NIACL

The New India Assurance Company Ltd.

NSE: NIACL

BSE: 540769

Sector: Financial Services

Industry Group: Insurance

Industry: General Insurance

187.91+0.6 (+0.33%)

26 Aug, 9:29 AM

Overview

Analysis Statements Technicals Forecast Peers Resources News

Stock Scores

Quality Score

23.0 / 100

Value Score

77.7 / 100

Price Momentum Score

64.5 / 100

QVM Score

57.6 / 100

Key Metrics

Market Cap

30865.40

P/E (TTM)

40.12

P/B

0.80

P/S (TTM)

0.62

EV/EBITDA

CAPE (5Y)

34.53

ROE (TTM)

3.41

ROCE (TTM)

0.81

ROA (TTM)

1.28

Avg 3Y ROE

2.79

Earnings 3Y CAGR

-13.07

Sales 3Y CAGR

5.70

Sales 5Y CAGR

7.88

Debt/Equity

0.00

Consensus TP

165.50

Strong Buy %

0.00

Promoter Holding

85.44

Pledged %

0.00

Stock Analysis

Fundamental analysis overview of The New India Assurance Company Ltd. covering key investment insights, growth drivers, risk factors, and potential red flags.

Views

Red Flags

Positive

Stock is cheap and PB is at a discount to industry median

PB of 0.8 indicates that the stock is cheap on a standalone basis. Discount to industry median P/B is decent at -78.44%

What is P/B Ratio?

Median: 3.71

Value 0.8

0.85.11

Low Debt to Equity, not much change from last year

The company has low Debt to Equity of 0.0 as on 30 Jun 2026 and Debt to Equity remained same in the last 1 year

What is Debt to Equity?

Consistently pays dividend

The company has not missed dividend payments once in the last 4 financial years

What is Dividend streak?

Negative

Analysts have been downgrading forward EPS estimates

Analyst EPS estimate (consensus) for forward EPS has decreased by -8.7% in the last 3 months, indicating weak earnings momentum

What is Earnings upgrade (3M)?

Low but stable ROE

The company reported low ROE of 3.41% for 12-month ended 30 Jun 2026 and ROE improved marginally by 110 bps from 1 year ago

What is ROE (FY)?

Low and declining operating margin

The company reported low operating margin of -0.77% for 12-month ended 30 Jun 2026 and operating margin declined by -298 bps from 1 year ago

What is Operating profit margin?

Low EPS growth and lower than median growth of industry

The company delivered moderate EPS growth of -35.62% for 12-month ended 30 Jun 2026 and the growth was 34.06 percentage points lower than median growth of industry

What is EPS growth (1Y)?

Low dividend yield

The company has a low dividend yield of 0.8%

What is Dividend yield?

Neutral

Moderate revenue growth and in line with median growth of industry

The company delivered moderate revenue growth of 11.34% for 12-month ended 30 Jun 2026 and the growth was 1.36 percentage points lower than median growth of industry

What is Sales growth (1Y)?

Median: 12.7

Value 11.34

7.3237.86

Financial Snapshot

See detailed analysis

Multi-year trends for The New India Assurance Company Ltd. covering revenue, net profit, ROE, and EBITDA for a quick view of financial health over time.

Net Revenue FY

Profit After Tax FY

ROE FY

ROA FY

The New India Assurance Company Ltd. Shareholding Pattern

Quarterly breakdown of The New India Assurance Company Ltd. ownership including promoter, FII, DII, mutual fund, and public holdings as disclosed to NSE/BSE.

