Tata Balanced Advantage Fund Direct-Growth
Hybrid: Dynamic Asset Allocation - Growth (Open ended) Factsheet
SEBI Riskometer: Very HighCategory: Hybrid: Dynamic Asset AllocationBenchmark: CRISIL Hybrid 50+50 Moderate Index
NAV: ₹23.58-1.32%
08 Jul 2026
Holdings Analysis
Equity, debt and cash allocation snapshot with market cap distribution for Tata Balanced Advantage Fund Direct-Growth.
Market Cap Distribution
Large Cap (71.2%)
Mid Cap (16.4%)
Small Cap (12.4%)
Historical Asset Allocation
| Asset | 31 May 2026 | 30 Apr 2026 | 31 Mar 2026 | 28 Feb 2026 | 31 Jan 2026 | 31 Dec 2025 |
|---|---|---|---|---|---|---|
| Equity | 58.62% | 58.58% | 56.92% | 53.89% | 54.09% | 56.99% |
| Debt | 28.14% | 28.18% | 29.74% | 27.54% | 27.11% | 27.43% |
| Others (incl. cash) | 9.71% | 9.86% | 9.88% | 15.13% | 15.42% | 12.42% |
| Commodities | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Real Estate | 3.54% | 3.39% | 3.47% | 3.44% | 3.38% | 3.17% |
Portfolio Snapshot
No. of Securities
127
P/E Ratio
28.80
P/B Ratio
3.83
Top Holding %
9.68%
Top 5 Holdings %
23.34%
Top 10 Holdings %
33.24%
Modified Duration
4.14 yrs
Avg. Maturity
7.79 yrs
Yield to Maturity
7.29%
AUM
₹8,770 Cr
Expense Ratio
0.68%
Since Inception
12.21%
Max Drawdown
-0.20%
Sharpe Ratio
0.52
Top Portfolio Holdings by Weight
Latest portfolio holdings sorted by allocation weight. Includes instrument name, sector, number of shares, market value (₹ Cr) and percentage of net assets. Switch dates or categories using the controls below.
| Instrument | Sector | No. of Shares | Value (Rs. Cr) | Weight | Change |
|---|---|---|---|---|---|
| Reliance Industries Ltd. | Energy | 31,46,730 | 415.75 | 4.74% | -0.19%↓ |
| HDFC Bank Ltd. | Financial | 39,45,278 | 293.75 | 3.35% | -1.55%↓ |
| Bharti Airtel Ltd. | Communication | 14,10,336 | 257.95 | 2.94% | 0.03%↑ |
| ICICI Bank Ltd. | Financial | 18,35,450 | 230.61 | 2.63% | 0.59%↑ |
| Larsen & Toubro Ltd. | Construction | 5,20,842 | 212.32 | 2.42% | -0.13%↓ |
| Apollo Hospitals Enterprise Ltd. | Healthcare | 1,96,200 | 160.42 | 1.83% | 0.19%↑ |
| Cummins India Ltd. | Capital Goods | 2,66,100 | 156.49 | 1.78% | 0.25%↑ |
| Shriram Finance Ltd | Financial | 15,20,898 | 144.05 | 1.64% | 0.08%↑ |
| Godrej Properties Ltd. | Construction | 7,70,770 | 135.86 | 1.55% | -0.00%↓ |
| Mahindra & Mahindra Ltd. | Automobile | 4,39,075 | 133.72 | 1.52% | 0.03%↑ |
| Bajaj Finserv Ltd. | Financial | 7,31,184 | 130.41 | 1.49% | 0.09%↑ |
| Hindustan Unilever Ltd. | Consumer Staples | 5,96,040 | 128.36 | 1.46% | -0.01%↓ |
| State Bank of India | Financial | 13,02,150 | 125.58 | 1.43% | -0.09%↓ |
| Adani Ports and Special Economic Zone Ltd. | Services | 6,90,400 | 124.59 | 1.42% | -0.05%↓ |
| NTPC Ltd. | Energy | 31,26,986 | 120.98 | 1.38% | 0.01%↑ |
| The Federal Bank Ltd. | Financial | 41,09,587 | 118.75 | 1.35% | 0.06%↑ |
| Tata Steel Ltd. | Metals & Mining | 56,06,700 | 116.63 | 1.33% | 0.03%↑ |
| Infosys Ltd. | Technology | 9,84,746 | 114.32 | 1.30% | 0.03%↑ |
| Axis Bank Ltd. | Financial | 8,82,602 | 113.56 | 1.29% | 0.07%↑ |
| PB Fintech Ltd. | Services | 6,63,188 | 112.91 | 1.29% | 0.08%↑ |
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Sector-wise Portfolio Allocation
Equity exposure by sector as a percentage of total net assets, tracked across recent portfolio dates. Identifies concentration risk and sector rotation trends in the fund's holdings.
