312.50 as of 3 Jul 2026.

What is the market capitalisation of Go Digit General Insurance Ltd.?

The market capitalisation of Go Digit General Insurance Ltd. stands at ₹ 28,963.20 Cr.

What is the PE ratio of Go Digit General Insurance Ltd.?

The Price-to-Earnings (PE) ratio of Go Digit General Insurance Ltd. is 53.21 as of the latest trailing twelve months data.

What is the ROE and ROCE of Go Digit General Insurance Ltd.?

Go Digit General Insurance Ltd. has a Return on Equity (ROE) of 11.71% and a Return on Capital Employed (ROCE) of 14.31% as per the latest financial reports.

What is the 52-week high and low of Go Digit General Insurance Ltd.?

The 52-week high of Go Digit General Insurance Ltd. is - and the 52-week low is -.

What is the dividend yield of Go Digit General Insurance Ltd.?

The dividend yield of Go Digit General Insurance Ltd. is 0.00% based on the current market price.

What is the FII and DII holding in Go Digit General Insurance Ltd.?

Foreign Institutional Investors (FII) hold 8.01%, Domestic Institutional Investors (DII) hold 8.42% and retail/public investors hold 4.14% of Go Digit General Insurance Ltd. shares.

What sector does Go Digit General Insurance Ltd. belong to?

Go Digit General Insurance Ltd. operates in the Financial Services sector. 70% of analysts have a Buy or Strong Buy rating on Go Digit General Insurance Ltd. with a consensus target price of ₹ 366.50, implying 17% upside from current levels.

What is the beta of Go Digit General Insurance Ltd.?

The beta of Go Digit General Insurance Ltd. is 0.21, indicating its price volatility relative to the broader market. Over the past 1 year, Go Digit General Insurance Ltd. has delivered an absolute return of -12.01%.

What is the RSI of Go Digit General Insurance Ltd.?

The 14-day Relative Strength Index (RSI) of Go Digit General Insurance Ltd. is 53.05, placing it in the neutral zone. An RSI above 70 is considered overbought and below 30 is considered oversold.

Go Digit General Insurance Ltd.

Stock Scores

Key Metrics

Share Price

Stock Analysis

Financial Snapshot

Go Digit General Insurance Ltd. Shareholding Pattern

Holdings and Presence

Bulk, Block and Insider Trades

Company Profile

Frequently Asked Questions

Holdings and Presence

Stock Analysis

Company Profile