	2013 Mar 31	2014 Mar 31	2015 Mar 31	2016 Mar 31	C 2017 Mar 31	2018 Mar 31	2019 Mar 31	2020 Mar 31	2021 Mar 31	2022 Mar 31	2023 Mar 31	2024 Mar 31	2025 Mar 31	2026 Mar 31	TTM Jun 30
	2013 Mar 31	2014 Mar 31	2015 Mar 31	2016 Mar 31	C 2017 Mar 31	2018 Mar 31	2019 Mar 31	2020 Mar 31	2021 Mar 31	2022 Mar 31	2023 Mar 31	2024 Mar 31	2025 Mar 31	2026 Mar 31	TTM Jun 30
Period length: Source:	12M PR	12M PR	12M PR	12M PR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M IR
Net Premiums Earned	10,345	10,702	12,780	15,665	20,852	25,160	32,890	40,324	49,768	58,432	66,581	80,587	84,060	99,956	1,02,856
Net Investment Income	2,471	2,980	3,558	4,437	5,426	6,464	7,696	9,385	10,266	11,773	14,675	17,833	21,565	23,545	19,969
Total Revenue	15,126	17,572	23,463	19,438	30,678	34,213	44,668	43,843	81,949	83,028	80,685	1,32,038	1,20,973	1,15,549	1,22,942
Insurance Claims/Reserves - Total	12,521	14,704	20,484	15,953	26,791	29,307	38,886	36,856	75,517	75,102	71,291	1,21,539	1,04,602	98,262	1,05,182
Underwriting Expenses	510	558	604	714	783	1,121	1,346	1,625	1,743	2,084	2,936	3,105	9,522	4,496	4,639
Total Operating Expenses	14,244	16,560	22,504	18,494	29,649	32,952	43,101	41,917	80,435	81,153	78,631	1,29,754	1,19,845	1,11,111	1,18,433
Operating Profit	882	1,012	959	943	1,029	1,261	1,567	1,926	1,514	1,875	2,055	2,284	1,127	4,438	4,509
Operating Margin	5.8	5.8	4.1	4.9	3.4	3.7	3.5	4.4	1.8	2.3	2.5	1.7	0.9	3.8	3.7
Profit before Taxes	624	716	825	848	974	1,184	1,373	1,414	1,542	1,561	1,758	1,942	2,495	2,537	2,672
Income Taxes	-	-	14	11	20	34	46	-9	87	55	38	48	81	67	71
Profit after Tax	624	716	810	837	954	1,150	1,327	1,422	1,456	1,506	1,721	1,894	2,413	2,470	2,601
PAT Margin	4.1	4.1	3.5	4.3	3.1	3.4	3.0	3.2	1.8	1.8	2.1	1.4	2.0	2.1	2.1
EPS - Basic - ex Extraordinary Items	6.30	7.28	8.15	8.44	9.55	11.50	13.27	14.22	14.56	15.06	17.19	18.92	24.09	24.64	25.93
EPS - Diluted - ex Extraordinary Items	6.30	7.28	8.15	8.44	9.55	11.50	13.27	14.22	14.56	15.04	17.18	18.90	24.07	24.62	25.93
EBIT	882	1,012	959	943	1,029	1,261	1,567	1,926	1,514	1,875	2,055	2,284	1,127	4,438	4,509
EBITDA	907	1,046	993	980	1,076	1,320	1,659	2,015	1,613	1,950	2,123	2,361	1,211	4,554	4,509
EBITDA Margin	6.0	6.0	4.2	5.0	3.5	3.9	3.7	4.6	2.0	2.3	2.6	1.8	1.0	3.9	3.7

Balance Sheet

Abridged

Understanding Balance Sheet

SBI Life Insurance Company Ltd. balance sheet covering assets, liabilities, equity and borrowings across annual and quarterly periods.