| Sector | 31 May 2026 | 30 Apr 2026 | 31 Mar 2026 | 28 Feb 2026 | 31 Jan 2026 | 31 Dec 2025 |
|---|---|---|---|---|---|---|
| Financial | 15.87% | 15.87% | 15.63% | 16.49% | 15.72% | 15.43% |
| Energy | 7.12% | 7.18% | 7.78% | 6.44% | 6.47% | 7.45% |
| Services | 5.77% | 6.21% | 5.51% | 4.89% | 5.03% | 5.22% |
| Healthcare | 5.33% | 4.75% | 4.80% | 4.35% | 4.17% | 4.80% |
| Construction | 4.37% | 4.85% | 4.25% | 4.40% | 4.16% | 4.55% |
| Consumer Staples | 3.00% | 2.94% | 2.42% | 2.19% | 3.23% | 3.42% |
| Capital Goods | 2.86% | 2.75% | 2.36% | 2.03% | 1.91% | 2.01% |
| Insurance | 2.80% | 2.60% | 2.58% | 2.48% | 2.56% | 2.67% |
| Communication | 2.55% | 2.41% | 2.38% | 2.05% | 2.15% | 2.30% |
| Materials | 2.27% | 2.31% | 2.53% | 2.40% | 2.56% | 2.53% |
| Automobile | 2.25% | 2.26% | 2.15% | 2.18% | 2.14% | 2.12% |
| Metals & Mining | 2.23% | 2.22% | 2.12% | 1.74% | 0.90% | 0.66% |
| Technology | 2.18% | 2.17% | 2.35% | 2.13% | 2.92% | 3.67% |
| Chemicals | - | 0.04% | 0.04% | 0.04% | 0.04% | 0.04% |
| Consumer Discretionary | - | - | 0.01% | 0.00% | - | - |
Debt Holdings — Credit Quality Profile
Allocation of debt instruments by credit rating (AAA, AA, A, and below investment grade) as a percentage of net assets, compared against the category average. Higher AAA allocation indicates lower credit risk.
| Rating | Fund | Category |
|---|---|---|
| SOV | 15.78% | 8.71% |
| AAA | 8.43% | 8.77% |
| Cash | 6.55% | 7.28% |
| Cash & Call Money | 3.16% | 5.85% |
| AA+ | 2.22% | 1.50% |
| AA | 1.65% | 1.27% |
| A | 0.06% | 0.03% |
| Others | 0.00% | 0.46% |
| A+ | - | 0.19% |
| A- | - | 0.26% |
| A1+ | - | 2.77% |
| AA- | - | 0.18% |
| BBB+ | - | 0.22% |
| Term Deposits | - | 0.04% |
| Unrated | - | 0.01% |
Equity Insights
A detailed look at the equity holdings of this scheme — aggregated scores on value, momentum, quality parameters along with diversification and performance analysis.
Style Analysis
Value score
47.9 / 100
Weighted average Value score is 47.9. This indicates that portfolio is relatively reasonably valued using composite of value measures.
