mutual funds kotak rural opportunities fund

holdings

Kotak Rural Opportunities Fund Direct-Growth

Equity: Thematic-Other - Growth (Open ended)

Kotak Rural Opportunities Fund Direct-GrowthNAV: 9.84 as on 06 Jul, 2026

Risk levelCategoryBenchmark

Factsheet

SEBI Riskometer: Very HighCategory: Equity: Thematic-OtherBenchmark: Nifty Rural Total Return Index

NAV: ₹9.84+0.02%

07 Jul 2026

Holdings Analysis

Equity, debt and cash allocation snapshot with market cap distribution for Kotak Rural Opportunities Fund Direct-Growth.

Asset Allocation

As on 31 May 2026

Equity

96.70%

Others

3.30%

Market Cap Distribution

Large Cap (67.0%)

Mid Cap (15.8%)

Small Cap (17.2%)

Historical Asset Allocation

Asset	31 May 2026	30 Apr 2026	31 Mar 2026	28 Feb 2026	31 Jan 2026	31 Dec 2025
Equity	96.70%	97.94%	97.09%	95.67%	89.92%	83.73%
Debt	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Others (incl. cash)	3.30%	2.06%	2.91%	4.33%	10.08%	16.27%
Commodities	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Real Estate	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%

Portfolio Snapshot

No. of Securities

P/E Ratio

25.38

P/B Ratio

4.17

Top Holding %

9.20%

Top 5 Holdings %

33.98%

Top 10 Holdings %

49.75%

AUM

₹795 Cr

Expense Ratio

0.87%

Since Inception

-1.62%

Max Drawdown

-0.14%

Top Portfolio Holdings by Weight

Latest portfolio holdings sorted by allocation weight. Includes instrument name, sector, number of shares, market value (₹ Cr) and percentage of net assets. Switch dates or categories using the controls below.

Instrument	Sector	No. of Shares	Value (Rs. Cr)	Weight	Change
Bharti Airtel Ltd.	Communication	4,00,005	73.16	9.20%	0.08%↑
State Bank of India	Financial	7,30,000	70.4	8.85%	-0.57%↓
Mahindra & Mahindra Ltd.	Automobile	2,00,000	60.91	7.66%	0.18%↑
Avanti Feeds Ltd.	Consumer Staples	3,02,500	36.41	4.58%	-0.47%↓
Emami Ltd.	Consumer Staples	7,35,000	29.33	3.69%	-0.26%↓
TVS Motor Company Ltd.	Automobile	75,000	25.17	3.16%	-0.00%↓
NTPC Ltd.	Energy	6,50,000	25.15	3.16%	0.03%↑
Shriram Finance Ltd	Financial	2,63,360	24.94	3.14%	0.16%↑
Britannia Industries Ltd.	Consumer Staples	46,000	23.94	3.01%	-0.17%↓
Ultratech Cement Ltd.	Materials	20,000	22.96	2.89%	0.09%↑
MRF Ltd.	Automobile	1,800	22.22	2.79%	-0.03%↓
V.S.T. Tillers Tractors Ltd.	Automobile	48,000	22.05	2.77%	-0.25%↓
Bajaj Finance Ltd.	Financial	2,25,000	20.44	2.57%	0.02%↑
Indus Towers Ltd.	Communication	4,50,000	19.89	2.50%	0.27%↑
Cholamandalam Investment and Finance Company Ltd.	Financial	1,10,000	16.91	2.13%	0.05%↑
SBI Life Insurance Company Ltd.	Insurance	90,000	16.47	2.07%	0.09%↑
Eicher Motors Ltd.	Automobile	22,000	15.79	1.99%	0.19%↑
Godrej Consumer Products Ltd.	Consumer Staples	1,52,500	15.7	1.97%	0.00%↑
Tata Power Company Ltd.	Energy	3,60,000	15.15	1.90%	-0.03%↓
Muthoot Finance Ltd.	Financial	45,000	15.04	1.89%	0.03%↑

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Sector-wise Portfolio Allocation

Equity exposure by sector as a percentage of total net assets, tracked across recent portfolio dates. Identifies concentration risk and sector rotation trends in the fund's holdings.

