HOMEFIRST

Home First Finance Company India Ltd.

NSE: HOMEFIRST

BSE: 543259

Sector: Financial Services

Industry Group: Finance

Industry: Housing Finance Company

1,183.70-7.6 (-0.64%)

26 Aug, 3:30 PM

Overview

Analysis Statements Technicals Forecast Peers Resources News

Stock Scores

Quality Score

29.1 / 100

Value Score

34.5 / 100

Price Momentum Score

61.7 / 100

QVM Score

29.8 / 100

Key Metrics

Market Cap

12473.90

P/E (TTM)

21.46

P/B

2.86

P/S (TTM)

6.24

EV/EBITDA

13.64

CAPE (5Y)

32.36

ROE (TTM)

15.71

ROCE (TTM)

11.44

ROA (TTM)

3.95

Avg 3Y ROE

15.90

Earnings 3Y CAGR

26.81

Sales 3Y CAGR

31.62

Sales 5Y CAGR

33.13

Debt/Equity

2.44

Consensus TP

1430.00

Strong Buy %

64.00

Promoter Holding

6.97

Pledged %

0.00

Stock Analysis

Fundamental analysis overview of Home First Finance Company India Ltd. covering key investment insights, growth drivers, risk factors, and potential red flags.

Views

Red Flags

Positive

Analysts have been raising forward EPS estimates

Analyst EPS estimate (consensus) for forward EPS has increased by 4.25% in the last 3 months, indicating earnings momentum

What is Earnings upgrade (3M)?

High and stable ROE

The company reported strong ROE of 15.71% for 12-month ended 30 Jun 2026 and ROE declined marginally by -75 bps from 1 year ago

What is ROE (FY)?

High and stable operating margin

The company reported strong operating margin of 80.65% for 12-month ended 30 Jun 2026 and operating margin declined marginally by -23 bps from 1 year ago

What is Operating profit margin?

Strong revenue growth and above median growth of industry

The company delivered strong revenue growth of 21.36% for 12-month ended 30 Jun 2026 and the growth was 8.74 percentage points higher than median growth of industry

What is Sales growth (1Y)?

Median: 12.62

Value 21.36

-17.0935.44

Strong EPS growth and above median growth of industry

The company delivered strong EPS growth of 26.11% for 12-month ended 30 Jun 2026 and the growth was 6.99 percentage points higher than median growth of industry

What is EPS growth (1Y)?

Consistently pays dividend

The company has not missed dividend payments once in the last 3 financial years

What is Dividend streak?

Negative

Low dividend yield

The company has a low dividend yield of 0.44%

What is Dividend yield?

Neutral

Reasonably valued but PB is at a premium to industry median P/B

PB of 2.86 indicates that the stock is reasonably valued on a standalone basis but is at a 78.75% premium to industry median P/B

What is P/B Ratio?

Median: 1.6

Value 2.86

0.369.32

High, but decreasing Debt to Equity

The company has high Debt to Equity of 2.44 as on 30 Jun 2026 but Debt to Equity decreased by 1.36 in the last 1 year

What is Debt to Equity?

Financial Snapshot

See detailed analysis

Multi-year trends for Home First Finance Company India Ltd. covering revenue, net profit, ROE, and EBITDA for a quick view of financial health over time.

Net Revenue FY

Profit After Tax FY

ROE FY

ROA FY

Home First Finance Company India Ltd. Shareholding Pattern

Quarterly breakdown of Home First Finance Company India Ltd. ownership including promoter, FII, DII, mutual fund, and public holdings as disclosed to NSE/BSE.