Price Momentum score
59.2 / 100
Weighted average Price Momentum score is 59.2. This indicates that portfolio has average momentum using composite of momentum measures.
Quality score
68.6 / 100
Weighted average Quality score is 68.6. This indicates that portfolio has average quality using composite of quality measures.
QVM score
66.3 / 100
Weighted average QVM score is 66.3. This indicates that portfolio has average QVM score and hence a neutral stance is warranted.
Red Flags
Debt Insights
A detailed look at the debt holdings of this scheme — Is the scheme yielding enough? Includes credit quality, instrument breakdown and SEBI risk classification.
SEBI PRC matrix
Credit risk
| Interest risk | |||
|---|---|---|---|
| Low | Moderate | High | |
| Low | |||
| Moderate | |||
| High | |||
Instruments
| Full name | Description | Coupon rate | Maturity | Rating raw | Weight |
|---|---|---|---|---|---|
| GOI | GOI Securities | 7.34% | 22/04/2064 | SOV | 2.08% |
| GOI | GOI Securities | 6.54% | 17/01/2032 | SOV | 1.79% |
| GOI | GOI Securities | 7.09% | 05/08/2054 | SOV | 1.60% |
| Tata Communications Ltd. | Non Convertible Debenture | 6.77% | 07/08/2028 | CRISIL-AAA | 1.11% |
| GOI | GOI Securities | 6.68% | 07/07/2040 | SOV | 1.08% |
| Andhra Pradesh State | State Development Loan | 6.82% | 04/06/2036 | SOV | 1.07% |
| GOI | GOI Securities | 5.74% | 15/11/2026 | SOV | 0.97% |
| GOI | GOI Securities | 7.10% | 08/04/2034 | SOV | 0.92% |
| GOI | GOI Securities | 7.32% | 13/11/2030 | SOV | 0.88% |
| Adani Power Ltd. | Debenture | 8.20% | 25/01/2029 | CRISIL-AA | 0.85% |
| Godrej Properties Ltd. | Debenture | 8.30% | 19/03/2027 | ICRA-AA+ | 0.85% |
| Gujarat State | State Development Loan | 8.14% | 20/03/2029 | SOV | 0.58% |
| Mahindra Rural Housing Finance Ltd. | Debenture | 7.42% | 23/02/2028 | CRISIL-AAA | 0.58% |
| Andhra Pradesh State | State Development Loan | 7.70% | 06/12/2029 | SOV | 0.58% |
| JSW Kalinga Steel Ltd. | Debenture | 0.00% | 0 | CRISIL-AA | 0.57% |
| Himachal Pradesh State | State Development Loan | 6.36% | 29/07/2028 | SOV | 0.56% |
| Brookfield India Real Estate Trust REIT | Debenture | 0.00% | 20/12/2030 | ICRA-AAA | 0.56% |
| Maharashtra State | State Development Loan | 7.32% | 31/05/2032 | SOV | 0.56% |
| Bharti Telecom Ltd. | Debenture | 7.75% | 29/02/2028 | CRISIL-AAA | 0.56% |
| Poonawalla Fincorp Ltd. | Non Convertible Debenture | 7.68% | 20/03/2028 | CRISIL-AAA | 0.56% |
| GOI | GOI Securities | 6.92% | 18/11/2039 | SOV | 0.56% |
| Power Finance Corporation Ltd. | Debenture | 6.59% | 15/10/2030 | CRISIL-AAA | 0.55% |
| Karnataka State | State Development Loan | 6.58% | 03/06/2030 | SOV | 0.55% |
| Tamilnadu State | State Development Loan | 7.11% | 31/07/2029 | SOV | 0.51% |
| India Universal Trust AL1 | Securitised Debt | 8.20% | 20/09/2030 | IND-AAA(SO) | 0.46% |
| Godrej Properties Ltd. | Debenture | 8.40% | 25/01/2028 | ICRA-AA+ | 0.46% |
