	2017 Mar 31	2018 Mar 31	2019 Mar 31	2020 Mar 31	2021 Mar 31	2022 Mar 31	2023 Mar 31	2024 Mar 31	2025 Mar 31	2026 Mar 31

Period length: Source:	12M PR	12M PR	12M PR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR
Total Revenue	91	131	259	409	486	596	791	1,137	1,530	1,915
Total Operating Expenses	25	40	68	100	100	129	175	231	294	366
Operating Profit	66	91	191	309	386	467	616	906	1,236	1,549
Operating Margin	72.6	69.5	73.6	75.6	79.5	78.4	77.9	79.7	80.8	80.9
Financing Income/(Expense) - Net	-54	-65	-126	-194	-220	-216	-304	-500	-715	-792
Profit before Taxes	10	24	65	107	134	226	295	400	502	708
Income Taxes	4	8	20	28	34	40	67	94	120	167
Profit after Tax	7	16	45	80	100	186	228	306	382	540
PAT Margin	7.3	12.2	17.4	19.5	20.6	31.2	28.9	26.9	25.0	28.2
EPS - Basic - ex Extraordinary Items	0.81	1.94	5.49	9.67	12.37	21.26	26.01	34.65	42.83	52.35
EPS - Diluted - ex Extraordinary Items	0.81	1.94	5.49	9.67	12.18	20.85	25.20	33.67	42.07	51.59
EBIT	66	91	191	309	386	467	616	906	1,236	1,549
EBITDA	68	93	196	316	394	474	625	918	1,252	1,568
EBITDA Margin	74.3	71.3	75.4	77.3	81.1	79.7	79.1	80.7	81.8	81.9

Balance Sheet

Abridged

Understanding Balance Sheet

Home First Finance Company India Ltd. balance sheet covering assets, liabilities, equity and borrowings across annual and quarterly periods.

Consolidated

Standalone

Annual

Interim

	2017 Mar 31	2018 Mar 31	2019 Mar 31	2020 Mar 31	2021 Mar 31	2022 Mar 31	R 2023 Mar 31	2024 Mar 31	2025 Mar 31	2026 Mar 31

Source:	PR	PR	PR	AR	AR	AR	IR	AR	AR	AR
Property Plant & Equipment - Net	6	11	17	20	16	20	25	30	45	54
Total Assets	989	1,365	2,482	3,480	4,510	5,117	6,739	9,534	12,212	15,167
Long Term Debt	-	-	-	-	2,934	3,479	4,828	7,319	9,580	10,627
Total Liabilities	683	1,040	1,959	2,547	3,130	3,543	4,922	7,412	9,690	10,810
Total Shareholders' Equity	306	325	523	933	1,381	1,574	1,817	2,121	2,521	4,357
Total Equity	306	325	523	933	1,381	1,574	1,817	2,121	2,521	4,357
Total Liabilities & Equity	989	1,365	2,482	3,480	4,510	5,117	6,739	9,534	12,212	15,167
Total Current Assets	977	1,344	2,456	-	-	-	-	-	-	-
Total Current Liabilities	678	1,033	1,951	-	-	-	-	-	-	-

Cash Flow

Abridged

Understanding Cash Flow Statement

Home First Finance Company India Ltd. cash flow statement covering operating, investing and financing activities across annual and quarterly periods.

Consolidated

Standalone

Annual

Interim

	2017 Mar 31	2018 Mar 31	2019 Mar 31	R 2020 Mar 31	2021 Mar 31	2022 Mar 31	2023 Mar 31	2024 Mar 31	2025 Mar 31	2026 Mar 31