Consolidated

Standalone

Annual

Interim

	2013 Mar 31	2014 Mar 31	2015 Mar 31	2016 Mar 31	2017 Mar 31	2018 Mar 31	2019 Mar 31	2020 Mar 31	2021 Mar 31	2022 Mar 31	2023 Mar 31	2024 Mar 31	2025 Mar 31	2026 Mar 31
	2013 Mar 31	2014 Mar 31	2015 Mar 31	2016 Mar 31	2017 Mar 31	2018 Mar 31	2019 Mar 31	2020 Mar 31	2021 Mar 31	2022 Mar 31	2023 Mar 31	2024 Mar 31	2025 Mar 31	2026 Mar 31
Source:	PR	PR	PR	PR	PR	AR	AR	AR	AR	AR	AR	AR	AR	AR
Total Receivables	338	361	480	666	1,170	3,798	4,127	4,319	4,351	4,305	5,149	6,869	6,608	9,022
Property Plant & Equipment - Net	286	308	298	447	538	581	595	581	565	527	522	557	590	688
Total Assets	53,714	60,640	74,121	83,429	1,02,240	1,21,709	1,46,734	1,65,580	2,26,830	2,73,337	3,14,686	3,98,299	4,57,095	5,00,046
Insurance Reserves - Total	23,736	28,077	35,091	42,083	50,907	58,745	69,051	82,436	1,01,098	1,19,689	1,41,510	1,68,951	1,95,735	2,30,555
Long Term Debt	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Total Liabilities	50,978	57,284	70,064	78,696	96,687	1,15,181	1,39,157	1,56,837	2,16,430	2,61,715	3,01,669	3,83,390	4,40,110	4,80,960
Total Shareholders' Equity	2,736	3,356	4,056	4,733	5,552	6,528	7,576	8,743	10,400	11,622	13,017	14,909	16,985	19,086
Total Equity	2,736	3,356	4,056	4,733	5,552	6,528	7,576	8,743	10,400	11,622	13,017	14,909	16,985	19,086
Total Liabilities & Equity	53,714	60,640	74,121	83,429	1,02,240	1,21,709	1,46,734	1,65,580	2,26,830	2,73,337	3,14,686	3,98,299	4,57,095	5,00,046

Cash Flow

Abridged

Understanding Cash Flow Statement

SBI Life Insurance Company Ltd. cash flow statement covering operating, investing and financing activities across annual and quarterly periods.

Consolidated

Standalone

Annual

Interim

	2013 Mar 31	2014 Mar 31	2015 Mar 31	2016 Mar 31	2017 Mar 31	R 2018 Mar 31	2019 Mar 31	2020 Mar 31	2021 Mar 31	2022 Mar 31	2023 Mar 31	2024 Mar 31	2025 Mar 31	2026 Mar 31
	2013 Mar 31	2014 Mar 31	2015 Mar 31	2016 Mar 31	2017 Mar 31	R 2018 Mar 31	2019 Mar 31	2020 Mar 31	2021 Mar 31	2022 Mar 31	2023 Mar 31	2024 Mar 31	2025 Mar 31	2026 Mar 31
Period length: Source:	12M PR	12M PR	12M PR	12M PR	12M PR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR
Cash Receipts - Business Activities	10,527	10,945	13,063	16,113	21,506	25,734	33,530	41,043	51,048	59,946	67,343	81,131	85,441	1,02,120
Cash Payments - Business Activities	465	506	532	646	727	1,028	1,396	1,622	1,798	2,193	2,948	3,280	3,496	4,422
Net CF from Operating Activities	3,170	2,807	5,855	9,787	13,358	16,387	20,404	27,640	34,664	33,682	41,715	44,065	44,298	53,985
Capital Expenditures - Net	15	51	25	178	148	107	141	81	104	56	63	114	106	185
Net CF from Investing Activities	-2,267	-3,349	-3,322	-11,213	-13,864	-14,902	-20,484	-25,328	-29,989	-33,441	-43,262	-46,164	-40,540	-54,780
Dividends Paid - Cash - Total	-	-	-	-	-	150	200	200	-	250	450	270	271	271
Stock - Issuance/(Retirement) - Net	-	-	-	-	-	-	-	1	3	19	35	43	56	92
Debt - LT & ST - Issuance/(Retirement) - Total	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Net Cash Flow from Financing Activities	-58	-58	-117	-144	-144	-221	-241	-198	3	-231	-415	-227	-215	-179
Free Cash Flow to Equity	3,155	2,756	5,830	9,609	13,210	16,280	20,263	27,559	34,560	33,626	41,653	43,950	44,192	53,800
Free Operating CF net dividend	3,155	2,755	5,830	9,606	13,210	16,129	20,062	27,359	34,560	33,376	41,202	43,680	43,921	53,529
Free Operating CF	3,155	2,755	5,830	9,606	13,210	16,279	20,261	27,559	34,560	33,626	41,652	43,950	44,192	53,800

Business Segment Analysis

FY End:

Mar 26

SBI Life Insurance Company Ltd. business segment breakdown covering revenue, operating income and assets across key divisions for the selected financial year.

