Asset	31 Aug 2026	31 Jul 2026	30 Jun 2026	31 May 2026	30 Apr 2026	31 Mar 2026
Equity	98.61%	96.14%	98.13%	94.43%	97.36%	88.67%
Debt	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Others (incl. cash)	1.39%	3.86%	1.87%	5.57%	2.64%	11.33%
Commodities	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Real Estate	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%

Portfolio Snapshot

No. of Securities

P/E Ratio

18.07

P/B Ratio

2.50

Top Holding %

13.40%

Top 5 Holdings %

41.74%

Top 10 Holdings %

58.43%

AUM

₹273 Cr

Expense Ratio

1.68%

Since Inception

-2.90%

Max Drawdown

-0.14%

Top Portfolio Holdings by Weight

Latest portfolio holdings sorted by allocation weight. Includes instrument name, sector, number of shares, market value (₹ Cr) and percentage of net assets. Switch dates or categories using the controls below.

Instrument	Sector	No. of Shares	Value (Rs. Cr)	Weight	Change
ICICI Bank Ltd.	Financial	2,51,500	36.57	13.40%	0.21%↑
HDFC Bank Ltd.	Financial	4,06,000	28.79	10.55%	-0.55%↓
State Bank of India	Financial	2,28,000	24.17	8.86%	0.30%↑
Shriram Finance Ltd	Financial	1,22,700	13.62	4.99%	1.21%↑
Bajaj Finance Ltd.	Financial	1,01,750	10.76	3.94%	-0.30%↓
One97 Communications Ltd.	Services	60,000	10.3	3.78%	0.84%↑
Bank Of Baroda	Financial	3,85,000	9.19	3.37%	0.96%↑
ICICI Prudential Asset Management Company Ltd.	Financial	28,650	8.78	3.22%	-0.04%↓
Indian Bank	Financial	97,450	8.76	3.21%	0.23%↑
HDFC Asset Management Company Ltd.	Financial	32,387	8.49	3.11%	0.02%↑
City Union Bank Ltd.	Financial	3,46,000	7.93	2.91%	-0.06%↓
Computer Age Management Services Ltd.	Services	1,00,000	7.82	2.87%	-0.04%↓
Kotak Mahindra Bank Ltd.	Financial	1,84,000	7.72	2.83%	0.21%↑
CreditAccess Grameen Ltd.	Financial	49,000	6.68	2.45%	-0.40%↓
BSE Ltd.	Services	20,000	6.56	2.41%	-0.25%↓
Angel One Ltd.	Financial	2,29,703	6.59	2.41%	-0.09%↓
Axis Bank Ltd.	Financial	48,699	6.33	2.32%	0.13%↑
PB Fintech Ltd.	Services	33,000	6.19	2.27%	0.34%↑
Max Financial Services Ltd.	Financial	37,500	5.9	2.16%	0.11%↑
Bank of Maharashtra	Financial	6,46,684	5.31	1.94%	0.07%↑

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Sector-wise Portfolio Allocation

Equity exposure by sector as a percentage of total net assets, tracked across recent portfolio dates. Identifies concentration risk and sector rotation trends in the fund's holdings.

Sector	31 Aug 2026	31 Jul 2026	30 Jun 2026	31 May 2026	30 Apr 2026	31 Mar 2026
Financial	83.98%	79.06%	78.67%	73.53%	78.67%	74.24%
Services	12.36%	11.25%	11.11%	11.81%	10.06%	7.62%
Insurance	2.27%	2.57%	3.42%	3.66%	3.61%	4.81%

Equity Insights

A detailed look at the equity holdings of this scheme — aggregated scores on value, momentum, quality parameters along with diversification and performance analysis.

Style Analysis

Value score

Score not available.

Price Momentum score

Score not available.

Quality score

Score not available.

QVM score

Score not available.

Red Flags

Declining revenues

Following companies have seen their sales decline for 2 consecutive quarters (measured on yoy basis): Canara Bank

Negative cash flow from operations

Following companies have not generated positive operating cash flow for 2 consecutive financial years: Angel One Ltd., Bajaj Finance Ltd., Cholamandalam Investment and Finance Company Ltd., HDB Financial Services Ltd., Housing & Urban Development Corporation Ltd., OnEMI Technology Solutions Ltd., Bank Of Maharashtra, Nuvama Wealth Management Ltd., Power Finance Corporation Ltd., Shriram Finance Ltd., Turtlemint Fintech Solutions Ltd.

Frequently Asked Questions

What are the top holdings of Bank of India Banking & Financial Services Fund Direct-Growth?

The top holdings of Bank of India Banking & Financial Services Fund Direct-Growth as of 31 Aug 2026 are ICICI Bank Ltd. (13.40%), HDFC Bank Ltd. (10.55%), State Bank of India (8.86%), Shriram Finance Ltd (4.99%), Bajaj Finance Ltd. (3.94%). These top 5 stocks together account for 41.74% of the total portfolio. You can view the complete holdings breakdown above.

How many stocks does Bank of India Banking & Financial Services Fund Direct-Growth hold in its portfolio?

