	2019 Mar 31	2020 Mar 31	2021 Mar 31	2022 Mar 31	2023 Mar 31	2024 Mar 31	2025 Mar 31	2026 Mar 31

Period length: Source:	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M PRESS
Net Premiums Earned	500	1,241	1,944	3,404	5,164	7,096	8,046	8,414
Net Investment Income	58	171	289	424	710	995	1,326	1,313
Total Revenue	558	1,419	2,252	3,841	5,885	8,147	9,371	10,005
Insurance Claims/Reserves - Total	394	931	1,439	2,520	3,471	4,990	5,859	6,133
Underwriting Expenses	17	-20	68	159	144	1,888	2,228	2,344
Total Operating Expenses	826	1,588	2,367	4,124	5,829	7,927	8,875	9,290
Operating Profit	-268	-169	-115	-283	57	220	495	715
Operating Margin	-48.0	-11.9	-5.1	-7.4	1.0	2.7	5.3	7.1
Profit before Taxes	-271	-175	-123	-296	36	182	425	632
Income Taxes	0	-	-	-	-	-	-	87
Profit after Tax	-271	-175	-123	-296	36	182	425	544
PAT Margin	-48.5	-12.3	-5.5	-7.7	0.6	2.2	4.5	5.4
EPS - Basic - ex Extraordinary Items	-2.95	-1.91	-1.34	-3.23	0.39	1.98	4.65	5.89
EPS - Diluted - ex Extraordinary Items	-2.95	-1.91	-1.34	-3.23	0.39	1.98	4.62	5.88
EBIT	-268	-169	-115	-283	57	220	495	715
EBITDA	-265	-162	-106	-271	72	238	516	715
EBITDA Margin	-47.4	-11.4	-4.7	-7.1	1.2	2.9	5.5	7.1

Balance Sheet

Abridged

Understanding Balance Sheet

Go Digit General Insurance Ltd. balance sheet covering assets, liabilities, equity and borrowings across annual and quarterly periods.

Consolidated

Standalone

Annual

Interim

	2019 Mar 31	2020 Mar 31	2021 Mar 31	2022 Mar 31	2023 Mar 31	2024 Mar 31	2025 Mar 31	2026 Mar 31

Source:	AR	AR	AR	AR	AR	AR	AR	PRESS
Total Receivables	111	70	79	123	227	476	882	-
Property Plant & Equipment - Net	13	85	102	147	161	162	160	157
Total Assets	2,104	4,415	6,649	10,989	14,395	17,682	21,760	24,952
Insurance Reserves - Total	1,073	2,266	4,368	7,311	10,458	13,162	15,918	-
Long Term Debt	-	-	-	-	-	350	350	350
Total Liabilities	1,278	2,780	4,774	8,070	11,048	14,239	17,147	20,266
Total Shareholders' Equity	826	1,635	1,875	2,919	3,347	3,443	4,612	4,686
Total Equity	826	1,635	1,875	2,919	3,347	3,443	4,612	4,686
Total Liabilities & Equity	2,104	4,415	6,649	10,989	14,395	17,682	21,760	24,952

Cash Flow

Abridged

Understanding Cash Flow Statement

Go Digit General Insurance Ltd. cash flow statement covering operating, investing and financing activities across annual and quarterly periods.

Consolidated

Standalone

Annual

Interim

	2019 Mar 31	2020 Mar 31	2021 Mar 31	2022 Mar 31	2023 Mar 31	2024 Mar 31	2025 Mar 31	2026 Mar 31

Period length: Source:	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M PRESS
Cash Receipts - Business Activities	1,141	2,797	3,617	6,095	8,235	9,308	10,363	12,360
Cash Payments - Business Activities	365	1,268	1,598	3,074	5,090	6,750	7,870	9,200
Net CF from Operating Activities	673	1,337	1,861	2,885	2,864	2,626	2,673	3,350
Capital Expenditures - Net	11	77	27	50	20	16	17	17
Net CF from Investing Activities	-1,070	-2,195	-1,934	-3,901	-3,151	-2,898	-3,935	-3,378
Stock - Issuance/(Retirement) - Net	475	820	159	1,003	419	-2	1,121	6
Debt - LT & ST - Issuance/(Retirement) - Total	-	-	-	-	-	350	-	-
Net Cash Flow from Financing Activities	475	820	159	1,003	419	348	1,121	6
Free Cash Flow to Equity	663	1,261	1,834	2,835	2,843	2,960	2,655	3,333
Free Operating CF net dividend	663	1,261	1,834	2,835	2,843	2,610	2,655	3,333
Free Operating CF	663	1,261	1,834	2,835	2,843	2,610	2,655	3,333

