analysis

SBI Life Insurance Company Ltd.

NSE: SBILIFE

BSE: 540719

Sector: Financial Services

Industry Group: Insurance

Industry: Life Insurance

1,779.70-4.7 (-0.26%)

3 Jul, 10:59 AM

Overview Analysis

Statements Technicals Forecast Peers Resources News

Summary Recommendation

A summary recommendation on the stock based on our classification and scoring techniques along with analyst recommendations.

StyleBox^TMWhat is StyleBox?

Neutral

This stock could not be classified into any of the StyleBoxes and hence a neutral stance.

Detail >

QVM scoreWhat is QVM score?

63.5 / 100

The stock has moderate QVM score relative to other stocks in the market. Neutral.

Analyst ratingWhat is Analyst rating?

100 %

100% of analysts have buy or strong buy on this stock implying positive street outlook.

Detail >

Technical indicatorsSee all >

48 %

SBI Life Insurance Company Ltd. on 1D timeframe is bullish for 11 out of 23 technical oscillators and moving averages.

Ratios and Statistics

A look at some key ratios and statistics for the stock. Change tabs to find the relevant ratios. Click on chart icon to view historical analysis of a particular ratio.

	2025 Jul 31	2025 Aug 31	2025 Sept 30	2025 Oct 31	2025 Nov 30	2025 Dec 31	2026 Jan 31	2026 Feb 28	2026 Mar 31	2026 Apr 30	2026 May 31	2026 Jun 30	2026 Jul 03
Multiples
P/E (TTM)	74.14	72.72	72.16	79.90	80.40	83.18	80.83	82.40	71.92	73.86	74.32	71.71	72.47
P/B (latest)	10.34	10.14	10.06	10.71	10.78	11.15	10.54	10.74	9.37	9.56	9.62	9.28	9.38
P/S (TTM)	1.52	1.49	1.48	1.83	1.84	1.91	1.49	1.52	1.33	1.62	1.63	1.58	1.59
CAPE (3Y)	87.03	85.34	84.67	90.78	91.33	94.47	89.05	90.76	79.21	80.74	81.23	78.37	79.20
CAPE (5Y)	100.28	98.33	97.56	104.33	104.96	108.57	102.87	104.85	91.50	91.12	91.67	88.45	89.38
P/E (1Y Forward)	72.93	71.52	61.29	67.07	65.70	67.70	64.22	65.29	56.25	59.52	59.71	56.82	57.35
P/S (1Y Forward)	1.75	1.71	1.74	1.87	1.85	1.89	1.79	1.83	1.60	1.55	1.53	1.46	1.47
Yields (%)
Book to Market	0.10	0.10	0.10	0.09	0.09	0.09	0.09	0.09	0.11	0.10	0.10	0.11	0.11
Earnings yield	1.35%	1.38%	1.39%	1.25%	1.24%	1.20%	1.24%	1.21%	1.39%	1.35%	1.35%	1.39%	1.38%
Operating CF yield	24.01%	24.48%	24.67%	26.78%	26.62%	25.73%	26.20%	25.70%	29.44%	29.59%	29.40%	30.48%	30.16%
FCFE yield	23.96%	24.42%	24.61%	22.54%	22.41%	21.66%	22.05%	21.63%	24.79%	29.49%	29.30%	30.37%	30.05%
FCFF yield	-	-	-	-	-	-	-	-	-	-	-	-	-

Historical Performance

Performance with respect to benchmark. Prices are adjusted for splits, bonus and rights issue.

Show dividend adjusted performance

NIFTY50

NIFTYFINANCIALSERVICES

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Note: Prices are adjusted for splits, bonus and rights issue.

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Performance summary

	SBILIFE	NIFTY50	NIFTYFINANCIALSERVICES

Start Period	01 Jan 2021	01 Jan 2021	01 Jan 2021
End Period	03 Jul 2026	03 Jul 2026	03 Jul 2026
Cumulative Return	98.76%	73.66%	77.7%
CAGR	13.32%	10.57%	11.03%
Volatility (ann.)	23.09%	14.24%	17.84%
Max Drawdown	-28.16%	-17.23%	-23.66%
RoMaD	0.47%	0.61%	0.47%
Sharpe	0.5	0.51	0.47
Sortino	0.73	0.72	0.67
Sortino/√2	0.52	0.51	0.47

Style Analysis

Learn more about stock scores

Scores on value, momentum and quality parameters. Change tabs to compare across market, sector, industry.

Value score

40.2 / 100

–

SBI Life Insurance Company Ltd. is reasonably valued relative to other stocks in the market

What is Value score?

