mutual funds icici prudential banking and financial services direct plangrowth

holdings

ICICI Prudential Banking and Financial Services Direct Plan-Growth

Equity: Sectoral-Banking - Growth (Open ended)

ICICI Prudential Banking and Financial Services Direct Plan-GrowthNAV: 152.12 as on 06 Jul, 2026

Risk levelCategoryBenchmark

Factsheet

SEBI Riskometer: Very HighCategory: Equity: Sectoral-BankingBenchmark: NIFTY Financial Services Total Return Index

NAV: ₹152.12-0.05%

07 Jul 2026

Holdings Analysis

Equity, debt and cash allocation snapshot with market cap distribution for ICICI Prudential Banking and Financial Services Direct Plan-Growth.

Asset Allocation

As on 31 May 2026

Equity

94.97%

Others

4.55%

Debt

0.47%

Market Cap Distribution

Large Cap (63.5%)

Mid Cap (13.6%)

Small Cap (22.9%)

Historical Asset Allocation

Asset	31 May 2026	30 Apr 2026	31 Mar 2026	28 Feb 2026	31 Jan 2026	31 Dec 2025
Equity	94.97%	95.84%	97.48%	96.52%	95.82%	96.55%
Debt	0.47%	0.08%	0.24%	0.21%	0.30%	0.48%
Others (incl. cash)	4.55%	4.08%	2.27%	3.27%	3.87%	2.96%
Commodities	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Real Estate	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%

Portfolio Snapshot

No. of Securities

P/E Ratio

17.87

P/B Ratio

2.44

Top Holding %

13.32%

Top 5 Holdings %

48.13%

Top 10 Holdings %

66.24%

AUM

₹10,643 Cr

Expense Ratio

1.20%

Since Inception

14.86%

Max Drawdown

-0.48%

Alpha

1.89%

Sharpe Ratio

0.41

Top Portfolio Holdings by Weight

Latest portfolio holdings sorted by allocation weight. Includes instrument name, sector, number of shares, market value (₹ Cr) and percentage of net assets. Switch dates or categories using the controls below.

Instrument	Sector	No. of Shares	Value (Rs. Cr)	Weight	Change
HDFC Bank Ltd.	Financial	1,90,39,031	1,417.55	13.32%	-0.56%↓
ICICI Bank Ltd.	Financial	1,09,72,843	1,378.63	12.95%	-0.28%↓
Axis Bank Ltd.	Financial	72,44,304	932.05	8.76%	-0.79%↓
Kotak Mahindra Bank Ltd.	Financial	2,00,01,898	768.47	7.22%	1.15%↑
State Bank of India	Financial	64,89,068	625.81	5.88%	1.37%↑
SBI Life Insurance Company Ltd.	Insurance	21,98,381	402.33	3.78%	-0.15%↓
LIC Housing Finance Ltd.	Financial	67,99,870	362.54	3.41%	-0.16%↓
SBI Cards And Payment Services Ltd.	Financial	57,51,671	359.13	3.37%	0.20%↑
ICICI Lombard General Insurance Company Ltd.	Insurance	17,82,062	319.38	3.00%	0.03%↑
HDB Financial Services Ltd.	Financial	37,61,615	250.47	2.35%	-0.03%↓
HDFC Life Insurance Co Ltd.	Insurance	41,43,738	246.47	2.32%	-0.59%↓
PNB Housing Finance Ltd.	Financial	21,76,768	224.32	2.11%	-0.29%↓
Bajaj Finserv Ltd.	Financial	11,41,484	203.6	1.91%	0.03%↑
Can Fin Homes Ltd.	Financial	23,78,215	197.31	1.85%	-0.09%↓
Aptus Value Housing Finance India Ltd.	Financial	71,63,727	186.47	1.75%	-0.32%↓
Aavas Financiers Ltd.	Financial	11,77,122	158.1	1.49%	-0.05%↓
Anand Rathi Wealth Ltd.	Financial	4,50,240	155.36	1.46%	-0.07%↓
Max Financial Services Ltd.	Financial	8,36,325	140	1.32%	-0.58%↓
Bajaj Finance Ltd.	Financial	15,13,354	137.45	1.29%	-0.79%↓
Cholamandalam Investment and Finance Company Ltd.	Financial	8,70,406	133.84	1.26%	0.09%↑

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Sector-wise Portfolio Allocation

Equity exposure by sector as a percentage of total net assets, tracked across recent portfolio dates. Identifies concentration risk and sector rotation trends in the fund's holdings.

