ITI Banking and Financial Services Fund Direct-Growth
Equity: Sectoral-Banking & Financial Services - Growth (Open ended) Factsheet
SEBI Riskometer: Very HighCategory: Equity: Sectoral-Banking & Financial ServicesBenchmark: NIFTY Financial Services Total Return IndexCheck Portfolio Overlap →
NAV: ₹17.64-0.27%
07 Sept 2026
Holdings Analysis
Equity, debt and cash allocation snapshot with market cap distribution for ITI Banking and Financial Services Fund Direct-Growth.
Market Cap Distribution
Large Cap (62.1%)
Mid Cap (11.9%)
Small Cap (26.1%)
Historical Asset Allocation
| Asset | 31 Jul 2026 | 30 Jun 2026 | 31 May 2026 | 30 Apr 2026 | 31 Mar 2026 | 28 Feb 2026 |
|---|---|---|---|---|---|---|
| Equity | 96.61% | 97.48% | 93.44% | 93.01% | 98.84% | 96.83% |
| Debt | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Others (incl. cash) | 3.39% | 2.52% | 6.56% | 6.99% | 1.16% | 3.17% |
| Commodities | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Real Estate | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Portfolio Snapshot
No. of Securities
34
P/E Ratio
19.60
P/B Ratio
2.18
Top Holding %
11.15%
Top 5 Holdings %
42.17%
Top 10 Holdings %
62.40%
AUM
₹386 Cr
Expense Ratio
1.08%
Since Inception
12.67%
Max Drawdown
-0.17%
Alpha
2.59%
Sharpe Ratio
0.55
Top Portfolio Holdings by Weight
Latest portfolio holdings sorted by allocation weight. Includes instrument name, sector, number of shares, market value (₹ Cr) and percentage of net assets. Switch dates or categories using the controls below.
| Instrument | Sector | No. of Shares | Value (Rs. Cr) | Weight | Change |
|---|---|---|---|---|---|
| ICICI Bank Ltd. | Financial | 3,00,106 | 43.08 | 11.15% | 0.32%↑ |
| Bajaj Finance Ltd. | Financial | 2,73,840 | 31.25 | 8.09% | 2.80%↑ |
| HDFC Bank Ltd. | Financial | 4,17,242 | 31.22 | 8.08% | -0.65%↓ |
| State Bank of India | Financial | 2,88,634 | 29.65 | 7.67% | -1.12%↓ |
| Axis Bank Ltd. | Financial | 2,25,827 | 27.77 | 7.18% | -0.79%↓ |
| Kotak Mahindra Bank Ltd. | Financial | 5,02,878 | 19.63 | 5.08% | -0.10%↓ |
| Shriram Finance Ltd | Financial | 1,80,781 | 18.92 | 4.90% | 0.21%↑ |
| BSE Ltd. | Services | 39,561 | 14.42 | 3.73% | -0.28%↓ |
| Cholamandalam Investment and Finance Company Ltd. | Financial | 65,414 | 12.1 | 3.13% | 0.06%↑ |
| Manappuram Finance Ltd. | Financial | 2,41,475 | 8.98 | 2.32% | 0.27%↑ |
| IIFL Finance Ltd. | Financial | 1,40,778 | 8.57 | 2.22% | 0.34%↑ |
| Aditya Birla Capital Ltd. | Financial | 2,03,801 | 8.24 | 2.13% | 0.03%↑ |
| RBL Bank Ltd. | Financial | 2,10,949 | 7.92 | 2.05% | 0.01%↑ |
| DCB Bank Ltd. | Financial | 4,02,842 | 7.5 | 1.94% | -0.02%↓ |
| AU Small Finance Bank Ltd. | Financial | 70,905 | 7.43 | 1.92% | -0.01%↓ |
| Ujjivan Small Finance Bank Ltd. | Financial | 10,15,188 | 7.28 | 1.88% | 0.31%↑ |
| Multi Commodity Exchange Of India Ltd. | Services | 24,609 | 6.63 | 1.71% | -0.12%↓ |
| CreditAccess Grameen Ltd. | Financial | 39,004 | 6.21 | 1.61% | 0.09%↑ |
| IDFC First Bank Ltd. | Financial | 7,10,711 | 6.02 | 1.56% | - |
| Indusind Bank Ltd. | Financial | 59,598 | 6.03 | 1.56% | 0.11%↑ |
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Sector-wise Portfolio Allocation
Equity exposure by sector as a percentage of total net assets, tracked across recent portfolio dates. Identifies concentration risk and sector rotation trends in the fund's holdings.
