Bank of India Banking & Financial Services Fund Direct-Growth
Equity: Sectoral-Banking - Growth (Open ended) Factsheet
SEBI Riskometer: Very HighCategory: Equity: Sectoral-BankingBenchmark: NIFTY Financial Services Total Return Index
NAV: ₹9.72+0.00%
24 Jul 2026
Holdings Analysis
Equity, debt and cash allocation snapshot with market cap distribution for Bank of India Banking & Financial Services Fund Direct-Growth.
Market Cap Distribution
Large Cap (71.5%)
Mid Cap (12.2%)
Small Cap (16.3%)
Historical Asset Allocation
| Asset | 30 Jun 2026 | 31 May 2026 | 30 Apr 2026 | 31 Mar 2026 | 28 Feb 2026 |
|---|---|---|---|---|---|
| Equity | 98.13% | 94.43% | 97.36% | 88.67% | 79.71% |
| Debt | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Others (incl. cash) | 1.87% | 5.57% | 2.64% | 11.33% | 20.29% |
| Commodities | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Real Estate | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Portfolio Snapshot
No. of Securities
34
P/E Ratio
17.29
P/B Ratio
2.41
Top Holding %
11.77%
Top 5 Holdings %
40.59%
Top 10 Holdings %
58.05%
AUM
₹282 Cr
Expense Ratio
1.61%
Since Inception
-2.80%
Max Drawdown
-0.14%
Top Portfolio Holdings by Weight
Latest portfolio holdings sorted by allocation weight. Includes instrument name, sector, number of shares, market value (₹ Cr) and percentage of net assets. Switch dates or categories using the controls below.
| Instrument | Sector | No. of Shares | Value (Rs. Cr) | Weight | Change |
|---|---|---|---|---|---|
| ICICI Bank Ltd. | Financial | 2,41,500 | 33.21 | 11.77% | 2.59%↑ |
| HDFC Bank Ltd. | Financial | 3,26,000 | 26.01 | 9.22% | 1.04%↑ |
| State Bank of India | Financial | 2,28,000 | 23.41 | 8.30% | 0.25%↑ |
| Axis Bank Ltd. | Financial | 1,33,699 | 17.99 | 6.37% | -1.40%↓ |
| ICICI Prudential Asset Management Company Ltd. | Financial | 41,900 | 13.91 | 4.93% | -0.50%↓ |
| Kotak Mahindra Bank Ltd. | Financial | 3,34,000 | 13.1 | 4.64% | -0.06%↓ |
| Bajaj Finance Ltd. | Financial | 1,01,750 | 10.22 | 3.62% | 0.24%↑ |
| Shriram Finance Ltd | Financial | 87,900 | 9.16 | 3.25% | 1.42%↑ |
| HDFC Asset Management Company Ltd. | Financial | 32,387 | 8.59 | 3.04% | 0.40%↑ |
| City Union Bank Ltd. | Financial | 3,94,000 | 8.22 | 2.91% | 0.15%↑ |
| Bank Of Baroda | Financial | 2,94,000 | 8.01 | 2.84% | -0.05%↓ |
| Indian Bank | Financial | 97,450 | 7.96 | 2.82% | 0.00% |
| Computer Age Management Services Ltd. | Services | 1,00,000 | 7.97 | 2.82% | -0.08%↓ |
| BSE Ltd. | Services | 20,000 | 7.73 | 2.74% | -0.30%↓ |
| CreditAccess Grameen Ltd. | Financial | 49,000 | 7.3 | 2.59% | 0.27%↑ |
| SBI Life Insurance Company Ltd. | Insurance | 40,500 | 7.15 | 2.53% | -0.18%↓ |
| Angel One Ltd. | Financial | 2,13,703 | 7.07 | 2.50% | -0.14%↓ |
| Power Finance Corporation Ltd. | Financial | 1,60,700 | 6.82 | 2.42% | -0.10%↓ |
| Aye Finance Ltd. | Financial | 3,86,407 | 6.71 | 2.38% | 0.57%↑ |
| Max Financial Services Ltd. | Financial | 37,500 | 5.94 | 2.10% | -0.20%↓ |
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Sector-wise Portfolio Allocation
Equity exposure by sector as a percentage of total net assets, tracked across recent portfolio dates. Identifies concentration risk and sector rotation trends in the fund's holdings.