Sector	31 May 2026	30 Apr 2026	31 Mar 2026	28 Feb 2026	31 Jan 2026	31 Dec 2025
Financial	81.29%	81.92%	81.64%	78.51%	77.60%	78.40%
Insurance	12.12%	12.29%	14.27%	16.28%	16.40%	15.71%
Services	1.47%	1.54%	1.48%	1.65%	1.73%	2.33%

Equity Insights

A detailed look at the equity holdings of this scheme — aggregated scores on value, momentum, quality parameters along with diversification and performance analysis.

Style Analysis

Value score

64.6 / 100

Weighted average Value score is 64.6. This indicates that portfolio is relatively reasonably valued using composite of value measures.

Price Momentum score

61.5 / 100

Weighted average Price Momentum score is 61.5. This indicates that portfolio has average momentum using composite of momentum measures.

Quality score

68.2 / 100

Weighted average Quality score is 68.2. This indicates that portfolio has average quality using composite of quality measures.

QVM score

76.5 / 100

Weighted average QVM score is 76.5. This indicates that portfolio has high QVM score and hence could be considered for investment.

Red Flags

Declining revenues

Following companies have seen their sales decline for 2 consecutive quarters (measured on yoy basis): Fusion Finance Ltd.

Negative cash flow from operations

Following companies have not generated positive operating cash flow for 2 consecutive financial years: 360 One Wam Ltd., Aadhar Housing Finance Ltd., Aavas Financiers Ltd., Angel One Ltd., Aptus Value Housing Finance India Ltd., Bajaj Finserv Ltd., Bajaj Housing Finance Ltd., Bajaj Finance Ltd., Can Fin Homes Ltd., Central Bank Of India, Cholamandalam Investment and Finance Company Ltd., CSB Bank Ltd., HDB Financial Services Ltd., LIC Housing Finance Ltd., Life Insurance Corporation of India, MAS Financial Services Ltd., PNB Housing Finance Ltd., Repco Home Finance Ltd.

Frequently Asked Questions

What are the top holdings of ICICI Prudential Banking and Financial Services Direct Plan-Growth?

The top holdings of ICICI Prudential Banking and Financial Services Direct Plan-Growth sorted by portfolio weight are listed in the Top Portfolio Holdings section of the Holdings tab.

How many stocks does ICICI Prudential Banking and Financial Services Direct Plan-Growth hold in its portfolio?

ICICI Prudential Banking and Financial Services Direct Plan-Growth holds 49 securities in its portfolio. The top 5 holdings account for 48.13% of the portfolio and the top 10 for 66.24%.

What is the sector allocation of ICICI Prudential Banking and Financial Services Direct Plan-Growth?

The sector allocation of ICICI Prudential Banking and Financial Services Direct Plan-Growth is in the Sector Allocation section, showing each industry's weight in the portfolio.

What is the equity and debt allocation of ICICI Prudential Banking and Financial Services Direct Plan-Growth?

As of 31 May 2026, ICICI Prudential Banking and Financial Services Direct Plan-Growth has 94.97% in equity, 0.47% in debt and 4.55% in cash/others. This asset mix determines the fund's overall risk-return profile.

What is the market cap allocation of ICICI Prudential Banking and Financial Services Direct Plan-Growth?

ICICI Prudential Banking and Financial Services Direct Plan-Growth's equity portfolio — Large Cap: 63.49%, Mid Cap: 13.64%, Small Cap: 22.87%. Market cap allocation determines the fund's risk profile — large cap offers stability while mid and small cap offer higher growth potential with higher volatility.

Is ICICI Prudential Banking and Financial Services Direct Plan-Growth a concentrated or diversified fund?

ICICI Prudential Banking and Financial Services Direct Plan-Growth holds 49 securities, with the top 10 accounting for 66.24% of the portfolio and the top 5 for 48.13%. This is a moderately diversified fund balancing conviction positions with risk spread.

What is the credit quality of ICICI Prudential Banking and Financial Services Direct Plan-Growth?

The credit quality breakdown of ICICI Prudential Banking and Financial Services Direct Plan-Growth's debt portfolio is in the Credit Rating section. For equity-oriented funds, this section may not be applicable.

