mutual funds uti equity savings fund directgrowth

holdings

UTI Equity Savings Fund Direct-Growth

Hybrid: Equity Savings - Growth (Open ended)

UTI Equity Savings Fund Direct-GrowthNAV: 20.25 as on 16 Jul, 2026

Risk levelCategoryBenchmark

Factsheet

SEBI Riskometer: Moderately HighCategory: Hybrid: Equity SavingsBenchmark: CRISIL Equity Saving Index

NAV: ₹20.25+0.04%

16 Jul 2026

Holdings Analysis

Equity, debt and cash allocation snapshot with market cap distribution for UTI Equity Savings Fund Direct-Growth.

Asset Allocation

As on 30 Jun 2026

Others

38.36%

Equity

33.56%

Debt

21.08%

Real estate

6.99%

Market Cap Distribution

Large Cap (91.5%)

Mid Cap (8.4%)

Small Cap (0.1%)

Historical Asset Allocation

Asset	30 Jun 2026	31 May 2026	30 Apr 2026	31 Mar 2026	28 Feb 2026	31 Jan 2026
Equity	33.56%	32.87%	34.38%	33.79%	33.63%	34.54%
Debt	21.08%	21.65%	21.74%	23.79%	21.70%	22.03%
Others (incl. cash)	38.36%	39.47%	37.93%	34.62%	36.92%	36.84%
Commodities	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Real Estate	6.99%	6.01%	5.94%	7.80%	7.75%	6.60%

Portfolio Snapshot

No. of Securities

P/E Ratio

18.77

P/B Ratio

2.68

Top Holding %

38.36%

Top 5 Holdings %

61.94%

Top 10 Holdings %

80.24%

Modified Duration

2.35 yrs

Avg. Maturity

2.76 yrs

Yield to Maturity

6.26%

AUM

₹853 Cr

Expense Ratio

1.08%

Since Inception

9.36%

Max Drawdown

-0.14%

Sharpe Ratio

0.67

Top Portfolio Holdings by Weight

Latest portfolio holdings sorted by allocation weight. Includes instrument name, sector, number of shares, market value (₹ Cr) and percentage of net assets. Switch dates or categories using the controls below.

Instrument	Sector	No. of Shares	Value (Rs. Cr)	Weight	Change
Axis Bank Ltd.	Financial	3,46,794	46.67	5.47%	0.22%↑
HDFC Bank Ltd.	Financial	4,45,664	35.56	4.17%	0.31%↑
Mahindra & Mahindra Ltd.	Automobile	1,01,829	31.25	3.66%	0.30%↑
Bharti Airtel Ltd.	Communication	1,67,699	31.06	3.64%	0.01%↑
Grasim Industries Ltd.	Materials	97,955	30.37	3.56%	-0.05%↓
State Bank of India	Financial	2,71,472	27.88	3.27%	0.23%↑
Kotak Mahindra Bank Ltd.	Financial	7,02,790	27.57	3.23%	0.35%↑
Maruti Suzuki India Ltd.	Automobile	15,750	22.23	2.61%	0.09%↑
Larsen & Toubro Ltd.	Construction	50,215	20.81	2.44%	-0.05%↓
ICICI Bank Ltd.	Financial	1,50,212	20.66	2.42%	0.25%↑
Bajaj Finance Ltd.	Financial	1,95,353	19.63	2.30%	0.25%↑
Reliance Industries Ltd.	Energy	1,03,414	13.38	1.57%	-0.19%↓
JSW Steel Ltd.	Metals & Mining	98,550	12.09	1.42%	-0.11%↓
Power Grid Corporation Of India Ltd.	Energy	3,93,945	11.28	1.32%	-0.17%↓
Indus Towers Ltd.	Communication	2,86,985	11.24	1.32%	0.46%↑
NMDC Ltd.	Metals & Mining	12,28,500	10.46	1.23%	-0.09%↓
ITC Ltd.	Consumer Staples	3,60,766	10.35	1.21%	-0.04%↓
Aurobindo Pharma Ltd.	Healthcare	59,621	9.41	1.10%	0.07%↑
SBI Life Insurance Company Ltd.	Insurance	52,177	9.21	1.08%	-0.08%↓
Life Insurance Corporation of India	Insurance	2,11,370	9.12	1.07%	0.07%↑

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Sector-wise Portfolio Allocation

Equity exposure by sector as a percentage of total net assets, tracked across recent portfolio dates. Identifies concentration risk and sector rotation trends in the fund's holdings.