Period length: Source:	12M PR	12M PR	12M PR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR
Operating CF bef Changes in Working Cap	8	23	41	88	137	177	264	284	359	589
Working Capital - Increase/(Decrease)	-279	-528	-829	-905	-347	-970	-1,703	-2,161	-2,508	-2,474
Net CF from Operating Activities	-271	-505	-788	-818	-211	-793	-1,440	-1,877	-2,149	-1,885
Capital Expenditures - Net	2	4	7	4	3	3	7	8	12	10
Net CF from Investing Activities	-16	55	-108	-113	-627	789	-296	-248	-49	-463
Dividends Paid - Cash - Total	-	-	-	-	-	-	-	23	30	38
Stock - Issuance/(Retirement) - Net	145	0	151	328	355	3	4	5	26	1,316
Debt - LT & ST - Issuance/(Retirement) - Total	235	357	908	565	555	409	1,349	2,488	2,221	939
Net Cash Flow from Financing Activities	380	357	1,059	893	900	411	1,353	2,470	2,217	2,197
Free Cash Flow to Equity	-38	-153	113	-257	342	-387	-98	602	60	-956
Free Operating CF net dividend	-273	-510	-795	-822	-213	-796	-1,447	-1,908	-2,191	-1,933
Free Operating CF	-273	-510	-795	-822	-213	-796	-1,447	-1,885	-2,161	-1,895

Business Segment Analysis

FY End:

Mar 26

Home First Finance Company India Ltd. business segment breakdown covering revenue, operating income and assets across key divisions for the selected financial year.

Capex

Consumer Lending (100.0%)₹ 9.55 Cr

Revenue / Sales

Consumer Lending (100.0%)₹ 1,914.59 Cr

Assets

Consumer Lending (100.0%)₹ 15,166.54 Cr

Operating Income

Consumer Lending (100.0%)₹ 1,548.82 Cr

Regional Segment Analysis

FY End:

Mar 26

Home First Finance Company India Ltd. geographic revenue split showing domestic and international market performance across revenue and income for the selected financial year.

Revenue / Sales

India (100.0%)₹ 1,914.59 Cr

Assets

India (100.0%)₹ 15,166.54 Cr

Historical Segment Analysis

Track how Home First Finance Company India Ltd. segment contributions have evolved over multiple financial years to see which divisions are growing, shrinking or gaining strategic importance.

Capex

Sales

Assets

Operating Income

Business

Regional

Business

	2021 Mar 31	2022 Mar 31	2023 Mar 31	2024 Mar 31	2025 Mar 31	2026 Mar 31

Consumer Lending	3	4	7	8	12	10

Frequently Asked Questions

What is the revenue of Home First Finance Company India Ltd.?

The latest trailing twelve month revenue of Home First Finance Company India Ltd. is ₹ 1,914.59 Cr, reflecting a 1-year growth of 25.14% and a 3-year CAGR of 34.27%. Annual and quarterly revenue trends are available in the Income Statement section.

What is the net profit of Home First Finance Company India Ltd.?

The latest trailing twelve month net profit (PAT) of Home First Finance Company India Ltd. is ₹ 540.38 Cr, with a 3-year earnings CAGR of 26.97%. Detailed profit history across annual and quarterly periods is in the Income Statement section.

What is the EBITDA of Home First Finance Company India Ltd.?

The trailing twelve month EBITDA of Home First Finance Company India Ltd. is approximately ₹ 1,548.82 Cr (based on an operating margin of 80.90%). EBITDA reflects core operating profitability before interest, taxes, depreciation and amortisation.

What is the EPS of Home First Finance Company India Ltd.?

The trailing twelve month Earnings Per Share (EPS) of Home First Finance Company India Ltd. is 51.59. EPS trends across annual and quarterly periods are visible in the Income Statement section.

What is the debt level of Home First Finance Company India Ltd.?

The debt-to-equity ratio of Home First Finance Company India Ltd. stands at 2.43. The interest coverage ratio is 1.95x, reflecting the company's ability to service debt from operating earnings. The full breakdown of total borrowings is in the Balance Sheet section.

What is the book value per share of Home First Finance Company India Ltd.?

The estimated book value per share of Home First Finance Company India Ltd. is 419.36 (derived from a P/B ratio of 2.88 and market price of ₹ 1,207.20), reflecting the net asset value attributable to each share. See the Balance Sheet section for a full breakdown.

What is the cash flow from operations of Home First Finance Company India Ltd.?

The trailing twelve month operating cash flow of Home First Finance Company India Ltd. is ₹ -1,885.26 Cr. Annual and quarterly cash flow data is available in the Cash Flow section of the Statements tab.

Does Home First Finance Company India Ltd. report consolidated or standalone financials?

Home First Finance Company India Ltd. reports consolidated financials. You can toggle between consolidated and standalone views using the switch at the top of each statement section.