Business Segment Analysis

FY End:

Mar 25

Go Digit General Insurance Ltd. business segment breakdown covering revenue, operating income and assets across key divisions for the selected financial year.

Net premium earned

Motor (67.4%)₹ 5,424.05 CrHealth Insurance (18.0%)₹ 1,446.35 CrCrop (8.1%)₹ 652.22 CrPersonal Accident (2.2%)₹ 178.39 CrFire (1.5%)₹ 119.26 CrOthers (1.2%)₹ 100.44 CrWorkmens componseation (0.8%)₹ 66.87 CrTravel (0.4%)₹ 29.24 CrEngineering (0.2%)₹ 15.56 CrMarine Cargo (0.1%)₹ 9.75 CrAviation (0.0%)₹ 3.78 CrMarine Hull (0.0%)₹ 0.03 CrPublic liability (0.0%)₹ 0.02 Cr

Regional Segment Analysis

FY End:

Mar 25

Go Digit General Insurance Ltd. geographic revenue split showing domestic and international market performance across revenue and income for the selected financial year.

Revenue / Sales

India (100.0%)₹ 9,370.72 Cr

Assets

India (100.0%)₹ 21,759.64 Cr

Historical Segment Analysis

Track how Go Digit General Insurance Ltd. segment contributions have evolved over multiple financial years to see which divisions are growing, shrinking or gaining strategic importance.

Sales

Assets

Net premium earned

Business

Regional

Business

We don't have enough data to show the Capex for Go Digit General Insurance Ltd..

Frequently Asked Questions

What is the revenue of Go Digit General Insurance Ltd.?

The latest trailing twelve month revenue of Go Digit General Insurance Ltd. is ₹ 10,005.30 Cr, reflecting a 1-year growth of 6.77% and a 3-year CAGR of 19.35%. Annual and quarterly revenue trends are available in the Income Statement section.

What is the net profit of Go Digit General Insurance Ltd.?

The latest trailing twelve month net profit (PAT) of Go Digit General Insurance Ltd. is ₹ 544.35 Cr, with a 3-year earnings CAGR of 147.55%. Detailed profit history across annual and quarterly periods is in the Income Statement section.

What is the EBITDA of Go Digit General Insurance Ltd.?

The trailing twelve month EBITDA of Go Digit General Insurance Ltd. is approximately ₹ 715.20 Cr (based on an operating margin of 7.15%). EBITDA reflects core operating profitability before interest, taxes, depreciation and amortisation.

What is the EPS of Go Digit General Insurance Ltd.?

The trailing twelve month Earnings Per Share (EPS) of Go Digit General Insurance Ltd. is 5.88. EPS trends across annual and quarterly periods are visible in the Income Statement section.

What is the debt level of Go Digit General Insurance Ltd.?

The debt-to-equity ratio of Go Digit General Insurance Ltd. stands at 0.07. The full breakdown of total borrowings is in the Balance Sheet section.

What is the book value per share of Go Digit General Insurance Ltd.?

The estimated book value per share of Go Digit General Insurance Ltd. is 50.51 (derived from a P/B ratio of 6.18 and market price of ₹ 312.20), reflecting the net asset value attributable to each share. See the Balance Sheet section for a full breakdown.

What is the cash flow from operations of Go Digit General Insurance Ltd.?

The trailing twelve month operating cash flow of Go Digit General Insurance Ltd. is ₹ 3,350.11 Cr. Annual and quarterly cash flow data is available in the Cash Flow section of the Statements tab.

Does Go Digit General Insurance Ltd. report consolidated or standalone financials?

Go Digit General Insurance Ltd. reports consolidated financials. You can toggle between consolidated and standalone views using the switch at the top of each statement section.