Sector	31 May 2026	30 Apr 2026	31 Mar 2026	28 Feb 2026	31 Jan 2026	31 Dec 2025
Automobile	23.35%	22.91%	24.25%	24.03%	22.43%	21.65%
Financial	22.99%	23.33%	21.98%	22.76%	22.69%	20.27%
Consumer Staples	19.66%	21.41%	20.35%	20.52%	19.92%	20.41%
Communication	11.70%	11.35%	11.86%	10.75%	11.09%	10.67%
Energy	6.14%	6.07%	5.93%	5.17%	4.71%	3.83%
Materials	5.08%	4.81%	4.88%	4.67%	4.23%	2.87%
Insurance	2.07%	1.98%	2.10%	2.06%	2.06%	2.02%
Chemicals	1.82%	1.27%	1.21%	1.06%	0.80%	0.17%
Capital Goods	1.53%	1.33%	1.15%	1.07%	0.92%	0.95%
Consumer Discretionary	1.27%	1.28%	1.20%	1.22%	0.38%	0.42%
Textiles	0.64%	0.45%	0.44%	0.40%	-	-
Metals & Mining	0.45%	1.76%	1.74%	1.44%	0.23%	-
Services	-	-	-	0.52%	0.46%	0.47%

Equity Insights

A detailed look at the equity holdings of this scheme — aggregated scores on value, momentum, quality parameters along with diversification and performance analysis.

Style Analysis

Value score

Score not available.

Price Momentum score

Score not available.

Quality score

Score not available.

QVM score

Score not available.

Red Flags

Declining revenues

Following companies have seen their sales decline for 2 consecutive quarters (measured on yoy basis): Tata Power Company Ltd., Vedanta Ltd.

Negative cash flow from operations

Following companies have not generated positive operating cash flow for 2 consecutive financial years: Ashok Leyland Ltd., Bajaj Finance Ltd., Cholamandalam Investment and Finance Company Ltd., India Shelter Finance Corporation Ltd., Mahindra & Mahindra Financial Services Ltd., Muthoot Finance Ltd., Poonawalla Fincorp Ltd., Shriram Finance Ltd.

High leverage

Following companies have debt to equity of greater than 2:

Name	Value
Ashok Leyland Ltd.	4.49
Tata Power Company Ltd.	2.02
TVS Motor Company Ltd.	3.43

Frequently Asked Questions

What are the top holdings of Kotak Rural Opportunities Fund Direct-Growth?

The top holdings of Kotak Rural Opportunities Fund Direct-Growth sorted by portfolio weight are listed in the Top Portfolio Holdings section of the Holdings tab.

How many stocks does Kotak Rural Opportunities Fund Direct-Growth hold in its portfolio?

Kotak Rural Opportunities Fund Direct-Growth holds 47 securities in its portfolio. The top 5 holdings account for 33.98% of the portfolio and the top 10 for 49.75%.

What is the sector allocation of Kotak Rural Opportunities Fund Direct-Growth?

The sector allocation of Kotak Rural Opportunities Fund Direct-Growth is in the Sector Allocation section, showing each industry's weight in the portfolio.

What is the equity and debt allocation of Kotak Rural Opportunities Fund Direct-Growth?

As of 31 May 2026, Kotak Rural Opportunities Fund Direct-Growth has 96.70% in equity, 0.00% in debt and 3.30% in cash/others. This asset mix determines the fund's overall risk-return profile.

What is the market cap allocation of Kotak Rural Opportunities Fund Direct-Growth?

Kotak Rural Opportunities Fund Direct-Growth's equity portfolio — Large Cap: 67.01%, Mid Cap: 15.77%, Small Cap: 17.22%. Market cap allocation determines the fund's risk profile — large cap offers stability while mid and small cap offer higher growth potential with higher volatility.

Is Kotak Rural Opportunities Fund Direct-Growth a concentrated or diversified fund?

Kotak Rural Opportunities Fund Direct-Growth holds 47 securities, with the top 10 accounting for 49.75% of the portfolio and the top 5 for 33.98%. This is a moderately diversified fund balancing conviction positions with risk spread.

What is the credit quality of Kotak Rural Opportunities Fund Direct-Growth?

The credit quality breakdown of Kotak Rural Opportunities Fund Direct-Growth's debt portfolio is in the Credit Rating section. For equity-oriented funds, this section may not be applicable.

How often does Kotak Rural Opportunities Fund Direct-Growth change its portfolio?

The portfolio currently holds 47 securities with the top 10 accounting for 49.75% as of 31 May 2026. Portfolio turnover reflects how actively the fund manager trades. A high turnover increases transaction costs while a low turnover reflects a buy-and-hold approach. Historical asset allocation snapshots across multiple dates are in the Holdings Analysis section.

What is the PE ratio of Kotak Rural Opportunities Fund Direct-Growth's portfolio?