| Sector | 30 Jun 2026 | 31 May 2026 | 30 Apr 2026 | 31 Mar 2026 | 28 Feb 2026 |
|---|---|---|---|---|---|
| Financial | 78.67% | 73.53% | 78.67% | 74.24% | 66.90% |
| Services | 11.11% | 11.81% | 10.06% | 7.62% | 6.32% |
| Insurance | 3.42% | 3.66% | 3.61% | 4.81% | 4.54% |
Equity Insights
A detailed look at the equity holdings of this scheme — aggregated scores on value, momentum, quality parameters along with diversification and performance analysis.
Style Analysis
Value score
Score not available.
Price Momentum score
Score not available.
Quality score
Score not available.
QVM score
Score not available.
Red Flags
Frequently Asked Questions
What are the top holdings of Bank of India Banking & Financial Services Fund Direct-Growth?
The top holdings of Bank of India Banking & Financial Services Fund Direct-Growth as of 30 Jun 2026 are ICICI Bank Ltd. (11.77%), HDFC Bank Ltd. (9.22%), State Bank of India (8.30%), Axis Bank Ltd. (6.37%), ICICI Prudential Asset Management Company Ltd. (4.93%). These top 5 stocks together account for 40.59% of the total portfolio. You can view the complete holdings breakdown above.
How many stocks does Bank of India Banking & Financial Services Fund Direct-Growth hold in its portfolio?
Bank of India Banking & Financial Services Fund Direct-Growth holds 34 stocks in its portfolio as of 30 Jun 2026. The fund's portfolio size reflects the fund manager's investment approach, a more concentrated portfolio indicates higher conviction bets, while a larger number of holdings suggests a more diversified strategy.
What is the sector allocation of Bank of India Banking & Financial Services Fund Direct-Growth?
As of 30 Jun 2026, Bank of India Banking & Financial Services Fund Direct-Growth's top sector allocations are Financial (78.67%), Services (11.11%), Insurance (3.42%). You can find detailed sector allocation above.
What is the equity and debt allocation of Bank of India Banking & Financial Services Fund Direct-Growth?
As of 30 Jun 2026, Bank of India Banking & Financial Services Fund Direct-Growth has 98.13% allocated to equity, and 0.00% to debt. You can also check the historical trends above.
What is the market cap allocation of Bank of India Banking & Financial Services Fund Direct-Growth?
As of 30 Jun 2026, Bank of India Banking & Financial Services Fund Direct-Growth's market cap allocation is 71.51% in large caps, 12.24% in mid caps, and 16.25% in small caps.
What is the PE ratio of Bank of India Banking & Financial Services Fund Direct-Growth's portfolio?
The portfolio PE ratio of Bank of India Banking & Financial Services Fund Direct-Growth is 17.29 as of 30 Jun 2026. The portfolio PE ratio tells you how expensive or cheap the fund's holdings are relative to their earnings.
What is the credit quality of Bank of India Banking & Financial Services Fund Direct-Growth?
A credit rating breakdown is not available for Bank of India Banking & Financial Services Fund Direct-Growth — its non-equity allocation was 0.00% as of the latest disclosure. This is common when a fund's non-equity holdings are mostly cash or short-term money market instruments, which aren't assigned a credit rating the way bonds are.
When is the latest portfolio disclosure for Bank of India Banking & Financial Services Fund Direct-Growth?
The latest portfolio disclosure for Bank of India Banking & Financial Services Fund Direct-Growth is as of 30 Jun 2026. SEBI requires all mutual funds to disclose their complete portfolio holdings on a monthly basis, typically within 10 days of the end of each month.