mutual funds icici prudential banking and financial services direct plangrowth

holdings

ICICI Prudential Banking and Financial Services Direct Plan-Growth

Equity: Sectoral-Banking & Financial Services - Growth (Open ended)

SEBI Riskometer: Very HighCategory: Equity: Sectoral-Banking & Financial ServicesBenchmark: NIFTY Financial Services Total Return IndexCheck Portfolio Overlap →

NAV: ₹142.15-0.41%

22 Oct 2026

Holdings Analysis

Equity, debt and cash allocation snapshot with market cap distribution for ICICI Prudential Banking and Financial Services Direct Plan-Growth.

Asset Allocation

As on 30 Sep 2026

Equity

96.36%

Others

2.15%

Debt

1.49%

Market Cap Distribution

Large Cap (67.2%)

Mid Cap (13.9%)

Small Cap (18.9%)

Historical Asset Allocation

Asset	30 Sep 2026	31 Aug 2026	31 Jul 2026	30 Jun 2026	31 May 2026	30 Apr 2026
Equity	96.36%	94.36%	92.04%	93.85%	94.97%	95.84%
Debt	1.49%	1.19%	1.43%	0.46%	0.47%	0.08%
Others (incl. cash)	2.15%	4.45%	6.53%	5.69%	4.55%	4.08%
Commodities	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Real Estate	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%

Portfolio Snapshot

No. of Securities

P/E Ratio

17.51

P/B Ratio

2.39

Top Holding %

13.84%

Top 5 Holdings %

50.76%

Top 10 Holdings %

65.02%

AUM

₹10,774 Cr

Expense Ratio

1.25%

Since Inception

13.96%

Max Drawdown

-0.48%

Alpha

0.80%

Sharpe Ratio

0.27

Top Portfolio Holdings by Weight

Latest portfolio holdings sorted by allocation weight. Includes instrument name, sector, number of shares, market value (₹ Cr) and percentage of net assets. Switch dates or categories using the controls below.

Instrument	Sector	No. of Shares	Value (Rs. Cr)	Weight	Change
HDFC Bank Ltd.	Financial	2,10,37,181	1,490.91	13.84%	1.77%↑
ICICI Bank Ltd.	Financial	1,09,72,843	1,450.28	13.46%	-0.62%↓
Kotak Mahindra Bank Ltd.	Financial	2,41,71,327	1,007.94	9.36%	-0.01%↓
Axis Bank Ltd.	Financial	78,00,554	956.35	8.88%	-0.07%↓
State Bank of India	Financial	58,70,022	563.23	5.23%	0.11%↑
SBI Life Insurance Company Ltd.	Insurance	20,03,761	339.92	3.15%	0.42%↑
SBI Cards And Payment Services Ltd.	Financial	57,51,671	332.48	3.09%	0.04%↑
ICICI Lombard General Insurance Company Ltd.	Insurance	18,78,328	298.65	2.77%	0.60%↑
Bajaj Finserv Ltd.	Financial	16,34,960	283.01	2.63%	0.33%↑
HDFC Life Insurance Co Ltd.	Insurance	54,28,988	282.96	2.63%	0.02%↑
LIC Housing Finance Ltd.	Financial	44,57,570	236.34	2.19%	-0.55%↓
Anand Rathi Wealth Ltd.	Financial	9,00,480	190.9	1.77%	0.02%↑
HDB Financial Services Ltd.	Financial	28,73,887	178.55	1.66%	-0.07%↓
BSE Ltd.	Services	5,63,480	174.23	1.62%	-0.02%↓
Can Fin Homes Ltd.	Financial	23,78,215	171.04	1.59%	-0.08%↓
Max Financial Services Ltd.	Financial	12,28,321	168.7	1.57%	0.40%↑
PNB Housing Finance Ltd.	Financial	14,93,377	167.26	1.55%	-0.31%↓
Bajaj Finance Ltd.	Financial	16,34,179	156.78	1.46%	0.16%↑
Life Insurance Corporation of India	Insurance	38,90,600	153.76	1.43%	-0.01%↓
Aavas Financiers Ltd.	Financial	11,76,831	142.62	1.32%	0.01%↑

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Sector-wise Portfolio Allocation

Equity exposure by sector as a percentage of total net assets, tracked across recent portfolio dates. Identifies concentration risk and sector rotation trends in the fund's holdings.