| Sector | 31 Jul 2026 | 30 Jun 2026 | 31 May 2026 | 30 Apr 2026 | 31 Mar 2026 | 28 Feb 2026 |
|---|---|---|---|---|---|---|
| Financial | 90.07% | 88.56% | 82.63% | 85.06% | 91.22% | 90.70% |
| Services | 5.44% | 5.84% | 7.59% | 5.46% | 3.76% | 1.51% |
| Insurance | 1.10% | 3.08% | 3.22% | 2.49% | 3.86% | 4.62% |
Equity Insights
A detailed look at the equity holdings of this scheme — aggregated scores on value, momentum, quality parameters along with diversification and performance analysis.
Style Analysis
Value score
67.7 / 100
Weighted average Value score is 67.7. This indicates that portfolio is relatively reasonably valued using composite of value measures.
Price Momentum score
57.2 / 100
Weighted average Price Momentum score is 57.2. This indicates that portfolio has average momentum using composite of momentum measures.
Quality score
56.0 / 100
Weighted average Quality score is 56.0. This indicates that portfolio has average quality using composite of quality measures.
QVM score
67.8 / 100
Weighted average QVM score is 67.8. This indicates that portfolio has average QVM score and hence a neutral stance is warranted.
Red Flags
Frequently Asked Questions
What are the top holdings of ITI Banking and Financial Services Fund Direct-Growth?
The top holdings of ITI Banking and Financial Services Fund Direct-Growth as of 31 Jul 2026 are ICICI Bank Ltd. (11.15%), Bajaj Finance Ltd. (8.09%), HDFC Bank Ltd. (8.08%), State Bank of India (7.67%), Axis Bank Ltd. (7.18%). These top 5 stocks together account for 42.17% of the total portfolio. You can view the complete holdings breakdown above.
How many stocks does ITI Banking and Financial Services Fund Direct-Growth hold in its portfolio?
ITI Banking and Financial Services Fund Direct-Growth holds 34 stocks in its portfolio as of 31 Jul 2026. The fund's portfolio size reflects the fund manager's investment approach, a more concentrated portfolio indicates higher conviction bets, while a larger number of holdings suggests a more diversified strategy.
What is the sector allocation of ITI Banking and Financial Services Fund Direct-Growth?
As of 31 Jul 2026, ITI Banking and Financial Services Fund Direct-Growth's top sector allocations are Financial (90.07%), Services (5.44%), Insurance (1.10%). You can find detailed sector allocation above.
What is the equity and debt allocation of ITI Banking and Financial Services Fund Direct-Growth?
As of 31 Jul 2026, ITI Banking and Financial Services Fund Direct-Growth has 96.61% allocated to equity, and 0.00% to debt. You can also check the historical trends above.
What is the market cap allocation of ITI Banking and Financial Services Fund Direct-Growth?
As of 31 Jul 2026, ITI Banking and Financial Services Fund Direct-Growth's market cap allocation is 62.06% in large caps, 11.86% in mid caps, and 26.07% in small caps.
What is the PE ratio of ITI Banking and Financial Services Fund Direct-Growth's portfolio?
The portfolio PE ratio of ITI Banking and Financial Services Fund Direct-Growth is 19.60 as of 31 Jul 2026. The portfolio PE ratio tells you how expensive or cheap the fund's holdings are relative to their earnings.
What is the credit quality of ITI Banking and Financial Services Fund Direct-Growth?
A credit rating breakdown is not available for ITI Banking and Financial Services Fund Direct-Growth — its non-equity allocation was 0.00% as of the latest disclosure. This is common when a fund's non-equity holdings are mostly cash or short-term money market instruments, which aren't assigned a credit rating the way bonds are.
When is the latest portfolio disclosure for ITI Banking and Financial Services Fund Direct-Growth?
The latest portfolio disclosure for ITI Banking and Financial Services Fund Direct-Growth is as of 31 Jul 2026. SEBI requires all mutual funds to disclose their complete portfolio holdings on a monthly basis, typically within 10 days of the end of each month.