HDFC Nifty Bank ETF vs Kotak Nifty Bank ETF

Kotak Nifty Bank ETF-IDCW has delivered the higher 3-year CAGR (9.63% vs 9.63%). HDFC NIFTY Bank ETF-Growth is the cheaper of the two with an expense ratio of 0.17% against 0.17%. Kotak Nifty Bank ETF-IDCW manages the larger corpus at ₹4.69k Cr. There is no single "better" ETF — the right choice depends on your holding period, risk appetite and what you already own. Use the returns, risk and portfolio overlap tables above to judge which fits your portfolio, and remember that past returns do not guarantee future performance.

Over 1 year, Kotak Nifty Bank ETF-IDCW returned 5.51% against 5.50% for HDFC NIFTY Bank ETF-Growth; and over 3 years, Kotak Nifty Bank ETF-IDCW leads with a 9.63% CAGR versus 9.63%. Returns beyond one year are CAGR (annualised). Short-period returns are heavily influenced by market cycles, so compare over at least three to five years before drawing conclusions.

HDFC NIFTY Bank ETF-Growth has the lower expense ratio at 0.17%, compared with 0.17% for Kotak Nifty Bank ETF-IDCW — a difference of 0.00% a year. The expense ratio is deducted from NAV daily, so a lower ratio directly improves your net return, though it should not be the only reason to pick an ETF.

Both HDFC NIFTY Bank ETF-Growth and Kotak Nifty Bank ETF-IDCW carry a "Very High" rating on the SEBI Riskometer. Within the same riskometer band, differences still show up in maximum drawdown, volatility and market-cap mix — all of which are compared in the tables above.

The portfolio overlap between the two funds is 99.7%, which is considered high. At this level, most of your money would be riding on the same set of stocks through two schemes, so holding both adds little extra diversification. You can see the shared stocks in the overlap section above.

Yes — both are Equity: Sectoral-Banking & Financial Services ETFs, which means they follow similar mandates and are benchmarked against comparable indices. That makes a direct comparison of returns, expense ratio and risk meaningful.

HDFC NIFTY Bank ETF-Growth has a NAV of ₹59.46 and an AUM of ₹2.26k Cr, and was launched on 21 Aug 2020. Kotak Nifty Bank ETF-IDCW has a NAV of ₹59.95 and an AUM of ₹4.69k Cr, launched on 11 Dec 2014. NAV on its own says nothing about how expensive or cheap a fund is — only the return on it matters.