Bank of India Banking & Financial Services Fund Direct-Growth holds 36 stocks in its portfolio as of 31 Aug 2026. The fund's portfolio size reflects the fund manager's investment approach, a more concentrated portfolio indicates higher conviction bets, while a larger number of holdings suggests a more diversified strategy.

What is the sector allocation of Bank of India Banking & Financial Services Fund Direct-Growth?

As of 31 Aug 2026, Bank of India Banking & Financial Services Fund Direct-Growth's top sector allocations are Financial (83.98%), Services (12.36%), Insurance (2.27%). You can find detailed sector allocation above.

What is the equity and debt allocation of Bank of India Banking & Financial Services Fund Direct-Growth?

As of 31 Aug 2026, Bank of India Banking & Financial Services Fund Direct-Growth has 98.61% allocated to equity, and 0.00% to debt. You can also check the historical trends above.

What is the market cap allocation of Bank of India Banking & Financial Services Fund Direct-Growth?

As of 31 Aug 2026, Bank of India Banking & Financial Services Fund Direct-Growth's market cap allocation is 66.48% in large caps, 14.76% in mid caps, and 18.76% in small caps.

What is the PE ratio of Bank of India Banking & Financial Services Fund Direct-Growth's portfolio?

The portfolio PE ratio of Bank of India Banking & Financial Services Fund Direct-Growth is 18.07 as of 31 Aug 2026. The portfolio PE ratio tells you how expensive or cheap the fund's holdings are relative to their earnings.

What is the credit quality of Bank of India Banking & Financial Services Fund Direct-Growth?

A credit rating breakdown is not available for Bank of India Banking & Financial Services Fund Direct-Growth — its non-equity allocation was 0.00% as of the latest disclosure. This is common when a fund's non-equity holdings are mostly cash or short-term money market instruments, which aren't assigned a credit rating the way bonds are.

When is the latest portfolio disclosure for Bank of India Banking & Financial Services Fund Direct-Growth?

The latest portfolio disclosure for Bank of India Banking & Financial Services Fund Direct-Growth is as of 31 Aug 2026. SEBI requires all mutual funds to disclose their complete portfolio holdings on a monthly basis, typically within 10 days of the end of each month.

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Asset

31 Aug 2026

31 Jul 2026

30 Jun 2026

31 May 2026

30 Apr 2026

31 Mar 2026

Equity

98.61%

96.14%

98.13%

94.43%

97.36%

88.67%

Debt

0.00%

Others (incl. cash)

1.39%

3.86%

1.87%

5.57%

2.64%

11.33%

Commodities

0.00%

Real Estate

0.00%

Instrument

Sector

No. of Shares

Value (Rs. Cr)

Weight

Change

ICICI Bank Ltd.

Financial

2,51,500

36.57

13.40%

0.21%↑

HDFC Bank Ltd.

Financial

4,06,000

28.79

10.55%

-0.55%↓

State Bank of India

Financial

2,28,000

24.17

8.86%

0.30%↑

Shriram Finance Ltd

Financial

1,22,700

13.62

4.99%

1.21%↑

Bajaj Finance Ltd.

Financial

1,01,750

10.76

3.94%

-0.30%↓

One97 Communications Ltd.

Services

60,000

10.3

3.78%

0.84%↑

Bank Of Baroda

Financial

3,85,000

9.19

3.37%

0.96%↑

ICICI Prudential Asset Management Company Ltd.

Financial

28,650

8.78

3.22%

-0.04%↓

Indian Bank

Financial

97,450

8.76

3.21%

0.23%↑

HDFC Asset Management Company Ltd.

Financial

32,387

8.49

3.11%

0.02%↑

City Union Bank Ltd.

Financial

3,46,000

7.93

2.91%

-0.06%↓

Computer Age Management Services Ltd.

Services

1,00,000

7.82

2.87%

-0.04%↓

Kotak Mahindra Bank Ltd.

Financial

1,84,000

7.72

2.83%

0.21%↑

CreditAccess Grameen Ltd.

Financial

49,000

6.68

2.45%

-0.40%↓

BSE Ltd.

Services

20,000

6.56

2.41%

-0.25%↓

Angel One Ltd.

Financial

2,29,703

6.59

2.41%

-0.09%↓

Axis Bank Ltd.

Financial

48,699

6.33

2.32%

0.13%↑

PB Fintech Ltd.

Services

33,000

6.19

2.27%

0.34%↑

Max Financial Services Ltd.

Financial

37,500

5.9

2.16%

0.11%↑

Bank of Maharashtra

Financial

6,46,684

5.31

1.94%

0.07%↑

Sector

31 Aug 2026

31 Jul 2026

30 Jun 2026

31 May 2026

30 Apr 2026

31 Mar 2026

Financial

83.98%

79.06%

78.67%

73.53%

78.67%

74.24%

Services

12.36%

11.25%

11.11%

11.81%

10.06%

7.62%

Insurance

2.27%

2.57%

3.42%

3.66%

3.61%

4.81%