MUTHOOTMF

Muthoot Microfin Ltd.

NSE: MUTHOOTMF

BSE: 544055

Sector: Financial Services

Industry Group: Finance

Industry: Microfinance Institutions

210.28+3.9 (+1.88%)

9 Jul, 3:30 PM

Overview

Analysis Statements Technicals Forecast Peers Resources News

Stock Scores

Quality Score

29.7 / 100

Value Score

73.7 / 100

Price Momentum Score

88.6 / 100

QVM Score

77.2 / 100

Key Metrics

Market Cap

3457.90

P/E (TTM)

20.31

P/B

1.21

P/S (TTM)

1.48

EV/EBITDA

7.61

CAPE (5Y)

22.86

ROE (TTM)

6.21

ROCE (TTM)

12.98

ROA (TTM)

1.45

Avg 3Y ROE

6.11

Earnings 3Y CAGR

-10.22

Sales 3Y CAGR

18.64

Sales 5Y CAGR

28.25

Debt/Equity

3.40

Consensus TP

222.50

Strong Buy %

Promoter Holding

55.47

Pledged %

0.00

Stock Analysis

Fundamental analysis overview of Muthoot Microfin Ltd. covering key investment insights, growth drivers, risk factors, and potential red flags.

Views

Red Flags

Positive

Stock is cheap and reasonably valued with respect to the industry

PB of 1.21 indicates that the stock is cheap on a standalone basis. Discount to industry median P/B is modest at 0.0%

What is P/B Ratio?

Median: 1.21

Value 1.21

0.963.15

Strong price momentum

Price Momentum score of 88.6 indicates that the stock has strong price momentum. Research has shown that stocks with higher momentum continue to outperform in the near term

What is Price Momentum score?

88.6 / 100

Negative

Analysts have been downgrading forward EPS estimates

Analyst EPS estimate (consensus) for forward EPS has decreased by -0.71% in the last 3 months, indicating weak earnings momentum

What is Earnings upgrade (3M)?

Not enough data

Low revenue growth and in line with median growth of industry

The company delivered low revenue growth of -3.38% for 12-month ended 31 Mar 2026 and the growth was 0.0 percentage points lower than median growth of industry

What is Sales growth (1Y)?

Median: -3.38

Value -3.38

-56.5221.13

High and increasing Debt to Equity

The company has high Debt to Equity of 3.4 as on 31 Mar 2026 and Debt to Equity increased by 0.32 in the last 1 year

What is Debt to Equity?

Neutral

Low ROE but improving trend

The company reported low ROE of 6.21% for 12-month ended 31 Mar 2026 but ROE improved by 1439 bps from 1 year ago

What is ROE (FY)?

High operating margin but declining trend

The company reported strong operating margin of 64.59% for 12-month ended 31 Mar 2026 but operating margin declined by -480 bps from 1 year ago

What is Operating profit margin?

Financial Snapshot

See detailed analysis

Multi-year trends for Muthoot Microfin Ltd. covering revenue, net profit, ROE, and EBITDA for a quick view of financial health over time.

Net Revenue FY

Profit After Tax FY

ROE FY

ROA FY

Muthoot Microfin Ltd. Shareholding Pattern

Quarterly breakdown of Muthoot Microfin Ltd. ownership including promoter, FII, DII, mutual fund, and public holdings as disclosed to NSE/BSE.

	Jul 2016	May 2017	Mar 2018	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
Total Promoter	100.00	95.05	96.93	55.47	55.47	55.47	55.47	55.47	55.47	55.47	55.47	55.47	55.47	55.47
Indian Promoter	100.00	95.05	96.93	55.47	55.47	55.47	55.47	55.47	55.47	55.47	55.47	55.47	55.47	55.47
Foreign Promoter	0.00	0.00	0.00	-	-	-	-	-	-	-	-	-	-	-
Institutions	0.00	0.00	0.00	30.39	28.63	28.83	28.43	28.23	27.78	25.88	26.09	26.20	26.32	26.49
Mutual Funds / UTI	0.00	0.00	0.00	-	0.02	0.03	0.08	0.05	-	-	-	-	0.04	-
FI/Bank/Insurance	0.00	0.00	0.00	2.80	2.33	2.25	2.49	2.38	2.31	2.30	2.57	2.79	3.26	3.28
Govt	0.00	0.00	0.00	-	-	-	-	-	-	-	-	-	-	-
FII	0.00	0.00	0.00	4.83	3.52	3.79	3.09	3.03	2.70	0.64	0.49	0.41	0.05	0.35
Other Institutions	0.00	0.00	0.00	22.76	22.76	22.76	22.76	22.76	22.76	22.94	23.02	22.99	22.96	22.85
Non-Institution	0.00	4.95	3.07	14.14	15.90	15.70	16.11	16.30	16.75	18.65	18.44	18.34	18.21	18.05
Bodies Corporate	0.00	0.00	0.00	0.91	1.01	1.04	0.98	1.03	0.98	1.22	1.24	1.28	1.32	1.31
Others (incl. Retail) No. of shareholders	0.00 0	4.95 1	3.07 0	13.23 2,14,810	14.89 1,85,760	14.66 1,69,949	15.13 1,62,269	15.27 1,61,359	15.77 1,58,697	17.43 1,57,921	17.20 1,51,995	17.06 1,45,190	16.89 1,40,203	16.74 1,36,520