	Aug 2015	Jul 2016	Sep 2017	Jul 2018	Mar 2021	Jun 2021	Sep 2021	Dec 2021	Mar 2022	Jun 2022	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Apr 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
Total Promoter	88.82	91.47	12.97	6.36	33.70	33.66	33.65	33.62	33.60	33.58	33.57	33.52	33.46	30.21	30.19	23.60	23.56	23.45	23.38	14.31	14.25	12.47	12.43	12.39	12.35	6.99	6.97
Indian Promoter	88.82	91.47	12.97	6.36	20.26	33.66	20.23	20.21	20.20	20.19	20.18	20.16	20.12	18.17	18.16	14.20	14.18	14.11	14.07	8.63	8.59	7.52	7.49	7.47	7.45	4.72	4.72
Foreign Promoter	0.00	0.00	0.00	0.00	13.44	-	13.42	13.41	13.40	13.39	13.38	13.37	13.34	12.04	12.03	9.40	9.38	9.34	9.31	5.68	5.66	4.95	4.94	4.92	4.90	2.26	2.26
Institutions	0.00	0.00	0.00	91.58	53.50	54.73	53.30	52.49	51.38	50.67	16.73	15.90	24.10	27.55	26.98	36.55	36.94	36.70	37.99	56.20	55.81	57.73	59.08	68.82	68.43	73.22	73.71
Mutual Funds / UTI	0.00	0.00	0.00	0.00	5.08	5.22	4.05	3.88	3.96	4.68	3.85	3.91	5.80	7.95	7.93	9.52	9.62	9.65	10.68	15.46	17.33	17.93	18.01	23.34	21.93	19.74	21.80
FI/Bank/Insurance	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.78	0.62	0.42	0.41	0.40	0.64	0.67	1.38	0.99	1.92	1.64	1.82	2.02	3.32	3.60	5.10	5.16
Govt	0.00	0.00	0.00	0.00	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
FII	0.00	0.00	0.00	48.68	10.86	11.61	12.68	12.07	10.90	9.49	10.31	9.37	15.69	17.56	17.02	24.83	25.09	24.73	25.52	37.86	35.96	0.00	37.19	39.99	40.82	45.72	43.90
Other Institutions	0.00	0.00	0.00	42.90	37.57	37.90	36.57	36.54	36.52	36.50	1.79	1.98	2.19	1.64	1.63	1.56	1.55	0.93	0.79	0.95	0.89	37.99	1.86	2.18	2.08	2.66	2.85
Non-Institution	11.18	8.53	87.03	2.06	12.79	11.61	13.04	13.90	15.02	15.75	49.71	50.58	42.44	42.23	42.83	39.84	39.50	39.85	38.62	29.50	29.93	29.80	28.49	18.78	19.22	19.79	19.32
Bodies Corporate	0.70	0.54	0.00	0.00	-	-	-	-	-	-	2.81	2.97	2.80	3.44	3.45	3.29	3.02	3.26	3.29	3.29	3.20	2.83	2.75	2.92	2.72	2.93	2.57
Others (incl. Retail) No. of shareholders	10.48 3	7.99 2	87.03 5	2.06 4	12.79 1,36,736	11.61 1,05,015	13.04 77,184	13.90 64,007	15.02 61,778	15.75 62,345	46.90 73,127	47.61 74,034	39.64 73,229	38.79 77,610	39.38 78,336	36.55 77,492	36.48 75,938	36.59 75,013	35.33 77,952	26.21 86,256	26.73 87,503	26.97 87,809	25.74 85,609	15.86 84,142	16.50 82,872	16.86 82,122	16.75 80,406

Holdings and Presence

Indices and prominent investors with a stake in this stock.

Index Presence

#	Index	Weight	Rank
1	SHI: Housing Finance Company	7.09%	7 / 12
2	Nifty Smallcap250 Quality 50	1.79%	25 / 50
3	Nifty Smallcap 250	0.54%	53 / 249
4	Nifty 500	0.06%	259 / 499
5	Nifty Total Market	0.06%	286 / 749

Bulk, Block and Insider Trades

Recent bulk deals, block deals, and insider trading activity in Home First Finance Company India Ltd. shares as reported to NSE and BSE.

Name	Month	Transaction	Holding % pre transaction	Average price	Qty.	Transaction value
Vaibhav Bhujbal Designated Person	May-2022	Market Sale (Disposal) 27th May 2022	0.00 %	₹ 800.74	4.00 k	₹ 32.03 lac
Mita Das Designated Person	May-2022	Market Sale (Disposal) 25th May 2022	0.00 %	₹ 807.44	5.10 k	₹ 41.20 lac
Gaurav Mohta Designated Person	May-2022	Market Sale (Disposal) 16th May 2022	0.08 %	₹ 762.79	3.45 k	₹ 26.32 lac
Muthumari M Designated Person	May-2022	Market Sale (Disposal) 13th May 2022	0.01 %	₹ 733.92	5.00 k	₹ 36.70 lac
Anand Raju Gurapnor Designated Person	May-2022	Market Sale (Disposal) 9th May 2022	0.00 %	₹ 776.31	5.99 k	₹ 46.52 lac
Ramakrishna Vyamajala Designated Person	May-2022	Market Sale (Disposal) 9th May 2022	0.01 %	₹ 775.52	2.00 k	₹ 15.51 lac
Prachi Tirodkar Designated Person	May-2022	Market Sale (Disposal) 9th May 2022	0.01 %	₹ 764.53	14.06 k	₹ 1.07 cr
Ramakrishna Vyamajala Designated Person	March-2022	Market Sale (Disposal) 23rd Mar 2022	0.01 %	₹ 711.19	3.00 k	₹ 21.34 lac
Prashant Gajaria Designated Person	March-2022	Market Sale (Disposal) 15th Mar 2022	0.01 %	₹ 710.34	2.00 k	₹ 14.21 lac
Joyce Dcosta Designated Person	January-2022	Market Sale (Disposal) 3rd Jan 2022	0.00 %	₹ 823.74	1.41 k	₹ 11.57 lac

Corporate Actions

History of Home First Finance Company India Ltd. dividends, bonus issues, stock splits, rights issues, and other corporate events.

