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MUTHOOTMF
MUTHOOTMF

Muthoot Microfin Ltd.

NSE: MUTHOOTMF
BSE: 544055
Industry Group: Finance
172.59-2.0 (-1.12%)
15 Oct, 3:30 PM

Stock Scores

Quality Score

24.3 / 100

Value Score

82.4 / 100

Price Momentum Score

52.9 / 100

QVM Score

53.1 / 100

Key Metrics

Market Cap
2924.45
P/E (TTM)
11.92
P/B
1.02
P/S (TTM)
1.19
EV/EBITDA
6.93
CAPE (5Y)
16.68
ROE (TTM)
6.21
ROCE (TTM)
12.98
ROA (TTM)
1.45
Avg 3Y ROE
6.11
Earnings 3Y CAGR
-12.32
Sales 3Y CAGR
15.18
Sales 5Y CAGR
28.25
Debt/Equity
3.40
Consensus TP
235.00
Strong Buy %
-
Promoter Holding
55.47
Pledged %
0.00

Share Price

Track Muthoot Microfin Ltd.'s current share price, historical price chart, 52-week high/low, and performance across different time periods.

172.59-2.0 (-1.12%)
3.59% in past 1 year
1 Week returns: 2.60 %
Low
162.9
High
178.3
1 Month returns: -8.01 %
Low
162.9
High
195.9
1 Year returns: 3.82 %
Low
141.2
High
262.8
3 Year CAGR: –
5 Year CAGR: –
Note: Prices may be delayed by a few minutes. For historical calculations, prices are adjusted for splits, bonus and rights issue. Percentage change shown is absolute irrespective of the period.

Stock Analysis

Fundamental analysis overview of Muthoot Microfin Ltd. covering key investment insights, growth drivers, risk factors, and potential red flags.

Views
Red Flags
Positive
Stock is cheap and reasonably valued with respect to the industry

PB of 1.02 indicates that the stock is cheap on a standalone basis. Discount to industry median P/B is modest at 0.0%

What is P/B Ratio?

Median: 1.02
Value 1.02
0.712.59
High and stable operating margin

The company reported strong operating margin of 65.64% for 12-month ended 30 Jun 2026 and operating margin declined marginally by -145 bps from 1 year ago

What is Operating profit margin?

Negative
Analysts have been downgrading forward EPS estimates

Analyst EPS estimate (consensus) for forward EPS has decreased by -6.82% in the last 3 months, indicating weak earnings momentum

What is Earnings upgrade (3M)?

Not enough data
Low revenue growth and in line with median growth of industry

The company delivered low revenue growth of 4.83% for 12-month ended 30 Jun 2026 and the growth was 0.0 percentage points lower than median growth of industry

What is Sales growth (1Y)?

Median: 4.83
Value 4.83
-48.2219.69
High and increasing Debt to Equity

The company has high Debt to Equity of 3.4 as on 30 Jun 2026 and Debt to Equity increased by 0.32 in the last 1 year

What is Debt to Equity?

Neutral
Low ROE but improving trend

The company reported low ROE of 6.21% for 12-month ended 30 Jun 2026 but ROE improved by 1439 bps from 1 year ago

What is ROE (FY)?

No red flags found!
No significant red flags found in the stock.

Financial Snapshot

See detailed analysis

Multi-year trends for Muthoot Microfin Ltd. covering revenue, net profit, ROE, and EBITDA for a quick view of financial health over time.

Net Revenue FY
01k2k3k1.4 K CrMar 20232.2 K CrMar 20242.4 K CrMar 20252.3 K CrMar 2026
Profit After Tax FY
-0k-0k00k0k1k163.9 CrMar 2023449.6 CrMar 2024-222.5 CrMar 2025170.3 CrMar 2026
ROE FY
-10%0%10%20%30%11.1%Mar 202320.3%Mar 2024-8.2%Mar 20256.2%Mar 2026
ROA FY
-2%0%2%4%6%2.3%Mar 20234.5%Mar 2024-2.0%Mar 20251.4%Mar 2026

Muthoot Microfin Ltd. Shareholding Pattern

Quarterly breakdown of Muthoot Microfin Ltd. ownership including promoter, FII, DII, mutual fund, and public holdings as disclosed to NSE/BSE.