Sector	30 Jun 2026	31 May 2026	30 Apr 2026	31 Mar 2026	28 Feb 2026	31 Jan 2026
Financial	9.47%	8.05%	8.31%	7.99%	8.29%	7.94%
Energy	4.90%	5.56%	6.42%	6.21%	5.26%	5.38%
Technology	3.61%	4.49%	4.64%	4.95%	4.97%	6.15%
Automobile	2.61%	2.26%	2.49%	2.50%	3.03%	2.95%
Construction	2.57%	2.60%	2.58%	2.34%	2.61%	2.46%
Communication	1.85%	1.84%	1.48%	1.55%	1.51%	1.47%
Materials	1.83%	1.83%	1.80%	1.80%	1.78%	1.72%
Healthcare	1.82%	1.68%	1.67%	1.63%	1.35%	1.28%
Services	1.53%	1.05%	1.01%	0.91%	0.66%	0.64%
Consumer Staples	1.21%	1.26%	1.38%	1.32%	1.35%	1.42%
Insurance	1.20%	1.14%	1.12%	1.07%	1.14%	1.09%
Metals & Mining	0.94%	0.92%	1.31%	1.52%	1.66%	2.04%
Capital Goods	-	0.16%	0.17%	-	-	-

Debt Holdings — Credit Quality Profile

Allocation of debt instruments by credit rating (AAA, AA, A, and below investment grade) as a percentage of net assets, compared against the category average. Higher AAA allocation indicates lower credit risk.

Rating	Fund	Category
Cash	32.26%	28.30%
SOV	20.50%	8.65%
Cash & Call Money	6.10%	13.21%
Term Deposits	0.59%	0.15%
A+	-	0.16%
A1+	-	3.57%
AA	-	0.66%
AA+	-	1.03%
AA-	-	0.12%
AAA	-	5.11%
D	-	10.07%
Others	-	0.41%

Equity Insights

A detailed look at the equity holdings of this scheme — aggregated scores on value, momentum, quality parameters along with diversification and performance analysis.

Style Analysis

Value score

Score not available.

Price Momentum score

Score not available.

Quality score

Score not available.

QVM score

Score not available.

Red Flags

Negative cash flow from operations

Following companies have not generated positive operating cash flow for 2 consecutive financial years: Bajaj Finserv Ltd., Bajaj Finance Ltd., Grasim Industries Ltd., Life Insurance Corporation of India, Shriram Finance Ltd.

High leverage

Following companies have debt to equity of greater than 2:

Name	Value
Grasim Industries Ltd.	2.2
Tata Power Company Ltd.	2.02
Interglobe Aviation Ltd.	11.15

Debt Insights

A detailed look at the debt holdings of this scheme — Is the scheme yielding enough? Includes credit quality, instrument breakdown and SEBI risk classification.

SEBI PRC matrix

Credit risk

	Interest risk
	Low	Moderate	High
Low
Moderate
High

Instruments

Full name	Description	Coupon rate	Maturity	Rating raw	Weight
GOI	GOI Securities	7.32%	13/11/2030	SOV	7.88%
GOI	GOI Securities	7.04%	03/06/2029	SOV	5.60%
GOI	GOI Securities	6.01%	21/07/2030	SOV	4.64%
GOI	GOI Securities	7.06%	10/04/2028	SOV	2.39%
Axis Bank Ltd.	Short Term Deposit	0.00%	0	-	0.59%
Others	CBLO	0.00%	0	-	0.00%

Frequently Asked Questions

What are the top holdings of UTI Equity Savings Fund Direct-Growth?

The top holdings of UTI Equity Savings Fund Direct-Growth as of 30 Jun 2026 are Others (38.36%), GOI (7.88%), GOI (5.60%), Axis Bank Ltd. (5.47%), GOI (4.64%). These top 5 stocks together account for 61.94% of the total portfolio. You can view the complete holdings breakdown above.

How many stocks does UTI Equity Savings Fund Direct-Growth hold in its portfolio?

UTI Equity Savings Fund Direct-Growth holds 58 stocks in its portfolio as of 30 Jun 2026. The fund's portfolio size reflects the fund manager's investment approach, a more concentrated portfolio indicates higher conviction bets, while a larger number of holdings suggests a more diversified strategy.

What is the sector allocation of UTI Equity Savings Fund Direct-Growth?

As of 30 Jun 2026, UTI Equity Savings Fund Direct-Growth's top sector allocations are Financial (9.47%), Energy (4.90%), Technology (3.61%). You can find detailed sector allocation above.

What is the equity and debt allocation of UTI Equity Savings Fund Direct-Growth?

As of 30 Jun 2026, UTI Equity Savings Fund Direct-Growth has 33.56% allocated to equity, and 21.08% to debt. You can also check the historical trends above.

What is the market cap allocation of UTI Equity Savings Fund Direct-Growth?

As of 30 Jun 2026, UTI Equity Savings Fund Direct-Growth's market cap allocation is 91.54% in large caps, 8.38% in mid caps, and 0.07% in small caps.

What is the PE ratio of UTI Equity Savings Fund Direct-Growth's portfolio?