Revenue / Sales

Segment J - Linked Individual Life (35.7%)₹ 39,629.76 CrSegment D - Non Par Ind Life (34.4%)₹ 38,236.06 CrSegment A - Par life (11.0%)₹ 12,242.02 CrSegment L - Linked Pension (10.0%)₹ 11,079.07 CrSegment G - Non Par Annuity (8.2%)₹ 9,107.99 CrSegment B - Par pension (0.5%)₹ 533.04 CrSegment I - Non Par Variable (0.1%)₹ 154.01 CrSegment C - Par Variable (0.0%)₹ 52.87 CrSegment H - Non Par Health (0.0%)₹ 34.16 CrSegment E - Non Par Pension (0.0%)₹ 31.86 Cr

Assets

Segment J - Linked Individual Life (40.3%)₹ 1,98,294.15 CrSegment D - Non Par Ind Life (23.0%)₹ 1,13,290.80 CrSegment L - Linked Pension (12.7%)₹ 62,436.13 CrSegment A - Par life (12.3%)₹ 60,727.52 CrSegment G - Non Par Annuity (6.7%)₹ 33,222.32 CrShareholders (3.9%)₹ 19,086.00 CrSegment B - Par pension (0.7%)₹ 3,454.89 CrSegment I - Non Par Variable (0.2%)₹ 905.15 CrSegment C - Par Variable (0.1%)₹ 356.84 CrSegment E - Non Par Pension (0.1%)₹ 266.27 CrSegment H - Non Par Health (0.0%)₹ 149.26 Cr

Net premium earned

Segment J - Linked Individual Life (44.1%)₹ 44,034.67 CrSegment D - Non Par Ind Life (30.9%)₹ 30,884.03 CrSegment L - Linked Pension (10.2%)₹ 10,172.04 CrSegment A - Par life (7.5%)₹ 7,528.44 CrSegment G - Non Par Annuity (7.0%)₹ 7,034.35 CrSegment B - Par pension (0.2%)₹ 241.44 CrSegment I - Non Par Variable (0.0%)₹ 23.70 CrSegment H - Non Par Health (0.0%)₹ 16.04 CrSegment C - Par Variable (0.0%)₹ 13.21 CrSegment E - Non Par Pension (0.0%)₹ 8.02 Cr

Regional Segment Analysis

SBI Life Insurance Company Ltd. geographic revenue split showing domestic and international market performance across revenue and income for the selected financial year.

We don't have enough data to show regional segment analysis for SBI Life Insurance Company Ltd.

Historical Segment Analysis

Track how SBI Life Insurance Company Ltd. segment contributions have evolved over multiple financial years to see which divisions are growing, shrinking or gaining strategic importance.

Sales

Assets

Net premium earned

Business

Regional

Business

We don't have enough data to show the Capex for SBI Life Insurance Company Ltd..

Frequently Asked Questions

What is the revenue of SBI Life Insurance Company Ltd.?

The latest trailing twelve month revenue of SBI Life Insurance Company Ltd. is ₹ 1,22,942.00 Cr, reflecting a 1-year growth of -1.01% and a 3-year CAGR of 5.81%. Annual and quarterly revenue trends are available in the Income Statement section.

What is the net profit of SBI Life Insurance Company Ltd.?

The latest trailing twelve month net profit (PAT) of SBI Life Insurance Company Ltd. is ₹ 2,600.90 Cr, with a 3-year earnings CAGR of 12.18%. Detailed profit history across annual and quarterly periods is in the Income Statement section.

What is the EBITDA of SBI Life Insurance Company Ltd.?

The trailing twelve month EBITDA of SBI Life Insurance Company Ltd. is approximately ₹ 4,508.98 Cr (based on an operating margin of 3.67%). EBITDA reflects core operating profitability before interest, taxes, depreciation and amortisation.

What is the EPS of SBI Life Insurance Company Ltd.?

The trailing twelve month Earnings Per Share (EPS) of SBI Life Insurance Company Ltd. is 25.93. EPS trends across annual and quarterly periods are visible in the Income Statement section.

What is the debt level of SBI Life Insurance Company Ltd.?

The debt-to-equity ratio of SBI Life Insurance Company Ltd. stands at 0.00. The interest coverage ratio is 396.62x, reflecting the company's ability to service debt from operating earnings. The full breakdown of total borrowings is in the Balance Sheet section.

What is the book value per share of SBI Life Insurance Company Ltd.?

The estimated book value per share of SBI Life Insurance Company Ltd. is 201.12 (derived from a P/B ratio of 8.79 and market price of ₹ 1,766.90), reflecting the net asset value attributable to each share. See the Balance Sheet section for a full breakdown.

What is the cash flow from operations of SBI Life Insurance Company Ltd.?

The trailing twelve month operating cash flow of SBI Life Insurance Company Ltd. is ₹ 53,984.60 Cr. Annual and quarterly cash flow data is available in the Cash Flow section of the Statements tab.

Does SBI Life Insurance Company Ltd. report consolidated or standalone financials?

SBI Life Insurance Company Ltd. reports consolidated financials. You can toggle between consolidated and standalone views using the switch at the top of each statement section.