How often does ICICI Prudential Banking and Financial Services Direct Plan-Growth change its portfolio?

The portfolio currently holds 49 securities with the top 10 accounting for 66.24% as of 31 May 2026. Portfolio turnover reflects how actively the fund manager trades. A high turnover increases transaction costs while a low turnover reflects a buy-and-hold approach. Historical asset allocation snapshots across multiple dates are in the Holdings Analysis section.

What is the PE ratio of ICICI Prudential Banking and Financial Services Direct Plan-Growth's portfolio?

The weighted average PE ratio of ICICI Prudential Banking and Financial Services Direct Plan-Growth's portfolio is 17.87 and the PB ratio is 2.44. These metrics reflect the overall valuation and interest rate sensitivity of the portfolio.

When is the latest portfolio disclosure for ICICI Prudential Banking and Financial Services Direct Plan-Growth?

The latest portfolio disclosure for ICICI Prudential Banking and Financial Services Direct Plan-Growth is as of 31 May 2026. Mutual funds and ETFs in India are required to disclose their full portfolio monthly, within 10 business days of month-end. You can switch between historical disclosure dates using the date selector in the Top Portfolio Holdings section.

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Asset

31 May 2026

30 Apr 2026

31 Mar 2026

28 Feb 2026

31 Jan 2026

31 Dec 2025

Equity

94.97%

95.84%

97.48%

96.52%

95.82%

96.55%

Debt

0.47%

0.08%

0.24%

0.21%

0.30%

0.48%

Others (incl. cash)

4.55%

4.08%

2.27%

3.27%

3.87%

2.96%

Commodities

0.00%

Real Estate

0.00%

Instrument

Sector

No. of Shares

Value (Rs. Cr)

Weight

Change

HDFC Bank Ltd.

Financial

1,90,39,031

1,417.55

13.32%

-0.56%↓

ICICI Bank Ltd.

Financial

1,09,72,843

1,378.63

12.95%

-0.28%↓

Axis Bank Ltd.

Financial

72,44,304

932.05

8.76%

-0.79%↓

Kotak Mahindra Bank Ltd.

Financial

2,00,01,898

768.47

7.22%

1.15%↑

State Bank of India

Financial

64,89,068

625.81

5.88%

1.37%↑

SBI Life Insurance Company Ltd.

Insurance

21,98,381

402.33

3.78%

-0.15%↓

LIC Housing Finance Ltd.

Financial

67,99,870

362.54

3.41%

-0.16%↓

SBI Cards And Payment Services Ltd.

Financial

57,51,671

359.13

3.37%

0.20%↑

ICICI Lombard General Insurance Company Ltd.

Insurance

17,82,062

319.38

3.00%

0.03%↑

HDB Financial Services Ltd.

Financial

37,61,615

250.47

2.35%

-0.03%↓

HDFC Life Insurance Co Ltd.

Insurance

41,43,738

246.47

2.32%

-0.59%↓

PNB Housing Finance Ltd.

Financial

21,76,768

224.32

2.11%

-0.29%↓

Bajaj Finserv Ltd.

Financial

11,41,484

203.6

1.91%

0.03%↑

Can Fin Homes Ltd.

Financial

23,78,215

197.31

1.85%

-0.09%↓

Aptus Value Housing Finance India Ltd.

Financial

71,63,727

186.47

1.75%

-0.32%↓

Aavas Financiers Ltd.

Financial

11,77,122

158.1

1.49%

-0.05%↓

Anand Rathi Wealth Ltd.

Financial

4,50,240

155.36

1.46%

-0.07%↓

Max Financial Services Ltd.

Financial

8,36,325

140

1.32%

-0.58%↓

Bajaj Finance Ltd.

Financial

15,13,354

137.45

1.29%

-0.79%↓

Cholamandalam Investment and Finance Company Ltd.

Financial

8,70,406

133.84

1.26%

0.09%↑

Sector

31 May 2026

30 Apr 2026

31 Mar 2026

28 Feb 2026

31 Jan 2026

31 Dec 2025

Financial

81.29%

81.92%

81.64%

78.51%

77.60%

78.40%

Insurance

12.12%

12.29%

14.27%

16.28%

16.40%

15.71%

Services

1.47%

1.54%

1.48%

1.65%

1.73%

2.33%