The weighted average PE ratio of Kotak Rural Opportunities Fund Direct-Growth's portfolio is 25.38 and the PB ratio is 4.17. These metrics reflect the overall valuation and interest rate sensitivity of the portfolio.

When is the latest portfolio disclosure for Kotak Rural Opportunities Fund Direct-Growth?

The latest portfolio disclosure for Kotak Rural Opportunities Fund Direct-Growth is as of 31 May 2026. Mutual funds and ETFs in India are required to disclose their full portfolio monthly, within 10 business days of month-end. You can switch between historical disclosure dates using the date selector in the Top Portfolio Holdings section.

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Asset

31 May 2026

30 Apr 2026

31 Mar 2026

28 Feb 2026

31 Jan 2026

31 Dec 2025

Equity

96.70%

97.94%

97.09%

95.67%

89.92%

83.73%

Debt

0.00%

Others (incl. cash)

3.30%

2.06%

2.91%

4.33%

10.08%

16.27%

Commodities

0.00%

Real Estate

0.00%

Instrument

Sector

No. of Shares

Value (Rs. Cr)

Weight

Change

Bharti Airtel Ltd.

Communication

4,00,005

73.16

9.20%

0.08%↑

State Bank of India

Financial

7,30,000

70.4

8.85%

-0.57%↓

Mahindra & Mahindra Ltd.

Automobile

2,00,000

60.91

7.66%

0.18%↑

Avanti Feeds Ltd.

Consumer Staples

3,02,500

36.41

4.58%

-0.47%↓

Emami Ltd.

Consumer Staples

7,35,000

29.33

3.69%

-0.26%↓

TVS Motor Company Ltd.

Automobile

75,000

25.17

3.16%

-0.00%↓

NTPC Ltd.

Energy

6,50,000

25.15

3.16%

0.03%↑

Shriram Finance Ltd

Financial

2,63,360

24.94

3.14%

0.16%↑

Britannia Industries Ltd.

Consumer Staples

46,000

23.94

3.01%

-0.17%↓

Ultratech Cement Ltd.

Materials

20,000

22.96

2.89%

0.09%↑

MRF Ltd.

Automobile

1,800

22.22

2.79%

-0.03%↓

V.S.T. Tillers Tractors Ltd.

Automobile

48,000

22.05

2.77%

-0.25%↓

Bajaj Finance Ltd.

Financial

2,25,000

20.44

2.57%

0.02%↑

Indus Towers Ltd.

Communication

4,50,000

19.89

2.50%

0.27%↑

Cholamandalam Investment and Finance Company Ltd.

Financial

1,10,000

16.91

2.13%

0.05%↑

SBI Life Insurance Company Ltd.

Insurance

90,000

16.47

2.07%

0.09%↑

Eicher Motors Ltd.

Automobile

22,000

15.79

1.99%

0.19%↑

Godrej Consumer Products Ltd.

Consumer Staples

1,52,500

15.7

1.97%

0.00%↑

Tata Power Company Ltd.

Energy

3,60,000

15.15

1.90%

-0.03%↓

Muthoot Finance Ltd.

Financial

45,000

15.04

1.89%

0.03%↑

Sector

31 May 2026

30 Apr 2026

31 Mar 2026

28 Feb 2026

31 Jan 2026

31 Dec 2025

Automobile

23.35%

22.91%

24.25%

24.03%

22.43%

21.65%

Financial

22.99%

23.33%

21.98%

22.76%

22.69%

20.27%

Consumer Staples

19.66%

21.41%

20.35%

20.52%

19.92%

20.41%

Communication

11.70%

11.35%

11.86%

10.75%

11.09%

10.67%

Energy

6.14%

6.07%

5.93%

5.17%

4.71%

3.83%

Materials

5.08%

4.81%

4.88%

4.67%

4.23%

2.87%

Insurance

2.07%

1.98%

2.10%

2.06%

2.02%

Chemicals

1.82%

1.27%

1.21%

1.06%

0.80%

0.17%

Capital Goods

1.53%

1.33%

1.15%

1.07%

0.92%

0.95%

Consumer Discretionary

1.27%

1.28%

1.20%

1.22%

0.38%

0.42%

Textiles

0.64%

0.45%

0.44%

0.40%

Metals & Mining

0.45%

1.76%

1.74%

1.44%

0.23%

Services

0.52%

0.46%

0.47%

Name

Value

Ashok Leyland Ltd.

4.49

Tata Power Company Ltd.

2.02

TVS Motor Company Ltd.

3.43