Sector	30 Sep 2026	31 Aug 2026	31 Jul 2026	30 Jun 2026	31 May 2026	30 Apr 2026
Financial	80.27%	79.03%	79.07%	80.37%	81.29%	81.92%
Insurance	12.22%	11.14%	9.80%	11.12%	12.12%	12.29%
Services	3.88%	4.19%	3.09%	2.28%	1.47%	1.54%

Equity Insights

A detailed look at the equity holdings of this scheme — aggregated scores on value, momentum, quality parameters along with diversification and performance analysis.

Style Analysis

Value score

70.8 / 100

Weighted average Value score is 70.8. This indicates that portfolio is relatively reasonably valued using composite of value measures.

Price Momentum score

55.2 / 100

Weighted average Price Momentum score is 55.2. This indicates that portfolio has average momentum using composite of momentum measures.

Quality score

61.2 / 100

Weighted average Quality score is 61.2. This indicates that portfolio has average quality using composite of quality measures.

QVM score

72.3 / 100

Weighted average QVM score is 72.3. This indicates that portfolio has average QVM score and hence a neutral stance is warranted.

Red Flags

Earnings manipulation risk (Beneish M-score)

Following stocks have high risk of potential earnings manipulation (Beneish M-score > -1.78):

Name	Value
ICRA Ltd.	-1.07

Negative cash flow from operations

Following companies have not generated positive operating cash flow for 2 consecutive financial years: 360 One Wam Ltd., Aadhar Housing Finance Ltd., Aavas Financiers Ltd., Angel One Ltd., Aptus Value Housing Finance India Ltd., Bajaj Finserv Ltd., Bajaj Housing Finance Ltd., Bajaj Finance Ltd., Can Fin Homes Ltd., Central Bank Of India, Cholamandalam Investment and Finance Company Ltd., CSB Bank Ltd., HDB Financial Services Ltd., LIC Housing Finance Ltd., Life Insurance Corporation of India, MAS Financial Services Ltd., Muthoot Finance Ltd., PNB Housing Finance Ltd., Repco Home Finance Ltd.

Frequently Asked Questions

What are the top holdings of ICICI Prudential Banking and Financial Services Direct Plan-Growth?

The top holdings of ICICI Prudential Banking and Financial Services Direct Plan-Growth as of 30 Sep 2026 are HDFC Bank Ltd. (13.84%), ICICI Bank Ltd. (13.46%), Kotak Mahindra Bank Ltd. (9.36%), Axis Bank Ltd. (8.88%), State Bank of India (5.23%). These top 5 stocks together account for 50.76% of the total portfolio. You can view the complete holdings breakdown above.

How many stocks does ICICI Prudential Banking and Financial Services Direct Plan-Growth hold in its portfolio?

ICICI Prudential Banking and Financial Services Direct Plan-Growth holds 57 stocks in its portfolio as of 30 Sep 2026. The fund's portfolio size reflects the fund manager's investment approach, a more concentrated portfolio indicates higher conviction bets, while a larger number of holdings suggests a more diversified strategy.

What is the sector allocation of ICICI Prudential Banking and Financial Services Direct Plan-Growth?

As of 30 Sep 2026, ICICI Prudential Banking and Financial Services Direct Plan-Growth's top sector allocations are Financial (80.27%), Insurance (12.22%), Services (3.88%). You can find detailed sector allocation above.

What is the equity and debt allocation of ICICI Prudential Banking and Financial Services Direct Plan-Growth?

As of 30 Sep 2026, ICICI Prudential Banking and Financial Services Direct Plan-Growth has 96.36% allocated to equity, and 1.49% to debt. You can also check the historical trends above.

What is the market cap allocation of ICICI Prudential Banking and Financial Services Direct Plan-Growth?

As of 30 Sep 2026, ICICI Prudential Banking and Financial Services Direct Plan-Growth's market cap allocation is 67.21% in large caps, 13.86% in mid caps, and 18.93% in small caps.

