ICICI Prudential Banking and Financial Services Direct Plan-Growth
Equity: Sectoral-Banking - Growth (Open ended) Factsheet
SEBI Riskometer: Very HighCategory: Equity: Sectoral-BankingBenchmark: NIFTY Financial Services Total Return Index
NAV: ₹152.12-0.05%
07 Jul 2026
Holdings Analysis
Equity, debt and cash allocation snapshot with market cap distribution for ICICI Prudential Banking and Financial Services Direct Plan-Growth.
Market Cap Distribution
Large Cap (63.5%)
Mid Cap (13.6%)
Small Cap (22.9%)
Historical Asset Allocation
| Asset | 31 May 2026 | 30 Apr 2026 | 31 Mar 2026 | 28 Feb 2026 | 31 Jan 2026 | 31 Dec 2025 |
|---|---|---|---|---|---|---|
| Equity | 94.97% | 95.84% | 97.48% | 96.52% | 95.82% | 96.55% |
| Debt | 0.47% | 0.08% | 0.24% | 0.21% | 0.30% | 0.48% |
| Others (incl. cash) | 4.55% | 4.08% | 2.27% | 3.27% | 3.87% | 2.96% |
| Commodities | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Real Estate | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Portfolio Snapshot
No. of Securities
49
P/E Ratio
17.87
P/B Ratio
2.44
Top Holding %
13.32%
Top 5 Holdings %
48.13%
Top 10 Holdings %
66.24%
AUM
₹10,643 Cr
Expense Ratio
1.20%
Since Inception
14.86%
Max Drawdown
-0.48%
Alpha
1.89%
Sharpe Ratio
0.41
Top Portfolio Holdings by Weight
Latest portfolio holdings sorted by allocation weight. Includes instrument name, sector, number of shares, market value (₹ Cr) and percentage of net assets. Switch dates or categories using the controls below.
| Instrument | Sector | No. of Shares | Value (Rs. Cr) | Weight | Change |
|---|---|---|---|---|---|
| HDFC Bank Ltd. | Financial | 1,90,39,031 | 1,417.55 | 13.32% | -0.56%↓ |
| ICICI Bank Ltd. | Financial | 1,09,72,843 | 1,378.63 | 12.95% | -0.28%↓ |
| Axis Bank Ltd. | Financial | 72,44,304 | 932.05 | 8.76% | -0.79%↓ |
| Kotak Mahindra Bank Ltd. | Financial | 2,00,01,898 | 768.47 | 7.22% | 1.15%↑ |
| State Bank of India | Financial | 64,89,068 | 625.81 | 5.88% | 1.37%↑ |
| SBI Life Insurance Company Ltd. | Insurance | 21,98,381 | 402.33 | 3.78% | -0.15%↓ |
| LIC Housing Finance Ltd. | Financial | 67,99,870 | 362.54 | 3.41% | -0.16%↓ |
| SBI Cards And Payment Services Ltd. | Financial | 57,51,671 | 359.13 | 3.37% | 0.20%↑ |
| ICICI Lombard General Insurance Company Ltd. | Insurance | 17,82,062 | 319.38 | 3.00% | 0.03%↑ |
| HDB Financial Services Ltd. | Financial | 37,61,615 | 250.47 | 2.35% | -0.03%↓ |
| HDFC Life Insurance Co Ltd. | Insurance | 41,43,738 | 246.47 | 2.32% | -0.59%↓ |
| PNB Housing Finance Ltd. | Financial | 21,76,768 | 224.32 | 2.11% | -0.29%↓ |
| Bajaj Finserv Ltd. | Financial | 11,41,484 | 203.6 | 1.91% | 0.03%↑ |
| Can Fin Homes Ltd. | Financial | 23,78,215 | 197.31 | 1.85% | -0.09%↓ |
| Aptus Value Housing Finance India Ltd. | Financial | 71,63,727 | 186.47 | 1.75% | -0.32%↓ |
| Aavas Financiers Ltd. | Financial | 11,77,122 | 158.1 | 1.49% | -0.05%↓ |
| Anand Rathi Wealth Ltd. | Financial | 4,50,240 | 155.36 | 1.46% | -0.07%↓ |
| Max Financial Services Ltd. | Financial | 8,36,325 | 140 | 1.32% | -0.58%↓ |
| Bajaj Finance Ltd. | Financial | 15,13,354 | 137.45 | 1.29% | -0.79%↓ |
| Cholamandalam Investment and Finance Company Ltd. | Financial | 8,70,406 | 133.84 | 1.26% | 0.09%↑ |
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Sector-wise Portfolio Allocation
Equity exposure by sector as a percentage of total net assets, tracked across recent portfolio dates. Identifies concentration risk and sector rotation trends in the fund's holdings.