Momentum score

59.0 / 100

–

SBI Life Insurance Company Ltd. has moderate momentum relative to other stocks in the market

What is Momentum score?

Quality score

76.1 / 100

↑

SBI Life Insurance Company Ltd. has high quality relative to other stocks in the market

What is Quality score?

QVM score

63.5 / 100

–

SBI Life Insurance Company Ltd. has moderate QVM score with respect to other stocks in the market

What is QVM score?

Scorecard

How to read Scorecard?

A comprehensive scorecard to compare SBI Life Insurance Company Ltd. on all metrics with other stocks. Access both rank and scores.

	Value	Market (All Stocks in NSE)	Sector (Financial Services)	Industry Group (Insurance)	Industry (Life Insurance)
Size and Listing
Days since Listing	3,195.00
Enterprise value	1,75,810 Cr
Market Cap	1,79,018 Cr
Liquidity
Avg daily turnover 1M	208 Cr
Avg daily volume 1M	11,81,480
Avg daily turnover 3M	257 Cr
Avg daily volume 3M	14,06,530
Bid Ask Spread	0.68%
Delivery Percentage	60.88%
Volume surge ratio	0.85
Ownership
DII Holding %	16.49%
QoQ change DII holding %	0.20%
FII Holding %	21.51%
QoQ change FII holding %	-0.37%
QoQ change Gov holding %	0.00%
Promoter holding %	55.33%
QoQ change Promoter holding %	-0.01%
Promoter pledged %	0.00%
Retail Holding %	3.71%
QoQ change Retail holding %	-0.01%

Checklist

What is Checklist?

Analyse how the stock fares on some investment checklists created by legendary investors and gurus. Also, build your own custom checklist.

O'Shaughnessy Tiny Titans

Benjamin Graham's Value

Piotroski F-Score

Dreman contrarian value

Peter Lynch Growth/Value

O'Shaugnessy Value

Templeton Growth/Value

Warren Buffet’s Consistent Compounders

John Neff’s contrarian value

Richard Driehaus Momentum Strategy

O'Shaughnessy Tiny Titans

Created by the famous investor James O'Shaugnessy, this screen/checklist aims to find out small-cap stocks with significant growth potential. We look for companies with market capitalization between Rs 500 cr and Rs 1500 cr that are reasonable valued and are in the top 25 percentile momentum as measured by Momentum score.

40.0 / 100

SBI Life Insurance Company Ltd. passes 2 out of 5 of this checklist's rules

Hits

Market Cap is greater than ₹500 crore

One Year Rel Return is greater than 0%

Misses

Market Cap is less than ₹1500 crore

PS TTM is less than 1

Stock is in top 25.0 percentile, sorted by Price Momentum score in descending order

Frequently Asked Questions

What is the PB ratio of SBI Life Insurance Company Ltd.?

The Price-to-Book (PB) ratio of SBI Life Insurance Company Ltd. is 9.38. It compares the stock's market price to its book value per share.

What is the EV/EBITDA of SBI Life Insurance Company Ltd.?

The EV/EBITDA of SBI Life Insurance Company Ltd. is 65.33. This ratio is used to assess the overall value of a company relative to its earnings before interest, taxes, depreciation and amortisation.

What is the debt-to-equity ratio of SBI Life Insurance Company Ltd.?

The debt-to-equity (D/E) ratio of SBI Life Insurance Company Ltd. is 0.00. A lower D/E ratio generally indicates a more financially stable company with less leverage.

What is the promoter holding in SBI Life Insurance Company Ltd.?

Promoters hold 55.33% of SBI Life Insurance Company Ltd. shares as per the latest quarterly shareholding disclosure.

What is the operating profit margin of SBI Life Insurance Company Ltd.?

The operating profit margin of SBI Life Insurance Company Ltd. is 2.39%, reflecting how much profit the company earns from its core operations relative to revenue.

What is the net profit margin of SBI Life Insurance Company Ltd.?

The net profit margin of SBI Life Insurance Company Ltd. is 2.20%, indicating the percentage of revenue that remains as profit after all expenses.

What is the Sharpely score for SBI Life Insurance Company Ltd.?

On Sharpely's proprietary scoring system, SBI Life Insurance Company Ltd. has a Quality Score of 76.1/100, Value Score of 39.9/100 and Price Momentum Score of 58.2/100, with an overall QVM Score of 63.5/100. The quality rating is high, value is low and price momentum is moderate. Visit the Scorecard and Checklist sections on the Analysis tab for a full breakdown.