Dividend₹ 5.20/share
Record date: 29th May 2026Ex-date: 29th May 2026
Announced on: 6th May 2026
Dividend₹ 3.70/share
Record date: 30th May 2025Ex-date: 30th May 2025
Announced on: 1st May 2025
Dividend₹ 3.40/share
Record date: 7th Jun 2024Ex-date: 7th Jun 2024
Announced on: 8th May 2024
Dividend₹ 2.60/share
Record date: 19th May 2023Ex-date: 19th May 2023
Announced on: 2nd May 2023

Company Profile

Overview of Home First Finance Company India Ltd. covering business description, industry classification, key management, financial ratios, and listed exchange details.

Home First Finance Company India Limited is a technology-driven affordable housing finance company that targets first-time home buyers in low and middle-income groups. It primarily offers housing loans for the purchase or construction of homes. The company focuses on the home loan segment. It offers...

Key personnel

Ms. Nutan Gaba Patwari

Chief Financial Officer

Mr. Shreyans Bachhawat

Compliance Officer, Company Secretary, Head - Legal

Ms. Harshita Dixit

Head of Internal Audit

Mr. Arunchandra Jupalli

Business Head - South

Mr. Rupesh Mehta

Head of Information Technology

Mr. Deepak M. SatwalekarD

Non-Executive Independent Chairman of the Board

Mr. Manoj ViswanathanD

Chief Executive Officer, Founder, Managing Director, Director

Ms. Geeta Dutta GoelD

Non-Executive Independent Woman Director

View all

Incorporated on

03 Feb 2010

Last Annual

31 Mar 2026

Last Interim

30 Jun 2026

No. of Employees

1,855

IPO date

03 Feb 2021

Free Float

9,47,95,127

Website

https://homefirstindia.com/

Phone no.

+918880549911

Address

511, Acme Plaza, Opposite Sangam Cinema, J B Nagar, Andheri East, MUMBAI, 400059, India

Frequently Asked Questions

What is the current share price of Home First Finance Company India Ltd.?

The current share price of Home First Finance Company India Ltd. is ₹ 1,183.70 as of 26 Aug 2026.

What is the market capitalisation of Home First Finance Company India Ltd.?

The market capitalisation of Home First Finance Company India Ltd. stands at ₹ 12,473.90 Cr.

What is the PE ratio of Home First Finance Company India Ltd.?

The Price-to-Earnings (PE) ratio of Home First Finance Company India Ltd. is 21.46 as of the latest trailing twelve months data.

What is the ROE and ROCE of Home First Finance Company India Ltd.?

Home First Finance Company India Ltd. has a Return on Equity (ROE) of 15.71% and a Return on Capital Employed (ROCE) of 11.44% as per the latest financial reports.

What is the 52-week high and low of Home First Finance Company India Ltd.?

The 52-week high of Home First Finance Company India Ltd. is - and the 52-week low is -.

What is the dividend yield of Home First Finance Company India Ltd.?

The dividend yield of Home First Finance Company India Ltd. is 0.44% based on the current market price.

What is the FII and DII holding in Home First Finance Company India Ltd.?

Foreign Institutional Investors (FII) hold 43.90%, Domestic Institutional Investors (DII) hold 26.96% and retail/public investors hold 16.75% of Home First Finance Company India Ltd. shares.

What sector does Home First Finance Company India Ltd. belong to?

Home First Finance Company India Ltd. operates in the Financial Services sector. 84% of analysts have a Buy or Strong Buy rating on Home First Finance Company India Ltd. with a consensus target price of ₹ 1,430.00, implying 19.87% upside from current levels.

What is the beta of Home First Finance Company India Ltd.?

The beta of Home First Finance Company India Ltd. is 1.22, indicating its price volatility relative to the broader market. Over the past 1 year, Home First Finance Company India Ltd. has delivered an absolute return of -5.20%.

What is the RSI of Home First Finance Company India Ltd.?

The 14-day Relative Strength Index (RSI) of Home First Finance Company India Ltd. is 52.30, placing it in the neutral zone. An RSI above 70 is considered overbought and below 30 is considered oversold.

Home First Finance Company India Ltd.

Stock Scores

Key Metrics

Share Price

Stock Analysis

Financial Snapshot

Home First Finance Company India Ltd. Shareholding Pattern

Holdings and Presence

Bulk, Block and Insider Trades

Corporate Actions

Company Profile

Frequently Asked Questions

Stock Analysis

Holdings and Presence

Corporate Actions

Company Profile