What is the PE ratio of ICICI Prudential Banking and Financial Services Direct Plan-Growth's portfolio?

The portfolio PE ratio of ICICI Prudential Banking and Financial Services Direct Plan-Growth is 17.51 as of 30 Sep 2026. The portfolio PE ratio tells you how expensive or cheap the fund's holdings are relative to their earnings.

What is the credit quality of ICICI Prudential Banking and Financial Services Direct Plan-Growth?

A credit rating breakdown is not available for ICICI Prudential Banking and Financial Services Direct Plan-Growth — its non-equity allocation was 1.49% as of the latest disclosure. This is common when a fund's non-equity holdings are mostly cash or short-term money market instruments, which aren't assigned a credit rating the way bonds are.

When is the latest portfolio disclosure for ICICI Prudential Banking and Financial Services Direct Plan-Growth?

The latest portfolio disclosure for ICICI Prudential Banking and Financial Services Direct Plan-Growth is as of 30 Sep 2026. SEBI requires all mutual funds to disclose their complete portfolio holdings on a monthly basis, typically within 10 days of the end of each month.

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Asset

30 Sep 2026

31 Aug 2026

31 Jul 2026

30 Jun 2026

31 May 2026

30 Apr 2026

Equity

96.36%

94.36%

92.04%

93.85%

94.97%

95.84%

Debt

1.49%

1.19%

1.43%

0.46%

0.47%

0.08%

Others (incl. cash)

2.15%

4.45%

6.53%

5.69%

4.55%

4.08%

Commodities

0.00%

Real Estate

0.00%

Instrument

Sector

No. of Shares

Value (Rs. Cr)

Weight

Change

HDFC Bank Ltd.

Financial

2,10,37,181

1,490.91

13.84%

1.77%↑

ICICI Bank Ltd.

Financial

1,09,72,843

1,450.28

13.46%

-0.62%↓

Kotak Mahindra Bank Ltd.

Financial

2,41,71,327

1,007.94

9.36%

-0.01%↓

Axis Bank Ltd.

Financial

78,00,554

956.35

8.88%

-0.07%↓

State Bank of India

Financial

58,70,022

563.23

5.23%

0.11%↑

SBI Life Insurance Company Ltd.

Insurance

20,03,761

339.92

3.15%

0.42%↑

SBI Cards And Payment Services Ltd.

Financial

57,51,671

332.48

3.09%

0.04%↑

ICICI Lombard General Insurance Company Ltd.

Insurance

18,78,328

298.65

2.77%

0.60%↑

Bajaj Finserv Ltd.

Financial

16,34,960

283.01

2.63%

0.33%↑

HDFC Life Insurance Co Ltd.

Insurance

54,28,988

282.96

2.63%

0.02%↑

LIC Housing Finance Ltd.

Financial

44,57,570

236.34

2.19%

-0.55%↓

Anand Rathi Wealth Ltd.

Financial

9,00,480

190.9

1.77%

0.02%↑

HDB Financial Services Ltd.

Financial

28,73,887

178.55

1.66%

-0.07%↓

BSE Ltd.

Services

5,63,480

174.23

1.62%

-0.02%↓

Can Fin Homes Ltd.

Financial

23,78,215

171.04

1.59%

-0.08%↓

Max Financial Services Ltd.

Financial

12,28,321

168.7

1.57%

0.40%↑

PNB Housing Finance Ltd.

Financial

14,93,377

167.26

1.55%

-0.31%↓

Bajaj Finance Ltd.

Financial

16,34,179

156.78

1.46%

0.16%↑

Life Insurance Corporation of India

Insurance

38,90,600

153.76

1.43%

-0.01%↓

Aavas Financiers Ltd.

Financial

11,76,831

142.62

1.32%

0.01%↑

Sector

30 Sep 2026

31 Aug 2026

31 Jul 2026

30 Jun 2026

31 May 2026

30 Apr 2026

Financial

80.27%

79.03%

79.07%

80.37%

81.29%

81.92%

Insurance

12.22%

11.14%

9.80%

11.12%

12.12%

12.29%

Services

3.88%

4.19%

3.09%

2.28%

1.47%

1.54%

Name

Value

ICRA Ltd.

-1.07