Bulk, Block and Insider Trades

Recent bulk deals, block deals, and insider trading activity in Muthoot Microfin Ltd. shares as reported to NSE and BSE.

Name	Date	Type	Price	Qty.	Value
NK SECURITIES RESEARCH PRIVATE LIMITED	21 Apr 2026	buy	₹ 194.29	15.13 lac	₹ 29.40 cr
NK SECURITIES RESEARCH PRIVATE LIMITED	21 Apr 2026	sell	₹ 194.42	15.13 lac	₹ 29.42 cr

No corporate action data available.

Company Profile

Overview of Muthoot Microfin Ltd. covering business description, industry classification, key management, financial ratios, and listed exchange details.

Muthoot Microfin Limited is an India-based Non-Banking Financial Company-Micro Finance Institution (NBFC-MFI). The Company operates based on the Grameen model of lending. It operates in one segment: Micro finance. It is primarily engaged in providing financial assistance through micro loans to women...

Key personnel

Mr. Sadaf Sayeed

Chief Executive Officer

Mr. Praveen T.

Chief Financial Officer

Mr. Udeesh Ullas

Chief Operating Officer

Mr. Subhransu Pattnayak

Chief Human Resources Officer

Ms. Neethu Ajay

Chief Compliance Officer, Company Secretary

Mr. Thomas MuthootD

Non-Executive Chairman of the Board

Mr. Thomas Muthoot JohnD

Executive Director

Mr. John Tyler DayD

Non-Executive Director

View all

Incorporated on

06 Apr 1992

Last Annual

31 Mar 2026

Last Interim

31 Mar 2026

No. of Employees

IPO date

26 Dec 2023

Free Float

4,46,72,737

Website

https://muthootmicrofin.com/

Phone no.

+912262728544

Address

5TH FLOOR MUTHOOT TOWERS, M.G ROAD, KOCHI, , 682035, India

Frequently Asked Questions

What is the current share price of Muthoot Microfin Ltd.?

The current share price of Muthoot Microfin Ltd. is ₹ 210.28 as of 9 Jul 2026.

What is the market capitalisation of Muthoot Microfin Ltd.?

The market capitalisation of Muthoot Microfin Ltd. stands at ₹ 3,457.90 Cr.

What is the PE ratio of Muthoot Microfin Ltd.?

The Price-to-Earnings (PE) ratio of Muthoot Microfin Ltd. is 20.31 as of the latest trailing twelve months data.

What is the ROE and ROCE of Muthoot Microfin Ltd.?

Muthoot Microfin Ltd. has a Return on Equity (ROE) of 6.21% and a Return on Capital Employed (ROCE) of 12.98% as per the latest financial reports.

What is the 52-week high and low of Muthoot Microfin Ltd.?

The 52-week high of Muthoot Microfin Ltd. is - and the 52-week low is -.

What is the dividend yield of Muthoot Microfin Ltd.?

The dividend yield of Muthoot Microfin Ltd. is - based on the current market price.

What is the FII and DII holding in Muthoot Microfin Ltd.?

Foreign Institutional Investors (FII) hold 0.35%, Domestic Institutional Investors (DII) hold 3.28% and retail/public investors hold 16.74% of Muthoot Microfin Ltd. shares.

What sector does Muthoot Microfin Ltd. belong to?

Muthoot Microfin Ltd. operates in the Financial Services sector.

What is the beta of Muthoot Microfin Ltd.?

The beta of Muthoot Microfin Ltd. is 1.50, indicating its price volatility relative to the broader market. Over the past 1 year, Muthoot Microfin Ltd. has delivered an absolute return of 43.84%.

What is the RSI of Muthoot Microfin Ltd.?

The 14-day Relative Strength Index (RSI) of Muthoot Microfin Ltd. is 53.03, placing it in the neutral zone. An RSI above 70 is considered overbought and below 30 is considered oversold.

Muthoot Microfin Ltd.

Stock Scores

Key Metrics

Share Price

Stock Analysis

Financial Snapshot

Muthoot Microfin Ltd. Shareholding Pattern

Bulk, Block and Insider Trades

Company Profile

Frequently Asked Questions

Stock Analysis

Company Profile