	2014 Mar 31	2015 Mar 31	2016 Mar 31	2017 Mar 31	2018 Mar 31	2019 Mar 31	2020 Mar 31	2021 Mar 31	2022 Mar 31	2023 Mar 31	C 2024 Mar 31	2025 Mar 31	2026 Mar 31

Period length: Source:	12M PR	12M PR	12M PR	12M PR	12M PR	12M AR	12M AR	12M PR	12M PR	12M PR	12M AR	12M AR	12M PRESS
Total Revenue	0	0	52	244	459	730	838	674	815	1,401	2,222	2,422	2,340
Total Operating Expenses	0	1	16	105	180	204	270	236	302	419	608	741	829
Operating Profit	0	0	36	139	279	526	569	439	513	982	1,614	1,681	1,512
Operating Margin	-2.1	-57.9	68.5	57.1	60.8	72.1	67.8	65.0	62.9	70.1	72.6	69.4	64.6
Financing Income/(Expense) - Net	0	-	-21	-82	-165	-234	-291	-299	-340	-549	-866	-930	-874
Profit before Taxes	0	0	15	57	114	271	20	9	65	213	582	-289	209
Income Taxes	0	0	5	20	38	69	1	2	17	49	132	-66	39
Profit after Tax	0	0	9	37	76	201	18	7	47	164	450	-223	170
PAT Margin	-2.4	-41.6	18.0	15.2	16.6	27.6	2.2	1.0	5.8	11.7	20.2	-9.2	7.3
EPS - Basic - ex Extraordinary Items	0.00	-0.02	0.91	3.60	7.39	19.43	1.59	0.60	4.06	14.03	30.92	-13.29	10.16
EPS - Diluted - ex Extraordinary Items	0.00	-0.02	0.91	3.60	7.39	19.43	1.59	0.60	4.06	14.03	30.92	-13.29	10.15
EBIT	0	0	36	139	279	526	569	439	513	982	1,614	1,681	1,512
EBITDA	0	0	36	140	281	529	582	457	533	1,009	1,650	1,724	1,555
EBITDA Margin	-1.5	-57.1	68.6	57.5	61.2	72.5	69.4	67.8	65.5	72.0	74.2	71.2	66.4

Balance Sheet

Abridged

Understanding Balance Sheet

Muthoot Microfin Ltd. balance sheet covering assets, liabilities, equity and borrowings across annual and quarterly periods.

Consolidated

Standalone

Annual

Interim

	2014 Mar 31	2015 Mar 31	2016 Mar 31	2017 Mar 31	2018 Mar 31	2019 Mar 31	2020 Mar 31	2021 Mar 31	2022 Mar 31	2023 Mar 31	C 2024 Mar 31	2025 Mar 31	2026 Mar 31

Source:	PR	PR	PR	PR	PR	AR	AR	PR	PR	PR	AR	AR	PRESS
Property Plant & Equipment - Net	0	0	2	8	13	21	109	110	121	172	214	222	199
Total Assets	6	5	528	1,465	2,475	3,530	4,090	4,184	5,591	8,529	11,590	10,857	12,685
Long Term Debt	-	-	362	1,052	1,647	2,387	2,984	3,094	4,088	6,623	3,431	3,503	9,707
Total Liabilities	0	0	459	1,276	1,861	2,644	3,183	3,294	4,255	6,903	8,786	8,225	9,830
Total Shareholders' Equity	5	5	69	189	615	886	907	890	1,337	1,626	2,804	2,632	2,854
Total Equity	5	5	69	189	615	886	907	890	1,337	1,626	2,804	2,632	2,854
Total Liabilities & Equity	6	5	528	1,465	2,475	3,530	4,090	4,184	5,591	8,529	11,590	10,857	12,685
Total Current Assets	5	5	343	1,060	1,788	-	-	-	-	-	-	-	-
Total Current Liabilities	0	0	231	522	914	-	-	-	-	-	-	-	-

Cash Flow

Abridged

Understanding Cash Flow Statement

Muthoot Microfin Ltd. cash flow statement covering operating, investing and financing activities across annual and quarterly periods.