The portfolio PE ratio of UTI Equity Savings Fund Direct-Growth is 18.77 as of 30 Jun 2026. The portfolio PE ratio tells you how expensive or cheap the fund's holdings are relative to their earnings.

What is the credit quality of UTI Equity Savings Fund Direct-Growth?

As of 30 Jun 2026, UTI Equity Savings Fund Direct-Growth's debt portfolio has - in AAA-rated instruments, - in AA-rated, and 20.50% in sovereign securities. Higher allocation to AAA and sovereign instruments indicates lower credit risk in the non-equity portion of the portfolio.

When is the latest portfolio disclosure for UTI Equity Savings Fund Direct-Growth?

The latest portfolio disclosure for UTI Equity Savings Fund Direct-Growth is as of 30 Jun 2026. SEBI requires all mutual funds to disclose their complete portfolio holdings on a monthly basis, typically within 10 days of the end of each month.

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Asset

30 Jun 2026

31 May 2026

30 Apr 2026

31 Mar 2026

28 Feb 2026

31 Jan 2026

Equity

33.56%

32.87%

34.38%

33.79%

33.63%

34.54%

Debt

21.08%

21.65%

21.74%

23.79%

21.70%

22.03%

Others (incl. cash)

38.36%

39.47%

37.93%

34.62%

36.92%

36.84%

Commodities

0.00%

Real Estate

6.99%

6.01%

5.94%

7.80%

7.75%

6.60%

Instrument

Sector

No. of Shares

Value (Rs. Cr)

Weight

Change

Axis Bank Ltd.

Financial

3,46,794

46.67

5.47%

0.22%↑

HDFC Bank Ltd.

Financial

4,45,664

35.56

4.17%

0.31%↑

Mahindra & Mahindra Ltd.

Automobile

1,01,829

31.25

3.66%

0.30%↑

Bharti Airtel Ltd.

Communication

1,67,699

31.06

3.64%

0.01%↑

Grasim Industries Ltd.

Materials

97,955

30.37

3.56%

-0.05%↓

State Bank of India

Financial

2,71,472

27.88

3.27%

0.23%↑

Kotak Mahindra Bank Ltd.

Financial

7,02,790

27.57

3.23%

0.35%↑

Maruti Suzuki India Ltd.

Automobile

15,750

22.23

2.61%

0.09%↑

Larsen & Toubro Ltd.

Construction

50,215

20.81

2.44%

-0.05%↓

ICICI Bank Ltd.

Financial

1,50,212

20.66

2.42%

0.25%↑

Bajaj Finance Ltd.

Financial

1,95,353

19.63

2.30%

0.25%↑

Reliance Industries Ltd.

Energy

1,03,414

13.38

1.57%

-0.19%↓

JSW Steel Ltd.

Metals & Mining

98,550

12.09

1.42%

-0.11%↓

Power Grid Corporation Of India Ltd.

Energy

3,93,945

11.28

1.32%

-0.17%↓

Indus Towers Ltd.

Communication

2,86,985

11.24

1.32%

0.46%↑

NMDC Ltd.

Metals & Mining

12,28,500

10.46

1.23%

-0.09%↓

ITC Ltd.

Consumer Staples

3,60,766

10.35

1.21%

-0.04%↓

Aurobindo Pharma Ltd.

Healthcare

59,621

9.41

1.10%

0.07%↑

SBI Life Insurance Company Ltd.

Insurance

52,177

9.21

1.08%

-0.08%↓

Life Insurance Corporation of India

Insurance

2,11,370

9.12

1.07%

0.07%↑

Sector

30 Jun 2026

31 May 2026

30 Apr 2026

31 Mar 2026

28 Feb 2026

31 Jan 2026

Financial

9.47%

8.05%

8.31%

7.99%

8.29%

7.94%

Energy

4.90%

5.56%

6.42%

6.21%

5.26%

5.38%

Technology

3.61%

4.49%

4.64%

4.95%

4.97%

6.15%

Automobile

2.61%

2.26%

2.49%

2.50%

3.03%

2.95%

Construction

2.57%

2.60%

2.58%

2.34%

2.61%

2.46%

Communication

1.85%

1.84%

1.48%

1.55%

1.51%

1.47%

Materials

1.83%

1.80%

1.78%

1.72%

Healthcare

1.82%

1.68%

1.67%

1.63%

1.35%

1.28%

Services

1.53%

1.05%

1.01%

0.91%

0.66%

0.64%

Consumer Staples

1.21%

1.26%

1.38%

1.32%

1.35%

1.42%

Insurance

1.20%

1.14%

1.12%

1.07%

1.14%

1.09%

Metals & Mining

0.94%

0.92%

1.31%

1.52%

1.66%

2.04%

Capital Goods

0.16%

0.17%

Rating

Fund