	Mar 2020	Jun 2020	Sep 2020	Dec 2020	Mar 2021	Jun 2021	Sep 2021	Dec 2021	Mar 2022	Jun 2022	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
Total Promoter	85.44	85.44	85.44	85.44	85.44	85.44	85.44	85.44	85.44	85.44	85.44	85.44	85.44	85.44	85.44	85.44	85.44	85.44	85.44	85.44	85.44	85.44	85.44	85.44	85.44	85.44
Indian Promoter	85.44	85.44	85.44	85.44	85.44	85.44	85.44	85.44	85.44	85.44	85.44	85.44	85.44	85.44	85.44	85.44	85.44	85.44	85.44	85.44	85.44	85.44	85.44	85.44	85.44	85.44
Foreign Promoter	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Institutions	13.53	13.41	13.34	13.33	13.22	13.09	13.24	13.15	13.00	12.76	12.50	12.54	12.58	12.60	12.63	12.48	12.58	12.45	12.14	12.02	12.11	12.20	12.19	12.15	12.17	12.20
Mutual Funds / UTI	0.45	0.37	0.37	0.37	0.26	0.25	0.26	0.22	0.22	0.23	0.23	0.25	0.26	0.26	0.26	0.04	0.05	0.04	0.11	0.07	0.09	0.07	0.07	0.08	0.10	0.10
FI/Bank/Insurance	12.96	12.94	12.93	12.93	12.93	12.81	12.56	12.35	12.20	11.94	11.67	11.67	11.67	11.67	11.67	11.67	11.69	11.56	11.17	11.11	11.11	11.11	11.11	11.07	11.07	11.07
Govt	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
FII	0.11	0.10	0.04	0.04	0.03	0.02	0.43	0.58	0.58	0.60	0.60	0.62	0.65	0.66	0.69	0.77	0.81	0.80	0.86	0.84	0.91	1.01	1.01	1.00	1.01	1.02
Other Institutions	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.02	0.05	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Non-Institution	1.04	1.16	1.23	1.23	1.34	1.48	1.32	1.41	1.56	1.80	2.06	2.02	1.98	1.97	1.94	2.08	1.99	2.12	2.42	2.54	2.45	2.37	2.38	2.41	2.39	2.37
Bodies Corporate	0.21	0.21	0.15	-	0.19	0.19	0.17	0.18	0.20	0.25	0.29	0.33	0.31	0.31	0.36	0.64	0.36	0.26	0.31	0.25	0.23	0.24	0.23	0.20	0.20	0.20
Others (incl. Retail) No. of shareholders	0.83 1,00,882	0.95 1,06,487	1.08 1,12,106	1.23 1,14,342	1.15 1,18,358	1.29 1,31,022	1.15 1,25,059	1.23 1,24,045	1.36 1,27,881	1.55 1,30,826	1.77 1,33,729	1.69 1,32,440	1.67 1,31,859	1.66 1,29,359	1.58 1,26,692	1.44 1,26,012	1.63 1,41,342	1.86 1,50,560	2.11 1,56,286	2.29 1,62,325	2.22 1,61,664	2.13 1,57,614	2.15 1,61,369	2.21 1,58,380	2.19 1,55,171	2.17 1,66,353

Holdings and Presence

Indices and prominent investors with a stake in this stock.

Index Presence

#	Index	Weight	Rank
1	BSE Enhanced Value	0.32%	28 / 30
2	Nifty Midcap 150	0.1%	149 / 149
3	NIFTY Large Midcap 250	0.05%	250 / 250
4	Nifty 500	0.02%	429 / 499
5	Nifty Total Market	0.02%	515 / 749

Bulk, Block and Insider Trades

Recent bulk deals, block deals, and insider trading activity in The New India Assurance Company Ltd. shares as reported to NSE and BSE.

No bulk, block or insider trade data available.

Corporate Actions

History of The New India Assurance Company Ltd. dividends, bonus issues, stock splits, rights issues, and other corporate events.

Dividend₹ 1.50/share
Record date: 10th Jul 2026Ex-date: 10th Jul 2026
Announced on: 11th May 2026
Dividend₹ 1.80/share
Record date: 4th Sep 2025Ex-date: 4th Sep 2025
Announced on: 20th May 2025
Dividend₹ 2.06/share
Record date: 6th Sep 2024Ex-date: 6th Sep 2024
Announced on: 22nd May 2024
Dividend₹ 1.93/share
Record date: 8th Sep 2023Ex-date: 8th Sep 2023
Announced on: 30th May 2023
Dividend₹ 0.30/share
Record date: 26th Aug 2022Ex-date: 25th Aug 2022
Announced on: 23rd May 2022

Company Profile

Overview of The New India Assurance Company Ltd. covering business description, industry classification, key management, financial ratios, and listed exchange details.