Consolidated

Standalone

Annual

Interim

	2014 Mar 31	2015 Mar 31	2016 Mar 31	2017 Mar 31	2018 Mar 31	2019 Mar 31	2020 Mar 31	2021 Mar 31	2022 Mar 31	2023 Mar 31	R 2024 Mar 31	2025 Mar 31	2026 Mar 31

Period length: Source:	12M PR	12M PR	12M PR	12M PR	12M PR	12M AR	12M AR	12M PR	12M PR	12M PR	12M AR	12M AR	12M PRESS
Operating CF bef Changes in Working Cap	0	0	12	44	79	-630	117	-744	-1,031	-2,369	-1,849	192	-1,470
Working Capital - Increase/(Decrease)	3	0	-408	-513	-781	28	-3	41	-52	36	-244	247	32
Net CF from Operating Activities	3	0	-396	-469	-702	-602	114	-704	-1,084	-2,333	-2,092	439	-1,438
Capital Expenditures - Net	-	-	1	7	7	11	23	8	11	28	28	21	11
Net CF from Investing Activities	-	-	-29	-66	-12	-6	-65	-38	-74	-180	-225	-128	-41
Stock - Issuance/(Retirement) - Net	1	-	55	83	350	0	0	-	374	82	762	3	1
Debt - LT & ST - Issuance/(Retirement) - Total	0	-	413	718	620	707	462	-404	492	1,175	1,812	-545	1,454
Net Cash Flow from Financing Activities	0	-	467	801	970	707	463	80	1,344	2,567	2,492	-542	1,483
Free Cash Flow to Equity	3	0	16	243	-89	94	553	-1,116	-603	-1,186	-308	-126	5
Free Operating CF net dividend	3	0	-396	-476	-709	-613	91	-712	-1,095	-2,361	-2,120	418	-1,448
Free Operating CF	3	0	-396	-476	-709	-613	91	-712	-1,095	-2,361	-2,120	418	-1,448

Business Segment Analysis

FY End:

Mar 25

Muthoot Microfin Ltd. business segment breakdown covering revenue, operating income and assets across key divisions for the selected financial year.

Capex

micro finance and business activity (100.0%)₹ 20.84 Cr

Revenue / Sales

micro finance and business activity (100.0%)₹ 2,422.11 Cr

Assets

micro finance and business activity (100.0%)₹ 10,857.02 Cr

Operating Income

micro finance and business activity (100.0%)₹ 1,680.78 Cr

Regional Segment Analysis

FY End:

Mar 25

Muthoot Microfin Ltd. geographic revenue split showing domestic and international market performance across revenue and income for the selected financial year.

Revenue / Sales

India (100.0%)₹ 2,422.11 Cr

Assets

India (100.0%)₹ 10,857.02 Cr

Historical Segment Analysis

Track how Muthoot Microfin Ltd. segment contributions have evolved over multiple financial years to see which divisions are growing, shrinking or gaining strategic importance.

Capex

Sales

Assets

Operating Income

Business

Regional

Business

	2019 Mar 31	2020 Mar 31	2024 Mar 31	2025 Mar 31

micro finance and business activity	11	23	28	21

Frequently Asked Questions

What is the revenue of Muthoot Microfin Ltd.?

The latest trailing twelve month revenue of Muthoot Microfin Ltd. is ₹ 2,340.20 Cr, reflecting a 1-year growth of -3.38% and a 3-year CAGR of 18.64%. Annual and quarterly revenue trends are available in the Income Statement section.

What is the net profit of Muthoot Microfin Ltd.?

The latest trailing twelve month net profit (PAT) of Muthoot Microfin Ltd. is ₹ 170.27 Cr, with a 3-year earnings CAGR of -10.22%. Detailed profit history across annual and quarterly periods is in the Income Statement section.

What is the EBITDA of Muthoot Microfin Ltd.?

The trailing twelve month EBITDA of Muthoot Microfin Ltd. is approximately ₹ 1,511.56 Cr (based on an operating margin of 64.59%). EBITDA reflects core operating profitability before interest, taxes, depreciation and amortisation.

What is the EPS of Muthoot Microfin Ltd.?

The trailing twelve month Earnings Per Share (EPS) of Muthoot Microfin Ltd. is 10.15. EPS trends across annual and quarterly periods are visible in the Income Statement section.

What is the debt level of Muthoot Microfin Ltd.?

The debt-to-equity ratio of Muthoot Microfin Ltd. stands at 3.40. The interest coverage ratio is 1.73x, reflecting the company's ability to service debt from operating earnings. The full breakdown of total borrowings is in the Balance Sheet section.

What is the book value per share of Muthoot Microfin Ltd.?

The estimated book value per share of Muthoot Microfin Ltd. is 173.57 (derived from a P/B ratio of 1.21 and market price of ₹ 210.28), reflecting the net asset value attributable to each share. See the Balance Sheet section for a full breakdown.

What is the cash flow from operations of Muthoot Microfin Ltd.?

The trailing twelve month operating cash flow of Muthoot Microfin Ltd. is ₹ -1,437.62 Cr. Annual and quarterly cash flow data is available in the Cash Flow section of the Statements tab.

Does Muthoot Microfin Ltd. report consolidated or standalone financials?

Muthoot Microfin Ltd. reports consolidated financials. You can toggle between consolidated and standalone views using the switch at the top of each statement section.