| Sector | 31 May 2026 | 30 Apr 2026 | 31 Mar 2026 | 28 Feb 2026 | 31 Jan 2026 | 31 Dec 2025 |
|---|---|---|---|---|---|---|
| Financial | 81.29% | 81.92% | 81.64% | 78.51% | 77.60% | 78.40% |
| Insurance | 12.12% | 12.29% | 14.27% | 16.28% | 16.40% | 15.71% |
| Services | 1.47% | 1.54% | 1.48% | 1.65% | 1.73% | 2.33% |
Equity Insights
A detailed look at the equity holdings of this scheme — aggregated scores on value, momentum, quality parameters along with diversification and performance analysis.
Style Analysis
Value score
64.6 / 100
Weighted average Value score is 64.6. This indicates that portfolio is relatively reasonably valued using composite of value measures.
Price Momentum score
61.5 / 100
Weighted average Price Momentum score is 61.5. This indicates that portfolio has average momentum using composite of momentum measures.
Quality score
68.2 / 100
Weighted average Quality score is 68.2. This indicates that portfolio has average quality using composite of quality measures.
QVM score
76.5 / 100
Weighted average QVM score is 76.5. This indicates that portfolio has high QVM score and hence could be considered for investment.
Red Flags
Frequently Asked Questions
What are the top holdings of ICICI Prudential Banking and Financial Services Direct Plan-Growth?
The top holdings of ICICI Prudential Banking and Financial Services Direct Plan-Growth sorted by portfolio weight are listed in the Top Portfolio Holdings section of the Holdings tab.
How many stocks does ICICI Prudential Banking and Financial Services Direct Plan-Growth hold in its portfolio?
ICICI Prudential Banking and Financial Services Direct Plan-Growth holds 49 securities in its portfolio. The top 5 holdings account for 48.13% of the portfolio and the top 10 for 66.24%.
What is the sector allocation of ICICI Prudential Banking and Financial Services Direct Plan-Growth?
The sector allocation of ICICI Prudential Banking and Financial Services Direct Plan-Growth is in the Sector Allocation section, showing each industry's weight in the portfolio.
What is the equity and debt allocation of ICICI Prudential Banking and Financial Services Direct Plan-Growth?
As of 31 May 2026, ICICI Prudential Banking and Financial Services Direct Plan-Growth has 94.97% in equity, 0.47% in debt and 4.55% in cash/others. This asset mix determines the fund's overall risk-return profile.
What is the market cap allocation of ICICI Prudential Banking and Financial Services Direct Plan-Growth?
ICICI Prudential Banking and Financial Services Direct Plan-Growth's equity portfolio — Large Cap: 63.49%, Mid Cap: 13.64%, Small Cap: 22.87%. Market cap allocation determines the fund's risk profile — large cap offers stability while mid and small cap offer higher growth potential with higher volatility.
Is ICICI Prudential Banking and Financial Services Direct Plan-Growth a concentrated or diversified fund?
ICICI Prudential Banking and Financial Services Direct Plan-Growth holds 49 securities, with the top 10 accounting for 66.24% of the portfolio and the top 5 for 48.13%. This is a moderately diversified fund balancing conviction positions with risk spread.
What is the credit quality of ICICI Prudential Banking and Financial Services Direct Plan-Growth?
The credit quality breakdown of ICICI Prudential Banking and Financial Services Direct Plan-Growth's debt portfolio is in the Credit Rating section. For equity-oriented funds, this section may not be applicable.
How often does ICICI Prudential Banking and Financial Services Direct Plan-Growth change its portfolio?
The portfolio currently holds 49 securities with the top 10 accounting for 66.24% as of 31 May 2026. Portfolio turnover reflects how actively the fund manager trades. A high turnover increases transaction costs while a low turnover reflects a buy-and-hold approach. Historical asset allocation snapshots across multiple dates are in the Holdings Analysis section.
What is the PE ratio of ICICI Prudential Banking and Financial Services Direct Plan-Growth's portfolio?
The weighted average PE ratio of ICICI Prudential Banking and Financial Services Direct Plan-Growth's portfolio is 17.87 and the PB ratio is 2.44. These metrics reflect the overall valuation and interest rate sensitivity of the portfolio.
When is the latest portfolio disclosure for ICICI Prudential Banking and Financial Services Direct Plan-Growth?
The latest portfolio disclosure for ICICI Prudential Banking and Financial Services Direct Plan-Growth is as of 31 May 2026. Mutual funds and ETFs in India are required to disclose their full portfolio monthly, within 10 business days of month-end. You can switch between historical disclosure dates using the date selector in the Top Portfolio Holdings section.