The New India Assurance Company Limited is an India-based multinational general insurance company. Its insurance products include Fire, Marine, Motor, Health, Liability, Aviation, Engineering, Crop, Other Miscellaneous, and others. Its Fire insurance products include Bharat Sookshma Udyam Suraksha, ...

Key personnel

Mr. Vimal Kumar Jain

Chief Financial Officer

Mr. Pooran Kumar Tulsian

Chief Investment Officer

Mr. Prashant Kumar Biswas

Chief Marketing Officer, General Manager

Ms. Jayashree Nair

Chief Compliance Officer, General Manager

Ms. Mary Abraham

Chief Risk Officer, General Manager

Mr. Sadayappa Dinakaran

General Manager, Chief Underwriting Officer

Ms. Chandra Iyer

General Manager

Ms. Uma Iyer

General Manager

View all

Incorporated on

23 Jul 1919

Last Annual

31 Mar 2026

Last Interim

30 Jun 2026

No. of Employees

10,403

IPO date

13 Nov 2017

Free Float

24,00,00,000

Website

https://www.newindia.co.in/

Phone no.

+912222708263

Address

#87, M.G.Road, Fort, MUMBAI, 400001, India

Frequently Asked Questions

What is the current share price of The New India Assurance Company Ltd.?

The current share price of The New India Assurance Company Ltd. is ₹ 187.91 as of 26 Aug 2026.

What is the market capitalisation of The New India Assurance Company Ltd.?

The market capitalisation of The New India Assurance Company Ltd. stands at ₹ 30,865.40 Cr.

What is the PE ratio of The New India Assurance Company Ltd.?

The Price-to-Earnings (PE) ratio of The New India Assurance Company Ltd. is 40.12 as of the latest trailing twelve months data.

What is the ROE and ROCE of The New India Assurance Company Ltd.?

The New India Assurance Company Ltd. has a Return on Equity (ROE) of 3.41% and a Return on Capital Employed (ROCE) of 0.81% as per the latest financial reports.

What is the 52-week high and low of The New India Assurance Company Ltd.?

The 52-week high of The New India Assurance Company Ltd. is - and the 52-week low is -.

What is the dividend yield of The New India Assurance Company Ltd.?

The dividend yield of The New India Assurance Company Ltd. is 0.80% based on the current market price.

What is the FII and DII holding in The New India Assurance Company Ltd.?

Foreign Institutional Investors (FII) hold 1.02%, Domestic Institutional Investors (DII) hold 11.17% and retail/public investors hold 2.17% of The New India Assurance Company Ltd. shares.

What sector does The New India Assurance Company Ltd. belong to?

The New India Assurance Company Ltd. operates in the Financial Services sector. 33.33% of analysts have a Buy or Strong Buy rating on The New India Assurance Company Ltd. with a consensus target price of ₹ 165.50, implying 11.63% downside from current levels.

What is the beta of The New India Assurance Company Ltd.?

The beta of The New India Assurance Company Ltd. is 1.15, indicating its price volatility relative to the broader market. Over the past 1 year, The New India Assurance Company Ltd. has delivered an absolute return of -4.02%.

What is the RSI of The New India Assurance Company Ltd.?

The 14-day Relative Strength Index (RSI) of The New India Assurance Company Ltd. is 61.16, placing it approaching overbought territory. An RSI above 70 is considered overbought and below 30 is considered oversold.

The New India Assurance Company Ltd.

Stock Scores

Key Metrics

Share Price

Stock Analysis

Financial Snapshot

The New India Assurance Company Ltd. Shareholding Pattern

Holdings and Presence

Bulk, Block and Insider Trades

Corporate Actions

Company Profile

Frequently Asked Questions

Corporate Actions

Company Profile

Holdings and Presence

Stock Analysis