| Sansar Trust | Securitised Debt | 0.00% | 25/10/2028 | CRISIL-AAA(SO) | 0.40% |
| GOI | GOI Securities | 7.18% | 14/08/2033 | SOV | 0.40% |
| GIC Housing Finance Ltd. | Debenture | 7.59% | 10/06/2027 | CRISIL-AA+ | 0.28% |
| Muthoot Finance Ltd. | Non Convertible Debenture | 7.88% | 22/11/2028 | CRISIL-AA+ | 0.28% |
| Power Finance Corporation Ltd. | Bonds | 7.44% | 15/01/2030 | CRISIL-AAA | 0.28% |
| National Bank For Agriculture & Rural Development | Bonds | 7.10% | 29/03/2029 | CRISIL-AAA | 0.28% |
| National Bank For Agriculture & Rural Development | Debenture | 6.66% | 12/10/2028 | CRISIL-AAA | 0.28% |
| Power Finance Corporation Ltd. | Bonds | 7.45% | 0 | CRISIL-AAA | 0.28% |
| Power Finance Corporation Ltd. | Debenture | 7.41% | 25/02/2030 | CRISIL-AAA | 0.28% |
| Bharti Telecom Ltd. | Non Convertible Debenture | 7.85% | 20/03/2029 | CRISIL-AAA | 0.28% |
| Poonawalla Fincorp Ltd. | Non Convertible Debenture | 7.58% | 08/09/2028 | CRISIL-AAA | 0.28% |
| Poonawalla Fincorp Ltd. | Debenture | 8.25% | 11/05/2028 | CRISIL-AAA | 0.28% |
| Poonawalla Fincorp Ltd. | Debenture | 7.60% | 28/05/2027 | CRISIL-AAA | 0.28% |
| Tamilnadu State | State Development Loan | 6.53% | 06/01/2031 | SOV | 0.27% |
| Sansar Trust | Securitised Debt | 0.00% | 25/06/2030 | CRISIL-AAA(SO) | 0.23% |
| Liquid Gold Series 7 | Securitised Debt | 0.00% | 0 | CRISIL-AAA(SO) | 0.23% |
| Tata Projects Ltd. | Debenture | 8.30% | 07/01/2028 | CRISIL-AA | 0.23% |
| Maharashtra State | State Development Loan | 7.60% | 15/04/2030 | SOV | 0.17% |
| Gujarat State | State Development Loan | 6.90% | 31/03/2030 | SOV | 0.17% |
| Torrent Pharmaceuticals Ltd. | Debenture | 7.45% | 19/01/2028 | ICRA-AA+ | 0.17% |
| GOI | GOI Securities | 6.48% | 06/10/2035 | SOV | 0.16% |
| Muthoot Finance Ltd. | Bonds | 8.85% | 20/12/2028 | CRISIL-AA+ | 0.11% |
| India Universal Trust AL1 | Securitised Debt | 0.00% | 0 | CRISIL-AAA(SO) | 0.07% |
| Tamilnadu State | State Development Loan | 6.95% | 07/07/2031 | SOV | 0.06% |
| Haryana State | State Development Loan | 7.86% | 27/12/2027 | SOV | 0.06% |
| GOI | GOI Securities | 6.97% | 06/09/2026 | SOV | 0.06% |
| GOI | GOI Securities | 7.38% | 20/06/2027 | SOV | 0.06% |
| GMR Airports Ltd. | Bonds | 0.00% | 13/02/2027 | CARE-A | 0.06% |
| NHPC Ltd. | Debenture | 7.13% | 11/02/2028 | ICRA-AAA | 0.06% |
| Export-Import Bank Of India | Bonds | 7.14% | 13/12/2029 | CRISIL-AAA | 0.03% |
| India Universal Trust AL1 | Securitised Debt | 0.00% | 0 | CRISIL-AAA(SO) | 0.02% |
| Indian Railway Finance Corporation Ltd. | Bonds | 0.00% | 01/12/2035 | CRISIL-AAA | 0.01% |
| GOI | GOI Securities | 5.77% | 03/08/2030 | SOV | 0.00% |
| Uttar Pradesh State | State Development Loan | 7.70% | 22/11/2035 | SOV | 0.00% |
| Karnataka State | State Development Loan | 7.73% | 03/01/2035 | SOV | 0.00% |
Frequently Asked Questions
What are the top holdings of Tata Balanced Advantage Fund Direct-Growth?