Jul 2016May 2017Mar 2018Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026Sep 2026
Total Promoter
100.00
95.05
96.93
55.47
55.47
55.47
55.47
55.47
55.47
55.47
55.47
55.47
55.47
55.47
55.47
Indian Promoter
100.00
95.05
96.93
55.47
55.47
55.47
55.47
55.47
55.47
55.47
55.47
55.47
55.47
55.47
55.47
Foreign Promoter
0.00
0.00
0.00
-
-
-
-
-
-
-
-
-
-
-
-
Institutions
0.00
0.00
0.00
30.39
28.63
28.83
28.43
28.23
27.78
25.88
26.09
26.20
26.32
26.49
26.27
Mutual Funds / UTI
0.00
0.00
0.00
-
0.02
0.03
0.08
0.05
-
-
-
-
0.04
-
-
FI/Bank/Insurance
0.00
0.00
0.00
2.80
2.33
2.25
2.49
2.38
2.31
2.30
2.57
2.79
3.26
3.28
3.04
Govt
0.00
0.00
0.00
-
-
-
-
-
-
-
-
-
-
-
-
FII
0.00
0.00
0.00
4.83
3.52
3.79
3.09
3.03
2.70
0.64
0.49
0.41
0.05
0.35
0.43
Other Institutions
0.00
0.00
0.00
22.76
22.76
22.76
22.76
22.76
22.76
22.94
23.02
22.99
22.96
22.85
22.79
Non-Institution
0.00
4.95
3.07
14.14
15.90
15.70
16.11
16.30
16.75
18.65
18.44
18.34
18.21
18.05
18.27
Bodies Corporate
0.00
0.00
0.00
0.91
1.01
1.04
0.98
1.03
0.98
1.22
1.24
1.28
1.32
1.31
1.47
Others (incl. Retail)
No. of shareholders
0.00
0
4.95
1
3.07
0
13.23
2,14,810
14.89
1,85,760
14.66
1,69,949
15.13
1,62,269
15.27
1,61,359
15.77
1,58,697
17.43
1,57,921
17.20
1,51,995
17.06
1,45,190
16.89
1,40,203
16.74
1,36,520
16.80
1,32,778

Bulk, Block and Insider Trades

Recent bulk deals, block deals, and insider trading activity in Muthoot Microfin Ltd. shares as reported to NSE and BSE.

NameDateTypePriceQty.Value
NK SECURITIES RESEARCH PRIVATE LIMITED21 Apr 2026buy₹ 194.2915.13 lac₹ 29.40 cr
NK SECURITIES RESEARCH PRIVATE LIMITED21 Apr 2026sell₹ 194.4215.13 lac₹ 29.42 cr

No corporate action data available.

Company Profile

Overview of Muthoot Microfin Ltd. covering business description, industry classification, key management, financial ratios, and listed exchange details.

Muthoot Microfin Limited is an India-based Non-Banking Financial Company-Micro Finance Institution (NBFC-MFI). The Company operates based on the Grameen model of lending. It operates in one segment: Micro finance. It is primarily engaged in providing financial assistance through micro loans to women...
Key personnel
Mr. Sadaf Sayeed
Chief Executive Officer
Mr. Praveen T.
Chief Financial Officer
Mr. Udeesh Ullas
Chief Operating Officer
Mr. Subhransu Pattnayak
Chief Human Resources Officer
Ms. Neethu Ajay
Chief Compliance Officer, Company Secretary
Mr. Thomas MuthootD
Non-Executive Chairman of the Board
Mr. Thomas Muthoot JohnD
Executive Director
Mr. John Tyler DayD
Non-Executive Director
View all
Incorporated on
06 Apr 1992
Last Annual
31 Mar 2026
Last Interim
30 Jun 2026
No. of Employees
11,018
IPO date
26 Dec 2023
Free Float
4,46,72,737
Phone no.
+912262728544
Address
5th Floor, Muthoot Towers, M.G. Road, ERNAKULAM, 682035, India

Frequently Asked Questions

What is the current share price of Muthoot Microfin Ltd.?
The current share price of Muthoot Microfin Ltd. is ₹ 172.59 as of 15 Oct 2026.
What is the market capitalisation of Muthoot Microfin Ltd.?
The market capitalisation of Muthoot Microfin Ltd. stands at ₹ 2,924.45 Cr.
What is the PE ratio of Muthoot Microfin Ltd.?
The Price-to-Earnings (PE) ratio of Muthoot Microfin Ltd. is 11.92 as of the latest trailing twelve months data.
What is the ROE and ROCE of Muthoot Microfin Ltd.?
Muthoot Microfin Ltd. has a Return on Equity (ROE) of 6.21% and a Return on Capital Employed (ROCE) of 12.98% as per the latest financial reports.
What is the 52-week high and low of Muthoot Microfin Ltd.?
The 52-week high of Muthoot Microfin Ltd. is - and the 52-week low is -.
What is the dividend yield of Muthoot Microfin Ltd.?
The dividend yield of Muthoot Microfin Ltd. is - based on the current market price.
What is the FII and DII holding in Muthoot Microfin Ltd.?
Foreign Institutional Investors (FII) hold 0.43%, Domestic Institutional Investors (DII) hold 3.04% and retail/public investors hold 16.80% of Muthoot Microfin Ltd. shares.
What sector does Muthoot Microfin Ltd. belong to?
Muthoot Microfin Ltd. operates in the Financial Services sector.
What is the beta of Muthoot Microfin Ltd.?
The beta of Muthoot Microfin Ltd. is 1.52, indicating its price volatility relative to the broader market. Over the past 1 year, Muthoot Microfin Ltd. has delivered an absolute return of 2.52%.
What is the RSI of Muthoot Microfin Ltd.?
The 14-day Relative Strength Index (RSI) of Muthoot Microfin Ltd. is 38.73, placing it approaching oversold territory. An RSI above 70 is considered overbought and below 30 is considered oversold.