The top holdings of Tata Balanced Advantage Fund Direct-Growth sorted by portfolio weight are listed in the Top Portfolio Holdings section of the Holdings tab.
How many stocks does Tata Balanced Advantage Fund Direct-Growth hold in its portfolio?
Tata Balanced Advantage Fund Direct-Growth holds 127 securities in its portfolio. The top 5 holdings account for 23.34% of the portfolio and the top 10 for 33.24% — a well-diversified portfolio that minimises stock-specific risk.
What is the sector allocation of Tata Balanced Advantage Fund Direct-Growth?
The sector allocation of Tata Balanced Advantage Fund Direct-Growth is in the Sector Allocation section, showing each industry's weight in the portfolio.
What is the equity and debt allocation of Tata Balanced Advantage Fund Direct-Growth?
As of 31 May 2026, Tata Balanced Advantage Fund Direct-Growth has 58.62% in equity, 28.14% in debt and 9.71% in cash/others. This asset mix determines the fund's overall risk-return profile. The debt portfolio has a yield to maturity (YTM) of 7.29%.
What is the market cap allocation of Tata Balanced Advantage Fund Direct-Growth?
Tata Balanced Advantage Fund Direct-Growth's equity portfolio — Large Cap: 71.24%, Mid Cap: 16.38%, Small Cap: 12.38%. Market cap allocation determines the fund's risk profile — large cap offers stability while mid and small cap offer higher growth potential with higher volatility.
Is Tata Balanced Advantage Fund Direct-Growth a concentrated or diversified fund?
Tata Balanced Advantage Fund Direct-Growth holds 127 securities, with the top 10 accounting for 33.24% of the portfolio and the top 5 for 23.34%. With 127 holdings, this is a well-diversified fund — stock-specific risk is limited.
What is the credit quality of Tata Balanced Advantage Fund Direct-Growth?
The debt holdings of Tata Balanced Advantage Fund Direct-Growth are rated as follows — SOV: 15.78%, AAA: 8.43%, Cash: 6.55%, Cash & Call Money: 3.16%, and others. Higher allocation to AAA and sovereign instruments means lower credit risk. The full rating profile compared to the category average is in the Credit Rating section.
How often does Tata Balanced Advantage Fund Direct-Growth change its portfolio?
The portfolio currently holds 127 securities with the top 10 accounting for 33.24% as of 31 May 2026. Portfolio turnover reflects how actively the fund manager trades. A high turnover increases transaction costs while a low turnover reflects a buy-and-hold approach. Historical asset allocation snapshots across multiple dates are in the Holdings Analysis section.
What is the PE ratio of Tata Balanced Advantage Fund Direct-Growth's portfolio?
The weighted average PE ratio of Tata Balanced Advantage Fund Direct-Growth's portfolio is 28.80 and the PB ratio is 3.83. The debt portfolio has a modified duration of 4.14 years and an average maturity of 7.79 years. These metrics reflect the overall valuation and interest rate sensitivity of the portfolio.
When is the latest portfolio disclosure for Tata Balanced Advantage Fund Direct-Growth?
The latest portfolio disclosure for Tata Balanced Advantage Fund Direct-Growth is as of 31 May 2026. Mutual funds and ETFs in India are required to disclose their full portfolio monthly, within 10 business days of month-end. You can switch between historical disclosure dates using the date selector in the Top Portfolio Holdings section.